Which has stronger valuation and earnings, WDH or TWFG?

Waterdrop has higher revenue and earnings than TWFG. Waterdrop is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Waterdrop $568.81M 0.69 $81.36M $0.21 5.21 TWFG $247.08M 6.00 $7.96M $0.54 50.69

Is WDH or TWFG more profitable?

Waterdrop has a net margin of 12.47% compared to TWFG's net margin of 3.04%. TWFG's return on equity of 15.96% beat Waterdrop's return on equity. Company Net Margins Return on Equity Return on Assets Waterdrop 12.47% 10.87% 7.94% TWFG 3.04% 15.96% 12.76%

Which has stronger earnings and valuation, XZO or WDH?

Exzeo Group has higher earnings, but lower revenue than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Exzeo Group $216.98M 6.70 $82.75M $0.72 22.21 Waterdrop $568.81M 0.69 $81.36M $0.21 5.21

Which has preferable valuation and earnings, WDH or TRUP?

Waterdrop has higher earnings, but lower revenue than Trupanion. Waterdrop is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Waterdrop $568.81M 0.69 $81.36M $0.21 5.21 Trupanion $1.44B 0.76 $19.43M $0.59 42.24

Is WDH or TRUP more profitable?

Waterdrop has a net margin of 12.47% compared to Trupanion's net margin of 1.74%. Waterdrop's return on equity of 10.87% beat Trupanion's return on equity. Company Net Margins Return on Equity Return on Assets Waterdrop 12.47% 10.87% 7.94% Trupanion 1.74% 6.87% 2.89%

Waterdrop (WDH) Competitors

$1.10 -0.03 (-2.23%)

Closing price 03:59 PM Eastern

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$1.10 +0.01 (+0.91%)

As of 07:49 PM Eastern

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WDH vs. TWFG, XZO, IGIC, ASIC, and TRUP

Should you buy Waterdrop stock or one of its competitors? MarketBeat compares Waterdrop with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterdrop include TWFG (TWFG), Exzeo Group (XZO), International General Insurance (IGIC), Ategrity Specialty (ASIC), and Trupanion (TRUP).

How does Waterdrop compare to TWFG?

Waterdrop (NYSE:WDH) and TWFG (NASDAQ:TWFG) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, media sentiment, profitability, dividends, earnings, risk and institutional ownership.

In the previous week, TWFG had 6 more articles in the media than Waterdrop. MarketBeat recorded 6 mentions for TWFG and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 1.94 beat TWFG's score of 0.14 indicating that Waterdrop is being referred to more favorably in the media.

Company	Overall Sentiment
Waterdrop	Very Positive
TWFG	Neutral

Waterdrop has a beta of -0.09, indicating that its share price is 109% less volatile than the broader market. Comparatively, TWFG has a beta of 0.15, indicating that its share price is 85% less volatile than the broader market.

Waterdrop currently has a consensus price target of $2.00, suggesting a potential upside of 82.65%. TWFG has a consensus price target of $26.86, suggesting a potential downside of 1.87%. Given Waterdrop's higher probable upside, equities research analysts plainly believe Waterdrop is more favorable than TWFG.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
TWFG	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.63

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Comparatively, 68.4% of TWFG shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Waterdrop has higher revenue and earnings than TWFG. Waterdrop is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.69	$81.36M	$0.21	5.21
TWFG	$247.08M	6.00	$7.96M	$0.54	50.69

Waterdrop has a net margin of 12.47% compared to TWFG's net margin of 3.04%. TWFG's return on equity of 15.96% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
TWFG	3.04%	15.96%	12.76%

Summary

TWFG beats Waterdrop on 11 of the 17 factors compared between the two stocks.

How does Waterdrop compare to Exzeo Group?

Exzeo Group (NYSE:XZO) and Waterdrop (NYSE:WDH) are related small-cap companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, media sentiment, analyst recommendations, earnings, valuation and risk.

Exzeo Group currently has a consensus price target of $26.00, suggesting a potential upside of 62.57%. Waterdrop has a consensus price target of $2.00, suggesting a potential upside of 82.65%. Given Waterdrop's higher possible upside, analysts clearly believe Waterdrop is more favorable than Exzeo Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Exzeo Group has higher earnings, but lower revenue than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Exzeo Group	$216.98M	6.70	$82.75M	$0.72	22.21
Waterdrop	$568.81M	0.69	$81.36M	$0.21	5.21

Waterdrop has a net margin of 12.47% compared to Exzeo Group's net margin of 0.00%. Waterdrop's return on equity of 10.87% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Exzeo Group	N/A	N/A	N/A
Waterdrop	12.47%	10.87%	7.94%

In the previous week, Exzeo Group had 3 more articles in the media than Waterdrop. MarketBeat recorded 3 mentions for Exzeo Group and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 1.94 beat Exzeo Group's score of -0.39 indicating that Waterdrop is being referred to more favorably in the news media.

Company	Overall Sentiment
Exzeo Group	Neutral
Waterdrop	Very Positive

2.0% of Waterdrop shares are owned by institutional investors. 4.0% of Exzeo Group shares are owned by insiders. Comparatively, 24.6% of Waterdrop shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Waterdrop beats Exzeo Group on 8 of the 14 factors compared between the two stocks.

