Yuanbao (YB) Stock Price, News & Analysis

Company Overview

Yuanbao Inc. (NASDAQ: YB) is a China-based insurance technology company that operates a digital platform for the distribution of insurance products. The company uses online tools and data-driven technology to connect consumers with insurance coverage and support insurance agents in serving customers.

Yuanbao’s business primarily focuses on life and health insurance products, along with other types of coverage available through its platform. Its services are designed to help users learn about insurance options, compare products, complete applications and receive policy-related support. The company also provides technology and operational tools intended to improve the efficiency of insurance distribution.

The company serves customers in China through its online platform and associated distribution network. Publicly available information about Yuanbao’s leadership and historical development is limited, so additional details are not included here.

Key Stats

• Today's Range: $11.96 to $12.24
• 50-Day Range: $12.01 to $14.38
• 52-Week Range: $11.55 to $24.40
• Volume: 26,238 shs
• Average Volume: 45,990 shs
• Market Capitalization: $545.47 million
• P/E Ratio: 2.69
• Dividend Yield: 10.25%
• Price Target: $21.80
• Consensus Rating: Reduce

Yuanbao Stock Analysis - MarketRank™

Yuanbao scored higher than 68% of companies evaluated by MarketBeat, and ranked 448th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Reduce

Consensus Rating

Yuanbao has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Yuanbao has a consensus price target of $21.80, representing about 80.2% upside from its current price of $12.10.

Amount of Analyst Coverage

Yuanbao has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Yuanbao is 2.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Yuanbao is 2.69, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

Yuanbao has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.04% of the float of Yuanbao has been sold short.

Short Interest Ratio / Days to Cover

Yuanbao has a short interest ratio ("days to cover") of 0.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Yuanbao has recently increased by 121.81%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Yuanbao is a leading dividend payer. It pays a dividend yield of 10.13%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Yuanbao does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Yuanbao is 27.56%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.38

News Sentiment

Yuanbao has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.62 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Yuanbao this week, compared to 1 article on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Yuanbao insiders have not sold or bought any company stock.

Percentage Held by Institutions

Yuanbao has minimal institutional ownership at this time.

Company Calendar

• Record date for 7/28 Dividend: 7/02/2026
• Ex-Dividend for 7/28 Dividend: 7/02/2026
• Dividend Payable: 7/28/2026
• Last Earnings: 9/11/2026
• Today: 10/10/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Insurance Brokers
• Current Symbol: NASDAQ:YB
• Previous Symbol: NASDAQ:YB
• CIK: 1995520
• Web: www.yuanbaobaoxian.cn
• Phone: 86-10-6484-9901
• Fax: N/A
• Employees: 613
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Yuanbao: $21.80
• High Price Target: $21.80
• Low Price Target: $21.80
• Potential Upside/Downside: +80.2%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.50
• Trailing P/E Ratio: 2.69
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $181.88 million
• Net Margins: 29.91%
• Pretax Margin: 33.89%
• Return on Equity: 43.75%
• Return on Assets: 29.78%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.91
• Quick Ratio: 2.91

Sales & Book Value

• Annual Sales: $625.35 million
• Price / Sales: 0.87
• Cash Flow: $6.30 per share
• Price / Cash Flow: 1.92
• Book Value: $10.32 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 45,080,000
• Free Float: N/A
• Market Cap: $545.47 million
• Optionable: N/A
• Beta: 0.56