Which has preferable valuation & earnings, LMND or XZO?

Exzeo Group has lower revenue, but higher earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Lemonade $737.90M 6.76 -$165.50M -$1.87 N/A Exzeo Group $216.98M 7.10 $82.75M $0.72 23.53

Which has preferable earnings and valuation, HGTY or XZO?

Exzeo Group has lower revenue, but higher earnings than Hagerty. Exzeo Group is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Hagerty $1.44B 2.86 $49.02M $0.20 59.90 Exzeo Group $216.98M 7.10 $82.75M $0.72 23.53

Exzeo Group (XZO) Competitors

$16.94 -0.10 (-0.58%)

As of 03:39 PM Eastern

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XZO vs. LMND, ALHC, HGTY, FG, and BHF

Should you buy Exzeo Group stock or one of its competitors? MarketBeat compares Exzeo Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Exzeo Group include Lemonade (LMND), Alignment Healthcare (ALHC), Hagerty (HGTY), F&G Annuities & Life (FG), and Brighthouse Financial (BHF). These companies are all part of the "insurance" industry.

How does Exzeo Group compare to Lemonade?

Lemonade (NYSE:LMND) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, risk, profitability, dividends, earnings and media sentiment.

In the previous week, Lemonade had 10 more articles in the media than Exzeo Group. MarketBeat recorded 10 mentions for Lemonade and 0 mentions for Exzeo Group. Lemonade's average media sentiment score of 0.76 beat Exzeo Group's score of 0.00 indicating that Lemonade is being referred to more favorably in the media.

Company	Overall Sentiment
Lemonade	Positive
Exzeo Group	Neutral

Exzeo Group has lower revenue, but higher earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lemonade	$737.90M	6.76	-$165.50M	-$1.87	N/A
Exzeo Group	$216.98M	7.10	$82.75M	$0.72	23.53

Exzeo Group has a net margin of 0.00% compared to Lemonade's net margin of -16.44%. Exzeo Group's return on equity of 0.00% beat Lemonade's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lemonade	-16.44%	-26.52%	-7.18%
Exzeo Group	N/A	N/A	N/A

80.3% of Lemonade shares are owned by institutional investors. 12.5% of Lemonade shares are owned by insiders. Comparatively, 4.0% of Exzeo Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Lemonade currently has a consensus price target of $64.89, suggesting a potential downside of 0.00%. Exzeo Group has a consensus price target of $26.00, suggesting a potential upside of 53.46%. Given Exzeo Group's stronger consensus rating and higher probable upside, analysts clearly believe Exzeo Group is more favorable than Lemonade.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lemonade	3 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.20
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

Summary

Exzeo Group beats Lemonade on 9 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to Alignment Healthcare?

Alignment Healthcare (NASDAQ:ALHC) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, institutional ownership, valuation, dividends, earnings, media sentiment and profitability.

Exzeo Group has lower revenue, but higher earnings than Alignment Healthcare. Exzeo Group is trading at a lower price-to-earnings ratio than Alignment Healthcare, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alignment Healthcare	$4.26B	1.15	-$720K	$0.09	263.32
Exzeo Group	$216.98M	7.10	$82.75M	$0.72	23.53

Alignment Healthcare has a net margin of 0.47% compared to Exzeo Group's net margin of 0.00%. Alignment Healthcare's return on equity of 11.50% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Alignment Healthcare	0.47%	11.50%	1.79%
Exzeo Group	N/A	N/A	N/A

Alignment Healthcare currently has a consensus target price of $24.30, suggesting a potential upside of 2.54%. Exzeo Group has a consensus target price of $26.00, suggesting a potential upside of 53.46%. Given Exzeo Group's higher possible upside, analysts plainly believe Exzeo Group is more favorable than Alignment Healthcare.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alignment Healthcare	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

In the previous week, Alignment Healthcare had 9 more articles in the media than Exzeo Group. MarketBeat recorded 9 mentions for Alignment Healthcare and 0 mentions for Exzeo Group. Alignment Healthcare's average media sentiment score of 0.77 beat Exzeo Group's score of 0.00 indicating that Alignment Healthcare is being referred to more favorably in the media.

Company	Overall Sentiment
Alignment Healthcare	Positive
Exzeo Group	Neutral

86.2% of Alignment Healthcare shares are held by institutional investors. 5.2% of Alignment Healthcare shares are held by insiders. Comparatively, 4.0% of Exzeo Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Alignment Healthcare beats Exzeo Group on 12 of the 16 factors compared between the two stocks.

How does Exzeo Group compare to Hagerty?

