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Lloyds Banking Group (LLOY) Competitors

Lloyds Banking Group logo
GBX 99.03 +1.06 (+1.08%)
As of 05/8/2026 12:44 PM Eastern

LLOY vs. HSBA, BNC, BARC, NWG, and RKT

Should you be buying Lloyds Banking Group stock or one of its competitors? The main competitors of Lloyds Banking Group include HSBC (HSBA), Banco Santander (BNC), Barclays (BARC), NatWest Group (NWG), and Reckitt Benckiser Group (RKT). These companies are all part of the "banking" industry.

How does Lloyds Banking Group compare to HSBC?

HSBC (LON:HSBA) and Lloyds Banking Group (LON:LLOY) are both large-cap financial services companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, media sentiment, valuation, dividends, earnings, institutional ownership and analyst recommendations.

HSBC pays an annual dividend of GBX 64.14 per share and has a dividend yield of 4.9%. Lloyds Banking Group pays an annual dividend of GBX 3.33 per share and has a dividend yield of 3.4%. HSBC pays out 53.5% of its earnings in the form of a dividend. Lloyds Banking Group pays out 43.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

HSBC has higher revenue and earnings than Lloyds Banking Group. HSBC is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HSBC£67.61B3.35£29.03B£120.0011.00
Lloyds Banking Group£20.52B2.82£4.79B£7.6013.03

HSBC presently has a consensus target price of GBX 1,272.38, indicating a potential downside of 3.59%. Lloyds Banking Group has a consensus target price of GBX 113.44, indicating a potential upside of 14.56%. Given Lloyds Banking Group's stronger consensus rating and higher probable upside, analysts clearly believe Lloyds Banking Group is more favorable than HSBC.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HSBC
0 Sell rating(s)
7 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.13
Lloyds Banking Group
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56

Lloyds Banking Group has a net margin of 25.91% compared to HSBC's net margin of 17.67%. HSBC's return on equity of 12.07% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
HSBC17.67% 12.07% 0.80%
Lloyds Banking Group 25.91%10.75%0.57%

In the previous week, HSBC had 7 more articles in the media than Lloyds Banking Group. MarketBeat recorded 21 mentions for HSBC and 14 mentions for Lloyds Banking Group. Lloyds Banking Group's average media sentiment score of 0.67 beat HSBC's score of 0.51 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HSBC
1 Very Positive mention(s)
8 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Positive
Lloyds Banking Group
4 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

HSBC has a beta of 0.574, meaning that its share price is 43% less volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 0.935, meaning that its share price is 6% less volatile than the S&P 500.

32.9% of HSBC shares are held by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are held by institutional investors. 0.1% of HSBC shares are held by company insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Lloyds Banking Group beats HSBC on 10 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Banco Santander?

Lloyds Banking Group (LON:LLOY) and Banco Santander (LON:BNC) are both large-cap financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, media sentiment, earnings, institutional ownership, dividends, analyst recommendations, valuation and risk.

58.1% of Lloyds Banking Group shares are owned by institutional investors. Comparatively, 38.3% of Banco Santander shares are owned by institutional investors. 0.2% of Lloyds Banking Group shares are owned by insiders. Comparatively, 3.1% of Banco Santander shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Banco Santander has higher revenue and earnings than Lloyds Banking Group. Banco Santander is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lloyds Banking Group£20.52B2.82£4.79B£7.6013.03
Banco Santander£60.47B2.14£14.20B£105.008.57

Lloyds Banking Group has a net margin of 25.91% compared to Banco Santander's net margin of 21.70%. Banco Santander's return on equity of 15.73% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Lloyds Banking Group25.91% 10.75% 0.57%
Banco Santander 21.70%15.73%0.73%

Lloyds Banking Group presently has a consensus price target of GBX 113.44, indicating a potential upside of 14.56%. Given Lloyds Banking Group's stronger consensus rating and higher possible upside, equities analysts plainly believe Lloyds Banking Group is more favorable than Banco Santander.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56
Banco Santander
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Lloyds Banking Group pays an annual dividend of GBX 3.33 per share and has a dividend yield of 3.4%. Banco Santander pays an annual dividend of GBX 22.50 per share and has a dividend yield of 2.5%. Lloyds Banking Group pays out 43.8% of its earnings in the form of a dividend. Banco Santander pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lloyds Banking Group has a beta of 0.935, meaning that its stock price is 6% less volatile than the S&P 500. Comparatively, Banco Santander has a beta of 0.962, meaning that its stock price is 4% less volatile than the S&P 500.

In the previous week, Lloyds Banking Group had 12 more articles in the media than Banco Santander. MarketBeat recorded 14 mentions for Lloyds Banking Group and 2 mentions for Banco Santander. Banco Santander's average media sentiment score of 1.19 beat Lloyds Banking Group's score of 0.67 indicating that Banco Santander is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lloyds Banking Group
4 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
Banco Santander
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Lloyds Banking Group and Banco Santander tied by winning 9 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Barclays?

Barclays (LON:BARC) and Lloyds Banking Group (LON:LLOY) are both large-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, media sentiment, profitability, dividends, risk and analyst recommendations.