How does Waterdrop compare to International General Insurance?

International General Insurance (NASDAQ:IGIC) and Waterdrop (NYSE:WDH) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability and media sentiment.

International General Insurance currently has a consensus price target of $30.00, indicating a potential upside of 7.60%. Waterdrop has a consensus price target of $2.00, indicating a potential upside of 82.65%. Given Waterdrop's higher possible upside, analysts clearly believe Waterdrop is more favorable than International General Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International General Insurance	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

International General Insurance pays an annual dividend of $0.30 per share and has a dividend yield of 1.1%. Waterdrop pays an annual dividend of $0.05 per share and has a dividend yield of 4.6%. International General Insurance pays out 10.8% of its earnings in the form of a dividend. Waterdrop pays out 23.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International General Insurance has increased its dividend for 2 consecutive years.

In the previous week, International General Insurance had 2 more articles in the media than Waterdrop. MarketBeat recorded 2 mentions for International General Insurance and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 1.94 beat International General Insurance's score of 0.00 indicating that Waterdrop is being referred to more favorably in the news media.

Company	Overall Sentiment
International General Insurance	Neutral
Waterdrop	Very Positive

International General Insurance has a net margin of 23.68% compared to Waterdrop's net margin of 12.47%. International General Insurance's return on equity of 17.68% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
International General Insurance	23.68%	17.68%	5.67%
Waterdrop	12.47%	10.87%	7.94%

54.2% of International General Insurance shares are held by institutional investors. Comparatively, 2.0% of Waterdrop shares are held by institutional investors. 20.1% of International General Insurance shares are held by company insiders. Comparatively, 24.6% of Waterdrop shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

International General Insurance has a beta of 0.11, indicating that its share price is 89% less volatile than the broader market. Comparatively, Waterdrop has a beta of -0.09, indicating that its share price is 109% less volatile than the broader market.

International General Insurance has higher earnings, but lower revenue than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International General Insurance	$516.90M	2.30	$127.15M	$2.77	10.06
Waterdrop	$568.81M	0.69	$81.36M	$0.21	5.21

Summary

International General Insurance beats Waterdrop on 13 of the 19 factors compared between the two stocks.

How does Waterdrop compare to Ategrity Specialty?

Waterdrop (NYSE:WDH) and Ategrity Specialty (NYSE:ASIC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, earnings, media sentiment, profitability, valuation and dividends.

Waterdrop currently has a consensus target price of $2.00, suggesting a potential upside of 82.65%. Ategrity Specialty has a consensus target price of $28.88, suggesting a potential upside of 20.94%. Given Waterdrop's higher possible upside, analysts clearly believe Waterdrop is more favorable than Ategrity Specialty.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Ategrity Specialty	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Waterdrop has higher revenue and earnings than Ategrity Specialty. Waterdrop is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.69	$81.36M	$0.21	5.21
Ategrity Specialty	$424.34M	2.70	$74M	$2.14	11.16

In the previous week, Ategrity Specialty had 12 more articles in the media than Waterdrop. MarketBeat recorded 12 mentions for Ategrity Specialty and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 1.94 beat Ategrity Specialty's score of 0.46 indicating that Waterdrop is being referred to more favorably in the media.

Company	Overall Sentiment
Waterdrop	Very Positive
Ategrity Specialty	Neutral

Waterdrop has a beta of -0.09, suggesting that its share price is 109% less volatile than the broader market. Comparatively, Ategrity Specialty has a beta of -0.68, suggesting that its share price is 168% less volatile than the broader market.

Ategrity Specialty has a net margin of 21.06% compared to Waterdrop's net margin of 12.47%. Ategrity Specialty's return on equity of 17.52% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
Ategrity Specialty	21.06%	17.52%	7.25%

2.0% of Waterdrop shares are owned by institutional investors. 24.6% of Waterdrop shares are owned by company insiders. Comparatively, 84.7% of Ategrity Specialty shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Ategrity Specialty beats Waterdrop on 9 of the 16 factors compared between the two stocks.

How does Waterdrop compare to Trupanion?

Waterdrop (NYSE:WDH) and Trupanion (NASDAQ:TRUP) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, institutional ownership, earnings, profitability, valuation and risk.

In the previous week, Trupanion had 6 more articles in the media than Waterdrop. MarketBeat recorded 6 mentions for Trupanion and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 1.94 beat Trupanion's score of 1.03 indicating that Waterdrop is being referred to more favorably in the media.

