Exzeo Group (XZO) Stock Price, News & Analysis

Company Overview

Exzeo Group, Inc. is an insurance company focused on providing property and casualty insurance products in markets that are exposed to severe weather and other catastrophe risks. The company uses technology and data-driven underwriting processes to support the development, distribution and administration of insurance coverage.

Its business is centered on personal and commercial property insurance offerings, including coverage designed for homeowners and other property owners. Exzeo distributes its products through insurance agents and other industry partners, with an emphasis on serving customers in regions where traditional insurers may have limited capacity.

The company is headquartered in the United States and operates through its insurance and related service subsidiaries. Exzeo Group’s strategy is focused on combining insurance expertise with technology to improve risk assessment, policy management and customer service.

Key Stats

• Today's Range: $13.62 to $14.58
• 50-Day Range: $14.39 to $17.51
• 52-Week Range: $12.36 to $24.60
• Volume: 948,397 shs
• Average Volume: 367,142 shs
• Market Capitalization: $1.30 billion
• P/E Ratio: 14.69
• Dividend Yield: N/A
• Price Target: $26.00
• Consensus Rating: Hold

Exzeo Group Stock Analysis - MarketRank™

Exzeo Group scored higher than 63% of companies evaluated by MarketBeat, and ranked 272nd out of 593 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Exzeo Group has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Exzeo Group has a consensus price target of $26.00, representing about 80.6% upside from its current price of $14.39.

Amount of Analyst Coverage

Exzeo Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.31%

Earnings Growth

Earnings for Exzeo Group are expected to grow by 15.31% in the coming year, from $0.98 to $1.13 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Exzeo Group is 14.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Exzeo Group is 14.69, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 81.35.

Price to Book Value per Share Ratio

Exzeo Group has a P/B Ratio of 5.14. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.79% of the float of Exzeo Group has been sold short.

Short Interest Ratio / Days to Cover

Exzeo Group has a short interest ratio ("days to cover") of 6.76.

Change versus previous month

Short interest in Exzeo Group has recently increased by 25.87%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Exzeo Group does not currently pay a dividend.

Dividend Growth

Exzeo Group does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

4 people have searched for XZO on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Exzeo Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.00% of the stock of Exzeo Group is held by insiders.

Percentage Held by Institutions

Exzeo Group has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 10/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:XZO
• CIK: 1873951
• Web: www.exzeo.com
• Phone: (813) 776-1000
• Fax: N/A
• Employees: 354
• Year Founded: 2020

Price Target and Rating

• Average Price Target for Exzeo Group: $26.00
• High Price Target: $27.00
• Low Price Target: $25.00
• Potential Upside/Downside: +80.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.98
• Trailing P/E Ratio: 14.69
• Forward P/E Ratio: 14.69
• P/E Growth: N/A
• Net Income: $82.75 million
• Net Margins: 39.14%
• Pretax Margin: 52.40%
• Return on Equity: 38.77%
• Return on Assets: 26.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.85
• Quick Ratio: 1.85

Sales & Book Value

• Annual Sales: $216.98 million
• Price / Sales: 5.98
• Cash Flow: $0.94 per share
• Price / Cash Flow: 15.30
• Book Value: $2.80 per share
• Price / Book: 5.14

Miscellaneous

• Outstanding Shares: 90,090,000
• Free Float: 86,483,000
• Market Cap: $1.30 billion
• Optionable: N/A
• Beta: N/A