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Lloyds Banking Group (LLOY) Competitors

Lloyds Banking Group logo
GBX 104 +1.90 (+1.86%)
As of 10/2/2026 12:00 PM Eastern

LLOY vs. BNC, BARC, NWG, STAN, and CABP

Should you buy Lloyds Banking Group stock or one of its competitors? Lloyds Banking Group's main competitors and comparable companies include Banco Santander (BNC), Barclays (BARC), NatWest Group (NWG), Standard Chartered (STAN), and CAB Payments (CABP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "diversified banks" industry.

How does Lloyds Banking Group compare to Banco Santander?

Lloyds Banking Group (LON:LLOY) and Banco Santander (LON:BNC) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, institutional ownership, valuation, dividends and profitability.

Banco Santander has a net margin of 31.95% compared to Lloyds Banking Group's net margin of 26.73%. Banco Santander's return on equity of 15.54% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
Banco Santander 31.95%15.54%0.73%

58.1% of Lloyds Banking Group shares are owned by institutional investors. Comparatively, 38.8% of Banco Santander shares are owned by institutional investors. 0.2% of Lloyds Banking Group shares are owned by insiders. Comparatively, 3.1% of Banco Santander shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Lloyds Banking Group had 14 more articles in the media than Banco Santander. MarketBeat recorded 17 mentions for Lloyds Banking Group and 3 mentions for Banco Santander. Banco Santander's average media sentiment score of 0.38 beat Lloyds Banking Group's score of -0.03 indicating that Banco Santander is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
2 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral
Banco Santander
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lloyds Banking Group has a beta of 0.906, suggesting that its share price is 9% less volatile than the broader market. Comparatively, Banco Santander has a beta of 0.934, suggesting that its share price is 7% less volatile than the broader market.

Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.5%. Banco Santander pays an annual dividend of GBX 22.50 per share and has a dividend yield of 2.3%. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Banco Santander pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Banco Santander has higher revenue and earnings than Lloyds Banking Group. Banco Santander is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B2.83£4.79B£8.0013.00
Banco Santander£61.87B2.34£14.20B£105.009.51

Lloyds Banking Group presently has a consensus target price of GBX 114.60, suggesting a potential upside of 10.19%. Given Lloyds Banking Group's stronger consensus rating and higher possible upside, analysts clearly believe Lloyds Banking Group is more favorable than Banco Santander.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
Banco Santander
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Banco Santander beats Lloyds Banking Group on 10 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Barclays?

Lloyds Banking Group (LON:LLOY) and Barclays (LON:BARC) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, risk, analyst recommendations, media sentiment, profitability, valuation and dividends.

In the previous week, Barclays had 15 more articles in the media than Lloyds Banking Group. MarketBeat recorded 32 mentions for Barclays and 17 mentions for Lloyds Banking Group. Barclays' average media sentiment score of 0.41 beat Lloyds Banking Group's score of -0.03 indicating that Barclays is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
2 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral
Barclays
10 Very Positive mention(s)
6 Positive mention(s)
11 Neutral mention(s)
3 Negative mention(s)
2 Very Negative mention(s)
Neutral

Barclays has higher revenue and earnings than Lloyds Banking Group. Barclays is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B2.83£4.79B£8.0013.00
Barclays£30.75B1.94£4.87B£48.309.19

Lloyds Banking Group has a beta of 0.906, indicating that its stock price is 9% less volatile than the broader market. Comparatively, Barclays has a beta of 0.873, indicating that its stock price is 13% less volatile than the broader market.

Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.5%. Barclays pays an annual dividend of GBX 8.60 per share and has a dividend yield of 1.9%. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Barclays pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

58.1% of Lloyds Banking Group shares are owned by institutional investors. Comparatively, 39.1% of Barclays shares are owned by institutional investors. 0.2% of Lloyds Banking Group shares are owned by insiders. Comparatively, 0.3% of Barclays shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Lloyds Banking Group has a net margin of 26.73% compared to Barclays' net margin of 25.61%. Lloyds Banking Group's return on equity of 11.05% beat Barclays' return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
Barclays 25.61%10.11%0.32%

Lloyds Banking Group currently has a consensus target price of GBX 114.60, indicating a potential upside of 10.19%. Barclays has a consensus target price of GBX 576.67, indicating a potential upside of 29.98%. Given Barclays' stronger consensus rating and higher probable upside, analysts plainly believe Barclays is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
Barclays
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

Summary

Barclays beats Lloyds Banking Group on 9 of the 17 factors compared between the two stocks.

