Lemonade (LMND) Competitors

Lemonade (NYSE:LMND) and Palomar (NASDAQ:PLMR) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, community ranking, valuation, dividends and risk.

Which has more volatility and risk, LMND or PLMR?

Lemonade has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500. Comparatively, Palomar has a beta of 0.03, suggesting that its share price is 97% less volatile than the S&P 500.

Does the media favor LMND or PLMR?

In the previous week, Palomar had 12 more articles in the media than Lemonade. MarketBeat recorded 12 mentions for Palomar and 0 mentions for Lemonade. Palomar's average media sentiment score of 0.55 beat Lemonade's score of 0.00 indicating that Palomar is being referred to more favorably in the news media.

Company	Overall Sentiment
Lemonade	Neutral
Palomar	Positive

Is LMND or PLMR more profitable?

Palomar has a net margin of 16.25% compared to Lemonade's net margin of -93.89%. Palomar's return on equity of 17.61% beat Lemonade's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lemonade	-93.89%	-33.54%	-17.76%
Palomar	16.25%	17.61%	5.39%

Which has preferable earnings and valuation, LMND or PLMR?

Palomar has higher revenue and earnings than Lemonade. Lemonade is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lemonade	$256.70 million	4.94	-$297.80 million	-$4.35	-4.19
Palomar	$327.09 million	4.14	$52.17 million	$2.15	25.34

Do analysts recommend LMND or PLMR?

Lemonade currently has a consensus price target of $17.06, indicating a potential downside of 6.04%. Palomar has a consensus price target of $68.86, indicating a potential upside of 26.39%. Given Palomar's stronger consensus rating and higher possible upside, analysts clearly believe Palomar is more favorable than Lemonade.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lemonade	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Palomar	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.63

Does the MarketBeat Community believe in LMND or PLMR?

Palomar received 42 more outperform votes than Lemonade when rated by MarketBeat users. Likewise, 58.77% of users gave Palomar an outperform vote while only 35.21% of users gave Lemonade an outperform vote.

Company	Underperform	Outperform
Lemonade	Outperform Votes 25 35.21%	Underperform Votes 46 64.79%
Palomar	Outperform Votes 67 58.77%	Underperform Votes 47 41.23%

Do institutionals & insiders believe in LMND or PLMR?

67.7% of Lemonade shares are held by institutional investors. Comparatively, 90.3% of Palomar shares are held by institutional investors. 11.7% of Lemonade shares are held by insiders. Comparatively, 4.4% of Palomar shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Palomar beats Lemonade on 15 of the 18 factors compared between the two stocks.