NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $11.35 -0.19 (-1.65%) Closing price 04:00 PM EasternExtended Trading$11.35 0.00 (0.00%) As of 04:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$11.31▼$11.5850-Day Range$9.89▼$12.2552-Week Range$9.80▼$13.06Volume197,526 shsAverage Volume324,387 shsMarket Capitalization$550.02 millionP/E Ratio5.63Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview American Coastal Insurance Company (NASDAQ:ACIC) is a specialized property and casualty insurer focused on coastal residential and commercial lines across the Southeastern United States. Headquartered in St. Petersburg, Florida, the company underwrites policies designed to address windstorm and non-windstorm perils in areas exposed to hurricane risk. Since its founding in 2007, American Coastal has positioned itself to meet the insurance needs of homeowners, condominium associations, and small business owners operating near coastal zones. Through a diversified portfolio of personal lines products, American Coastal offers homeowners insurance, dwelling fire, mobile home, condominium unitowners and renters policies. The company provides optional coverages such as water backup, replacement cost endorsements and basement flood protection. In addition to personal lines, American Coastal’s commercial package division covers small-to-midsize businesses, condominium associations and homeowner associations with property values up to predefined limits. American Coastal distributes its products primarily through a network of independent insurance agents and brokers. Its operations extend to key coastal states including Florida, Alabama, Mississippi and Louisiana, with a strategic focus on high-exposure regions prone to tropical storms. The company’s risk management framework incorporates catastrophe modeling, reinsurance arrangements and proactive underwriting guidelines designed to sustain performance amid volatile weather conditions. AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 68% of companies evaluated by MarketBeat, and ranked 360th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.4 / 5Analyst RatingHold Consensus RatingAmerican Coastal Insurance has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 2 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth26.32% Earnings GrowthEarnings for American Coastal Insurance are expected to grow by 26.32% in the coming year, from $0.95 to $1.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 5.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.24.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 5.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.62.Price to Earnings Growth RatioAmerican Coastal Insurance has a PEG Ratio of 4.03. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.74. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.32% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 3.58, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in American Coastal Insurance has recently decreased by 9.10%, indicating that investor sentiment is improving significantly. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 41.67% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend. News and Social Media2.7 / 5News SentimentN/A News SentimentAmerican Coastal Insurance has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.Search Interest2 people have searched for ACIC on MarketBeat in the last 30 days. MarketBeat Follows2 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership1.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have not sold or bought any company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ACIC Stock News HeadlinesAmerican Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share RepurchasesJune 29, 2026 | globenewswire.comAnalysts Have Conflicting Sentiments on These Financial Companies: Canadian Bank of Commerce (CM) and American Coastal Insurance (ACIC)May 22, 2026 | theglobeandmail.comSell Tesla, Buy the New King of FSD CarsIn 2023, Marc Chaikin's system flagged an automotive stock as bearish - and it fell 35% shortly after. Today, that same stock has earned a 'Very Bullish' rating after forming a major partnership with Nvidia to power AI-driven autonomous vehicles. This barely-known company was selected to handle the complex job of getting Nvidia's self-driving AI safely inside vehicles - positioning it at the center of a massive trend most investors are still missing through Tesla.July 6 at 1:00 AM | Chaikin Analytics (Ad)American Coastal Insurance: Fundamentals, Technicals Warrant A Buy (Rating Upgrade)May 21, 2026 | seekingalpha.comAmerican Coastal Insurance Corporation (NASDAQ:ACIC) Q1 2026 Earnings Call TranscriptMay 8, 2026 | insidermonkey.comAmerican Coastal Insurance Corporation 2026 Q1 - Results - Earnings Call PresentationMay 7, 2026 | seekingalpha.comAmerican Coastal’s Earnings Call Highlights Resilient ProfitsMay 6, 2026 | tipranks.comAmerican Coastal outlines $150M-$200M excess capital and lifts reinsurance exhaustion point to over $1.6BMay 6, 2026 | msn.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 on January 1st, 2026. Since then, ACIC stock has decreased by 10.1% and is now trading at $11.35. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) released its earnings results on Tuesday, May, 5th. The company reported $0.39 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.44 by $0.05. The business earned $71.22 million during the quarter, compared to analyst estimates of $75.78 million. American Coastal Insurance had a trailing twelve-month return on equity of 32.26% and a net margin of 31.32%. Read the conference call transcript. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings5/05/2026Today7/06/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1w+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 For the last 10 days, ACIC's financial health has been in the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry INS - PROP&CASLTY Sub-IndustryInsurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 WebN/A Phone(727) 633-0851FaxN/AEmployees470Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.10 Trailing P/E Ratio5.40 Forward P/E Ratio11.95 P/E Growth4.03Net Income$106.84 million Net Margins31.32% Pretax Margin42.54% Return on Equity32.26% Return on Assets8.91% Debt Debt-to-Equity RatioN/A Current Ratio0.79 Quick Ratio0.79 Sales & Book Value Annual Sales$335.44 million Price / Sales1.64 Cash Flow$2.24 per share Price / Cash Flow5.07 Book Value$6.51 per share Price / Book1.74Miscellaneous Outstanding Shares48,460,000Free Float24,620,000Market Cap$550.02 million OptionableN/A Beta-0.51 The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:ACIC) was last updated on 7/6/2026 by MarketBeat.com Staff. From Our PartnersThree companies about to leapfrog Nvidia [And transform the entire industry]The government just committed $200 billion to building computer chips on American soil - one of the largest te...Eagle Publishing | SponsoredAre you leaving Social Security money on the table?Most retirement plans still have gaps in them... 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