Hagerty (NYSE:HGTY) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

Hagerty has a net margin of 5.11% compared to Exzeo Group's net margin of 0.00%. Hagerty's return on equity of 11.94% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hagerty	5.11%	11.94%	3.61%
Exzeo Group	N/A	N/A	N/A

Hagerty presently has a consensus target price of $13.44, indicating a potential upside of 12.22%. Exzeo Group has a consensus target price of $26.00, indicating a potential upside of 53.46%. Given Exzeo Group's higher probable upside, analysts clearly believe Exzeo Group is more favorable than Hagerty.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hagerty	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

In the previous week, Hagerty had 2 more articles in the media than Exzeo Group. MarketBeat recorded 2 mentions for Hagerty and 0 mentions for Exzeo Group. Hagerty's average media sentiment score of 0.32 beat Exzeo Group's score of 0.00 indicating that Hagerty is being referred to more favorably in the media.

Company	Overall Sentiment
Hagerty	Neutral
Exzeo Group	Neutral

Exzeo Group has lower revenue, but higher earnings than Hagerty. Exzeo Group is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hagerty	$1.44B	2.86	$49.02M	$0.20	59.90
Exzeo Group	$216.98M	7.10	$82.75M	$0.72	23.53

20.5% of Hagerty shares are held by institutional investors. 3.7% of Hagerty shares are held by insiders. Comparatively, 4.0% of Exzeo Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Hagerty beats Exzeo Group on 10 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to F&G Annuities & Life?

Exzeo Group (NYSE:XZO) and F&G Annuities & Life (NYSE:FG) are both insurance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, earnings, valuation and analyst recommendations.

In the previous week, F&G Annuities & Life had 3 more articles in the media than Exzeo Group. MarketBeat recorded 3 mentions for F&G Annuities & Life and 0 mentions for Exzeo Group. F&G Annuities & Life's average media sentiment score of 0.32 beat Exzeo Group's score of 0.00 indicating that F&G Annuities & Life is being referred to more favorably in the news media.

Company	Overall Sentiment
Exzeo Group	Neutral
F&G Annuities & Life	Neutral

95.9% of F&G Annuities & Life shares are held by institutional investors. 4.0% of Exzeo Group shares are held by insiders. Comparatively, 2.5% of F&G Annuities & Life shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Exzeo Group presently has a consensus price target of $26.00, suggesting a potential upside of 53.46%. F&G Annuities & Life has a consensus price target of $30.00, suggesting a potential upside of 12.04%. Given Exzeo Group's stronger consensus rating and higher probable upside, research analysts clearly believe Exzeo Group is more favorable than F&G Annuities & Life.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
F&G Annuities & Life	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

F&G Annuities & Life has higher revenue and earnings than Exzeo Group. F&G Annuities & Life is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Exzeo Group	$216.98M	7.10	$82.75M	$0.72	23.53
F&G Annuities & Life	$5.73B	0.62	$265M	$3.81	7.03

F&G Annuities & Life has a net margin of 8.89% compared to Exzeo Group's net margin of 0.00%. F&G Annuities & Life's return on equity of 10.73% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Exzeo Group	N/A	N/A	N/A
F&G Annuities & Life	8.89%	10.73%	0.53%

Summary

F&G Annuities & Life beats Exzeo Group on 9 of the 15 factors compared between the two stocks.

How does Exzeo Group compare to Brighthouse Financial?

Brighthouse Financial (NASDAQ:BHF) and Exzeo Group (NYSE:XZO) are both insurance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, earnings, risk, valuation, institutional ownership, media sentiment, dividends and analyst recommendations.

81.2% of Brighthouse Financial shares are owned by institutional investors. 1.6% of Brighthouse Financial shares are owned by company insiders. Comparatively, 4.0% of Exzeo Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Brighthouse Financial had 1 more articles in the media than Exzeo Group. MarketBeat recorded 1 mentions for Brighthouse Financial and 0 mentions for Exzeo Group. Brighthouse Financial's average media sentiment score of 1.44 beat Exzeo Group's score of 0.00 indicating that Brighthouse Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Brighthouse Financial	Positive
Exzeo Group	Neutral

Brighthouse Financial has higher revenue and earnings than Exzeo Group. Brighthouse Financial is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Brighthouse Financial	$6.77B	0.54	$433M	-$2.98	N/A
Exzeo Group	$216.98M	7.10	$82.75M	$0.72	23.53

Exzeo Group has a net margin of 0.00% compared to Brighthouse Financial's net margin of -1.10%. Brighthouse Financial's return on equity of 16.88% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Brighthouse Financial	-1.10%	16.88%	0.43%
Exzeo Group	N/A	N/A	N/A

