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American Coastal Insurance (ACIC) Competitors

American Coastal Insurance logo
$9.50 +0.07 (+0.74%)
As of 08/28/2026 04:00 PM Eastern

ACIC vs. KMPR, SAFT, TRUP, UFCS, and ASIC

Should you buy American Coastal Insurance stock or one of its competitors? American Coastal Insurance's main competitors and comparable companies include Kemper (KMPR), Safety Insurance Group (SAFT), Trupanion (TRUP), United Fire Group (UFCS), and Ategrity Specialty (ASIC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does American Coastal Insurance compare to Kemper?

American Coastal Insurance (NASDAQ:ACIC) and Kemper (NYSE:KMPR) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, earnings, analyst recommendations, valuation, dividends, media sentiment and institutional ownership.

American Coastal Insurance has a net margin of 30.31% compared to Kemper's net margin of -10.84%. American Coastal Insurance's return on equity of 27.95% beat Kemper's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
Kemper -10.84%2.89%0.60%

Kemper has higher revenue and earnings than American Coastal Insurance. Kemper is trading at a lower price-to-earnings ratio than American Coastal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.34$106.84M$2.014.73
Kemper$4.79B0.34$143.30M-$8.40N/A

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 86.2% of Kemper shares are held by institutional investors. 49.2% of American Coastal Insurance shares are held by company insiders. Comparatively, 0.6% of Kemper shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Kemper had 7 more articles in the media than American Coastal Insurance. MarketBeat recorded 10 mentions for Kemper and 3 mentions for American Coastal Insurance. American Coastal Insurance's average media sentiment score of 1.14 beat Kemper's score of 1.09 indicating that American Coastal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Kemper
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

American Coastal Insurance presently has a consensus target price of $13.00, indicating a potential upside of 36.84%. Kemper has a consensus target price of $43.25, indicating a potential upside of 54.30%. Given Kemper's higher possible upside, analysts clearly believe Kemper is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Kemper
3 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
1.89

American Coastal Insurance has a beta of -0.47, meaning that its stock price is 147% less volatile than the broader market. Comparatively, Kemper has a beta of 1.04, meaning that its stock price is 4% more volatile than the broader market.

Summary

American Coastal Insurance beats Kemper on 9 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Safety Insurance Group?

Safety Insurance Group (NASDAQ:SAFT) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, media sentiment, risk, valuation, institutional ownership, earnings, analyst recommendations and profitability.

American Coastal Insurance has lower revenue, but higher earnings than Safety Insurance Group. American Coastal Insurance is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Safety Insurance Group$1.26B1.20$99.25M$4.6422.34
American Coastal Insurance$335.44M1.34$106.84M$2.014.73

American Coastal Insurance has a consensus price target of $13.00, suggesting a potential upside of 36.84%. Given American Coastal Insurance's higher possible upside, analysts clearly believe American Coastal Insurance is more favorable than Safety Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Safety Insurance Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

American Coastal Insurance has a net margin of 30.31% compared to Safety Insurance Group's net margin of 5.33%. American Coastal Insurance's return on equity of 27.95% beat Safety Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Safety Insurance Group5.33% 7.23% 2.58%
American Coastal Insurance 30.31%27.95%8.20%

In the previous week, Safety Insurance Group had 3 more articles in the media than American Coastal Insurance. MarketBeat recorded 6 mentions for Safety Insurance Group and 3 mentions for American Coastal Insurance. Safety Insurance Group's average media sentiment score of 1.75 beat American Coastal Insurance's score of 1.14 indicating that Safety Insurance Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Safety Insurance Group
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Safety Insurance Group has a beta of 0.17, suggesting that its stock price is 83% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.47, suggesting that its stock price is 147% less volatile than the broader market.

81.0% of Safety Insurance Group shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 2.2% of Safety Insurance Group shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Safety Insurance Group beats American Coastal Insurance on 8 of the 15 factors compared between the two stocks.

How does American Coastal Insurance compare to Trupanion?

American Coastal Insurance (NASDAQ:ACIC) and Trupanion (NASDAQ:TRUP) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership, dividends and valuation.

American Coastal Insurance has higher earnings, but lower revenue than Trupanion. American Coastal Insurance is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.34$106.84M$2.014.73
Trupanion$1.44B0.90$19.43M$0.5355.89

22.1% of American Coastal Insurance shares are owned by institutional investors. 49.2% of American Coastal Insurance shares are owned by company insiders. Comparatively, 5.6% of Trupanion shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, Trupanion had 11 more articles in the media than American Coastal Insurance. MarketBeat recorded 14 mentions for Trupanion and 3 mentions for American Coastal Insurance. American Coastal Insurance's average media sentiment score of 1.14 beat Trupanion's score of 0.62 indicating that American Coastal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Trupanion
7 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

American Coastal Insurance currently has a consensus price target of $13.00, suggesting a potential upside of 36.84%. Trupanion has a consensus price target of $39.20, suggesting a potential upside of 32.34%. Given American Coastal Insurance's stronger consensus rating and higher possible upside, analysts clearly believe American Coastal Insurance is more favorable than Trupanion.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Trupanion
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

American Coastal Insurance has a beta of -0.47, meaning that its share price is 147% less volatile than the broader market. Comparatively, Trupanion has a beta of 1.39, meaning that its share price is 39% more volatile than the broader market.

