NASDAQ:NMIH NMI (NMIH) Stock Price, News & Analysis $40.10 +0.40 (+1.01%) Closing price 10/15/2026 04:00 PM EasternExtended Trading$40.33 +0.23 (+0.56%) As of 07:02 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About NMI Stock (NASDAQ:NMIH) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get NMI alerts:Sign Up Key Stats Today's Range$39.90▼$40.8350-Day Range$37.32▼$45.7152-Week Range$34.84▼$46.74Volume1.20 million shsAverage Volume815,979 shsMarket Capitalization$3.02 billionP/E Ratio7.89Dividend YieldN/APrice Target$48.43Consensus RatingModerate Buy Company Overview NMI Holdings, Inc. (NASDAQ:NMIH) is a holding company whose principal operating subsidiary, National MI, provides private mortgage insurance in the United States. Mortgage insurance helps protect lenders and investors against losses when borrowers default on residential mortgage loans, enabling qualified borrowers to purchase homes with down payments below traditional requirements. National MI primarily offers mortgage insurance for residential first-lien mortgages, including borrower-paid and lender-paid coverage. Its products are distributed through mortgage lenders, banks, credit unions and other lending institutions. The company also provides related risk-management and portfolio services designed to support lenders and the broader housing finance market. National MI was established in 2012 and began operating as a mortgage insurer following the launch of its business in 2014. The company serves the U.S. residential housing market and focuses on helping lenders manage mortgage credit risk while expanding access to homeownership. NMI Holdings is headquartered in Emeryville, California.AI Generated. May Contain Errors. Read More NMI Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks76th Percentile Overall ScoreNMIH MarketRank™: 3.803362669115 of 5 starsNMI scored higher than 76% of companies evaluated by MarketBeat, and ranked 391st out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.0 / 5Analyst RatingModerate Buy Consensus RatingNMI has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 5 buy ratings, 2 hold ratings, and no sell ratings.Upside PotentialNMI has a consensus price target of $48.43, representing about 20.8% upside from its current price of $40.10.Amount of Analyst CoverageNMI has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about NMI's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth4.39% Earnings GrowthEarnings for NMI are expected to grow by 4.39% in the coming year, from $5.24 to $5.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of NMI is 7.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.28.Price to Earnings Ratio vs. SectorThe P/E ratio of NMI is 7.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.79.Price to Earnings Growth RatioNMI has a PEG Ratio of 1.07. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioNMI has a P/B Ratio of 1.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about NMI's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.00% of the float of NMI has been sold short.Short Interest Ratio / Days to CoverNMI has a short interest ratio ("days to cover") of 2.77, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in NMI has recently increased by 11.39%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldNMI does not currently pay a dividend.Dividend GrowthNMI does not have a long track record of dividend growth. News and Social Media2.1 / 5News Sentiment0.32 News SentimentNMI has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for NMI this week, compared to 5 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, NMI insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $8,800,740.00 in company stock.Percentage Held by Insiders2.44% of the stock of NMI is held by insiders.Percentage Held by Institutions94.12% of the stock of NMI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about NMI's insider trading history. Receive NMIH Stock News and Ratings via Email Sign-up to receive the latest news and ratings for NMI and its competitors with MarketBeat's FREE daily newsletter. 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NMIH Stock News HeadlinesRBC Capital Sticks to Its Buy Rating for NMI Holdings (NMIH)October 15 at 10:25 PM | theglobeandmail.comNMI Holdings, Inc. to Announce Third Quarter 2026 Financial Results on November 5, 2026October 14 at 4:00 PM | globenewswire.comThe most boring strategy I knowCovered calls won't make you rich overnight, and they cap your upside if a stock takes off. But many retired investors use them anyway, turning stocks they already own into a steady source of extra income. The Retirement Paycheck Playbook breaks down the good, the bad, and the 5 rules for doing covered calls right, including what happens if a stock rises, stays flat, or falls.October 16 at 1:00 AM | Profits Run (Ad)The Recent Pullback In NMI Holdings Was JustifiedOctober 14 at 12:29 PM | seekingalpha.comNMI Holdings retreats 8%, extending slide amid sector weaknessOctober 1, 2026 | seekingalpha.comNMI Holdings Inc (NMIH)September 27, 2026 | za.investing.comBTIG avvia copertura su NMI Holdings con rating buy per le prospettive di crescitaSeptember 23, 2026 | it.investing.comIs NMI Holdings (NMIH) Undervalued As Sector Selling Hits Mortgage Insurers?September 17, 2026 | finance.yahoo.comSee More Headlines NMIH Stock Analysis - Frequently Asked Questions How have NMIH shares performed this year? NMI's stock was trading at $40.79 at the start of the year. Since then, NMIH shares have decreased by 1.7% and is now trading at $40.10. How were NMI's earnings last quarter? NMI Holdings Inc (NASDAQ:NMIH) issued its quarterly earnings results on Thursday, July, 30th. The financial services provider reported $1.38 EPS for the quarter, beating the consensus estimate of $1.28 by $0.10. The firm's revenue was up 8.1% compared to the same quarter last year. Read the conference call transcript. Who are NMI's major shareholders? NMI's top institutional investors include Assenagon Asset Management S.A. (0.71%), Davidson Capital Management Inc. (0.05%), Ellsworth Advisors LLC (0.03%) and State of Alaska Department of Revenue (0.02%). Insiders that own company stock include Bradley M Shuster, Adam Pollitzer, William J Leatherberry, Robert Owen Smith, Steven Scheid, Michael Curry Montgomery, Aurora Swithenbank, Michael J Embler, Mohammad Nawaz Yousaf, Norman Peter Fitzgerald, Nicholas Daniel Realmuto and James G Jones. View institutional ownership trends. How do I buy shares of NMI? Shares of NMIH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of NMI own? Based on aggregate information from My MarketBeat watchlists, some other companies that NMI investors own include NVIDIA (NVDA), Mastercard (MA), Fortinet (FTNT), PayPal (PYPL), Paycom Software (PAYC), Alibaba Group (BABA) and ServiceNow (NOW). Company Calendar Last Earnings7/30/2026Today10/16/2026Next Earnings (Estimated)11/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (2w+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 For the last 2 weeks, NMIH's financial health has been in the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Financial Services Sub-IndustryCommercial & Residential Mortgage Finance Current SymbolNASDAQ:NMIH CIK1547903 Webwww.nationalmi.com Phone(855) 530-6642FaxN/AEmployees225Year Founded2011Price Target and Rating Average Price Target for NMI$48.43 High Price Target$54.00 Low Price Target$43.00 Potential Upside/Downside+20.8%Consensus RatingModerate Buy Rating Score (0-4)2.71 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$5.08 Trailing P/E Ratio7.89 Forward P/E Ratio7.65 P/E Growth1.07Net Income$388.93 million Net Margins54.10% Pretax Margin69.34% Return on Equity15.13% Return on Assets10.21% Debt Debt-to-Equity Ratio0.15 Current Ratio0.65 Quick Ratio0.65 Sales & Book Value Annual Sales$706.44 million Price / Sales4.27 Cash Flow$5.23 per share Price / Cash Flow7.66 Book Value$33.72 per share Price / Book1.19Miscellaneous Outstanding Shares75,220,000Free Float73,383,000Market Cap$3.02 billion OptionableOptionable Beta0.56 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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