Zacks Research Has Optimistic Outlook of NMI Q3 Earnings

Key Points

• Zacks Research has raised its Q3 2025 EPS estimate for NMI Holdings Inc to $1.20, up from $1.17, with expectations for FY2025 earnings at $4.91 EPS.
• NMI reported Q2 earnings of $1.22 per share, exceeding analysts' estimates, although revenue fell short with $149.07 million compared to the expected $173.39 million.
• Institutional investors hold 94.12% of NMI's stock, indicating strong institutional confidence in the company.

NMI Holdings Inc (NASDAQ:NMIH - Free Report) - Equities research analysts at Zacks Research boosted their Q3 2025 EPS estimates for NMI in a research report issued to clients and investors on Thursday, September 11th. Zacks Research analyst Team now forecasts that the financial services provider will post earnings of $1.20 per share for the quarter, up from their prior estimate of $1.17. The consensus estimate for NMI's current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI's Q4 2025 earnings at $1.22 EPS, FY2025 earnings at $4.91 EPS, Q4 2026 earnings at $1.33 EPS, Q1 2027 earnings at $1.35 EPS and FY2027 earnings at $5.40 EPS.

NMI (NASDAQ:NMIH - Get Free Report) last announced its earnings results on Tuesday, July 29th. The financial services provider reported $1.22 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.16 by $0.06. The company had revenue of $149.07 million during the quarter, compared to analysts' expectations of $173.39 million. NMI had a net margin of 55.57% and a return on equity of 16.51%. NMI's quarterly revenue was up 7.2% on a year-over-year basis. During the same quarter in the previous year, the business posted $1.20 earnings per share.

Several other research firms have also recently weighed in on NMIH. Compass Point reaffirmed a "buy" rating and set a $37.00 price objective (up previously from $34.00) on shares of NMI in a research report on Friday, May 23rd. Keefe, Bruyette & Woods cut shares of NMI from an "outperform" rating to a "market perform" rating and upped their price objective for the stock from $42.00 to $43.00 in a research report on Monday, July 7th. Barclays increased their target price on shares of NMI from $41.00 to $42.00 and gave the stock an "equal weight" rating in a report on Tuesday, July 8th. Wall Street Zen cut shares of NMI from a "buy" rating to a "hold" rating in a report on Saturday, July 12th. Finally, JPMorgan Chase & Co. increased their target price on shares of NMI from $41.00 to $44.00 and gave the stock an "overweight" rating in a report on Friday, July 11th. Three research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat, the stock presently has a consensus rating of "Moderate Buy" and an average target price of $42.33.

NMI Trading Down 1.6%

Shares of NMI stock opened at $39.68 on Monday. The firm has a 50-day moving average of $38.93 and a 200-day moving average of $37.84. The stock has a market cap of $3.08 billion, a PE ratio of 8.42, a PEG ratio of 1.15 and a beta of 0.55. NMI has a 52-week low of $31.90 and a 52-week high of $43.20. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.74 and a current ratio of 0.74.

Institutional Trading of NMI

Several large investors have recently modified their holdings of the stock. Sound Income Strategies LLC acquired a new stake in NMI in the 1st quarter valued at $25,000. Maseco LLP acquired a new stake in NMI in the 2nd quarter valued at $32,000. BNP PARIBAS ASSET MANAGEMENT Holding S.A. acquired a new stake in NMI in the 2nd quarter valued at $36,000. Opal Wealth Advisors LLC acquired a new stake in NMI in the 1st quarter valued at $33,000. Finally, Elevation Point Wealth Partners LLC purchased a new position in NMI during the 2nd quarter worth $49,000. Institutional investors and hedge funds own 94.12% of the company's stock.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.

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