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American Coastal Insurance (ACIC) Competitors

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$9.18 +0.01 (+0.11%)
Closing price 09/18/2026 04:00 PM Eastern
Extended Trading
$9.24 +0.06 (+0.65%)
As of 09/18/2026 07:30 PM Eastern
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ACIC vs. KMPR, SAFT, UFCS, ASIC, and DGICA

Should you buy American Coastal Insurance stock or one of its competitors? American Coastal Insurance's main competitors and comparable companies include Kemper (KMPR), Safety Insurance Group (SAFT), United Fire Group (UFCS), Ategrity Specialty (ASIC), and Donegal Group (DGICA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does American Coastal Insurance compare to Kemper?

Kemper (NYSE:KMPR) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, risk, profitability, dividends, earnings and media sentiment.

86.2% of Kemper shares are owned by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are owned by institutional investors. 0.6% of Kemper shares are owned by insiders. Comparatively, 49.2% of American Coastal Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

American Coastal Insurance has a net margin of 30.31% compared to Kemper's net margin of -10.84%. American Coastal Insurance's return on equity of 27.95% beat Kemper's return on equity.

Company Net Margins Return on Equity Return on Assets
Kemper-10.84% 2.89% 0.60%
American Coastal Insurance 30.31%27.95%8.20%

Kemper currently has a consensus price target of $43.25, suggesting a potential upside of 63.07%. American Coastal Insurance has a consensus price target of $13.00, suggesting a potential upside of 41.61%. Given Kemper's higher probable upside, research analysts clearly believe Kemper is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Kemper
3 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
1.89
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Kemper has higher revenue and earnings than American Coastal Insurance. Kemper is trading at a lower price-to-earnings ratio than American Coastal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Kemper$4.79B0.33$143.30M-$8.40N/A
American Coastal Insurance$335.44M1.29$106.84M$2.014.57

Kemper has a beta of 1.04, indicating that its stock price is 4% more volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.46, indicating that its stock price is 146% less volatile than the broader market.

In the previous week, Kemper had 1 more articles in the media than American Coastal Insurance. MarketBeat recorded 3 mentions for Kemper and 2 mentions for American Coastal Insurance. Kemper's average media sentiment score of 0.34 beat American Coastal Insurance's score of 0.00 indicating that Kemper is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Kemper
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
American Coastal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Kemper and American Coastal Insurance tied by winning 8 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Safety Insurance Group?

American Coastal Insurance (NASDAQ:ACIC) and Safety Insurance Group (NASDAQ:SAFT) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, media sentiment, dividends, profitability, valuation and earnings.

In the previous week, American Coastal Insurance had 1 more articles in the media than Safety Insurance Group. MarketBeat recorded 2 mentions for American Coastal Insurance and 1 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.51 beat American Coastal Insurance's score of 0.00 indicating that Safety Insurance Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Safety Insurance Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

American Coastal Insurance presently has a consensus target price of $13.00, suggesting a potential upside of 41.61%. Given American Coastal Insurance's higher probable upside, equities analysts plainly believe American Coastal Insurance is more favorable than Safety Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Safety Insurance Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

American Coastal Insurance has higher earnings, but lower revenue than Safety Insurance Group. American Coastal Insurance is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.29$106.84M$2.014.57
Safety Insurance Group$1.26B1.20$99.25M$4.6422.31

American Coastal Insurance has a net margin of 30.31% compared to Safety Insurance Group's net margin of 5.33%. American Coastal Insurance's return on equity of 27.95% beat Safety Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
Safety Insurance Group 5.33%7.23%2.58%

American Coastal Insurance has a beta of -0.46, indicating that its stock price is 146% less volatile than the broader market. Comparatively, Safety Insurance Group has a beta of 0.16, indicating that its stock price is 84% less volatile than the broader market.

22.1% of American Coastal Insurance shares are owned by institutional investors. Comparatively, 81.0% of Safety Insurance Group shares are owned by institutional investors. 49.2% of American Coastal Insurance shares are owned by insiders. Comparatively, 2.2% of Safety Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

American Coastal Insurance beats Safety Insurance Group on 8 of the 15 factors compared between the two stocks.

How does American Coastal Insurance compare to United Fire Group?

American Coastal Insurance (NASDAQ:ACIC) and United Fire Group (NASDAQ:UFCS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, dividends, institutional ownership, analyst recommendations, profitability, earnings and media sentiment.

United Fire Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than United Fire Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.29$106.84M$2.014.57
United Fire Group$1.39B1.01$118.19M$5.3810.11

American Coastal Insurance has a net margin of 30.31% compared to United Fire Group's net margin of 9.57%. American Coastal Insurance's return on equity of 27.95% beat United Fire Group's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
United Fire Group 9.57%15.19%3.69%

American Coastal Insurance currently has a consensus target price of $13.00, suggesting a potential upside of 41.61%. United Fire Group has a consensus target price of $52.50, suggesting a potential downside of 3.47%. Given American Coastal Insurance's higher probable upside, equities research analysts clearly believe American Coastal Insurance is more favorable than United Fire Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
United Fire Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
2 Strong Buy rating(s)
3.50

22.1% of American Coastal Insurance shares are owned by institutional investors. Comparatively, 62.7% of United Fire Group shares are owned by institutional investors. 49.2% of American Coastal Insurance shares are owned by company insiders. Comparatively, 6.1% of United Fire Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

American Coastal Insurance has a beta of -0.46, indicating that its stock price is 146% less volatile than the broader market. Comparatively, United Fire Group has a beta of 0.52, indicating that its stock price is 48% less volatile than the broader market.

In the previous week, American Coastal Insurance and American Coastal Insurance both had 2 articles in the media. United Fire Group's average media sentiment score of 0.88 beat American Coastal Insurance's score of 0.00 indicating that United Fire Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Fire Group
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

United Fire Group beats American Coastal Insurance on 10 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Ategrity Specialty?

American Coastal Insurance (NASDAQ:ACIC) and Ategrity Specialty (NYSE:ASIC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, media sentiment, dividends and profitability.

22.1% of American Coastal Insurance shares are owned by institutional investors. 49.2% of American Coastal Insurance shares are owned by company insiders. Comparatively, 84.7% of Ategrity Specialty shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

American Coastal Insurance currently has a consensus target price of $13.00, suggesting a potential upside of 41.61%. Ategrity Specialty has a consensus target price of $28.88, suggesting a potential upside of 4.20%. Given American Coastal Insurance's higher probable upside, equities research analysts plainly believe American Coastal Insurance is more favorable than Ategrity Specialty.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Ategrity Specialty
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Ategrity Specialty had 1 more articles in the media than American Coastal Insurance. MarketBeat recorded 3 mentions for Ategrity Specialty and 2 mentions for American Coastal Insurance. Ategrity Specialty's average media sentiment score of 1.10 beat American Coastal Insurance's score of 0.00 indicating that Ategrity Specialty is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ategrity Specialty
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

American Coastal Insurance has a beta of -0.46, suggesting that its stock price is 146% less volatile than the broader market. Comparatively, Ategrity Specialty has a beta of -0.62, suggesting that its stock price is 162% less volatile than the broader market.

American Coastal Insurance has a net margin of 30.31% compared to Ategrity Specialty's net margin of 21.06%. American Coastal Insurance's return on equity of 27.95% beat Ategrity Specialty's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
Ategrity Specialty 21.06%17.12%7.03%

American Coastal Insurance has higher earnings, but lower revenue than Ategrity Specialty. American Coastal Insurance is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.29$106.84M$2.014.57
Ategrity Specialty$424.34M3.13$74M$2.1412.95

Summary

Ategrity Specialty beats American Coastal Insurance on 9 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Donegal Group?

Donegal Group (NASDAQ:DGICA) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

American Coastal Insurance has lower revenue, but higher earnings than Donegal Group. American Coastal Insurance is trading at a lower price-to-earnings ratio than Donegal Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Donegal Group$978.01M0.71$79.34M$1.939.70
American Coastal Insurance$335.44M1.29$106.84M$2.014.57

Donegal Group has a beta of -0.01, indicating that its stock price is 101% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.46, indicating that its stock price is 146% less volatile than the broader market.

28.0% of Donegal Group shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 2.8% of Donegal Group shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Donegal Group presently has a consensus target price of $20.00, indicating a potential upside of 6.78%. American Coastal Insurance has a consensus target price of $13.00, indicating a potential upside of 41.61%. Given American Coastal Insurance's stronger consensus rating and higher possible upside, analysts plainly believe American Coastal Insurance is more favorable than Donegal Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Donegal Group
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Donegal Group had 9 more articles in the media than American Coastal Insurance. MarketBeat recorded 11 mentions for Donegal Group and 2 mentions for American Coastal Insurance. Donegal Group's average media sentiment score of 0.61 beat American Coastal Insurance's score of 0.00 indicating that Donegal Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Donegal Group
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

American Coastal Insurance has a net margin of 30.31% compared to Donegal Group's net margin of 7.38%. American Coastal Insurance's return on equity of 27.95% beat Donegal Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Donegal Group7.38% 10.65% 2.83%
American Coastal Insurance 30.31%27.95%8.20%

Summary

American Coastal Insurance beats Donegal Group on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACIC vs. The Competition

MetricAmerican Coastal InsuranceInsurance IndustryFinance SectorNASDAQ Exchange
Market Cap$433.94M$19.14B$13.82B$13.19B
Dividend YieldN/A3.20%5.95%12.81%
P/E Ratio4.5716.4025.3125.40
Price / Sales1.2930.42511.0789.45
Price / Cash4.0312.1443.4251.42
Price / Book1.412.052.736.33
Net Income$106.84M$1.80B$1.31B$358.33M
7 Day Performance-1.71%-0.58%-0.59%1.12%
1 Month Performance-0.33%-0.69%0.16%-2.39%
1 Year Performance-18.04%8.54%7.82%5.35%

American Coastal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACIC
American Coastal Insurance
3.0584 of 5 stars
$9.18
+0.1%
$13.00
+41.6%
-18.0%$433.94M$335.44M4.5768
KMPR
Kemper
4.605 of 5 stars
$27.28
+1.0%
$43.25
+58.5%
-48.7%$1.61B$4.55BN/A7,400
SAFT
Safety Insurance Group
3.5569 of 5 stars
$103.42
+0.1%
N/A+44.6%$1.52B$1.26B22.29568
UFCS
United Fire Group
3.5495 of 5 stars
$55.38
+1.1%
$52.50
-5.2%
+73.8%$1.42B$1.39B10.29846
ASIC
Ategrity Specialty
3.2516 of 5 stars
$27.53
+1.4%
$28.88
+4.9%
N/A$1.32B$424.34M12.86203

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This page (NASDAQ:ACIC) was last updated on 9/20/2026 by MarketBeat.com Staff.
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