Exzeo Group (XZO) Competitors

$13.69 -0.02 (-0.17%)

Closing price 05/19/2026 03:59 PM Eastern

Extended Trading

$13.90 +0.21 (+1.55%)

As of 05/19/2026 06:11 PM Eastern

XZO vs. LMND, FG, ALHC, BHF, and HGTY

Should you buy Exzeo Group stock or one of its competitors? MarketBeat compares Exzeo Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Exzeo Group include Lemonade (LMND), F&G Annuities & Life (FG), Alignment Healthcare (ALHC), Brighthouse Financial (BHF), and Hagerty (HGTY). These companies are all part of the "insurance" industry.

How does Exzeo Group compare to Lemonade?

Exzeo Group (NYSE:XZO) and Lemonade (NYSE:LMND) are both insurance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends and risk.

In the previous week, Exzeo Group had 2 more articles in the media than Lemonade. MarketBeat recorded 5 mentions for Exzeo Group and 3 mentions for Lemonade. Lemonade's average media sentiment score of 0.67 beat Exzeo Group's score of 0.51 indicating that Lemonade is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Exzeo Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Lemonade	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Exzeo Group has a net margin of 0.00% compared to Lemonade's net margin of -16.44%. Exzeo Group's return on equity of 0.00% beat Lemonade's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Exzeo Group	N/A	N/A	N/A
Lemonade	-16.44%	-26.52%	-7.18%

Exzeo Group has higher earnings, but lower revenue than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Exzeo Group	$216.98M	5.74	$82.75M	$0.72	19.01
Lemonade	$737.90M	5.61	-$165.50M	-$1.87	N/A

Exzeo Group currently has a consensus target price of $26.00, suggesting a potential upside of 89.96%. Lemonade has a consensus target price of $64.25, suggesting a potential upside of 19.24%. Given Exzeo Group's stronger consensus rating and higher probable upside, research analysts plainly believe Exzeo Group is more favorable than Lemonade.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Lemonade	3 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.22

80.3% of Lemonade shares are held by institutional investors. 4.0% of Exzeo Group shares are held by insiders. Comparatively, 12.5% of Lemonade shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Exzeo Group beats Lemonade on 10 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to F&G Annuities & Life?

F&G Annuities & Life (NYSE:FG) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, dividends, media sentiment, earnings, profitability, analyst recommendations, valuation and risk.

In the previous week, F&G Annuities & Life had 1 more articles in the media than Exzeo Group. MarketBeat recorded 6 mentions for F&G Annuities & Life and 5 mentions for Exzeo Group. F&G Annuities & Life's average media sentiment score of 1.29 beat Exzeo Group's score of 0.51 indicating that F&G Annuities & Life is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F&G Annuities & Life	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Exzeo Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

95.9% of F&G Annuities & Life shares are owned by institutional investors. 2.1% of F&G Annuities & Life shares are owned by insiders. Comparatively, 4.0% of Exzeo Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

F&G Annuities & Life currently has a consensus price target of $30.00, suggesting a potential upside of 9.79%. Exzeo Group has a consensus price target of $26.00, suggesting a potential upside of 89.96%. Given Exzeo Group's stronger consensus rating and higher possible upside, analysts clearly believe Exzeo Group is more favorable than F&G Annuities & Life.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F&G Annuities & Life	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

F&G Annuities & Life has higher revenue and earnings than Exzeo Group. F&G Annuities & Life is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F&G Annuities & Life	$5.73B	0.63	$265M	$3.81	7.17
Exzeo Group	$216.98M	5.74	$82.75M	$0.72	19.01

F&G Annuities & Life has a net margin of 8.89% compared to Exzeo Group's net margin of 0.00%. F&G Annuities & Life's return on equity of 10.73% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F&G Annuities & Life	8.89%	10.73%	0.53%
Exzeo Group	N/A	N/A	N/A

Summary

F&G Annuities & Life beats Exzeo Group on 9 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to Alignment Healthcare?

Exzeo Group (NYSE:XZO) and Alignment Healthcare (NASDAQ:ALHC) are both insurance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, dividends, institutional ownership, media sentiment, risk and profitability.

