Which has preferable valuation and earnings, WDH or XZO?

Exzeo Group has lower revenue, but higher earnings than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Waterdrop $568.81M 0.73 $81.36M $0.21 5.45 Exzeo Group $216.98M 6.85 $82.75M $0.72 22.71

Which has preferable valuation and earnings, WDH or TWFG?

Waterdrop has higher revenue and earnings than TWFG. Waterdrop is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Waterdrop $568.81M 0.73 $81.36M $0.21 5.45 TWFG $247.08M 5.60 $7.96M $0.54 47.26

Is WDH or TWFG more profitable?

Waterdrop has a net margin of 12.47% compared to TWFG's net margin of 3.04%. TWFG's return on equity of 15.96% beat Waterdrop's return on equity. Company Net Margins Return on Equity Return on Assets Waterdrop 12.47% 10.87% 7.94% TWFG 3.04% 15.96% 12.76%

Which has higher valuation and earnings, WDH or TRUP?

Waterdrop has higher earnings, but lower revenue than Trupanion. Waterdrop is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Waterdrop $568.81M 0.73 $81.36M $0.21 5.45 Trupanion $1.48B 0.76 $19.43M $0.59 43.76

Is WDH or TRUP more profitable?

Waterdrop has a net margin of 12.47% compared to Trupanion's net margin of 1.74%. Waterdrop's return on equity of 10.87% beat Trupanion's return on equity. Company Net Margins Return on Equity Return on Assets Waterdrop 12.47% 10.87% 7.94% Trupanion 1.74% 6.87% 2.89%

Waterdrop (WDH) Competitors

$1.14 -0.01 (-0.43%)

Closing price 03:58 PM Eastern

Extended Trading

$1.16 +0.01 (+0.87%)

As of 07:20 PM Eastern

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WDH vs. XZO, TWFG, IGIC, ASIC, and TRUP

Should you buy Waterdrop stock or one of its competitors? MarketBeat compares Waterdrop with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterdrop include Exzeo Group (XZO), TWFG (TWFG), International General Insurance (IGIC), Ategrity Specialty (ASIC), and Trupanion (TRUP). These companies are all part of the "insurance" industry.

How does Waterdrop compare to Exzeo Group?

Waterdrop (NYSE:WDH) and Exzeo Group (NYSE:XZO) are both small-cap insurance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, media sentiment, profitability and dividends.

Exzeo Group has lower revenue, but higher earnings than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.73	$81.36M	$0.21	5.45
Exzeo Group	$216.98M	6.85	$82.75M	$0.72	22.71

Waterdrop currently has a consensus price target of $2.00, suggesting a potential upside of 74.67%. Exzeo Group has a consensus price target of $26.00, suggesting a potential upside of 59.04%. Given Waterdrop's higher possible upside, research analysts clearly believe Waterdrop is more favorable than Exzeo Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Exzeo Group	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.80

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Comparatively, 4.0% of Exzeo Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Waterdrop has a net margin of 12.47% compared to Exzeo Group's net margin of 0.00%. Waterdrop's return on equity of 10.87% beat Exzeo Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
Exzeo Group	N/A	N/A	N/A

In the previous week, Exzeo Group had 1 more articles in the media than Waterdrop. MarketBeat recorded 1 mentions for Exzeo Group and 0 mentions for Waterdrop. Waterdrop's average media sentiment score of 0.00 equaled Exzeo Group'saverage media sentiment score.

Company	Overall Sentiment
Waterdrop	Neutral
Exzeo Group	Neutral

Summary

Exzeo Group beats Waterdrop on 8 of the 15 factors compared between the two stocks.

How does Waterdrop compare to TWFG?

Waterdrop (NYSE:WDH) and TWFG (NASDAQ:TWFG) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, media sentiment, profitability and dividends.

Waterdrop has a beta of -0.12, meaning that its share price is 112% less volatile than the broader market. Comparatively, TWFG has a beta of 0.21, meaning that its share price is 79% less volatile than the broader market.

Waterdrop has higher revenue and earnings than TWFG. Waterdrop is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.73	$81.36M	$0.21	5.45
TWFG	$247.08M	5.60	$7.96M	$0.54	47.26

Waterdrop currently has a consensus price target of $2.00, suggesting a potential upside of 74.67%. TWFG has a consensus price target of $25.86, suggesting a potential upside of 1.32%. Given Waterdrop's higher possible upside, research analysts clearly believe Waterdrop is more favorable than TWFG.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
TWFG	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.50

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Comparatively, 68.4% of TWFG shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Waterdrop has a net margin of 12.47% compared to TWFG's net margin of 3.04%. TWFG's return on equity of 15.96% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
TWFG	3.04%	15.96%	12.76%

In the previous week, TWFG had 9 more articles in the media than Waterdrop. MarketBeat recorded 9 mentions for TWFG and 0 mentions for Waterdrop. TWFG's average media sentiment score of 0.85 beat Waterdrop's score of 0.00 indicating that TWFG is being referred to more favorably in the news media.

Company	Overall Sentiment
Waterdrop	Neutral
TWFG	Positive

Summary

TWFG beats Waterdrop on 12 of the 17 factors compared between the two stocks.

