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Lloyds Banking Group (LLOY) Competitors

Lloyds Banking Group logo
GBX 111.25 +1.50 (+1.37%)
As of 08/21/2026 12:13 PM Eastern

LLOY vs. BNC, BARC, NWG, STAN, and CABP

Should you buy Lloyds Banking Group stock or one of its competitors? Lloyds Banking Group's main competitors and comparable companies include Banco Santander (BNC), Barclays (BARC), NatWest Group (NWG), Standard Chartered (STAN), and CAB Payments (CABP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "diversified banks" industry.

How does Lloyds Banking Group compare to Banco Santander?

Lloyds Banking Group (LON:LLOY) and Banco Santander (LON:BNC) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, media sentiment, profitability, dividends, earnings, risk and institutional ownership.

58.1% of Lloyds Banking Group shares are held by institutional investors. Comparatively, 39.4% of Banco Santander shares are held by institutional investors. 0.2% of Lloyds Banking Group shares are held by company insiders. Comparatively, 3.2% of Banco Santander shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Banco Santander has a net margin of 30.42% compared to Lloyds Banking Group's net margin of 26.73%. Banco Santander's return on equity of 15.54% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
Banco Santander 30.42%15.54%0.73%

Lloyds Banking Group has a beta of 0.912, meaning that its share price is 9% less volatile than the broader market. Comparatively, Banco Santander has a beta of 0.934, meaning that its share price is 7% less volatile than the broader market.

In the previous week, Lloyds Banking Group had 8 more articles in the media than Banco Santander. MarketBeat recorded 9 mentions for Lloyds Banking Group and 1 mentions for Banco Santander. Lloyds Banking Group's average media sentiment score of 0.22 beat Banco Santander's score of 0.00 indicating that Lloyds Banking Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
1 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Banco Santander
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.3%. Banco Santander pays an annual dividend of GBX 22.50 per share and has a dividend yield of 2.1%. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Banco Santander pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lloyds Banking Group currently has a consensus price target of GBX 114.20, suggesting a potential upside of 2.65%. Given Lloyds Banking Group's stronger consensus rating and higher probable upside, equities research analysts plainly believe Lloyds Banking Group is more favorable than Banco Santander.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
Banco Santander
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Banco Santander has higher revenue and earnings than Lloyds Banking Group. Banco Santander is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B3.04£4.79B£8.0013.91
Banco Santander£61.87B2.49£14.20B£105.0010.27

Summary

Lloyds Banking Group and Banco Santander tied by winning 9 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Barclays?

Lloyds Banking Group (LON:LLOY) and Barclays (LON:BARC) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment and risk.

Lloyds Banking Group has a beta of 0.912, indicating that its stock price is 9% less volatile than the broader market. Comparatively, Barclays has a beta of 0.878, indicating that its stock price is 12% less volatile than the broader market.

58.1% of Lloyds Banking Group shares are held by institutional investors. Comparatively, 39.1% of Barclays shares are held by institutional investors. 0.2% of Lloyds Banking Group shares are held by company insiders. Comparatively, 0.3% of Barclays shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.3%. Barclays pays an annual dividend of GBX 8.60 per share and has a dividend yield of 1.7%. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Barclays pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lloyds Banking Group has a net margin of 26.73% compared to Barclays' net margin of 25.61%. Lloyds Banking Group's return on equity of 11.05% beat Barclays' return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
Barclays 25.61%10.11%0.32%

Barclays has higher revenue and earnings than Lloyds Banking Group. Barclays is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B3.04£4.79B£8.0013.91
Barclays£30.75B2.16£4.87B£48.3010.20

Lloyds Banking Group currently has a consensus price target of GBX 114.20, suggesting a potential upside of 2.65%. Barclays has a consensus price target of GBX 575, suggesting a potential upside of 16.73%. Given Barclays' stronger consensus rating and higher probable upside, analysts clearly believe Barclays is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
Barclays
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

In the previous week, Barclays had 23 more articles in the media than Lloyds Banking Group. MarketBeat recorded 32 mentions for Barclays and 9 mentions for Lloyds Banking Group. Barclays' average media sentiment score of 1.12 beat Lloyds Banking Group's score of 0.22 indicating that Barclays is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
1 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Barclays
22 Very Positive mention(s)
2 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Summary

Barclays beats Lloyds Banking Group on 9 of the 17 factors compared between the two stocks.

