Peoples Financial Services (PFIS) Stock Price, News & Analysis

Company Overview

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.

Key Stats

• Today's Range: $47.75 to $48.75
• 50-Day Range: $40.67 to $51.21
• 52-Week Range: $37.62 to $59.70
• Volume: 15,425 shs
• Average Volume: 24,469 shs
• Market Capitalization: $482.86 million
• P/E Ratio: 42.75
• Dividend Yield: 5.11%
• Price Target: $53.00
• Consensus Rating: Moderate Buy

Peoples Financial Services Stock Analysis - MarketRank™

Peoples Financial Services scored higher than 15% of companies evaluated by MarketBeat, and ranked 871st out of 911 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Peoples Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Peoples Financial Services has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Peoples Financial Services is 42.75, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Peoples Financial Services is 42.75, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.25.

Price to Book Value per Share Ratio

Peoples Financial Services has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.95% of the outstanding shares of Peoples Financial Services have been sold short.

Short Interest Ratio / Days to Cover

Peoples Financial Services has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Peoples Financial Services has recently increased by 2.36%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Peoples Financial Services is a leading dividend payer. It pays a dividend yield of 4.87%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Peoples Financial Services has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of Peoples Financial Services is 115.96%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.95% of the outstanding shares of Peoples Financial Services have been sold short.

Short Interest Ratio / Days to Cover

Peoples Financial Services has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Peoples Financial Services has recently increased by 2.36%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Peoples Financial Services this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for PFIS on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Peoples Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $47,120.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 8.00% of the stock of Peoples Financial Services is held by insiders.

Percentage Held by Institutions

Only 31.67% of the stock of Peoples Financial Services is held by institutions.

PFIS Stock Analysis - Frequently Asked Questions

How have PFIS shares performed this year?

Peoples Financial Services' stock was trading at $51.18 at the start of the year. Since then, PFIS shares have decreased by 5.6% and is now trading at $48.31.
View the best growth stocks for 2025 here.

How were Peoples Financial Services' earnings last quarter?

Peoples Financial Services Corp. (NASDAQ:PFIS) released its quarterly earnings data on Thursday, May, 1st. The financial services provider reported $1.51 earnings per share for the quarter, beating the consensus estimate of $1.35 by $0.16. The financial services provider earned $62.43 million during the quarter, compared to analysts' expectations of $44.35 million. Peoples Financial Services had a net margin of 3.70% and a trailing twelve-month return on equity of 8.97%.

Who are Peoples Financial Services' major shareholders?

Peoples Financial Services' top institutional investors include Vanguard Group Inc. (4.95%), Peoples Financial Services CORP. (2.07%), Bridgeway Capital Management LLC (0.64%) and Hotchkis & Wiley Capital Management LLC (0.59%). Insiders that own company stock include William E Aubrey II, Ronald G Kukuchka, Thomas P Tulaney and Richard S Lochen Jr.
View institutional ownership trends.

How do I buy shares of Peoples Financial Services?

Shares of PFIS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Peoples Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Peoples Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Palo Alto Networks (PANW).

Company Calendar

• Record date for 3/14 Dividend: 2/28/2025
• Ex-Dividend for 3/14 Dividend: 2/28/2025
• Dividend Payable: 3/14/2025
• Last Earnings: 5/01/2025
• Today: 5/24/2025
• Record date for 6/13 Dividend: 5/30/2025
• Ex-Dividend for 6/13 Dividend: 5/30/2025
• Dividend Payable: 6/13/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PFIS
• CIK: 1056943
• Web: www.psbt.com
• Phone: (570) 346-7741
• Fax: 570-961-3768
• Employees: 400
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $53.00
• High Stock Price Target: $53.00
• Low Stock Price Target: $53.00
• Potential Upside/Downside: +9.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.13
• Trailing P/E Ratio: 42.75
• Forward P/E Ratio: 8.16
• P/E Growth: N/A
• Net Income: $8.50 million
• Net Margins: 3.70%
• Pretax Margin: 3.41%
• Return on Equity: 8.97%
• Return on Assets: 0.82%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $156.73 million
• Price / Sales: 3.08
• Cash Flow: $4.71 per share
• Price / Cash Flow: 10.26
• Book Value: $48.35 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 9,995,000
• Free Float: 9,585,000
• Market Cap: $482.86 million
• Optionable: Not Optionable
• Beta: 0.70