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Exzeo Group (XZO) Competitors

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$15.68 -0.62 (-3.77%)
As of 02:16 PM Eastern
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XZO vs. ESNT, LMND, HGTY, ALHC, and FG

Should you buy Exzeo Group stock or one of its competitors? MarketBeat compares Exzeo Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Exzeo Group include Essent Group (ESNT), Lemonade (LMND), Hagerty (HGTY), Alignment Healthcare (ALHC), and F&G Annuities & Life (FG). These companies are all part of the "insurance" industry.

How does Exzeo Group compare to Essent Group?

Exzeo Group (NYSE:XZO) and Essent Group (NYSE:ESNT) are both insurance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, risk, media sentiment, institutional ownership, dividends, valuation and earnings.

Essent Group has a net margin of 53.64% compared to Exzeo Group's net margin of 0.00%. Essent Group's return on equity of 12.01% beat Exzeo Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Exzeo GroupN/A N/A N/A
Essent Group 53.64%12.01%9.28%

In the previous week, Essent Group had 7 more articles in the media than Exzeo Group. MarketBeat recorded 8 mentions for Essent Group and 1 mentions for Exzeo Group. Exzeo Group's average media sentiment score of 0.92 beat Essent Group's score of 0.76 indicating that Exzeo Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Exzeo Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Essent Group
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Exzeo Group currently has a consensus price target of $26.00, indicating a potential upside of 65.13%. Essent Group has a consensus price target of $67.71, indicating a potential upside of 3.75%. Given Exzeo Group's stronger consensus rating and higher probable upside, research analysts clearly believe Exzeo Group is more favorable than Essent Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Exzeo Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.80
Essent Group
0 Sell rating(s)
6 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.40

93.0% of Essent Group shares are held by institutional investors. 4.0% of Exzeo Group shares are held by company insiders. Comparatively, 3.6% of Essent Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Essent Group has higher revenue and earnings than Exzeo Group. Essent Group is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Exzeo Group$216.98M6.60$82.75M$0.7221.87
Essent Group$1.26B4.77$689.97M$7.029.30

Summary

Essent Group beats Exzeo Group on 9 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to Lemonade?

Exzeo Group (NYSE:XZO) and Lemonade (NYSE:LMND) are both insurance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, dividends, institutional ownership, earnings, media sentiment, valuation and profitability.

Exzeo Group has a net margin of 0.00% compared to Lemonade's net margin of -16.44%. Exzeo Group's return on equity of 0.00% beat Lemonade's return on equity.

Company Net Margins Return on Equity Return on Assets
Exzeo GroupN/A N/A N/A
Lemonade -16.44%-26.52%-7.18%

80.3% of Lemonade shares are held by institutional investors. 4.0% of Exzeo Group shares are held by insiders. Comparatively, 12.2% of Lemonade shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Lemonade had 8 more articles in the media than Exzeo Group. MarketBeat recorded 9 mentions for Lemonade and 1 mentions for Exzeo Group. Exzeo Group's average media sentiment score of 0.92 beat Lemonade's score of 0.55 indicating that Exzeo Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Exzeo Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lemonade
4 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Exzeo Group has higher earnings, but lower revenue than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Exzeo Group$216.98M6.60$82.75M$0.7221.87
Lemonade$737.90M7.11-$165.50M-$1.87N/A

Exzeo Group presently has a consensus target price of $26.00, indicating a potential upside of 65.13%. Lemonade has a consensus target price of $66.78, indicating a potential downside of 2.26%. Given Exzeo Group's stronger consensus rating and higher probable upside, analysts clearly believe Exzeo Group is more favorable than Lemonade.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Exzeo Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.80
Lemonade
3 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.10

Summary

Exzeo Group beats Lemonade on 10 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to Hagerty?

Exzeo Group (NYSE:XZO) and Hagerty (NYSE:HGTY) are both insurance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, profitability, dividends, media sentiment, institutional ownership, valuation, earnings and analyst recommendations.

Exzeo Group presently has a consensus price target of $26.00, indicating a potential upside of 65.13%. Hagerty has a consensus price target of $13.67, indicating a potential upside of 17.65%. Given Exzeo Group's stronger consensus rating and higher possible upside, research analysts clearly believe Exzeo Group is more favorable than Hagerty.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Exzeo Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.80
Hagerty
0 Sell rating(s)
5 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.44

Hagerty has a net margin of 5.11% compared to Exzeo Group's net margin of 0.00%. Hagerty's return on equity of 11.94% beat Exzeo Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Exzeo GroupN/A N/A N/A
Hagerty 5.11%11.94%3.61%

In the previous week, Hagerty had 3 more articles in the media than Exzeo Group. MarketBeat recorded 4 mentions for Hagerty and 1 mentions for Exzeo Group. Exzeo Group's average media sentiment score of 0.92 beat Hagerty's score of 0.27 indicating that Exzeo Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Exzeo Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hagerty
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Exzeo Group has higher earnings, but lower revenue than Hagerty. Exzeo Group is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Exzeo Group$216.98M6.60$82.75M$0.7221.87
Hagerty$1.46B2.74$49.02M$0.2058.08

20.5% of Hagerty shares are owned by institutional investors. 4.0% of Exzeo Group shares are owned by company insiders. Comparatively, 3.7% of Hagerty shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Exzeo Group and Hagerty tied by winning 8 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to Alignment Healthcare?

