Banco Santander (SAN) Stock Price, News & Analysis

Company Overview

Banco Santander, S.A. is a global banking group headquartered in Santander, Spain. Founded in 1857, the company provides financial products and services to individuals, businesses, institutions and governments through its banking operations in Europe, North America and South America.

Its principal activities include retail and commercial banking, consumer finance, corporate and investment banking, private banking, asset management, insurance and payment services. Santander offers products such as current and savings accounts, mortgages, personal loans, credit cards, business financing, investment products and digital banking services.

The group operates through established franchises in markets including Spain, the United Kingdom, Portugal, Poland, Brazil, Mexico, Chile, Argentina and the United States. Banco Santander is led by Executive Chair Ana Botín, while Héctor Grisi has served as chief executive officer since 2023.

Key Stats

• Today's Range: $14.54 to $14.71
• 50-Day Range: $13.21 to $15.03
• 52-Week Range: $9.62 to $15.05
• Volume: 6.85 million shs
• Average Volume: 11.80 million shs
• Market Capitalization: $214.83 billion
• P/E Ratio: 11.89
• Dividend Yield: 1.44%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Banco Santander Stock Analysis - MarketRank™

Banco Santander scored higher than 84% of companies evaluated by MarketBeat, and ranked 229th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Banco Santander has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 6 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Banco Santander has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 13.60%

Earnings Growth

Earnings for Banco Santander are expected to grow by 13.60% in the coming year, from $1.25 to $1.42 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander is 11.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander is 11.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.34.

Price to Earnings Growth Ratio

Banco Santander has a PEG Ratio of 0.74. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander has a P/B Ratio of 1.71. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.39% of the float of Banco Santander has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander has a short interest ratio ("days to cover") of 2.11, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander has recently decreased by 51.32%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander is 17.07%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander will have a dividend payout ratio of 14.79% next year. This indicates that Banco Santander will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 0.68

News Sentiment

Banco Santander has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for Banco Santander this week, compared to 7 articles on an average week.

Search Interest

16 people have searched for SAN on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

11 people have added Banco Santander to their MarketBeat watchlist in the last 30 days. This is an increase of 267% compared to the previous 30 days.

Company Ownership

• Score: 0.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.48% of the stock of Banco Santander is held by insiders.

Percentage Held by Institutions

9.19% of the stock of Banco Santander is held by institutions.

Company Calendar

• Last Earnings: 7/22/2026
• Today: 9/15/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:SAN
• CIK: 891478
• Web: www.santander.com
• Phone: (491) 289-3280
• Fax: 34-91-257-1282
• Employees: 198,403
• Year Founded: 1857

Profitability

• EPS (Trailing Twelve Months): $1.23
• Trailing P/E Ratio: 11.89
• Forward P/E Ratio: 11.70
• P/E Growth: 0.74
• Net Income: $15.95 billion
• Net Margins: 26.94%
• Pretax Margin: 31.67%
• Return on Equity: 12.43%
• Return on Assets: 0.75%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.24
• Quick Ratio: 0.24

Sales & Book Value

• Annual Sales: $61.87 billion
• Price / Sales: 3.47
• Cash Flow: $1.28 per share
• Price / Cash Flow: 11.39
• Book Value: $8.57 per share
• Price / Book: 1.71

Miscellaneous

• Outstanding Shares: 14,689,320,000
• Free Float: 13,296,772,000
• Market Cap: $214.83 billion
• Optionable: Optionable
• Beta: 0.74