Exzeo Group has higher earnings, but lower revenue than Alignment Healthcare. Exzeo Group is trading at a lower price-to-earnings ratio than Alignment Healthcare, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Exzeo Group	$216.98M	5.74	$82.75M	$0.72	19.01
Alignment Healthcare	$3.95B	0.86	-$720K	$0.09	181.78

Exzeo Group presently has a consensus price target of $26.00, indicating a potential upside of 89.96%. Alignment Healthcare has a consensus price target of $24.60, indicating a potential upside of 50.37%. Given Exzeo Group's higher possible upside, research analysts clearly believe Exzeo Group is more favorable than Alignment Healthcare.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Alignment Healthcare	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	2 Strong Buy rating(s)	2.91

In the previous week, Alignment Healthcare had 10 more articles in the media than Exzeo Group. MarketBeat recorded 15 mentions for Alignment Healthcare and 5 mentions for Exzeo Group. Exzeo Group's average media sentiment score of 0.51 beat Alignment Healthcare's score of 0.45 indicating that Exzeo Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Exzeo Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Alignment Healthcare	5 Very Positive mention(s)	2 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Alignment Healthcare has a net margin of 0.47% compared to Exzeo Group's net margin of 0.00%. Alignment Healthcare's return on equity of 11.50% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Exzeo Group	N/A	N/A	N/A
Alignment Healthcare	0.47%	11.50%	1.79%

86.2% of Alignment Healthcare shares are owned by institutional investors. 4.0% of Exzeo Group shares are owned by insiders. Comparatively, 5.2% of Alignment Healthcare shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Alignment Healthcare beats Exzeo Group on 11 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to Brighthouse Financial?

Exzeo Group (NYSE:XZO) and Brighthouse Financial (NASDAQ:BHF) are both insurance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, earnings, valuation, institutional ownership, risk, profitability and analyst recommendations.

Brighthouse Financial has higher revenue and earnings than Exzeo Group. Brighthouse Financial is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Exzeo Group	$216.98M	5.74	$82.75M	$0.72	19.01
Brighthouse Financial	$6.77B	0.53	$433M	-$2.98	N/A

81.2% of Brighthouse Financial shares are owned by institutional investors. 4.0% of Exzeo Group shares are owned by company insiders. Comparatively, 1.6% of Brighthouse Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Exzeo Group had 3 more articles in the media than Brighthouse Financial. MarketBeat recorded 5 mentions for Exzeo Group and 2 mentions for Brighthouse Financial. Exzeo Group's average media sentiment score of 0.51 beat Brighthouse Financial's score of 0.00 indicating that Exzeo Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Exzeo Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Brighthouse Financial	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Exzeo Group has a net margin of 0.00% compared to Brighthouse Financial's net margin of -1.10%. Brighthouse Financial's return on equity of 16.88% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Exzeo Group	N/A	N/A	N/A
Brighthouse Financial	-1.10%	16.88%	0.43%

Exzeo Group currently has a consensus target price of $26.00, indicating a potential upside of 89.96%. Brighthouse Financial has a consensus target price of $60.86, indicating a potential downside of 2.41%. Given Exzeo Group's stronger consensus rating and higher possible upside, analysts plainly believe Exzeo Group is more favorable than Brighthouse Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Brighthouse Financial	4 Sell rating(s)	7 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.64

Summary

Exzeo Group beats Brighthouse Financial on 10 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to Hagerty?

Hagerty (NYSE:HGTY) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, media sentiment, analyst recommendations, institutional ownership, earnings and dividends.

Hagerty currently has a consensus target price of $13.38, suggesting a potential upside of 21.80%. Exzeo Group has a consensus target price of $26.00, suggesting a potential upside of 89.96%. Given Exzeo Group's higher probable upside, analysts plainly believe Exzeo Group is more favorable than Hagerty.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hagerty	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

In the previous week, Exzeo Group had 1 more articles in the media than Hagerty. MarketBeat recorded 5 mentions for Exzeo Group and 4 mentions for Hagerty. Hagerty's average media sentiment score of 0.82 beat Exzeo Group's score of 0.51 indicating that Hagerty is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hagerty	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Exzeo Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Exzeo Group has lower revenue, but higher earnings than Hagerty. Exzeo Group is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hagerty	$1.46B	2.59	$49.02M	$0.20	54.91
Exzeo Group	$216.98M	5.74	$82.75M	$0.72	19.01

Hagerty has a net margin of 5.11% compared to Exzeo Group's net margin of 0.00%. Hagerty's return on equity of 11.94% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hagerty	5.11%	11.94%	3.61%
Exzeo Group	N/A	N/A	N/A

