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Lloyds Banking Group (LLOY) Stock Forecast & Price Target

Lloyds Banking Group logo
GBX 103.55 +1.95 (+1.92%)
As of 10:27 AM Eastern
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Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold
Based on 9 Analyst Ratings
Sell
1
Hold
3
Buy
5

Based on 9 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Hold." Out of the 9 analysts, 1 has given a sell rating, 3 have given a hold rating, and 5 have given a buy rating for LLOY.

Consensus Price Target

GBX 117
According to the 9 analysts' twelve-month price targets for Lloyds Banking Group, the average price target is GBX 117. The highest price target for LLOY is GBX 127, while the lowest price target for LLOY is GBX 91. The average price target represents a forecasted upside of 12.99% from the current price of GBX 103.55.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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LLOY Analyst Ratings Over Time

TypeCurrent Forecast
10/12/25 to 10/12/26		1 Month Ago
9/12/25 to 9/12/26		3 Months Ago
7/14/25 to 7/14/26		1 Year Ago
10/12/24 to 10/12/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
5 Buy rating(s)
6 Buy rating(s)
6 Buy rating(s)
3 Buy rating(s)
Hold
3 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price TargetGBX 117GBX 114.40GBX 113.80GBX 90
Consensus RatingHoldModerate BuyModerate BuyModerate Buy

LLOY Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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LLOY Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Lloyds Banking Group Stock vs. The Competition

TypeLloyds Banking GroupFinance Companies
Consensus Rating Score
2.44
2.28
Consensus RatingHoldHold
News Sentiment Rating
Neutral News

See Recent LLOY News
Positive News
Report Date
0 Results
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside		Details
9/15/2026
JPMorgan Chase & Co. logo
JPMorgan Chase & Co.
3 of 5 stars
 Boost TargetNeutralGBX 121 ➝ GBX 123+12.23%
9/11/2026
Royal Bank Of Canada logo
Royal Bank Of Canada
3 of 5 stars
 Reiterated RatingOutperformGBX 124+12.32%
9/2/2026
Jefferies Financial Group Inc. logo
Jefferies Financial Group
3 of 5 stars
 Boost TargetBuyGBX 125 ➝ GBX 127+14.78%
7/31/2026
Deutsche Bank Aktiengesellschaft logo
Deutsche Bank Aktiengesellschaft
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingBuyGBX 125+7.34%
6/24/2026
Berenberg Bank logo
Berenberg Bank
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingHoldGBX 117 ➝ GBX 117+7.88%
4/30/2026
Shore Capital Group Ltd logo
Shore Capital Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingSell
4/30/2026
Citigroup Inc. logo
Citigroup
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetBuyGBX 114 ➝ GBX 123+25.26%
1/23/2026
UBS Group AG logo
UBS Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingNeutralGBX 103+0.88%
1/7/2026
Barclays PLC logo
Barclays
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetOverweightGBX 100 ➝ GBX 120+20.31%
10/10/2025
Keefe, Bruyette & Woods logo
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingOutperformGBX 93+12.18%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 10:51 AM ET.


Should I Buy Lloyds Banking Group Stock? LLOY Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, October 5, 2026. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

  • The stock is currently trading at $104.00, which is below the consensus price target of GBX 114.60 set by ten brokerages, suggesting potential for price appreciation as the market aligns with analyst expectations.
  • Lloyds Banking Group plc has completed a live stablecoin settlement pilot with Visa using USDC, demonstrating a strategic move toward faster cross-border payments and positioning the bank as a leader in adopting blockchain technology for financial services.
  • The company maintains a strong dividend yield of 3.86%, providing investors with a consistent income stream that is attractive in the current market environment.
  • Analysts have recently raised price targets, with Jefferies Financial Group increasing its target to GBX 127 and Royal Bank of Canada reaffirming an outperform rating with a GBX 124 target, indicating growing confidence in the bank's future performance.
  • The bank is executing a share buyback program with planned share cancellation, which can support stock price stability and enhance value for remaining shareholders by reducing the total number of shares outstanding.

Lloyds Banking Group
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

  • The company is in the process of phasing out the Halifax brand, with the Halifax banking app beginning to close and millions of customers being told to switch to Lloyds, which may create operational challenges and potential customer dissatisfaction during the transition.
  • Lloyds Banking Group plc is closing 28 bank branches in October, including locations for Lloyds, Halifax, and Bank of Scotland, which could reduce physical access for customers and impact the bank's traditional retail presence.
  • Insider William Chalmers sold over 8.4 million shares in late August, a significant transaction that may signal a lack of confidence from company insiders in the current stock valuation.
  • The stock has a beta of 0.91, indicating it moves slightly less than the overall market, but recent volatility and the ongoing integration of digital and traditional banking services may introduce execution risks that could affect short-term performance.

LLOY Forecast - Frequently Asked Questions

According to the research reports of 9 Wall Street equities research analysts, the average twelve-month stock price forecast for Lloyds Banking Group is GBX 117, with a high forecast of GBX 127 and a low forecast of GBX 91.

9 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last twelve months. There is currently 1 sell rating, 3 hold ratings and 5 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" LLOY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LLOY, but not buy additional shares or sell existing shares.

According to analysts, Lloyds Banking Group's stock has a predicted upside of 12.99% based on their 12-month stock forecasts.

Lloyds Banking Group has been rated by research analysts at Deutsche Bank Aktiengesellschaft, Jefferies Financial Group, JPMorgan Chase & Co., and Royal Bank Of Canada in the past 90 days.

Analysts like Lloyds Banking Group more than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.44 while the average consensus rating score for "finance" companies is 2.28. Learn more on how LLOY compares to other companies.

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MarketBeat monitors more than a dozen sources for Lloyds Banking Group analyst ratings, with the most recent rating issued on 9/15/2026.
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