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American Coastal Insurance (ACIC) Competitors

American Coastal Insurance logo
$9.95 -0.49 (-4.69%)
As of 04:00 PM Eastern

ACIC vs. KMPR, SAFT, UFCS, UVE, and ASIC

Should you buy American Coastal Insurance stock or one of its competitors? American Coastal Insurance's main competitors and comparable companies include Kemper (KMPR), Safety Insurance Group (SAFT), United Fire Group (UFCS), Universal Insurance (UVE), and Ategrity Specialty (ASIC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does American Coastal Insurance compare to Kemper?

Kemper (NYSE:KMPR) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, risk, media sentiment, dividends, institutional ownership and profitability.

Kemper has higher revenue and earnings than American Coastal Insurance. Kemper is trading at a lower price-to-earnings ratio than American Coastal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Kemper$4.55B0.34$143.30M-$8.40N/A
American Coastal Insurance$335.44M1.44$106.84M$2.014.95

In the previous week, Kemper had 6 more articles in the media than American Coastal Insurance. MarketBeat recorded 18 mentions for Kemper and 12 mentions for American Coastal Insurance. Kemper's average media sentiment score of 0.76 beat American Coastal Insurance's score of 0.03 indicating that Kemper is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Kemper
3 Very Positive mention(s)
6 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral

Kemper currently has a consensus target price of $43.67, indicating a potential upside of 67.31%. Given Kemper's higher probable upside, equities research analysts plainly believe Kemper is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Kemper
4 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.63
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Kemper has a beta of 1.04, suggesting that its share price is 4% more volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.47, suggesting that its share price is 147% less volatile than the broader market.

86.2% of Kemper shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 0.6% of Kemper shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

American Coastal Insurance has a net margin of 30.31% compared to Kemper's net margin of -10.84%. American Coastal Insurance's return on equity of 27.95% beat Kemper's return on equity.

Company Net Margins Return on Equity Return on Assets
Kemper-10.84% 2.89% 0.60%
American Coastal Insurance 30.31%27.95%8.20%

Summary

Kemper and American Coastal Insurance tied by winning 8 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Safety Insurance Group?

American Coastal Insurance (NASDAQ:ACIC) and Safety Insurance Group (NASDAQ:SAFT) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, risk, dividends and analyst recommendations.

In the previous week, American Coastal Insurance had 6 more articles in the media than Safety Insurance Group. MarketBeat recorded 12 mentions for American Coastal Insurance and 6 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.25 beat American Coastal Insurance's score of 0.03 indicating that Safety Insurance Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral
Safety Insurance Group
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

American Coastal Insurance has a beta of -0.47, indicating that its share price is 147% less volatile than the broader market. Comparatively, Safety Insurance Group has a beta of 0.17, indicating that its share price is 83% less volatile than the broader market.

American Coastal Insurance has higher earnings, but lower revenue than Safety Insurance Group. American Coastal Insurance is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.44$106.84M$2.014.95
Safety Insurance Group$1.27B1.19$99.25M$4.6422.28

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 81.0% of Safety Insurance Group shares are held by institutional investors. 49.2% of American Coastal Insurance shares are held by insiders. Comparatively, 2.2% of Safety Insurance Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

American Coastal Insurance has a net margin of 30.31% compared to Safety Insurance Group's net margin of 5.33%. American Coastal Insurance's return on equity of 27.95% beat Safety Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
Safety Insurance Group 5.33%7.23%2.58%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Safety Insurance Group
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

American Coastal Insurance beats Safety Insurance Group on 7 of the 13 factors compared between the two stocks.

How does American Coastal Insurance compare to United Fire Group?

American Coastal Insurance (NASDAQ:ACIC) and United Fire Group (NASDAQ:UFCS) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, profitability, risk, institutional ownership, media sentiment, analyst recommendations and dividends.

22.1% of American Coastal Insurance shares are owned by institutional investors. Comparatively, 62.7% of United Fire Group shares are owned by institutional investors. 49.2% of American Coastal Insurance shares are owned by company insiders. Comparatively, 6.1% of United Fire Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

United Fire Group has a consensus price target of $52.50, suggesting a potential downside of 1.85%. Given United Fire Group's stronger consensus rating and higher probable upside, analysts clearly believe United Fire Group is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Fire Group
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

American Coastal Insurance has a beta of -0.47, suggesting that its stock price is 147% less volatile than the broader market. Comparatively, United Fire Group has a beta of 0.51, suggesting that its stock price is 49% less volatile than the broader market.