Company	Overall Sentiment
Waterdrop	Very Positive
Trupanion	Positive

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by insiders. Comparatively, 5.6% of Trupanion shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Waterdrop has higher earnings, but lower revenue than Trupanion. Waterdrop is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.69	$81.36M	$0.21	5.21
Trupanion	$1.44B	0.76	$19.43M	$0.59	42.24

Waterdrop presently has a consensus price target of $2.00, suggesting a potential upside of 82.65%. Trupanion has a consensus price target of $41.60, suggesting a potential upside of 66.93%. Given Waterdrop's higher possible upside, equities analysts clearly believe Waterdrop is more favorable than Trupanion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Trupanion	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.50

Waterdrop has a net margin of 12.47% compared to Trupanion's net margin of 1.74%. Waterdrop's return on equity of 10.87% beat Trupanion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
Trupanion	1.74%	6.87%	2.89%

Waterdrop has a beta of -0.09, meaning that its stock price is 109% less volatile than the broader market. Comparatively, Trupanion has a beta of 1.39, meaning that its stock price is 39% more volatile than the broader market.

Summary

Trupanion beats Waterdrop on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WDH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

WDH vs. The Competition

Export

Metric	Waterdrop	Insurance Industry	Finance Sector	NYSE Exchange
Market Cap	$404.19M	$19.68B	$13.92B	$23.74B
Dividend Yield	4.29%	3.28%	5.96%	4.22%
P/E Ratio	5.21	15.14	27.52	28.33
Price / Sales	0.69	28.96	467.61	20.23
Price / Cash	4.85	12.47	29.95	18.72
Price / Book	0.54	9.87	3.71	4.83
Net Income	$81.36M	$1.81B	$1.31B	$1.07B
7 Day Performance	-4.45%	0.74%	0.81%	0.84%
1 Month Performance	-8.90%	1.14%	0.80%	0.59%
1 Year Performance	-33.64%	14.26%	13.79%	20.55%

Waterdrop Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
WDH Waterdrop	3.9245 of 5 stars	$1.10 -2.2%	$2.00 +82.6%	-31.8%	$404.19M	$568.81M	5.21	3,018	Positive News
TWFG TWFG	2.1696 of 5 stars	$28.03 +5.5%	$26.86 -4.2%	-8.8%	$1.52B	$252.56M	51.90	N/A	Upcoming Earnings Analyst Upgrade
XZO Exzeo Group	4.7447 of 5 stars	$16.56 +4.2%	$26.00 +57.0%	N/A	$1.51B	$216.98M	23.08	353	Gap Up
IGIC International General Insurance	2.8733 of 5 stars	$29.14 +0.8%	$30.00 +3.0%	+19.8%	$1.24B	$512.06M	10.52	290	Upcoming Earnings Analyst Forecast
ASIC Ategrity Specialty	4.36 of 5 stars	$25.76 +3.0%	$28.50 +10.6%	N/A	$1.24B	$470.18M	13.88	175	Earnings Report Analyst Forecast

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This page (NYSE:WDH) was last updated on 8/3/2026 by MarketBeat.com Staff.

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Waterdrop (WDH) Competitors

WDH vs. TWFG, XZO, IGIC, ASIC, and TRUP

How does Waterdrop compare to TWFG?

Summary

How does Waterdrop compare to Exzeo Group?

Summary

How does Waterdrop compare to International General Insurance?

Summary

How does Waterdrop compare to Ategrity Specialty?

Summary

How does Waterdrop compare to Trupanion?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

WDH vs. The Competition

Waterdrop Competitors List

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Stock Ideas and Recommendations

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Waterdrop (WDH) Competitors

WDH vs. TWFG, XZO, IGIC, ASIC, and TRUP

How does Waterdrop compare to TWFG?

Does the media refer more to WDH or TWFG?

Which has more volatility and risk, WDH or TWFG?

Do analysts prefer WDH or TWFG?

Do institutionals and insiders hold more shares of WDH or TWFG?

Which has stronger valuation and earnings, WDH or TWFG?

Is WDH or TWFG more profitable?

Summary

How does Waterdrop compare to Exzeo Group?

Do analysts rate XZO or WDH?

Which has stronger earnings and valuation, XZO or WDH?

Is XZO or WDH more profitable?

Does the media prefer XZO or WDH?

Do institutionals and insiders have more ownership in XZO or WDH?

Summary

How does Waterdrop compare to International General Insurance?

Do analysts prefer IGIC or WDH?

Is IGIC or WDH a better dividend stock?

Does the media refer more to IGIC or WDH?

Is IGIC or WDH more profitable?

Do insiders and institutionals hold more shares of IGIC or WDH?

Which has more volatility & risk, IGIC or WDH?

Which has better valuation & earnings, IGIC or WDH?

Summary

How does Waterdrop compare to Ategrity Specialty?

Do analysts prefer WDH or ASIC?

Which has preferable earnings & valuation, WDH or ASIC?

Does the media favor WDH or ASIC?

Which has more volatility & risk, WDH or ASIC?

Is WDH or ASIC more profitable?

Do insiders and institutionals hold more shares of WDH or ASIC?

Summary

How does Waterdrop compare to Trupanion?

Does the media prefer WDH or TRUP?

Do insiders and institutionals hold more shares of WDH or TRUP?

Which has preferable valuation and earnings, WDH or TRUP?

Do analysts recommend WDH or TRUP?

Is WDH or TRUP more profitable?

Which has more risk & volatility, WDH or TRUP?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

WDH vs. The Competition

Waterdrop Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools