Zacks Research Estimates Western Union Q3 Earnings

Key Points

• Zacks Research estimated Western Union will earn $0.53 per share in Q3 2026 and projected full-year FY2027 EPS of $1.91 and FY2028 EPS of $2.03, suggesting improving longer-term earnings.
• Western Union’s most recent quarterly results were weaker than expected, with $0.25 EPS versus the $0.40 estimate and revenue of $963.5 million versus the $1.06 billion forecast.
• The stock remains under a cautious Wall Street view, with a consensus rating of “Reduce” and an average target price of $8.82, even as the company continues to pay a high dividend yield.

The Western Union Company (NYSE:WU - Free Report) - Research analysts at Zacks Research issued their Q3 2026 earnings per share (EPS) estimates for Western Union in a note issued to investors on Thursday, May 7th. Zacks Research analyst Team anticipates that the credit services provider will post earnings of $0.53 per share for the quarter. The consensus estimate for Western Union's current full-year earnings is $1.76 per share. Zacks Research also issued estimates for Western Union's Q4 2026 earnings at $0.55 EPS, FY2026 earnings at $1.75 EPS, Q1 2027 earnings at $0.36 EPS, Q2 2027 earnings at $0.44 EPS, Q3 2027 earnings at $0.53 EPS, Q4 2027 earnings at $0.58 EPS, FY2027 earnings at $1.91 EPS, Q1 2028 earnings at $0.34 EPS and FY2028 earnings at $2.03 EPS.

Western Union (NYSE:WU - Get Free Report) last posted its quarterly earnings results on Friday, April 24th. The credit services provider reported $0.25 earnings per share for the quarter, missing the consensus estimate of $0.40 by ($0.15). The business had revenue of $963.50 million during the quarter, compared to analysts' expectations of $1.06 billion. Western Union had a return on equity of 55.94% and a net margin of 10.88%.The firm's revenue for the quarter was down .1% compared to the same quarter last year. During the same quarter in the prior year, the firm earned $0.41 EPS. Western Union has set its FY 2026 guidance at 1.750-1.850 EPS.

WU has been the subject of a number of other research reports. Weiss Ratings reiterated a "hold (c-)" rating on shares of Western Union in a research report on Wednesday, January 21st. Cantor Fitzgerald upgraded Western Union to a "strong sell" rating in a research report on Tuesday, January 27th. Nine investment analysts have rated the stock with a Hold rating and five have given a Sell rating to the company's stock. According to data from MarketBeat, Western Union presently has a consensus rating of "Reduce" and an average target price of $8.82.

Western Union Stock Down 0.1%

Western Union stock opened at $9.07 on Monday. The stock has a market cap of $2.83 billion, a PE ratio of 6.67, a price-to-earnings-growth ratio of 1.16 and a beta of 0.50. The company has a debt-to-equity ratio of 2.88, a quick ratio of 1.11 and a current ratio of 1.11. Western Union has a one year low of $7.85 and a one year high of $10.35. The stock has a fifty day moving average of $9.22 and a 200 day moving average of $9.23.

Hedge Funds Weigh In On Western Union

Large investors have recently made changes to their positions in the business. Wilmington Savings Fund Society FSB lifted its position in shares of Western Union by 606.7% in the third quarter. Wilmington Savings Fund Society FSB now owns 3,265 shares of the credit services provider's stock valued at $26,000 after acquiring an additional 2,803 shares in the last quarter. UMB Bank n.a. lifted its position in shares of Western Union by 260.7% in the third quarter. UMB Bank n.a. now owns 3,593 shares of the credit services provider's stock valued at $29,000 after acquiring an additional 2,597 shares in the last quarter. Ascentis Independent Advisors purchased a new position in shares of Western Union in the first quarter valued at about $30,000. Salomon & Ludwin LLC lifted its position in shares of Western Union by 1,546.5% in the fourth quarter. Salomon & Ludwin LLC now owns 3,326 shares of the credit services provider's stock valued at $31,000 after acquiring an additional 3,124 shares in the last quarter. Finally, Fifth Third Bancorp lifted its position in shares of Western Union by 67.0% in the fourth quarter. Fifth Third Bancorp now owns 3,331 shares of the credit services provider's stock worth $31,000 after buying an additional 1,336 shares in the last quarter. 91.81% of the stock is currently owned by hedge funds and other institutional investors.

Insider Activity

In other Western Union news, insider Benjamin Carlton Adams sold 19,924 shares of the business's stock in a transaction dated Friday, May 1st. The stock was sold at an average price of $9.23, for a total transaction of $183,898.52. Following the completion of the sale, the insider owned 234,689 shares of the company's stock, valued at approximately $2,166,179.47. The trade was a 7.83% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, insider Giovanni Angelini sold 6,000 shares of the business's stock in a transaction dated Tuesday, April 28th. The shares were sold at an average price of $9.47, for a total value of $56,820.00. Following the sale, the insider directly owned 311,292 shares of the company's stock, valued at $2,947,935.24. This represents a 1.89% decrease in their position. The disclosure for this sale is available in the SEC filing. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders own 3.29% of the company's stock.

Western Union Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Tuesday, March 31st. Shareholders of record on Tuesday, March 17th were issued a dividend of $0.235 per share. This represents a $0.94 annualized dividend and a yield of 10.4%. The ex-dividend date of this dividend was Tuesday, March 17th. Western Union's payout ratio is currently 69.12%.

More Western Union News

Here are the key news stories impacting Western Union this week:

• Positive Sentiment: Zacks Research projected improving earnings for Western Union, including FY2027 EPS of $1.91 and FY2028 EPS of $2.03, both above the current FY2026 consensus of $1.76, which may support investor confidence in the company’s longer-term earnings trend.
• Neutral Sentiment: The firm’s FY2026 estimate of $1.75 EPS is essentially in line with consensus, so the near-term forecast does not meaningfully change the market’s view of the current year. Article
• Neutral Sentiment: Other updated quarterly estimates from Zacks Research — including Q3 2026 at $0.53, Q4 2026 at $0.55, Q1 2027 at $0.36, Q2 2027 at $0.44, Q3 2027 at $0.53, and Q4 2027 at $0.58 — mainly reinforce a gradual earnings recovery rather than a dramatic change in outlook.

Western Union Company Profile

Western Union Company NYSE: WU is a global leader in cross-border, cross-currency money movement and payments. The company enables individuals and businesses to send and receive money through a variety of channels, including its vast agent network, online platforms, and mobile applications. Core services include person-to-person money transfers, business-to-business cross-border payments, bill payment services and prepaid card programs.

Through its digital offerings, Western Union provides customers with the ability to initiate transfers via its website and mobile app, as well as track transactions in real time.

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