NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $10.50 0.00 (0.00%) Closing price 06/18/2026 04:00 PM EasternExtended Trading$10.50 -0.01 (-0.05%) As of 06/18/2026 06:40 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$10.42▼$10.6150-Day Range$9.89▼$12.2552-Week Range$9.80▼$13.06Volume328,802 shsAverage Volume282,175 shsMarket Capitalization$508.83 millionP/E Ratio5.00Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview American Coastal Insurance Company (NASDAQ:ACIC) is a specialized property and casualty insurer focused on coastal residential and commercial lines across the Southeastern United States. Headquartered in St. Petersburg, Florida, the company underwrites policies designed to address windstorm and non-windstorm perils in areas exposed to hurricane risk. Since its founding in 2007, American Coastal has positioned itself to meet the insurance needs of homeowners, condominium associations, and small business owners operating near coastal zones. Through a diversified portfolio of personal lines products, American Coastal offers homeowners insurance, dwelling fire, mobile home, condominium unitowners and renters policies. The company provides optional coverages such as water backup, replacement cost endorsements and basement flood protection. In addition to personal lines, American Coastal’s commercial package division covers small-to-midsize businesses, condominium associations and homeowner associations with property values up to predefined limits. American Coastal distributes its products primarily through a network of independent insurance agents and brokers. Its operations extend to key coastal states including Florida, Alabama, Mississippi and Louisiana, with a strategic focus on high-exposure regions prone to tropical storms. The company’s risk management framework incorporates catastrophe modeling, reinsurance arrangements and proactive underwriting guidelines designed to sustain performance amid volatile weather conditions. AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks44th Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 44% of companies evaluated by MarketBeat, and ranked 618th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.4 / 5Analyst RatingHold Consensus RatingAmerican Coastal Insurance has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 2 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth26.32% Earnings GrowthEarnings for American Coastal Insurance are expected to grow by 26.32% in the coming year, from $0.95 to $1.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 5.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.68.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 5.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.20.Price to Earnings Growth RatioAmerican Coastal Insurance has a PEG Ratio of 3.66. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.75% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 4.46.Change versus previous monthShort interest in American Coastal Insurance has recently increased by 18.76%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 41.67% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend. News and Social Media0.6 / 5News SentimentN/A MarketBeat Follows2 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership2.4 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,210.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ACIC Stock News HeadlinesAnalysts Have Conflicting Sentiments on These Financial Companies: Canadian Bank of Commerce (CM) and American Coastal Insurance (ACIC)May 22, 2026 | theglobeandmail.comAmerican Coastal Insurance: Fundamentals, Technicals Warrant A Buy (Rating Upgrade)May 21, 2026 | seekingalpha.comThis is the worst news for stocks in 50 yearsGoldman Sachs and Morgan Stanley are issuing a rare warning: what's ahead for U.S. stocks could be the worst environment in 50 years - with portfolios potentially staying in the red for 10 years or longer. From rate spikes in 2022 to $12 trillion wiped out in 30 days during the Iran War, Wall Street suggests the volatility isn't slowing down. TradeSmith CEO Keith Kaplan is showing investors what steps to take now to prepare their wealth before this worsens.June 20 at 1:00 AM | TradeSmith (Ad)American Coastal Insurance Corporation (NASDAQ:ACIC) Q1 2026 Earnings Call TranscriptMay 8, 2026 | insidermonkey.comAmerican Coastal Insurance Corporation 2026 Q1 - Results - Earnings Call PresentationMay 7, 2026 | seekingalpha.comAmerican Coastal’s Earnings Call Highlights Resilient ProfitsMay 6, 2026 | tipranks.comAmerican Coastal outlines $150M-$200M excess capital and lifts reinsurance exhaustion point to over $1.6BMay 6, 2026 | msn.comAmerican Coastal Insurance Corporation (ACIC) Q1 2026 Earnings Call TranscriptMay 5, 2026 | seekingalpha.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 at the start of the year. Since then, ACIC stock has decreased by 16.9% and is now trading at $10.50. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) posted its quarterly earnings data on Tuesday, May, 5th. The company reported $0.39 EPS for the quarter, missing the consensus estimate of $0.44 by $0.05. The business earned $71.22 million during the quarter, compared to analyst estimates of $75.78 million. American Coastal Insurance had a net margin of 31.32% and a trailing twelve-month return on equity of 32.26%. Read the conference call transcript. Who are American Coastal Insurance's major shareholders? Top institutional investors of American Coastal Insurance include Empyrean Capital Partners LP (2.33%), Punch & Associates Investment Management Inc. (1.67%), Dimensional Fund Advisors LP (1.54%) and Sei Investments Co. (1.24%). Insiders that own company stock include Christopher Griffith and Kern Michael Davis. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings5/05/2026Today6/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (3w+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 For the last 3 weeks, ACIC's financial health has been in the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry INS - PROP&CASLTY Sub-IndustryInsurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 WebN/A Phone(727) 633-0851FaxN/AEmployees470Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.10 Trailing P/E Ratio5.00 Forward P/E Ratio11.05 P/E Growth3.66Net Income$106.84 million Net Margins31.32% Pretax Margin42.54% Return on Equity32.26% Return on Assets8.91% Debt Debt-to-Equity RatioN/A Current Ratio0.79 Quick Ratio0.79 Sales & Book Value Annual Sales$335.44 million Price / Sales1.52 Cash Flow$2.28 per share Price / Cash Flow4.61 Book Value$6.51 per share Price / Book1.61Miscellaneous Outstanding Shares48,460,000Free Float24,620,000Market Cap$508.83 million OptionableN/A Beta-0.51 10 Stocks Set to Soar in 2026Enter your email address and we’ll send you MarketBeat’s list of ten stocks set to soar in Summer 2026, despite the threat of tariffs and what's happening in Iran. 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