How does Lloyds Banking Group compare to NatWest Group?

NatWest Group (LON:NWG) and Lloyds Banking Group (LON:LLOY) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends.

In the previous week, Lloyds Banking Group had 12 more articles in the media than NatWest Group. MarketBeat recorded 17 mentions for Lloyds Banking Group and 5 mentions for NatWest Group. NatWest Group's average media sentiment score of 0.56 beat Lloyds Banking Group's score of -0.03 indicating that NatWest Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NatWest Group
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lloyds Banking Group
2 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral

NatWest Group has a beta of 0.809, indicating that its share price is 19% less volatile than the broader market. Comparatively, Lloyds Banking Group has a beta of 0.906, indicating that its share price is 9% less volatile than the broader market.

Lloyds Banking Group has higher revenue and earnings than NatWest Group. NatWest Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NatWest Group£17.50B3.01£4.43B£74.608.88
Lloyds Banking Group£21.25B2.83£4.79B£8.0013.00

25.5% of NatWest Group shares are owned by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are owned by institutional investors. 0.2% of NatWest Group shares are owned by insiders. Comparatively, 0.2% of Lloyds Banking Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

NatWest Group currently has a consensus target price of GBX 769.38, suggesting a potential upside of 16.08%. Lloyds Banking Group has a consensus target price of GBX 114.60, suggesting a potential upside of 10.19%. Given NatWest Group's higher probable upside, equities analysts clearly believe NatWest Group is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NatWest Group
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

Lloyds Banking Group has a net margin of 26.73% compared to NatWest Group's net margin of 21.17%. NatWest Group's return on equity of 16.16% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
NatWest Group21.17% 16.16% 0.64%
Lloyds Banking Group 26.73%11.05%0.57%

NatWest Group pays an annual dividend of GBX 32.50 per share and has a dividend yield of 4.9%. Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.5%. NatWest Group pays out 43.6% of its earnings in the form of a dividend. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NatWest Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

NatWest Group beats Lloyds Banking Group on 9 of the 17 factors compared between the two stocks.

How does Lloyds Banking Group compare to Standard Chartered?

Lloyds Banking Group (LON:LLOY) and Standard Chartered (LON:STAN) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.

58.1% of Lloyds Banking Group shares are held by institutional investors. Comparatively, 52.2% of Standard Chartered shares are held by institutional investors. 0.2% of Lloyds Banking Group shares are held by company insiders. Comparatively, 0.4% of Standard Chartered shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Lloyds Banking Group presently has a consensus target price of GBX 114.60, indicating a potential upside of 10.19%. Standard Chartered has a consensus target price of GBX 2,334, indicating a potential upside of 6.58%. Given Lloyds Banking Group's higher probable upside, equities research analysts plainly believe Lloyds Banking Group is more favorable than Standard Chartered.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
Standard Chartered
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

Lloyds Banking Group has higher earnings, but lower revenue than Standard Chartered. Standard Chartered is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B2.83£4.79B£8.0013.00
Standard Chartered£21.51B2.22£4.20B£211.4010.36

Lloyds Banking Group has a beta of 0.906, indicating that its stock price is 9% less volatile than the broader market. Comparatively, Standard Chartered has a beta of 0.595, indicating that its stock price is 41% less volatile than the broader market.