Alignment Healthcare (NASDAQ:ALHC) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, media sentiment, profitability and risk.

Alignment Healthcare has a net margin of 0.47% compared to Exzeo Group's net margin of 0.00%. Alignment Healthcare's return on equity of 11.50% beat Exzeo Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Alignment Healthcare0.47% 11.50% 1.79%
Exzeo Group N/A N/A N/A

In the previous week, Alignment Healthcare had 11 more articles in the media than Exzeo Group. MarketBeat recorded 12 mentions for Alignment Healthcare and 1 mentions for Exzeo Group. Exzeo Group's average media sentiment score of 0.92 beat Alignment Healthcare's score of 0.38 indicating that Exzeo Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alignment Healthcare
3 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Exzeo Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Exzeo Group has lower revenue, but higher earnings than Alignment Healthcare. Exzeo Group is trading at a lower price-to-earnings ratio than Alignment Healthcare, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alignment Healthcare$3.95B1.13-$720K$0.09240.30
Exzeo Group$216.98M6.60$82.75M$0.7221.87

86.2% of Alignment Healthcare shares are held by institutional investors. 5.2% of Alignment Healthcare shares are held by insiders. Comparatively, 4.0% of Exzeo Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Alignment Healthcare presently has a consensus target price of $24.30, indicating a potential upside of 12.36%. Exzeo Group has a consensus target price of $26.00, indicating a potential upside of 65.13%. Given Exzeo Group's stronger consensus rating and higher probable upside, analysts clearly believe Exzeo Group is more favorable than Alignment Healthcare.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alignment Healthcare
0 Sell rating(s)
4 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.60
Exzeo Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.80

Summary

Alignment Healthcare beats Exzeo Group on 9 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to F&G Annuities & Life?

F&G Annuities & Life (NYSE:FG) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership and profitability.

F&G Annuities & Life has a net margin of 8.89% compared to Exzeo Group's net margin of 0.00%. F&G Annuities & Life's return on equity of 10.73% beat Exzeo Group's return on equity.

Company Net Margins Return on Equity Return on Assets
F&G Annuities & Life8.89% 10.73% 0.53%
Exzeo Group N/A N/A N/A

95.9% of F&G Annuities & Life shares are held by institutional investors. 2.5% of F&G Annuities & Life shares are held by company insiders. Comparatively, 4.0% of Exzeo Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

F&G Annuities & Life has higher revenue and earnings than Exzeo Group. F&G Annuities & Life is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
F&G Annuities & Life$5.73B0.69$265M$3.817.88
Exzeo Group$216.98M6.60$82.75M$0.7221.87

F&G Annuities & Life currently has a consensus price target of $30.00, indicating a potential downside of 0.10%. Exzeo Group has a consensus price target of $26.00, indicating a potential upside of 65.13%. Given Exzeo Group's stronger consensus rating and higher probable upside, analysts plainly believe Exzeo Group is more favorable than F&G Annuities & Life.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
F&G Annuities & Life
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Exzeo Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.80

In the previous week, Exzeo Group had 1 more articles in the media than F&G Annuities & Life. MarketBeat recorded 1 mentions for Exzeo Group and 0 mentions for F&G Annuities & Life. F&G Annuities & Life's average media sentiment score of 1.56 beat Exzeo Group's score of 0.92 indicating that F&G Annuities & Life is being referred to more favorably in the media.

Company Overall Sentiment
F&G Annuities & Life Very Positive
Exzeo Group Positive

Summary

F&G Annuities & Life and Exzeo Group tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XZO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XZO vs. The Competition

MetricExzeo GroupFire, Marine & Casualty Insurance IndustryFinancial SectorNYSE Exchange
Market Cap$1.43B$936.55M$6.13B$23.47B
Dividend YieldN/A2.36%5.24%4.15%
P/E Ratio21.876.8929.5430.95
Price / Sales6.604.081,139.2520.12
Price / Cash17.0613.0988.7418.81
Price / Book5.623.496.684.76
Net Income$82.75M$97.13M$1.13B$1.07B
7 Day Performance-3.69%-0.38%-0.22%0.54%
1 Month Performance18.89%6.14%-0.09%1.48%
1 Year PerformanceN/A-7.56%14.48%17.75%

Exzeo Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XZO
Exzeo Group
4.5129 of 5 stars
$15.69
-3.8%
$26.00
+65.8%
N/A$1.43B$216.98M21.78353
ESNT
Essent Group
3.6567 of 5 stars
$64.87
+0.8%
$67.71
+4.4%
+18.8%$5.93B$1.26B9.24350
LMND
Lemonade
1.3528 of 5 stars
$70.56
+0.1%
$65.33
-7.4%
+60.4%$5.42B$737.90MN/A1,282
HGTY
Hagerty
2.788 of 5 stars
$12.49
+2.1%
$13.67
+9.4%
+18.2%$4.20B$1.46B62.461,891
ALHC
Alignment Healthcare
3.663 of 5 stars
$20.38
+2.8%
$24.30
+19.2%
+70.0%$4.10B$3.95B226.441,849

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This page (NYSE:XZO) was last updated on 7/21/2026 by MarketBeat.com Staff.
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