NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $9.18 -0.03 (-0.33%) As of 08/21/2026 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$9.10▼$9.2750-Day Range$9.18▼$11.5752-Week Range$9.10▼$13.06Volume298,782 shsAverage Volume290,143 shsMarket Capitalization$433.94 millionP/E Ratio4.57Dividend YieldN/APrice Target$13.00Consensus RatingHold Company Overview American Coastal Insurance Company (NASDAQ:ACIC) is a specialized property and casualty insurer focused on coastal residential and commercial lines across the Southeastern United States. Headquartered in St. Petersburg, Florida, the company underwrites policies designed to address windstorm and non-windstorm perils in areas exposed to hurricane risk. Since its founding in 2007, American Coastal has positioned itself to meet the insurance needs of homeowners, condominium associations, and small business owners operating near coastal zones. Through a diversified portfolio of personal lines products, American Coastal offers homeowners insurance, dwelling fire, mobile home, condominium unitowners and renters policies. The company provides optional coverages such as water backup, replacement cost endorsements and basement flood protection. In addition to personal lines, American Coastal’s commercial package division covers small-to-midsize businesses, condominium associations and homeowner associations with property values up to predefined limits. American Coastal distributes its products primarily through a network of independent insurance agents and brokers. Its operations extend to key coastal states including Florida, Alabama, Mississippi and Louisiana, with a strategic focus on high-exposure regions prone to tropical storms. The company’s risk management framework incorporates catastrophe modeling, reinsurance arrangements and proactive underwriting guidelines designed to sustain performance amid volatile weather conditions. AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 75% of companies evaluated by MarketBeat, and ranked 287th out of 840 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingHold Consensus RatingAmerican Coastal Insurance has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialAmerican Coastal Insurance has a consensus price target of $13.00, representing about 41.6% upside from its current price of $9.18.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 3 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth11.22% Earnings GrowthEarnings for American Coastal Insurance are expected to grow by 11.22% in the coming year, from $0.98 to $1.09 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 4.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.70.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 4.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.61.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.08% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 4.96.Change versus previous monthShort interest in American Coastal Insurance has recently increased by 12.65%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 45.87% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend. News and Social Media3.1 / 5News Sentiment0.93 News SentimentAmerican Coastal Insurance has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for American Coastal Insurance this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for ACIC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership1.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have not sold or bought any company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ACIC Stock News HeadlinesInvestors Buy Large Volume of American Coastal Insurance Call Options (NASDAQ:ACIC)August 18, 2026 | americanbankingnews.comAmerican Coastal Insurance (ACIC) Q2 2026 Earnings Call TranscriptAugust 13, 2026 | fool.comThe retirement stock I'd buy before Nvidia todayIn 2014, Marc Chaikin pointed readers toward Nvidia. Now the 60-year Wall Street veteran and creator of the Chaikin Money Flow indicator has a new top retirement pick. The company holds three fast-growing businesses -- including an autonomous vehicle unit and a streaming service with 10x Netflix's reach -- any of which could be spun off in the next 12 to 24 months. It also pays a dividend, a rarity among high-growth AI names. Chaikin lays out the full case in a new free presentation, no email or credit card required.August 22 at 1:00 AM | Chaikin Analytics (Ad)American Coastal Insurance Corporation 2026 Q2 - Results - Earnings Call PresentationAugust 7, 2026 | seekingalpha.comAmerican Coastal Insurance Corporation Announces an Additional $25 Million of Stock Repurchase AuthorizationAugust 7, 2026 | markets.businessinsider.comAmerican Coastal Insurance expands share repurchase authorization to $50MAugust 6, 2026 | msn.comAmerican Coastal keeps $85M-$100M pretax earnings guidance while cutting 2026 revenue view to $300M-$320MAugust 6, 2026 | seekingalpha.comAmerican Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2026August 5, 2026 | globenewswire.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 at the beginning of the year. Since then, ACIC shares have decreased by 27.3% and is now trading at $9.18. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) released its earnings results on Wednesday, August, 5th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.42 by $0.09. The company had revenue of $82.60 million for the quarter. American Coastal Insurance had a net margin of 30.31% and a trailing twelve-month return on equity of 27.95%. Read the conference call transcript. Who are American Coastal Insurance's major shareholders? American Coastal Insurance's top institutional shareholders include BlackRock Inc. (4.71%), Tieton Capital Management LLC (2.59%), Punch & Associates Investment Management Inc. (1.71%) and Empowered Funds LLC (0.57%). Insiders that own company stock include Christopher Griffith and Kern Michael Davis. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings8/05/2026Today8/22/202617th Annual Midwest IDEAS Conference8/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (2d) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 As of 2 days ago, ACIC's financial health entered the Red zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 Webwww.amcoastal.com Phone(727) 633-0851FaxN/AEmployees470Year FoundedN/APrice Target and Rating Average Price Target for American Coastal Insurance$13.00 High Price Target$13.00 Low Price Target$13.00 Potential Upside/Downside+41.6%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.01 Trailing P/E Ratio4.57 Forward P/E Ratio9.37 P/E GrowthN/ANet Income$106.84 million Net Margins30.31% Pretax Margin40.28% Return on Equity27.95% Return on Assets8.20% Debt Debt-to-Equity Ratio0.01 Current Ratio0.88 Quick Ratio0.88 Sales & Book Value Annual Sales$335.44 million Price / Sales1.29 Cash Flow$2.27 per share Price / Cash Flow4.04 Book Value$7.21 per share Price / Book1.27Miscellaneous Outstanding Shares47,270,000Free Float24,013,000Market Cap$433.94 million OptionableN/A Beta-0.47 (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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