Q3 EPS Estimates for Western Union Cut by William Blair

Key Points

• William Blair has lowered its Q3 2025 earnings estimate for Western Union to $0.43 per share, down from $0.45.
• Western Union reported a Q2 earnings miss with earnings per share of $0.42, below the analysts' consensus estimate of $0.44, alongside a revenue decline of 3.8% year-over-year.
• The company recently announced a quarterly dividend of $0.235, representing an annual yield of 11.60%.

The Western Union Company (NYSE:WU - Free Report) - Investment analysts at William Blair reduced their Q3 2025 EPS estimates for shares of Western Union in a research report issued to clients and investors on Tuesday, July 29th. William Blair analyst C. Kennedy now forecasts that the credit services provider will earn $0.43 per share for the quarter, down from their prior forecast of $0.45. The consensus estimate for Western Union's current full-year earnings is $1.79 per share. William Blair also issued estimates for Western Union's Q4 2025 earnings at $0.44 EPS, FY2025 earnings at $1.70 EPS, Q1 2026 earnings at $0.42 EPS, Q2 2026 earnings at $0.44 EPS, Q3 2026 earnings at $0.45 EPS and Q4 2026 earnings at $0.46 EPS.

Western Union (NYSE:WU - Get Free Report) last issued its quarterly earnings data on Monday, July 28th. The credit services provider reported $0.42 EPS for the quarter, missing analysts' consensus estimates of $0.44 by ($0.02). Western Union had a net margin of 21.83% and a return on equity of 66.11%. The business had revenue of $1.03 billion during the quarter, compared to analyst estimates of $1.04 billion. During the same period in the previous year, the company posted $0.44 earnings per share. Western Union's revenue was down 3.8% on a year-over-year basis.

WU has been the topic of several other reports. Barclays set a $8.00 price objective on shares of Western Union and gave the stock an "underweight" rating in a report on Thursday. Keefe, Bruyette & Woods cut their price objective on shares of Western Union from $11.00 to $10.00 and set a "market perform" rating on the stock in a report on Tuesday. Oppenheimer started coverage on shares of Western Union in a report on Monday, June 2nd. They set a "market perform" rating on the stock. Royal Bank Of Canada cut their price target on shares of Western Union from $13.00 to $9.00 and set a "sector perform" rating on the stock in a report on Tuesday. Finally, Monness Crespi & Hardt cut their price target on shares of Western Union from $7.50 to $7.00 and set a "sell" rating on the stock in a report on Tuesday. Four research analysts have rated the stock with a sell rating and eight have issued a hold rating to the company's stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of "Hold" and an average target price of $8.61.

Western Union Trading Down 1.6%

Shares of Western Union stock traded down $0.13 during mid-day trading on Wednesday, hitting $7.92. 9,651,865 shares of the stock were exchanged, compared to its average volume of 9,750,461. Western Union has a twelve month low of $7.90 and a twelve month high of $12.40. The stock has a market capitalization of $2.56 billion, a price-to-earnings ratio of 3.00, a price-to-earnings-growth ratio of 2.76 and a beta of 0.61. The company has a 50-day simple moving average of $8.71 and a 200 day simple moving average of $9.75. The company has a current ratio of 1.15, a quick ratio of 1.15 and a debt-to-equity ratio of 3.11.

Institutional Trading of Western Union

Several large investors have recently bought and sold shares of WU. Captrust Financial Advisors grew its position in shares of Western Union by 4.6% during the fourth quarter. Captrust Financial Advisors now owns 22,298 shares of the credit services provider's stock worth $236,000 after buying an additional 982 shares in the last quarter. State of Alaska Department of Revenue grew its position in shares of Western Union by 0.5% during the first quarter. State of Alaska Department of Revenue now owns 239,236 shares of the credit services provider's stock worth $2,530,000 after buying an additional 1,085 shares in the last quarter. DekaBank Deutsche Girozentrale grew its position in shares of Western Union by 0.7% during the first quarter. DekaBank Deutsche Girozentrale now owns 186,822 shares of the credit services provider's stock worth $1,947,000 after buying an additional 1,249 shares in the last quarter. Envestnet Asset Management Inc. grew its position in shares of Western Union by 0.3% during the first quarter. Envestnet Asset Management Inc. now owns 405,839 shares of the credit services provider's stock worth $4,294,000 after buying an additional 1,262 shares in the last quarter. Finally, SummerHaven Investment Management LLC boosted its holdings in Western Union by 2.3% in the first quarter. SummerHaven Investment Management LLC now owns 62,824 shares of the credit services provider's stock worth $665,000 after purchasing an additional 1,393 shares during the period. Institutional investors and hedge funds own 91.81% of the company's stock.

Western Union Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 30th. Shareholders of record on Monday, June 16th were given a $0.235 dividend. The ex-dividend date of this dividend was Monday, June 16th. This represents a $0.94 annualized dividend and a yield of 11.9%. Western Union's dividend payout ratio (DPR) is 35.61%.

About Western Union

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices.