American Express (AXP) Projected to Post Earnings on Friday

Key Points

• Q3 2026 earnings are expected Friday, October 23: Analysts forecast EPS of $4.58 and revenue of $20.12 billion, versus $4.53 EPS reported in the prior quarter. American Express’s full-year EPS guidance is $17.30–$17.90.
• Analysts remain broadly positive: The stock has a “Moderate Buy” consensus rating with an average price target of $365.63, implying upside from its recent price near $313.61, though individual targets and ratings vary.
• Investors should weigh growth opportunities against regulatory risk: American Express is exploring AI-powered payment authentication and commerce tools, while a reported $350 million anti-money-laundering fine could increase compliance costs and pressure valuation. The company also declared a quarterly dividend of $0.95 per share.

American Express (NYSE:AXP - Get Free Report) is expected to be announcing its Q3 2026 results before the market opens on Friday, October 23rd. Analysts expect the company to announce earnings of $4.58 per share and revenue of $20.12 billion for the quarter. American Express has set its FY 2026 guidance at 17.300-17.900 EPS. Investors can check the company's upcoming Q3 2026 earnings summary page for the latest details on the call scheduled for Friday, October 23, 2026 at 8:30 AM ET.

American Express (NYSE:AXP - Get Free Report) last issued its quarterly earnings data on Friday, July 24th. The payment services company reported $4.53 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.41 by $0.12. American Express had a net margin of 15.07% and a return on equity of 34.12%. The company had revenue of $14.99 billion during the quarter, compared to the consensus estimate of $19.70 billion. During the same quarter in the prior year, the firm earned $4.08 earnings per share. The firm's revenue was up 10.0% compared to the same quarter last year. On average, analysts expect American Express to post $17.65 EPS for the current fiscal year and $20.21 EPS for the next fiscal year.

American Express Trading Up 2.2%

Shares of NYSE:AXP opened at $313.61 on Friday. The firm has a market cap of $211.79 billion, a price-to-earnings ratio of 18.63, a PEG ratio of 1.31 and a beta of 1.08. American Express has a 12 month low of $290.97 and a 12 month high of $387.49. The company's fifty day simple moving average is $321.67 and its 200 day simple moving average is $325.37. The company has a quick ratio of 1.54, a current ratio of 1.55 and a debt-to-equity ratio of 1.66.

American Express Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, November 10th. Shareholders of record on Friday, October 9th will be issued a dividend of $0.95 per share. This represents a $3.80 dividend on an annualized basis and a yield of 1.2%. The ex-dividend date is Friday, October 9th. American Express's dividend payout ratio is 23.06%.

American Express News Roundup

Here are the key news stories impacting American Express this week:

• Positive Sentiment: Institutional investor support: Harris Oakmark’s third-quarter 2026 investor letter identified American Express as a compelling investment, signaling confidence in the company’s brand, business quality and long-term capital appreciation potential. What Makes American Express (AXP) a Compelling Bet?
• Positive Sentiment: AI commerce opportunity: American Express is developing issuer-side tools, including “Proof of Intent” and AI-powered payment security, to authenticate purchases made by autonomous shopping agents. If successful, the technology could protect against fraud, support higher transaction volumes and create a new payments growth channel. Can American Express Turn AI Commerce Into a New Growth Driver?
• Neutral Sentiment: Marketing partnership: Rakuten launched a limited-edition Naruto Shippuden design for the Rakuten American Express Card. The promotion may improve card engagement and brand visibility, but it does not change the card’s existing rewards or represent a material near-term earnings catalyst. Rakuten Introduces Limited Edition NARUTO SHIPPUDEN Credit Card Design
• Positive Sentiment: Analyst valuation support: Brokerages reportedly have a consensus target price of $365.63, implying meaningful upside relative to the recent trading level. However, the target is forward-looking and does not eliminate regulatory risks. American Express Consensus Target Price
• Negative Sentiment: AML fine and valuation concerns: A reported $350 million anti-money-laundering fine is pressuring the investment case, raising questions about compliance costs, regulatory oversight and whether AXP’s valuation fully reflects its earnings power. American Express Stock May Sit Below Fair Value As AML Fine Lands

Wall Street Analyst Weigh In

A number of research firms have issued reports on AXP. Evercore set a $320.00 target price on American Express in a report on Thursday, October 1st. TD Cowen cut their price target on American Express from $338.00 to $335.00 and set a "hold" rating on the stock in a report on Tuesday, October 6th. DZ Bank raised American Express from a "hold" rating to a "buy" rating and set a $375.00 price objective for the company in a research report on Thursday, June 18th. Bank of America upped their price objective on American Express from $387.00 to $391.00 and gave the stock a "buy" rating in a research report on Thursday, July 9th. Finally, President Capital increased their price objective on American Express from $359.00 to $400.00 and gave the stock a "buy" rating in a report on Wednesday, August 19th. One investment analyst has rated the stock with a Strong Buy rating, fifteen have assigned a Buy rating, fourteen have issued a Hold rating and one has issued a Sell rating to the company. According to MarketBeat.com, the stock presently has an average rating of "Moderate Buy" and a consensus price target of $365.63.

American Express Company Profile

American Express Company NYSE: AXP is a global financial services company that provides payment, lending, travel and related products to consumers, small businesses and corporate customers. Its offerings include consumer and business charge and credit cards, payment solutions, commercial financing, deposit products and rewards programs.

American Express also operates a worldwide merchant network and provides businesses with payment acceptance services, transaction-processing capabilities and data-driven marketing solutions.

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