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American Coastal Insurance (ACIC) Competitors

American Coastal Insurance logo
$9.78 -0.05 (-0.51%)
Closing price 10/9/2026 04:00 PM Eastern
Extended Trading
$9.79 +0.01 (+0.10%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ACIC vs. STC, SAFT, KMPR, UFCS, and ASIC

Should you buy American Coastal Insurance stock or one of its competitors? American Coastal Insurance's main competitors and comparable companies include Stewart Information Services (STC), Safety Insurance Group (SAFT), Kemper (KMPR), United Fire Group (UFCS), and Ategrity Specialty (ASIC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does American Coastal Insurance compare to Stewart Information Services?

Stewart Information Services (NYSE:STC) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, institutional ownership, media sentiment, valuation, earnings, analyst recommendations, risk and profitability.

Stewart Information Services has a beta of 1.04, suggesting that its share price is 4% more volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.51, suggesting that its share price is 151% less volatile than the broader market.

Stewart Information Services has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than Stewart Information Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Stewart Information Services$2.92B0.53$115.54M$4.5611.14
American Coastal Insurance$335.44M1.38$106.84M$2.014.87

American Coastal Insurance has a net margin of 30.31% compared to Stewart Information Services' net margin of 4.12%. American Coastal Insurance's return on equity of 27.95% beat Stewart Information Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Stewart Information Services4.12% 10.02% 5.12%
American Coastal Insurance 30.31%27.95%8.20%

In the previous week, American Coastal Insurance had 6 more articles in the media than Stewart Information Services. MarketBeat recorded 6 mentions for American Coastal Insurance and 0 mentions for Stewart Information Services. American Coastal Insurance's average media sentiment score of 0.10 beat Stewart Information Services' score of 0.00 indicating that American Coastal Insurance is being referred to more favorably in the news media.

Company Overall Sentiment
Stewart Information Services Neutral
American Coastal Insurance Neutral

96.9% of Stewart Information Services shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 2.9% of Stewart Information Services shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Stewart Information Services presently has a consensus target price of $81.50, suggesting a potential upside of 60.49%. American Coastal Insurance has a consensus target price of $13.00, suggesting a potential upside of 32.92%. Given Stewart Information Services' stronger consensus rating and higher probable upside, equities analysts clearly believe Stewart Information Services is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Stewart Information Services
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Stewart Information Services beats American Coastal Insurance on 9 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to Safety Insurance Group?

Safety Insurance Group (NASDAQ:SAFT) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, dividends, profitability, valuation, earnings, risk and institutional ownership.

In the previous week, American Coastal Insurance had 3 more articles in the media than Safety Insurance Group. MarketBeat recorded 6 mentions for American Coastal Insurance and 3 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 0.88 beat American Coastal Insurance's score of 0.10 indicating that Safety Insurance Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Safety Insurance Group
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

81.0% of Safety Insurance Group shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 2.2% of Safety Insurance Group shares are held by company insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

American Coastal Insurance has a net margin of 30.31% compared to Safety Insurance Group's net margin of 5.33%. American Coastal Insurance's return on equity of 27.95% beat Safety Insurance Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Safety Insurance Group5.33% 7.23% 2.58%
American Coastal Insurance 30.31%27.95%8.20%

American Coastal Insurance has lower revenue, but higher earnings than Safety Insurance Group. American Coastal Insurance is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Safety Insurance Group$1.27B1.20$99.25M$4.6422.38
American Coastal Insurance$335.44M1.38$106.84M$2.014.87

American Coastal Insurance has a consensus price target of $13.00, indicating a potential upside of 32.92%. Given American Coastal Insurance's higher possible upside, analysts clearly believe American Coastal Insurance is more favorable than Safety Insurance Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Safety Insurance Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Safety Insurance Group has a beta of 0.15, indicating that its share price is 85% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.51, indicating that its share price is 151% less volatile than the broader market.

Summary

American Coastal Insurance beats Safety Insurance Group on 8 of the 15 factors compared between the two stocks.

How does American Coastal Insurance compare to Kemper?

Kemper (NYSE:KMPR) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, analyst recommendations, dividends, institutional ownership, profitability, media sentiment and earnings.

American Coastal Insurance has a net margin of 30.31% compared to Kemper's net margin of -10.84%. American Coastal Insurance's return on equity of 27.95% beat Kemper's return on equity.

Company Net Margins Return on Equity Return on Assets
Kemper-10.84% 2.89% 0.60%
American Coastal Insurance 30.31%27.95%8.20%

Kemper has a beta of 1.07, suggesting that its share price is 7% more volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.51, suggesting that its share price is 151% less volatile than the broader market.

Kemper presently has a consensus target price of $43.25, indicating a potential upside of 60.37%. American Coastal Insurance has a consensus target price of $13.00, indicating a potential upside of 32.92%. Given Kemper's higher possible upside, equities research analysts plainly believe Kemper is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Kemper
3 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
1.89
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

86.2% of Kemper shares are owned by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are owned by institutional investors. 0.6% of Kemper shares are owned by company insiders. Comparatively, 49.2% of American Coastal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Kemper has higher revenue and earnings than American Coastal Insurance. Kemper is trading at a lower price-to-earnings ratio than American Coastal Insurance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Kemper$4.79B0.33$143.30M-$8.40N/A
American Coastal Insurance$335.44M1.38$106.84M$2.014.87

In the previous week, American Coastal Insurance had 1 more articles in the media than Kemper. MarketBeat recorded 6 mentions for American Coastal Insurance and 5 mentions for Kemper. Kemper's average media sentiment score of 0.46 beat American Coastal Insurance's score of 0.10 indicating that Kemper is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Kemper
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
American Coastal Insurance
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

American Coastal Insurance beats Kemper on 9 of the 16 factors compared between the two stocks.