Brighthouse Financial presently has a consensus price target of $60.86, indicating a potential downside of 3.71%. Exzeo Group has a consensus price target of $26.00, indicating a potential upside of 53.46%. Given Exzeo Group's stronger consensus rating and higher probable upside, analysts plainly believe Exzeo Group is more favorable than Brighthouse Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Brighthouse Financial	3 Sell rating(s)	8 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.73
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

Summary

Exzeo Group beats Brighthouse Financial on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XZO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

XZO vs. The Competition

Export

Metric	Exzeo Group	Fire, Marine & Casualty Insurance Industry	Financial Sector	NYSE Exchange
Market Cap	$1.55B	$938.05M	$6.06B	$23.44B
Dividend Yield	N/A	2.43%	5.24%	4.07%
P/E Ratio	23.65	7.10	29.61	31.94
Price / Sales	7.10	3.73	1,514.57	113.93
Price / Cash	16.88	12.99	48.60	18.60
Price / Book	6.05	3.73	6.54	4.81
Net Income	$82.75M	$97.13M	$1.13B	$1.07B
7 Day Performance	23.21%	3.89%	0.23%	1.52%
1 Month Performance	21.89%	4.53%	0.09%	0.82%
1 Year Performance	N/A	-10.74%	17.79%	26.20%

Exzeo Group Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
XZO Exzeo Group	4.0463 of 5 stars	$16.94 -0.6%	$26.00 +53.5%	N/A	$1.55B	$216.98M	23.65	353
LMND Lemonade	1.6182 of 5 stars	$57.38 -2.5%	$64.89 +13.1%	+47.6%	$4.52B	$737.90M	N/A	1,282	News Coverage
ALHC Alignment Healthcare	3.0636 of 5 stars	$21.29 -2.6%	$24.30 +14.1%	+67.9%	$4.52B	$3.95B	236.56	1,849
HGTY Hagerty	1.7998 of 5 stars	$10.84 -0.3%	$13.44 +24.0%	+15.7%	$3.73B	$1.46B	54.20	1,891
FG F&G Annuities & Life	4.3194 of 5 stars	$27.29 -0.7%	$30.00 +9.9%	-16.0%	$3.64B	$5.73B	7.16	1,173	Analyst Upgrade

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This page (NYSE:XZO) was last updated on 6/30/2026 by MarketBeat.com Staff.

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Exzeo Group (XZO) Competitors

XZO vs. LMND, ALHC, HGTY, FG, and BHF

How does Exzeo Group compare to Lemonade?

Summary

How does Exzeo Group compare to Alignment Healthcare?

Summary

How does Exzeo Group compare to Hagerty?

Summary

How does Exzeo Group compare to F&G Annuities & Life?

Summary

How does Exzeo Group compare to Brighthouse Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XZO vs. The Competition

Exzeo Group Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Exzeo Group (XZO) Competitors

XZO vs. LMND, ALHC, HGTY, FG, and BHF

How does Exzeo Group compare to Lemonade?

Does the media prefer LMND or XZO?

Which has preferable valuation & earnings, LMND or XZO?

Is LMND or XZO more profitable?

Do institutionals and insiders hold more shares of LMND or XZO?

Do analysts prefer LMND or XZO?

Summary

How does Exzeo Group compare to Alignment Healthcare?

Which has stronger valuation & earnings, ALHC or XZO?

Is ALHC or XZO more profitable?

Do analysts recommend ALHC or XZO?

Does the media refer more to ALHC or XZO?

Do insiders & institutionals have more ownership in ALHC or XZO?

Summary

How does Exzeo Group compare to Hagerty?

Is HGTY or XZO more profitable?

Do analysts rate HGTY or XZO?

Does the media refer more to HGTY or XZO?

Which has preferable earnings and valuation, HGTY or XZO?

Do institutionals & insiders believe in HGTY or XZO?

Summary

How does Exzeo Group compare to F&G Annuities & Life?

Does the media favor XZO or FG?

Do institutionals & insiders have more ownership in XZO or FG?

Do analysts rate XZO or FG?

Which has stronger earnings and valuation, XZO or FG?

Is XZO or FG more profitable?

Summary

How does Exzeo Group compare to Brighthouse Financial?

Do insiders & institutionals have more ownership in BHF or XZO?

Does the media favor BHF or XZO?

Which has preferable earnings & valuation, BHF or XZO?

Is BHF or XZO more profitable?

Do analysts rate BHF or XZO?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XZO vs. The Competition

Exzeo Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools