TransUnion (TRU) Stock Price, News & Analysis

Company Overview

TransUnion (NYSE: TRU) is a global information and insights company that provides consumer credit reporting, risk management, identity verification, and marketing services. The company collects and analyzes data from a variety of sources to help businesses assess credit risk, prevent fraud, and comply with regulatory requirements. TransUnion’s products and services serve a wide range of industries, including banking, insurance, telecommunications, healthcare, and retail, enabling clients to make informed decisions and optimize customer engagement.

Originally founded in 1968 as a holding company for Union Tank Car Corporation, TransUnion entered the credit reporting business through a series of strategic acquisitions in the 1980s and 1990s. Over the years, the company has continued to evolve its offerings, integrating advanced analytics, machine learning, and artificial intelligence into its platforms. By leveraging vast data assets and proprietary scoring models, TransUnion delivers real-time insights that help organizations manage risk, detect suspicious activity, and enhance operational efficiency.

With operations spanning more than 30 countries across North America, Latin America, Asia-Pacific, and Europe, the company supports both consumer-facing and business-to-business solutions on a global scale. TransUnion’s local market expertise is complemented by centralized technology platforms that ensure consistent service delivery and data quality. Through partnerships with government agencies, financial institutions, and major corporations, the firm maintains comprehensive credit databases and strives to improve financial inclusion by providing tools for underserved consumers.

Under the leadership of CEO James N. (Jim) Peck and a seasoned executive team, TransUnion continues to invest in innovation and digital transformation. Recent initiatives include cloud-based deployment of credit and fraud solutions, enhancements to consumer engagement portals, and expansion of identity verification services. By focusing on data security, regulatory compliance, and customer-centric product development, TransUnion aims to uphold its reputation as a trusted provider of actionable intelligence in the ever-evolving risk management landscape.

Key Stats

• Today's Range: $90.17 to $92.11
• 50-Day Range: $81.70 to $91.96
• 52-Week Range: $66.38 to $113.17
• Volume: 1.03 million shs
• Average Volume: 1.79 million shs
• Market Capitalization: $17.87 billion
• P/E Ratio: 48.73
• Dividend Yield: 0.50%
• Price Target: $109.69
• Consensus Rating: Moderate Buy

TransUnion Stock Analysis - MarketRank™

TransUnion scored higher than 92% of companies evaluated by MarketBeat, and ranked 26th out of 300 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

TransUnion has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on 9 buy ratings, 4 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

TransUnion has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 20.55%

Earnings Growth

Earnings for TransUnion are expected to grow by 20.55% in the coming year, from $3.99 to $4.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of TransUnion is 48.73, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of TransUnion is 48.73, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.82.

Price to Earnings Growth Ratio

TransUnion has a PEG Ratio of 2.53. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

TransUnion has a P/B Ratio of 4.13. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.22% of the float of TransUnion has been sold short.

Short Interest Ratio / Days to Cover

TransUnion has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TransUnion has recently decreased by 22.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

TransUnion has a dividend yield of 0.50%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

TransUnion has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of TransUnion is 24.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, TransUnion will have a dividend payout ratio of 9.56% next year. This indicates that TransUnion will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.4 / 5
• Environmental Score: -0.60

Percentage of Shares Shorted

2.22% of the float of TransUnion has been sold short.

Short Interest Ratio / Days to Cover

TransUnion has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TransUnion has recently decreased by 22.82%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.15

News Sentiment

TransUnion has a news sentiment score of 1.15. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for TransUnion this week, compared to 15 articles on an average week.

Search Interest

Only 7 people have searched for TRU on MarketBeat in the last 30 days. This is a decrease of -22% compared to the previous 30 days.

MarketBeat Follows

1 people have added TransUnion to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, TransUnion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $255,010.00 in company stock.

Percentage Held by Insiders

Only 0.22% of the stock of TransUnion is held by insiders.

TRU Stock Analysis - Frequently Asked Questions

How have TRU shares performed this year?

TransUnion's stock was trading at $92.71 at the start of the year. Since then, TRU shares have decreased by 1.2% and is now trading at $91.61.

How were TransUnion's earnings last quarter?

TransUnion (NYSE:TRU) posted its quarterly earnings data on Thursday, April, 24th. The business services provider reported $1.05 earnings per share for the quarter, beating the consensus estimate of $0.98 by $0.07. The business's quarterly revenue was up 7.3% compared to the same quarter last year.
Read the conference call transcript.

Is TransUnion buying back stock?

TransUnion's board authorized a stock buyback program on Thursday, February 13th 2025, which authorizes the company to repurchase $500,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 2.6% of its stock through open market purchases. Stock buyback programs are usually an indication that the company's leadership believes its stock is undervalued.

Does TransUnion have any subsidiaries?

The following companies are subsidiaries of TransUnion: Tru Optik, Signal, TruSignal, Rubixis, Healthcare Payment Specialists, Callcredit Information, FactorTrust, and more.

When did TransUnion IPO?

TransUnion (TRU) raised $651 million in an IPO on Thursday, June 25th 2015. The company issued 29,600,000 shares at $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse served as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.

How do I buy shares of TransUnion?

Shares of TRU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of TransUnion own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TransUnion investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Broadcom (AVGO), Adobe (ADBE) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 6/6 Dividend: 5/22/2025
• Ex-Dividend for 6/6 Dividend: 5/22/2025
• Dividend Payable: 6/06/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: BUSINESS INFO SVC
• Sub-Industry: Business Services
• Current Symbol: NYSE:TRU
• CIK: 1552033
• Web: www.transunion.com
• Phone: (312) 985-2000
• Fax: N/A
• Employees: 13,400
• Year Founded: 1968

Price Target and Rating

• Average Stock Price Target: $109.69
• High Stock Price Target: $130.00
• Low Stock Price Target: $84.00
• Potential Upside/Downside: +19.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.88
• Trailing P/E Ratio: 48.73
• Forward P/E Ratio: 22.96
• P/E Growth: 2.53
• Net Income: $284.30 million
• Net Margins: 8.63%
• Pretax Margin: 12.02%
• Return on Equity: 16.18%
• Return on Assets: 6.38%

Debt

• Debt-to-Equity Ratio: 1.13
• Current Ratio: 2.05
• Quick Ratio: 2.05

Sales & Book Value

• Annual Sales: $4.18 billion
• Price / Sales: 4.27
• Cash Flow: $6.23 per share
• Price / Cash Flow: 14.71
• Book Value: $22.16 per share
• Price / Book: 4.13

Miscellaneous

• Outstanding Shares: 195,100,000
• Free Float: 194,671,000
• Market Cap: $17.87 billion
• Optionable: Optionable
• Beta: 1.63