20.5% of Hagerty shares are held by institutional investors. 16.7% of Hagerty shares are held by company insiders. Comparatively, 4.0% of Exzeo Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Hagerty beats Exzeo Group on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XZO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

XZO vs. The Competition

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Metric	Exzeo Group	Fire, Marine & Casualty Insurance Industry	Financial Sector	NYSE Exchange
Market Cap	$1.25B	$942.86M	$5.79B	$22.83B
Dividend Yield	N/A	2.54%	5.25%	4.11%
P/E Ratio	19.01	6.25	15.92	29.48
Price / Sales	5.74	4.39	989.71	23.81
Price / Cash	14.52	11.73	89.18	24.68
Price / Book	4.53	1.56	6.54	4.61
Net Income	$82.75M	$112.54M	$1.15B	$1.07B
7 Day Performance	2.09%	2.73%	-0.23%	-1.37%
1 Month Performance	-20.83%	-1.87%	0.36%	-2.44%
1 Year Performance	N/A	N/A	18.29%	21.16%

Exzeo Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
XZO Exzeo Group	4.5594 of 5 stars	$13.69 -0.2%	$26.00 +90.0%	N/A	$1.25B	$216.98M	19.01	353	Positive News
LMND Lemonade	2.86 of 5 stars	$55.02 +0.0%	$64.25 +16.8%	+67.0%	$4.23B	$737.90M	N/A	1,282
FG F&G Annuities & Life	4.658 of 5 stars	$27.73 -2.0%	$30.00 +8.2%	-15.6%	$3.75B	$5.73B	7.28	1,173	Positive News
ALHC Alignment Healthcare	4.2097 of 5 stars	$17.16 -4.3%	$24.60 +43.4%	+0.7%	$3.71B	$3.95B	190.67	1,849	Insider Trade
BHF Brighthouse Financial	0.7843 of 5 stars	$61.11 -0.4%	$60.86 -0.4%	+2.0%	$3.53B	$6.77B	N/A	1,400	Earnings Report

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This page (NYSE:XZO) was last updated on 5/20/2026 by MarketBeat.com Staff.

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Exzeo Group (XZO) Competitors

XZO vs. LMND, FG, ALHC, BHF, and HGTY

How does Exzeo Group compare to Lemonade?

Summary

How does Exzeo Group compare to F&G Annuities & Life?

Summary

How does Exzeo Group compare to Alignment Healthcare?

Summary

How does Exzeo Group compare to Brighthouse Financial?

Summary

How does Exzeo Group compare to Hagerty?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XZO vs. The Competition

Exzeo Group Competitors List

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Stock Ideas and Recommendations

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Terms & Info

Exzeo Group (XZO) Competitors

XZO vs. LMND, FG, ALHC, BHF, and HGTY

How does Exzeo Group compare to Lemonade?

Does the media favor XZO or LMND?

Is XZO or LMND more profitable?

Which has preferable valuation and earnings, XZO or LMND?

Do analysts rate XZO or LMND?

Do insiders & institutionals have more ownership in XZO or LMND?

Summary

How does Exzeo Group compare to F&G Annuities & Life?

Does the media favor FG or XZO?

Do insiders and institutionals hold more shares of FG or XZO?

Do analysts rate FG or XZO?

Which has better valuation & earnings, FG or XZO?

Is FG or XZO more profitable?

Summary

How does Exzeo Group compare to Alignment Healthcare?

Which has preferable valuation & earnings, XZO or ALHC?

Do analysts recommend XZO or ALHC?

Does the media refer more to XZO or ALHC?

Is XZO or ALHC more profitable?

Do insiders & institutionals believe in XZO or ALHC?

Summary

How does Exzeo Group compare to Brighthouse Financial?

Which has stronger earnings and valuation, XZO or BHF?

Do institutionals and insiders believe in XZO or BHF?

Does the media refer more to XZO or BHF?

Is XZO or BHF more profitable?

Do analysts recommend XZO or BHF?

Summary

How does Exzeo Group compare to Hagerty?

Do analysts recommend HGTY or XZO?

Does the media refer more to HGTY or XZO?

Which has preferable earnings & valuation, HGTY or XZO?

Is HGTY or XZO more profitable?

Do institutionals & insiders have more ownership in HGTY or XZO?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XZO vs. The Competition

Exzeo Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools