Waterdrop (WDH) Stock Price, News & Analysis

Company Overview

Waterdrop Inc. (NYSE: WDH) is a technology platform focused on healthcare and insurance services in China. The company connects consumers with insurance products through its online insurance marketplace, which uses digital tools and data-driven technology to help individuals compare and purchase health and other protection products.

Waterdrop also operates a medical crowdfunding platform that helps individuals and families raise funds for medical expenses. Through its technology infrastructure, the company provides online services intended to facilitate fundraising, donations and related support for users facing significant healthcare costs.

Founded in 2016, Waterdrop was established by Shen Peng, who serves as the company’s chief executive officer. The company’s principal operations and customer base are in China, where it combines insurance distribution, healthcare-related technology and charitable or crowdfunding services within its digital platform.

Key Stats

• Today's Range: $1.02 to $1.04
• 50-Day Range: $0.98 to $1.14
• 52-Week Range: $0.96 to $2.03
• Volume: 109,633 shs
• Average Volume: 542,192 shs
• Market Capitalization: $369.90 million
• P/E Ratio: 4.88
• Dividend Yield: 4.88%
• Price Target: N/A
• Consensus Rating: Sell

Waterdrop Stock Analysis - MarketRank™

Waterdrop scored higher than 31% of companies evaluated by MarketBeat, and ranked 706th out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

Waterdrop has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Waterdrop has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Waterdrop is 4.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of Waterdrop is 4.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.76.

Price to Book Value per Share Ratio

Waterdrop has a P/B Ratio of 0.50. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.07% of the float of Waterdrop has been sold short.

Short Interest Ratio / Days to Cover

Waterdrop has a short interest ratio ("days to cover") of 0.12, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Waterdrop has recently increased by 17.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Waterdrop is a leading dividend payer. It pays a dividend yield of 4.71%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Waterdrop does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Waterdrop is 23.81%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: N/A

News Sentiment

Waterdrop has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Waterdrop this week, compared to 1 article on an average week.

Search Interest

5 people have searched for WDH on MarketBeat in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Waterdrop insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.60% of the stock of Waterdrop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

1.96% of the stock of Waterdrop is held by institutions.

Company Calendar

• Last Earnings: 9/08/2026
• Today: 10/08/2026
• Record date for 11/6 Dividend: 10/09/2026
• Ex-Dividend for 11/6 Dividend: 10/09/2026
• Dividend Payable: 11/06/2026
• Next Earnings (Estimated): 12/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Insurance Brokers
• Current Symbol: NYSE:WDH
• CIK: 1823986
• Web: www.waterdrop-inc.com
• Phone: 86-10-5339-4997
• Fax: N/A
• Employees: 3,018
• Year Founded: 2016

Profitability

• EPS (Trailing Twelve Months): $0.21
• Trailing P/E Ratio: 4.88
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $81.36 million
• Net Margins: 10.69%
• Pretax Margin: 10.90%
• Return on Equity: 10.47%
• Return on Assets: 7.40%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.19
• Quick Ratio: 2.19

Sales & Book Value

• Annual Sales: $568.81 million
• Price / Sales: 0.65
• Cash Flow: $0.23 per share
• Price / Cash Flow: 4.41
• Book Value: $2.04 per share
• Price / Book: 0.50

Miscellaneous

• Outstanding Shares: 360,880,000
• Free Float: 272,106,000
• Market Cap: $369.90 million
• Optionable: Not Optionable
• Beta: -0.24