How does American Coastal Insurance compare to United Fire Group?

United Fire Group (NASDAQ:UFCS) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, media sentiment, risk, analyst recommendations, earnings, institutional ownership, valuation and dividends.

United Fire Group has a beta of 0.47, indicating that its stock price is 53% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.51, indicating that its stock price is 151% less volatile than the broader market.

United Fire Group currently has a consensus target price of $52.50, suggesting a potential downside of 4.79%. American Coastal Insurance has a consensus target price of $13.00, suggesting a potential upside of 32.92%. Given American Coastal Insurance's higher possible upside, analysts clearly believe American Coastal Insurance is more favorable than United Fire Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Fire Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
2 Strong Buy rating(s)
3.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, American Coastal Insurance had 4 more articles in the media than United Fire Group. MarketBeat recorded 6 mentions for American Coastal Insurance and 2 mentions for United Fire Group. United Fire Group's average media sentiment score of 0.77 beat American Coastal Insurance's score of 0.10 indicating that United Fire Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Fire Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

United Fire Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than United Fire Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Fire Group$1.47B0.96$118.19M$5.3810.25
American Coastal Insurance$335.44M1.38$106.84M$2.014.87

American Coastal Insurance has a net margin of 30.31% compared to United Fire Group's net margin of 9.57%. American Coastal Insurance's return on equity of 27.95% beat United Fire Group's return on equity.

Company Net Margins Return on Equity Return on Assets
United Fire Group9.57% 15.19% 3.69%
American Coastal Insurance 30.31%27.95%8.20%

62.7% of United Fire Group shares are held by institutional investors. Comparatively, 22.1% of American Coastal Insurance shares are held by institutional investors. 6.1% of United Fire Group shares are held by company insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

United Fire Group beats American Coastal Insurance on 10 of the 17 factors compared between the two stocks.

How does American Coastal Insurance compare to Ategrity Specialty?

Ategrity Specialty (NYSE:ASIC) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

22.1% of American Coastal Insurance shares are held by institutional investors. 84.7% of Ategrity Specialty shares are held by insiders. Comparatively, 49.2% of American Coastal Insurance shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Ategrity Specialty presently has a consensus price target of $28.88, suggesting a potential upside of 11.23%. American Coastal Insurance has a consensus price target of $13.00, suggesting a potential upside of 32.92%. Given American Coastal Insurance's higher possible upside, analysts clearly believe American Coastal Insurance is more favorable than Ategrity Specialty.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ategrity Specialty
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
American Coastal Insurance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, American Coastal Insurance had 2 more articles in the media than Ategrity Specialty. MarketBeat recorded 6 mentions for American Coastal Insurance and 4 mentions for Ategrity Specialty. Ategrity Specialty's average media sentiment score of 0.65 beat American Coastal Insurance's score of 0.10 indicating that Ategrity Specialty is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ategrity Specialty
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Coastal Insurance
0 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

American Coastal Insurance has a net margin of 30.31% compared to Ategrity Specialty's net margin of 21.06%. American Coastal Insurance's return on equity of 27.95% beat Ategrity Specialty's return on equity.

Company Net Margins Return on Equity Return on Assets
Ategrity Specialty21.06% 17.12% 7.03%
American Coastal Insurance 30.31%27.95%8.20%

American Coastal Insurance has lower revenue, but higher earnings than Ategrity Specialty. American Coastal Insurance is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ategrity Specialty$424.34M2.93$74M$2.1412.13
American Coastal Insurance$335.44M1.38$106.84M$2.014.87

Ategrity Specialty has a beta of -0.55, meaning that its stock price is 155% less volatile than the broader market. Comparatively, American Coastal Insurance has a beta of -0.51, meaning that its stock price is 151% less volatile than the broader market.

Summary

Ategrity Specialty and American Coastal Insurance tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACIC vs. The Competition

MetricAmerican Coastal InsuranceInsurance IndustryFinance SectorNASDAQ Exchange
Market Cap$464.66M$18.52B$13.10B$13.21B
Dividend YieldN/A3.29%6.08%16.37%
P/E Ratio4.8714.6324.7226.16
Price / Sales1.3822.65478.55112.53
Price / Cash4.3111.9545.1353.09
Price / Book1.502.012.716.34
Net Income$106.84M$1.80B$1.32B$381.90M
7 Day Performance4.82%0.04%-0.52%-1.41%
1 Month Performance4.60%-3.21%-2.39%-3.48%
1 Year Performance-17.26%6.51%10.29%1.16%

American Coastal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACIC
American Coastal Insurance
4.2269 of 5 stars
$9.78
-0.5%
$13.00
+32.9%
-18.8%$464.66M$335.44M4.8768
STC
Stewart Information Services
4.9373 of 5 stars
$51.68
+2.0%
$81.50
+57.7%
-24.7%$1.57B$2.92B11.337,800
SAFT
Safety Insurance Group
3.7991 of 5 stars
$103.92
+0.1%
N/A+50.0%$1.53B$1.26B22.40568
KMPR
Kemper
4.8283 of 5 stars
$25.65
-1.1%
$43.25
+68.6%
-45.3%$1.51B$4.55BN/A7,400
UFCS
United Fire Group
3.9658 of 5 stars
$54.62
+1.3%
$52.50
-3.9%
+79.2%$1.40B$1.39B10.15846

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This page (NASDAQ:ACIC) was last updated on 10/10/2026 by MarketBeat.com Staff.
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