American Coastal Insurance has a net margin of 30.31% compared to Trupanion's net margin of 1.53%. American Coastal Insurance's return on equity of 27.95% beat Trupanion's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
Trupanion 1.53%5.96%2.55%

Summary

American Coastal Insurance beats Trupanion on 11 of the 15 factors compared between the two stocks.

How does American Coastal Insurance compare to United Fire Group?

American Coastal Insurance (NASDAQ:ACIC) and United Fire Group (NASDAQ:UFCS) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 62.7% of United Fire Group shares are held by institutional investors. 49.2% of American Coastal Insurance shares are held by company insiders. Comparatively, 6.1% of United Fire Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

American Coastal Insurance has a beta of -0.47, indicating that its stock price is 147% less volatile than the broader market. Comparatively, United Fire Group has a beta of 0.51, indicating that its stock price is 49% less volatile than the broader market.

American Coastal Insurance has a net margin of 30.31% compared to United Fire Group's net margin of 9.57%. American Coastal Insurance's return on equity of 27.95% beat United Fire Group's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
United Fire Group 9.57%15.19%3.69%

In the previous week, United Fire Group had 3 more articles in the media than American Coastal Insurance. MarketBeat recorded 6 mentions for United Fire Group and 3 mentions for American Coastal Insurance. United Fire Group's average media sentiment score of 1.67 beat American Coastal Insurance's score of 1.14 indicating that United Fire Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Fire Group
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

American Coastal Insurance currently has a consensus price target of $13.00, suggesting a potential upside of 36.84%. United Fire Group has a consensus price target of $52.50, suggesting a potential downside of 2.74%. Given American Coastal Insurance's higher probable upside, equities research analysts plainly believe American Coastal Insurance is more favorable than United Fire Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
United Fire Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

United Fire Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than United Fire Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.34$106.84M$2.014.73
United Fire Group$1.39B1.00$118.19M$5.3810.03

Summary

United Fire Group beats American Coastal Insurance on 11 of the 17 factors compared between the two stocks.

How does American Coastal Insurance compare to Ategrity Specialty?

Ategrity Specialty (NYSE:ASIC) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, media sentiment, profitability, risk, institutional ownership and analyst recommendations.

American Coastal Insurance has lower revenue, but higher earnings than Ategrity Specialty. American Coastal Insurance is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ategrity Specialty$424.34M3.01$74M$2.1412.47
American Coastal Insurance$335.44M1.34$106.84M$2.014.73

American Coastal Insurance has a net margin of 30.31% compared to Ategrity Specialty's net margin of 21.06%. American Coastal Insurance's return on equity of 27.95% beat Ategrity Specialty's return on equity.

Company Net Margins Return on Equity Return on Assets
Ategrity Specialty21.06% 17.12% 7.03%
American Coastal Insurance 30.31%27.95%8.20%

In the previous week, Ategrity Specialty had 2 more articles in the media than American Coastal Insurance. MarketBeat recorded 5 mentions for Ategrity Specialty and 3 mentions for American Coastal Insurance. American Coastal Insurance's average media sentiment score of 1.14 beat Ategrity Specialty's score of 0.82 indicating that American Coastal Insurance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ategrity Specialty
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

22.1% of American Coastal Insurance shares are owned by institutional investors. 84.7% of Ategrity Specialty shares are owned by company insiders. Comparatively, 49.2% of American Coastal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Ategrity Specialty has a beta of -0.68, indicating that its share price is 168% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.47, indicating that its share price is 147% less volatile than the broader market.

Ategrity Specialty presently has a consensus price target of $28.88, suggesting a potential upside of 8.23%. American Coastal Insurance has a consensus price target of $13.00, suggesting a potential upside of 36.84%. Given American Coastal Insurance's higher possible upside, analysts plainly believe American Coastal Insurance is more favorable than Ategrity Specialty.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ategrity Specialty
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Ategrity Specialty and American Coastal Insurance tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACIC vs. The Competition

MetricAmerican Coastal InsuranceInsurance IndustryFinance SectorNASDAQ Exchange
Market Cap$449.06M$19.47B$14.10B$12.90B
Dividend YieldN/A3.23%5.88%11.28%
P/E Ratio4.7315.9826.7425.42
Price / Sales1.3430.83523.3895.09
Price / Cash4.1712.6730.4036.03
Price / Book1.462.112.856.36
Net Income$106.84M$1.80B$1.31B$349.79M
7 Day Performance3.49%0.78%0.90%-0.80%
1 Month Performance-10.55%2.05%2.48%4.13%
1 Year Performance-14.03%10.57%10.76%15.17%

American Coastal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACIC
American Coastal Insurance
4.6943 of 5 stars
$9.50
+0.7%
$13.00
+36.8%
-14.0%$449.06M$335.44M4.73470
KMPR
Kemper
4.7898 of 5 stars
$27.08
-0.7%
$43.67
+61.3%
-47.8%$1.59B$4.79BN/A7,400
SAFT
Safety Insurance Group
3.4237 of 5 stars
$103.59
+0.0%
N/A+40.0%$1.52B$1.26B22.33550
TRUP
Trupanion
2.7653 of 5 stars
$31.10
+1.4%
$41.80
+34.4%
-36.1%$1.36B$1.44B58.681,121
UFCS
United Fire Group
3.785 of 5 stars
$53.02
-0.5%
$52.50
-1.0%
+75.6%$1.36B$1.39B9.861,090

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This page (NASDAQ:ACIC) was last updated on 8/30/2026 by MarketBeat.com Staff.
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