How does Waterdrop compare to International General Insurance?

Waterdrop (NYSE:WDH) and International General Insurance (NASDAQ:IGIC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, media sentiment, valuation, profitability and risk.

2.0% of Waterdrop shares are owned by institutional investors. Comparatively, 54.2% of International General Insurance shares are owned by institutional investors. 24.6% of Waterdrop shares are owned by company insiders. Comparatively, 20.1% of International General Insurance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Waterdrop has a beta of -0.12, suggesting that its share price is 112% less volatile than the broader market. Comparatively, International General Insurance has a beta of 0.11, suggesting that its share price is 89% less volatile than the broader market.

International General Insurance has a net margin of 23.68% compared to Waterdrop's net margin of 12.47%. International General Insurance's return on equity of 17.68% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
International General Insurance	23.68%	17.68%	5.67%

International General Insurance has lower revenue, but higher earnings than Waterdrop. Waterdrop is trading at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.73	$81.36M	$0.21	5.45
International General Insurance	$516.90M	2.29	$127.15M	$2.77	10.00

In the previous week, International General Insurance had 4 more articles in the media than Waterdrop. MarketBeat recorded 4 mentions for International General Insurance and 0 mentions for Waterdrop. International General Insurance's average media sentiment score of 0.57 beat Waterdrop's score of 0.00 indicating that International General Insurance is being referred to more favorably in the news media.

Company	Overall Sentiment
Waterdrop	Neutral
International General Insurance	Positive

Waterdrop currently has a consensus price target of $2.00, indicating a potential upside of 74.67%. International General Insurance has a consensus price target of $30.00, indicating a potential upside of 8.26%. Given Waterdrop's higher probable upside, analysts plainly believe Waterdrop is more favorable than International General Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
International General Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Waterdrop pays an annual dividend of $0.05 per share and has a dividend yield of 4.4%. International General Insurance pays an annual dividend of $0.30 per share and has a dividend yield of 1.1%. Waterdrop pays out 23.8% of its earnings in the form of a dividend. International General Insurance pays out 10.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International General Insurance has increased its dividend for 2 consecutive years.

Summary

International General Insurance beats Waterdrop on 14 of the 19 factors compared between the two stocks.

How does Waterdrop compare to Ategrity Specialty?

Ategrity Specialty (NYSE:ASIC) and Waterdrop (NYSE:WDH) are both small-cap insurance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, institutional ownership, analyst recommendations, risk, valuation, media sentiment, dividends and profitability.

Ategrity Specialty currently has a consensus target price of $28.00, indicating a potential upside of 14.17%. Waterdrop has a consensus target price of $2.00, indicating a potential upside of 74.67%. Given Waterdrop's higher possible upside, analysts plainly believe Waterdrop is more favorable than Ategrity Specialty.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ategrity Specialty	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, Ategrity Specialty had 8 more articles in the media than Waterdrop. MarketBeat recorded 8 mentions for Ategrity Specialty and 0 mentions for Waterdrop. Ategrity Specialty's average media sentiment score of 0.49 beat Waterdrop's score of 0.00 indicating that Ategrity Specialty is being referred to more favorably in the media.

Company	Overall Sentiment
Ategrity Specialty	Neutral
Waterdrop	Neutral

2.0% of Waterdrop shares are held by institutional investors. 84.7% of Ategrity Specialty shares are held by company insiders. Comparatively, 24.6% of Waterdrop shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Ategrity Specialty has a net margin of 19.75% compared to Waterdrop's net margin of 12.47%. Ategrity Specialty's return on equity of 15.29% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ategrity Specialty	19.75%	15.29%	6.32%
Waterdrop	12.47%	10.87%	7.94%

Waterdrop has higher revenue and earnings than Ategrity Specialty. Waterdrop is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ategrity Specialty	$424.34M	2.78	$74M	$1.86	13.19
Waterdrop	$568.81M	0.73	$81.36M	$0.21	5.45

Summary

Ategrity Specialty beats Waterdrop on 10 of the 15 factors compared between the two stocks.

How does Waterdrop compare to Trupanion?

Waterdrop (NYSE:WDH) and Trupanion (NASDAQ:TRUP) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, risk, profitability, institutional ownership, valuation, analyst recommendations and media sentiment.

Waterdrop has a net margin of 12.47% compared to Trupanion's net margin of 1.74%. Waterdrop's return on equity of 10.87% beat Trupanion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterdrop	12.47%	10.87%	7.94%
Trupanion	1.74%	6.87%	2.89%

2.0% of Waterdrop shares are owned by institutional investors. 24.6% of Waterdrop shares are owned by company insiders. Comparatively, 5.6% of Trupanion shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Trupanion had 3 more articles in the media than Waterdrop. MarketBeat recorded 3 mentions for Trupanion and 0 mentions for Waterdrop. Trupanion's average media sentiment score of 0.63 beat Waterdrop's score of 0.00 indicating that Trupanion is being referred to more favorably in the news media.