American Coastal Insurance has a net margin of 30.31% compared to United Fire Group's net margin of 9.57%. American Coastal Insurance's return on equity of 27.95% beat United Fire Group's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance30.31% 27.95% 8.20%
United Fire Group 9.57%15.19%3.69%

In the previous week, American Coastal Insurance had 5 more articles in the media than United Fire Group. MarketBeat recorded 12 mentions for American Coastal Insurance and 7 mentions for United Fire Group. United Fire Group's average media sentiment score of 0.59 beat American Coastal Insurance's score of 0.03 indicating that United Fire Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral
United Fire Group
2 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

United Fire Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than United Fire Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$335.44M1.44$106.84M$2.014.95
United Fire Group$1.47B0.93$118.19M$5.389.94

Summary

United Fire Group beats American Coastal Insurance on 10 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Universal Insurance?

Universal Insurance (NYSE:UVE) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, analyst recommendations, earnings, profitability, media sentiment and dividends.

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 15.0% of Universal Insurance shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Universal Insurance has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.47, meaning that its stock price is 147% less volatile than the broader market.

Universal Insurance has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.63B0.74$182.95M$7.585.71
American Coastal Insurance$335.44M1.44$106.84M$2.014.95

American Coastal Insurance has a net margin of 30.31% compared to Universal Insurance's net margin of 13.49%. Universal Insurance's return on equity of 37.67% beat American Coastal Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
American Coastal Insurance 30.31%27.95%8.20%

In the previous week, American Coastal Insurance had 2 more articles in the media than Universal Insurance. MarketBeat recorded 12 mentions for American Coastal Insurance and 10 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 0.67 beat American Coastal Insurance's score of 0.03 indicating that Universal Insurance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Universal Insurance
5 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral

Universal Insurance presently has a consensus target price of $45.00, suggesting a potential upside of 4.02%. Given Universal Insurance's stronger consensus rating and higher possible upside, analysts clearly believe Universal Insurance is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Universal Insurance beats American Coastal Insurance on 11 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Ategrity Specialty?

Ategrity Specialty (NYSE:ASIC) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, valuation, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk.

22.1% of American Coastal Insurance shares are held by institutional investors. 84.7% of Ategrity Specialty shares are held by company insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

American Coastal Insurance has a net margin of 30.31% compared to Ategrity Specialty's net margin of 21.06%. American Coastal Insurance's return on equity of 27.95% beat Ategrity Specialty's return on equity.

Company Net Margins Return on Equity Return on Assets
Ategrity Specialty21.06% 17.52% 7.25%
American Coastal Insurance 30.31%27.95%8.20%

Ategrity Specialty currently has a consensus price target of $28.88, suggesting a potential upside of 16.20%. Given Ategrity Specialty's stronger consensus rating and higher probable upside, equities analysts plainly believe Ategrity Specialty is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ategrity Specialty
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, American Coastal Insurance had 10 more articles in the media than Ategrity Specialty. MarketBeat recorded 12 mentions for American Coastal Insurance and 2 mentions for Ategrity Specialty. Ategrity Specialty's average media sentiment score of 0.68 beat American Coastal Insurance's score of 0.03 indicating that Ategrity Specialty is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ategrity Specialty
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral

Ategrity Specialty has a beta of -0.68, meaning that its stock price is 168% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.47, meaning that its stock price is 147% less volatile than the broader market.

American Coastal Insurance has lower revenue, but higher earnings than Ategrity Specialty. American Coastal Insurance is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ategrity Specialty$424.34M2.81$74M$2.1411.61
American Coastal Insurance$335.44M1.44$106.84M$2.014.95

Summary

Ategrity Specialty beats American Coastal Insurance on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACIC vs. The Competition

MetricAmerican Coastal InsuranceInsurance IndustryFinance SectorNASDAQ Exchange
Market Cap$482.18M$19.44B$14.02B$12.95B
Dividend YieldN/A3.27%5.89%10.20%
P/E Ratio4.9515.7829.1924.73
Price / Sales1.4423.17503.45108.63
Price / Cash4.5812.7730.2237.44
Price / Book1.539.963.716.42
Net Income$106.84M$1.80B$1.31B$347.12M
7 Day Performance-8.97%-0.28%0.29%2.48%
1 Month Performance-10.92%1.01%0.75%-1.04%
1 Year Performance-2.83%11.72%12.56%23.22%

American Coastal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACIC
American Coastal Insurance
1.8098 of 5 stars
$9.95
-4.7%
N/A+2.0%$482.18M$335.44M4.95470
KMPR
Kemper
4.1284 of 5 stars
$28.56
-4.2%
$44.00
+54.0%
-43.2%$1.68B$4.79BN/A7,400
SAFT
Safety Insurance Group
3.7056 of 5 stars
$103.50
flat
N/A+45.9%$1.52B$1.26B22.31550
UFCS
United Fire Group
4.0677 of 5 stars
$54.47
-0.8%
$52.50
-3.6%
+87.4%$1.40B$1.39B10.121,090
UVE
Universal Insurance
2.1293 of 5 stars
$44.06
-2.3%
$45.00
+2.1%
+87.6%$1.23B$1.60B5.811,068

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This page (NASDAQ:ACIC) was last updated on 8/10/2026 by MarketBeat.com Staff.
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