Exzeo Group (XZO) Stock Price, News & Analysis

Company Overview

Exzeo Group, Inc. is an insurance-focused company that provides property and casualty insurance products and related services. Its activities center on the development, distribution and administration of insurance solutions for policyholders and insurance agents.

The company uses technology and insurance-industry expertise to support functions such as underwriting, policy administration and claims management. Exzeo Group serves the U.S. insurance market through its insurance operations and distribution relationships.

Key Stats

• Today's Range: $15.80 to $16.32
• 50-Day Range: $14.92 to $18.75
• 52-Week Range: $12.36 to $24.60
• Volume: 192,699 shs
• Average Volume: 192,266 shs
• Market Capitalization: $1.45 billion
• P/E Ratio: 16.41
• Dividend Yield: N/A
• Price Target: $26.00
• Consensus Rating: Hold

Exzeo Group Stock Analysis - MarketRank™

Exzeo Group scored higher than 74% of companies evaluated by MarketBeat, and ranked 237th out of 597 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Exzeo Group has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Exzeo Group has a consensus price target of $26.00, representing about 61.7% upside from its current price of $16.08.

Amount of Analyst Coverage

Exzeo Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.31%

Earnings Growth

Earnings for Exzeo Group are expected to grow by 15.31% in the coming year, from $0.98 to $1.13 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Exzeo Group is 16.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Exzeo Group is 16.41, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 76.78.

Price to Book Value per Share Ratio

Exzeo Group has a P/B Ratio of 5.74. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.42% of the float of Exzeo Group has been sold short.

Short Interest Ratio / Days to Cover

Exzeo Group has a short interest ratio ("days to cover") of 6.32.

Change versus previous month

Short interest in Exzeo Group has recently increased by 44.23%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Exzeo Group does not currently pay a dividend.

Dividend Growth

Exzeo Group does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: N/A

News Sentiment

Exzeo Group has a news sentiment score of 1.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.85 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Exzeo Group this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for XZO on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Exzeo Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.00% of the stock of Exzeo Group is held by insiders.

Percentage Held by Institutions

Exzeo Group has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 9/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:XZO
• CIK: 1873951
• Web: www.exzeo.com
• Phone: (813) 776-1000
• Fax: N/A
• Employees: 354
• Year Founded: 2020

Price Target and Rating

• Average Price Target for Exzeo Group: $26.00
• High Price Target: $27.00
• Low Price Target: $25.00
• Potential Upside/Downside: +61.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.98
• Trailing P/E Ratio: 16.41
• Forward P/E Ratio: 16.41
• P/E Growth: N/A
• Net Income: $82.75 million
• Net Margins: 39.14%
• Pretax Margin: 52.40%
• Return on Equity: 38.77%
• Return on Assets: 26.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.85
• Quick Ratio: 1.85

Sales & Book Value

• Annual Sales: $216.98 million
• Price / Sales: 6.68
• Cash Flow: $0.95 per share
• Price / Cash Flow: 16.97
• Book Value: $2.80 per share
• Price / Book: 5.74

Miscellaneous

• Outstanding Shares: 90,090,000
• Free Float: 86,483,000
• Market Cap: $1.45 billion
• Optionable: N/A
• Beta: N/A