Ellington Financial (EFC) Stock Price, News & Analysis

Company Overview

Ellington Financial, Inc. (NYSE: EFC) is a mortgage real estate investment trust (REIT) that focuses on generating attractive risk-adjusted returns through investments in residential and commercial mortgage-related assets. Established in 2013, the company is externally managed by Ellington Financial Management, L.P., a subsidiary of Ellington Management Group, an alternative asset management firm. EFC’s core strategy centers on actively acquiring and managing agency and non-agency residential mortgage-backed securities (MBS), mortgage servicing rights, residential whole loans, and other structured finance instruments, including asset-backed securities and commercial mortgage-backed securities (CMBS).

The company employs leverage and structured financing tools—such as repurchase agreements and secured credit facilities—to enhance portfolio yield while maintaining focus on risk mitigation. Through rigorous credit analysis, duration management and prepayment modeling, Ellington Financial seeks to navigate fluctuations in interest rates and spreads. Its investment approach combines in-house research capabilities with the broader resources of its external manager, enabling nimble portfolio adjustments in response to market developments.

Headquartered in Greenwich, Connecticut, EFC’s portfolio is concentrated in U.S. mortgage markets, with exposure primarily to securities backed by single-family and multifamily properties. While the company’s investments are U.S.-centric, its shares trade on the New York Stock Exchange, providing global investors with an income-oriented vehicle in the mortgage credit sector. By leveraging deep sector expertise and a disciplined risk framework, Ellington Financial aims to deliver consistent dividend income and total return potential.

The leadership and investment teams at Ellington Financial bring decades of combined experience in mortgage credit, structured finance and asset management. Supported by a board that includes independent and non-executive directors, the firm emphasizes governance and transparency in its operations. This governance structure underpins EFC’s commitment to aligning shareholder interests with prudent portfolio management and long-term value creation.

Key Stats

• Today's Range: $13.32 to $13.60
• 50-Day Range: $12.98 to $14.02
• 52-Week Range: $11.12 to $14.40
• Volume: 1.30 million shs
• Average Volume: 1.15 million shs
• Market Capitalization: $1.33 billion
• P/E Ratio: 10.75
• Dividend Yield: 11.71%
• Price Target: $14.46
• Consensus Rating: Moderate Buy

Ellington Financial Stock Analysis - MarketRank™

Ellington Financial scored higher than 68% of companies evaluated by MarketBeat, and ranked 543rd out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Ellington Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 5 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Ellington Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Ellington Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 21.01%

Earnings Growth

Earnings for Ellington Financial are expected to grow by 21.01% in the coming year, from $1.38 to $1.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ellington Financial is 10.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ellington Financial is 10.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.06.

Price to Book Value per Share Ratio

Ellington Financial has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.51% of the outstanding shares of Ellington Financial have been sold short.

Short Interest Ratio / Days to Cover

Ellington Financial has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Ellington Financial has recently increased by 4.36%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Ellington Financial is a leading dividend payer. It pays a dividend yield of 11.57%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ellington Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ellington Financial is 125.81%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, Ellington Financial will have a dividend payout ratio of 93.41% in the coming year. This indicates that Ellington Financial may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.51% of the outstanding shares of Ellington Financial have been sold short.

Short Interest Ratio / Days to Cover

Ellington Financial has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Ellington Financial has recently increased by 4.36%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.1 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 3 news articles for Ellington Financial this week, compared to 5 articles on an average week.

Search Interest

44 people have searched for EFC on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

12 people have added Ellington Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 20% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ellington Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $75,177.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 4.10% of the stock of Ellington Financial is held by insiders.

Percentage Held by Institutions

55.62% of the stock of Ellington Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EFC Stock Analysis - Frequently Asked Questions

How have EFC shares performed this year?

Ellington Financial's stock was trading at $12.12 on January 1st, 2025. Since then, EFC shares have increased by 9.9% and is now trading at $13.3250.

How were Ellington Financial's earnings last quarter?

Ellington Financial Inc. (NYSE:EFC) released its quarterly earnings data on Thursday, August, 7th. The financial services provider reported $0.47 earnings per share for the quarter, topping analysts' consensus estimates of $0.40 by $0.07. The financial services provider earned $92.54 million during the quarter, compared to the consensus estimate of $112.48 million. Ellington Financial had a net margin of 89.52% and a trailing twelve-month return on equity of 13.56%.
Read the conference call transcript.

Who are Ellington Financial's major shareholders?

Top institutional investors of Ellington Financial include GraniteShares Advisors LLC (0.25%), Voya Investment Management LLC (0.10%), SG Americas Securities LLC (0.05%) and KLP Kapitalforvaltning AS (0.05%). Insiders that own company stock include Michael W Vranos, Ronald I Simon and Lisa Mumford.
View institutional ownership trends.

How do I buy shares of Ellington Financial?

Shares of EFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ellington Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Financial investors own include JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Symbotic (SYM), Voya Infrastructure, Industrials and Materials Fund (IDE), Rithm Capital (RITM), AGNC Investment (AGNC), Enterprise Products Partners (EPD) and Energy Transfer (ET).

Company Calendar

• Last Earnings: 8/07/2025
• Record date for 10/31 Dividend: 9/30/2025
• Ex-Dividend for 10/31 Dividend: 9/30/2025
• Today: 10/24/2025
• Record date for 11/28 Dividend: 10/31/2025
• Ex-Dividend for 11/28 Dividend: 10/31/2025
• Dividend Payable: 10/31/2025
• Next Earnings (Estimated): 11/05/2025
• Dividend Payable: 11/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: REIT - MTGE TRUST
• Sub-Industry: Real Estate
• Current Symbol: NYSE:EFC
• CIK: 1411342
• Web: www.ellingtonfinancial.com
• Phone: (203) 698-1200
• Fax: 203-698-0869
• Employees: 170
• Year Founded: 2007

Price Target and Rating

• Average Price Target for Ellington Financial: $14.46
• High Price Target: $16.00
• Low Price Target: $13.50
• Potential Upside/Downside: +8.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.24
• Trailing P/E Ratio: 10.75
• Forward P/E Ratio: 9.66
• P/E Growth: N/A
• Net Income: $145.86 million
• Net Margins: 89.52%
• Pretax Margin: 64.80%
• Return on Equity: 13.56%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 10.96
• Current Ratio: 46.78
• Quick Ratio: 46.78

Sales & Book Value

• Annual Sales: $136.41 million
• Price / Sales: 9.76
• Cash Flow: $1.64 per share
• Price / Cash Flow: 8.13
• Book Value: $13.89 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 99,890,000
• Free Float: 95,798,000
• Market Cap: $1.33 billion
• Optionable: Optionable
• Beta: 1.00