Lloyds Banking Group has a net margin of 26.73% compared to Standard Chartered's net margin of 11.79%. Lloyds Banking Group's return on equity of 11.05% beat Standard Chartered's return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
Standard Chartered 11.79%10.35%0.41%

Lloyds Banking Group pays an annual dividend of GBX 3.65 per share and has a dividend yield of 3.5%. Standard Chartered pays an annual dividend of GBX 61.30 per share and has a dividend yield of 2.8%. Lloyds Banking Group pays out 45.6% of its earnings in the form of a dividend. Standard Chartered pays out 29.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Lloyds Banking Group had 8 more articles in the media than Standard Chartered. MarketBeat recorded 17 mentions for Lloyds Banking Group and 9 mentions for Standard Chartered. Standard Chartered's average media sentiment score of 0.34 beat Lloyds Banking Group's score of -0.03 indicating that Standard Chartered is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
2 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral
Standard Chartered
1 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Lloyds Banking Group beats Standard Chartered on 12 of the 17 factors compared between the two stocks.

How does Lloyds Banking Group compare to CAB Payments?

Lloyds Banking Group (LON:LLOY) and CAB Payments (LON:CABP) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, media sentiment, institutional ownership, risk and analyst recommendations.

Lloyds Banking Group has higher revenue and earnings than CAB Payments. CAB Payments is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£21.25B2.83£4.79B£8.0013.00
CAB Payments£133.41M1.58£19.39M£7.8010.64

Lloyds Banking Group has a net margin of 26.73% compared to CAB Payments' net margin of 15.12%. CAB Payments' return on equity of 18.73% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group26.73% 11.05% 0.57%
CAB Payments 15.12%18.73%0.14%

Lloyds Banking Group has a beta of 0.906, meaning that its stock price is 9% less volatile than the broader market. Comparatively, CAB Payments has a beta of 1.499, meaning that its stock price is 50% more volatile than the broader market.

In the previous week, Lloyds Banking Group had 17 more articles in the media than CAB Payments. MarketBeat recorded 17 mentions for Lloyds Banking Group and 0 mentions for CAB Payments. CAB Payments' average media sentiment score of 0.00 beat Lloyds Banking Group's score of -0.03 indicating that CAB Payments is being referred to more favorably in the news media.

Company Overall Sentiment
Lloyds Banking Group Neutral
CAB Payments Neutral

Lloyds Banking Group currently has a consensus price target of GBX 114.60, suggesting a potential upside of 10.19%. Given Lloyds Banking Group's stronger consensus rating and higher probable upside, analysts clearly believe Lloyds Banking Group is more favorable than CAB Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50
CAB Payments
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

58.1% of Lloyds Banking Group shares are held by institutional investors. Comparatively, 7.8% of CAB Payments shares are held by institutional investors. 0.2% of Lloyds Banking Group shares are held by company insiders. Comparatively, 1.3% of CAB Payments shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Lloyds Banking Group beats CAB Payments on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LLOY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LLOY vs. The Competition

MetricLloyds Banking GroupBanks IndustryFinance SectorLON Exchange
Market Cap£60.20B£22.65B£13.42B£2.81B
Dividend Yield3.71%3.14%6.03%6.18%
P/E Ratio13.0025.3824.49366.16
Price / Sales2.839.25498.7989,425.30
Price / Cash0.1114.7446.4527.89
Price / Book1.381.342.706.83
Net Income£4.79B£2.58B£1.32B£5.89B
7 Day Performance-4.41%-1.00%-1.04%-0.73%
1 Month Performance-7.51%-2.60%0.37%16.59%
1 Year Performance23.28%20.99%11.52%23.09%

Lloyds Banking Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LLOY
Lloyds Banking Group
3.1134 of 5 stars
GBX 104
+1.9%
GBX 114.60
+10.2%
+23.3%£60.20B£21.25B13.0060,061
BNC
Banco Santander
N/AGBX 999
-1.1%
N/A+31.6%£145.08B£61.87B9.51198,403
BARC
Barclays
4.6149 of 5 stars
GBX 443.65
+1.1%
GBX 576.67
+30.0%
+16.7%£59.54B£30.75B9.1993,000
NWG
NatWest Group
4.3405 of 5 stars
GBX 662.80
+1.8%
GBX 769.38
+16.1%
+24.8%£52.63B£17.50B8.8859,000
STAN
Standard Chartered
3.8128 of 5 stars
GBX 2,190
-1.3%
GBX 2,334
+6.6%
+51.8%£47.80B£21.51B10.3681,673

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This page (LON:LLOY) was last updated on 10/3/2026 by MarketBeat.com Staff.
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