Zacks Research Has Positive Outlook for SYF Q2 Earnings

Synchrony Financial (NYSE:SYF - Free Report) - Equities researchers at Zacks Research increased their Q2 2025 earnings per share (EPS) estimates for Synchrony Financial in a report released on Monday, May 5th. Zacks Research analyst K. Dey now anticipates that the financial services provider will earn $1.62 per share for the quarter, up from their previous estimate of $1.58. The consensus estimate for Synchrony Financial's current full-year earnings is $7.67 per share. Zacks Research also issued estimates for Synchrony Financial's Q3 2025 earnings at $2.12 EPS, Q4 2025 earnings at $1.95 EPS, FY2025 earnings at $7.57 EPS, Q1 2026 earnings at $2.28 EPS, Q4 2026 earnings at $2.19 EPS, FY2026 earnings at $8.64 EPS, Q1 2027 earnings at $2.46 EPS and FY2027 earnings at $9.51 EPS.

A number of other research analysts have also recently issued reports on the stock. UBS Group increased their target price on shares of Synchrony Financial from $58.00 to $66.00 and gave the company a "neutral" rating in a report on Monday, January 13th. Morgan Stanley reiterated an "equal weight" rating and issued a $44.00 price objective (down from $82.00) on shares of Synchrony Financial in a research report on Monday, April 7th. Evercore ISI reduced their price target on shares of Synchrony Financial from $64.00 to $56.00 and set an "outperform" rating on the stock in a report on Wednesday, April 23rd. The Goldman Sachs Group cut their price objective on Synchrony Financial from $82.00 to $70.00 and set a "buy" rating for the company in a research report on Tuesday, March 18th. Finally, Cfra Research upgraded Synchrony Financial to a "hold" rating in a research report on Tuesday, April 22nd. Nine investment analysts have rated the stock with a hold rating, twelve have issued a buy rating and one has given a strong buy rating to the company's stock. According to data from MarketBeat.com, the company presently has an average rating of "Moderate Buy" and a consensus price target of $63.95.

Synchrony Financial Price Performance

Shares of NYSE SYF opened at $53.78 on Thursday. The company's fifty day moving average is $51.45 and its two-hundred day moving average is $60.17. The company has a debt-to-equity ratio of 1.01, a quick ratio of 1.24 and a current ratio of 1.24. The firm has a market capitalization of $20.47 billion, a P/E ratio of 6.30, a PEG ratio of 0.71 and a beta of 1.42. Synchrony Financial has a one year low of $40.55 and a one year high of $70.93.

Synchrony Financial (NYSE:SYF - Get Free Report) last released its earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.63 by $0.26. The company had revenue of $3.72 billion for the quarter, compared to analysts' expectations of $3.80 billion. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in SYF. TCTC Holdings LLC lifted its holdings in Synchrony Financial by 89.0% in the 1st quarter. TCTC Holdings LLC now owns 788 shares of the financial services provider's stock worth $42,000 after buying an additional 371 shares in the last quarter. LPL Financial LLC lifted its stake in shares of Synchrony Financial by 6.6% in the first quarter. LPL Financial LLC now owns 130,209 shares of the financial services provider's stock worth $6,893,000 after acquiring an additional 8,069 shares in the last quarter. RWC Asset Management LLP boosted its holdings in Synchrony Financial by 558.4% in the first quarter. RWC Asset Management LLP now owns 57,377 shares of the financial services provider's stock valued at $3,038,000 after purchasing an additional 48,662 shares during the last quarter. Zurcher Kantonalbank Zurich Cantonalbank grew its stake in Synchrony Financial by 14.9% during the 1st quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 512,576 shares of the financial services provider's stock valued at $27,136,000 after purchasing an additional 66,543 shares in the last quarter. Finally, Empirical Finance LLC increased its holdings in Synchrony Financial by 2.6% during the 1st quarter. Empirical Finance LLC now owns 15,646 shares of the financial services provider's stock worth $828,000 after purchasing an additional 403 shares during the last quarter. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Synchrony Financial Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Thursday, May 15th. Shareholders of record on Monday, May 5th will be given a $0.30 dividend. This is an increase from Synchrony Financial's previous quarterly dividend of $0.25. The ex-dividend date of this dividend is Monday, May 5th. This represents a $1.20 annualized dividend and a yield of 2.23%. Synchrony Financial's dividend payout ratio (DPR) is 16.46%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat's editorial team prior to publication. Please send any questions or comments about this story to contact@marketbeat.com.