Company	Overall Sentiment
Waterdrop	Neutral
Trupanion	Positive

Waterdrop presently has a consensus target price of $2.00, suggesting a potential upside of 74.67%. Trupanion has a consensus target price of $41.50, suggesting a potential upside of 60.73%. Given Waterdrop's higher possible upside, analysts clearly believe Waterdrop is more favorable than Trupanion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Trupanion	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17

Waterdrop has higher earnings, but lower revenue than Trupanion. Waterdrop is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$568.81M	0.73	$81.36M	$0.21	5.45
Trupanion	$1.48B	0.76	$19.43M	$0.59	43.76

Waterdrop has a beta of -0.12, suggesting that its share price is 112% less volatile than the broader market. Comparatively, Trupanion has a beta of 1.39, suggesting that its share price is 39% more volatile than the broader market.

Summary

Trupanion beats Waterdrop on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WDH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

WDH vs. The Competition

Export

Metric	Waterdrop	INS Industry	Finance Sector	NYSE Exchange
Market Cap	$413.21M	$22.05B	$14.33B	$23.37B
Dividend Yield	4.14%	3.27%	5.69%	4.02%
P/E Ratio	5.45	11.37	20.53	31.18
Price / Sales	0.73	1.76	44.75	20.31
Price / Cash	5.02	13.26	19.34	18.64
Price / Book	0.56	2.74	2.26	4.78
Net Income	$81.36M	$1.89B	$1.13B	$1.07B
7 Day Performance	-5.76%	-1.22%	0.13%	-0.04%
1 Month Performance	-18.51%	4.44%	0.97%	0.07%
1 Year Performance	-21.31%	5.64%	12.12%	16.91%

Waterdrop Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
WDH Waterdrop	3.6966 of 5 stars	$1.15 -0.4%	$2.00 +74.7%	-19.6%	$413.21M	$568.81M	5.45	3,018
XZO Exzeo Group	4.219 of 5 stars	$19.01 +1.5%	$26.00 +36.8%	N/A	$1.73B	$216.98M	26.40	353	News Coverage
TWFG TWFG	3.0772 of 5 stars	$25.92 +3.1%	$25.14 -3.0%	-20.1%	$1.40B	$247.08M	48.00	N/A	News Coverage Analyst Forecast
IGIC International General Insurance	3.9176 of 5 stars	$28.30 +1.4%	$28.00 -1.0%	+18.0%	$1.21B	$516.90M	10.21	290	News Coverage Analyst Forecast
ASIC Ategrity Specialty	3.7306 of 5 stars	$25.06 +0.3%	$27.00 +7.8%	N/A	$1.20B	$424.34M	13.48	175	News Coverage

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This page (NYSE:WDH) was last updated on 7/14/2026 by MarketBeat.com Staff.

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Waterdrop (WDH) Competitors

WDH vs. XZO, TWFG, IGIC, ASIC, and TRUP

How does Waterdrop compare to Exzeo Group?

Summary

How does Waterdrop compare to TWFG?

Summary

How does Waterdrop compare to International General Insurance?

Summary

How does Waterdrop compare to Ategrity Specialty?

Summary

How does Waterdrop compare to Trupanion?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

WDH vs. The Competition

Waterdrop Competitors List

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Stock Ideas and Recommendations

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Waterdrop (WDH) Competitors

WDH vs. XZO, TWFG, IGIC, ASIC, and TRUP

How does Waterdrop compare to Exzeo Group?

Which has preferable valuation and earnings, WDH or XZO?

Do analysts prefer WDH or XZO?

Do insiders and institutionals believe in WDH or XZO?

Is WDH or XZO more profitable?

Does the media prefer WDH or XZO?

Summary

How does Waterdrop compare to TWFG?

Which has more risk & volatility, WDH or TWFG?

Which has preferable valuation and earnings, WDH or TWFG?

Do analysts prefer WDH or TWFG?

Do insiders and institutionals believe in WDH or TWFG?

Is WDH or TWFG more profitable?

Does the media favor WDH or TWFG?

Summary

How does Waterdrop compare to International General Insurance?

Do insiders & institutionals believe in WDH or IGIC?

Which has more volatility & risk, WDH or IGIC?

Is WDH or IGIC more profitable?

Which has higher earnings and valuation, WDH or IGIC?

Does the media prefer WDH or IGIC?

Do analysts prefer WDH or IGIC?

Is WDH or IGIC a better dividend stock?

Summary

How does Waterdrop compare to Ategrity Specialty?

Do analysts prefer ASIC or WDH?

Does the media prefer ASIC or WDH?

Do insiders and institutionals believe in ASIC or WDH?

Is ASIC or WDH more profitable?

Which has better valuation and earnings, ASIC or WDH?

Summary

How does Waterdrop compare to Trupanion?

Is WDH or TRUP more profitable?

Do institutionals and insiders hold more shares of WDH or TRUP?

Does the media prefer WDH or TRUP?

Do analysts prefer WDH or TRUP?

Which has higher valuation and earnings, WDH or TRUP?

Which has more volatility & risk, WDH or TRUP?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

WDH vs. The Competition

Waterdrop Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools