Virginia National Bankshares (VABK) Stock Price, News & Analysis

Company Overview

Virginia National Bankshares Corporation is a bank holding company headquartered in Charlottesville, Virginia. Through its principal subsidiary, Virginia National Bank, the company provides banking and financial services to individuals, businesses, nonprofit organizations and other clients.

Virginia National Bank offers commercial and personal deposit accounts, business and consumer lending, residential mortgage loans, cash-management services and other traditional banking products. The bank also provides wealth management and investment-related services, helping clients with financial planning, investment management, trust and estate services.

Founded in 2006, Virginia National Bank serves communities in Central Virginia and the surrounding areas through a network of banking offices and digital banking channels. Its markets include the Charlottesville area and other Virginia communities, with an emphasis on relationship-based banking for local businesses, professionals and households.

Key Stats

• Today's Range: $47.66 to $48.81
• 50-Day Range: $44.15 to $49.22
• 52-Week Range: $37.31 to $50.00
• Volume: 10,429 shs
• Average Volume: 8,200 shs
• Market Capitalization: $258.79 million
• P/E Ratio: 10.56
• Dividend Yield: 3.02%
• Price Target: N/A
• Consensus Rating: Hold

Virginia National Bankshares Stock Analysis - MarketRank™

Virginia National Bankshares scored higher than 26% of companies evaluated by MarketBeat, and ranked 743rd out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Virginia National Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Virginia National Bankshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Virginia National Bankshares is 10.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.77.

Price to Earnings Ratio vs. Sector

The P/E ratio of Virginia National Bankshares is 10.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.68.

Price to Book Value per Share Ratio

Virginia National Bankshares has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.33% of the float of Virginia National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Virginia National Bankshares has a short interest ratio ("days to cover") of 9.55.

Change versus previous month

Short interest in Virginia National Bankshares has recently increased by 10.10%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Virginia National Bankshares pays a meaningful dividend of 2.99%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Virginia National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Virginia National Bankshares is 31.58%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.60

News Sentiment

Virginia National Bankshares has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Virginia National Bankshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Virginia National Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

14.38% of the stock of Virginia National Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

37.39% of the stock of Virginia National Bankshares is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/28 Dividend: 8/14/2026
• Ex-Dividend for 8/28 Dividend: 8/14/2026
• Dividend Payable: 8/28/2026
• Today: 9/30/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:VABK
• CIK: 1572334
• Web: www.vnbcorp.com
• Phone: 434-817-8621
• Fax: N/A
• Employees: 148
• Year Founded: 1998

Profitability

• EPS (Trailing Twelve Months): $4.56
• Trailing P/E Ratio: 10.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $19.26 million
• Net Margins: 28.18%
• Pretax Margin: 35.31%
• Return on Equity: 13.36%
• Return on Assets: 1.52%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $58.96 million
• Price / Sales: 4.39
• Cash Flow: $4.34 per share
• Price / Cash Flow: 10.97
• Book Value: $34.15 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 5,425,000
• Free Float: 4,645,000
• Market Cap: $258.56 million
• Optionable: Not Optionable
• Beta: 0.45