How does Lloyds Banking Group compare to NatWest Group?

NatWest Group (LON:NWG) and Lloyds Banking Group (LON:LLOY) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, earnings, analyst recommendations, dividends, risk, institutional ownership, profitability and valuation.

NatWest Group pays an annual dividend of GBX 32.50 per share and has a dividend yield of 4.8%. Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.3%. NatWest Group pays out 43.6% of its earnings in the form of a dividend. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NatWest Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Lloyds Banking Group has a net margin of 26.73% compared to NatWest Group's net margin of 21.17%. NatWest Group's return on equity of 16.16% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
NatWest Group21.17% 16.16% 0.64%
Lloyds Banking Group 26.73%11.05%0.57%

Lloyds Banking Group has higher revenue and earnings than NatWest Group. NatWest Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NatWest Group£17.50B3.11£4.43B£74.609.17
Lloyds Banking Group£21.25B3.04£4.79B£8.0013.91

NatWest Group currently has a consensus price target of GBX 756.88, indicating a potential upside of 10.69%. Lloyds Banking Group has a consensus price target of GBX 114.20, indicating a potential upside of 2.65%. Given NatWest Group's stronger consensus rating and higher probable upside, equities research analysts clearly believe NatWest Group is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NatWest Group
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Lloyds Banking Group had 9 more articles in the media than NatWest Group. MarketBeat recorded 9 mentions for Lloyds Banking Group and 0 mentions for NatWest Group. Lloyds Banking Group's average media sentiment score of 0.22 beat NatWest Group's score of 0.00 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Overall Sentiment
NatWest Group Neutral
Lloyds Banking Group Neutral

NatWest Group has a beta of 0.815, indicating that its share price is 19% less volatile than the broader market. Comparatively, Lloyds Banking Group has a beta of 0.912, indicating that its share price is 9% less volatile than the broader market.

25.5% of NatWest Group shares are owned by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are owned by institutional investors. 0.2% of NatWest Group shares are owned by insiders. Comparatively, 0.2% of Lloyds Banking Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

NatWest Group and Lloyds Banking Group tied by winning 9 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Standard Chartered?

Standard Chartered (LON:STAN) and Lloyds Banking Group (LON:LLOY) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends, risk and media sentiment.

Lloyds Banking Group has a net margin of 26.73% compared to Standard Chartered's net margin of 11.79%. Lloyds Banking Group's return on equity of 11.05% beat Standard Chartered's return on equity.

Company Net Margins Return on Equity Return on Assets
Standard Chartered11.79% 10.35% 0.41%
Lloyds Banking Group 26.73%11.05%0.57%

In the previous week, Standard Chartered had 3 more articles in the media than Lloyds Banking Group. MarketBeat recorded 12 mentions for Standard Chartered and 9 mentions for Lloyds Banking Group. Lloyds Banking Group's average media sentiment score of 0.22 beat Standard Chartered's score of 0.10 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Standard Chartered
2 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Lloyds Banking Group
1 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lloyds Banking Group has lower revenue, but higher earnings than Standard Chartered. Standard Chartered is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Standard Chartered£21.51B2.20£4.20B£211.4010.23
Lloyds Banking Group£21.25B3.04£4.79B£8.0013.91

Standard Chartered has a beta of 0.596, suggesting that its stock price is 40% less volatile than the broader market. Comparatively, Lloyds Banking Group has a beta of 0.912, suggesting that its stock price is 9% less volatile than the broader market.

52.2% of Standard Chartered shares are held by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are held by institutional investors. 0.4% of Standard Chartered shares are held by insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Standard Chartered pays an annual dividend of GBX 61.30 per share and has a dividend yield of 2.8%. Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.3%. Standard Chartered pays out 29.0% of its earnings in the form of a dividend. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Standard Chartered currently has a consensus price target of GBX 2,278, indicating a potential upside of 5.37%. Lloyds Banking Group has a consensus price target of GBX 114.20, indicating a potential upside of 2.65%. Given Standard Chartered's higher possible upside, research analysts clearly believe Standard Chartered is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Standard Chartered
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Lloyds Banking Group beats Standard Chartered on 11 of the 17 factors compared between the two stocks.

How does Lloyds Banking Group compare to CAB Payments?

CAB Payments (LON:CABP) and Lloyds Banking Group (LON:LLOY) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, valuation, earnings, media sentiment, institutional ownership and profitability.

Lloyds Banking Group has a net margin of 26.73% compared to CAB Payments' net margin of 12.68%. CAB Payments' return on equity of 12.48% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
CAB Payments12.68% 12.48% 0.14%
Lloyds Banking Group 26.73%11.05%0.57%

In the previous week, Lloyds Banking Group had 9 more articles in the media than CAB Payments. MarketBeat recorded 9 mentions for Lloyds Banking Group and 0 mentions for CAB Payments. Lloyds Banking Group's average media sentiment score of 0.22 beat CAB Payments' score of 0.00 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Overall Sentiment
CAB Payments Neutral
Lloyds Banking Group Neutral

Lloyds Banking Group has a consensus price target of GBX 114.20, indicating a potential upside of 2.65%. Given Lloyds Banking Group's stronger consensus rating and higher possible upside, analysts plainly believe Lloyds Banking Group is more favorable than CAB Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CAB Payments
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

Lloyds Banking Group has higher revenue and earnings than CAB Payments. Lloyds Banking Group is trading at a lower price-to-earnings ratio than CAB Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CAB Payments£133.41M1.57£19.39M£5.2015.87
Lloyds Banking Group£21.25B3.04£4.79B£8.0013.91

7.8% of CAB Payments shares are held by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are held by institutional investors. 1.3% of CAB Payments shares are held by company insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

CAB Payments has a beta of 1.499, indicating that its stock price is 50% more volatile than the broader market. Comparatively, Lloyds Banking Group has a beta of 0.912, indicating that its stock price is 9% less volatile than the broader market.

Summary

Lloyds Banking Group beats CAB Payments on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LLOY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LLOY vs. The Competition

MetricLloyds Banking GroupBanks IndustryFinance SectorLON Exchange
Market Cap£63.65B£22.36B£13.63B£2.54B
Dividend Yield3.65%3.18%5.89%6.17%
P/E Ratio13.9127.5729.61367.57
Price / Sales3.049.39516.5683,481.74
Price / Cash0.1116.0638.1927.89
Price / Book1.471.362.187.19
Net Income£4.79B£2.58B£1.31B£5.89B
7 Day Performance-3.43%-1.08%-0.30%0.30%
1 Month Performance-1.07%2.22%2.37%3.31%
1 Year Performance32.28%22.90%9.68%22.13%

Lloyds Banking Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LLOY
Lloyds Banking Group
2.2211 of 5 stars
GBX 111.25
+1.4%
GBX 114.20
+2.7%
+32.3%£63.65B£21.25B13.9159,400
BNC
Banco Santander
N/AGBX 1,078
+3.3%
N/A+49.7%£153.98B£61.87B10.27206,500
BARC
Barclays
4.2357 of 5 stars
GBX 492.60
+0.7%
GBX 575
+16.7%
+30.9%£66.44B£30.75B10.2087,400
NWG
NatWest Group
3.8151 of 5 stars
GBX 683.80
+0.9%
GBX 756.88
+10.7%
+21.6%£54.43B£17.50B9.1761,000
STAN
Standard Chartered
3.6619 of 5 stars
GBX 2,162
+0.4%
GBX 2,278
+5.4%
+52.7%£47.33B£21.51B10.2384,845

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This page (LON:LLOY) was last updated on 8/23/2026 by MarketBeat.com Staff.
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