Barclays pays an annual dividend of GBX 8.60 per share and has a dividend yield of 2.0%. Lloyds Banking Group pays an annual dividend of GBX 3.33 per share and has a dividend yield of 3.4%. Barclays pays out 19.8% of its earnings in the form of a dividend. Lloyds Banking Group pays out 43.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lloyds Banking Group has a net margin of 25.91% compared to Barclays' net margin of 17.81%. Lloyds Banking Group's return on equity of 10.75% beat Barclays' return on equity.

Company Net Margins Return on Equity Return on Assets
Barclays17.81% 9.46% 0.32%
Lloyds Banking Group 25.91%10.75%0.57%

Barclays currently has a consensus price target of GBX 527.50, suggesting a potential upside of 21.26%. Lloyds Banking Group has a consensus price target of GBX 113.44, suggesting a potential upside of 14.56%. Given Barclays' stronger consensus rating and higher probable upside, equities analysts plainly believe Barclays is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Barclays
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83
Lloyds Banking Group
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56

39.1% of Barclays shares are owned by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are owned by institutional investors. 0.3% of Barclays shares are owned by company insiders. Comparatively, 0.2% of Lloyds Banking Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Barclays had 57 more articles in the media than Lloyds Banking Group. MarketBeat recorded 71 mentions for Barclays and 14 mentions for Lloyds Banking Group. Barclays' average media sentiment score of 1.14 beat Lloyds Banking Group's score of 0.67 indicating that Barclays is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Barclays
47 Very Positive mention(s)
9 Positive mention(s)
5 Neutral mention(s)
4 Negative mention(s)
5 Very Negative mention(s)
Positive
Lloyds Banking Group
4 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Barclays has higher revenue and earnings than Lloyds Banking Group. Barclays is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Barclays£29.59B2.00£4.87B£43.4010.02
Lloyds Banking Group£20.52B2.82£4.79B£7.6013.03

Barclays has a beta of 0.896, suggesting that its stock price is 10% less volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 0.935, suggesting that its stock price is 6% less volatile than the S&P 500.

Summary

Barclays and Lloyds Banking Group tied by winning 9 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to NatWest Group?

NatWest Group (LON:NWG) and Lloyds Banking Group (LON:LLOY) are both large-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, media sentiment, profitability, dividends, risk and analyst recommendations.

Lloyds Banking Group has a net margin of 25.91% compared to NatWest Group's net margin of 20.12%. NatWest Group's return on equity of 14.55% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
NatWest Group20.12% 14.55% 0.64%
Lloyds Banking Group 25.91%10.75%0.57%

NatWest Group currently has a consensus price target of GBX 727.14, suggesting a potential upside of 25.41%. Lloyds Banking Group has a consensus price target of GBX 113.44, suggesting a potential upside of 14.56%. Given NatWest Group's stronger consensus rating and higher probable upside, equities analysts plainly believe NatWest Group is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NatWest Group
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Lloyds Banking Group
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56

In the previous week, NatWest Group had 12 more articles in the media than Lloyds Banking Group. MarketBeat recorded 26 mentions for NatWest Group and 14 mentions for Lloyds Banking Group. NatWest Group's average media sentiment score of 1.13 beat Lloyds Banking Group's score of 0.67 indicating that NatWest Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NatWest Group
9 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Lloyds Banking Group
4 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

NatWest Group pays an annual dividend of GBX 32.50 per share and has a dividend yield of 5.6%. Lloyds Banking Group pays an annual dividend of GBX 3.33 per share and has a dividend yield of 3.4%. NatWest Group pays out 46.6% of its earnings in the form of a dividend. Lloyds Banking Group pays out 43.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

NatWest Group has a beta of 0.828, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 0.935, suggesting that its stock price is 6% less volatile than the S&P 500.

25.5% of NatWest Group shares are owned by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are owned by institutional investors. 0.2% of NatWest Group shares are owned by company insiders. Comparatively, 0.2% of Lloyds Banking Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Lloyds Banking Group has higher revenue and earnings than NatWest Group. NatWest Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NatWest Group£16.99B2.72£4.43B£69.808.31
Lloyds Banking Group£20.52B2.82£4.79B£7.6013.03

Summary

NatWest Group and Lloyds Banking Group tied by winning 9 of the 18 factors compared between the two stocks.

How does Lloyds Banking Group compare to Reckitt Benckiser Group?

Reckitt Benckiser Group (LON:RKT) and Lloyds Banking Group (LON:LLOY) are both large-cap banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.

Lloyds Banking Group has a net margin of 25.91% compared to Reckitt Benckiser Group's net margin of 25.23%. Reckitt Benckiser Group's return on equity of 38.45% beat Lloyds Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Reckitt Benckiser Group25.23% 38.45% 7.51%
Lloyds Banking Group 25.91%10.75%0.57%

Reckitt Benckiser Group currently has a consensus price target of GBX 6,204.29, suggesting a potential upside of 32.83%. Lloyds Banking Group has a consensus price target of GBX 113.44, suggesting a potential upside of 14.56%. Given Reckitt Benckiser Group's higher possible upside, research analysts plainly believe Reckitt Benckiser Group is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Reckitt Benckiser Group
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Lloyds Banking Group
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56

In the previous week, Lloyds Banking Group had 13 more articles in the media than Reckitt Benckiser Group. MarketBeat recorded 14 mentions for Lloyds Banking Group and 1 mentions for Reckitt Benckiser Group. Lloyds Banking Group's average media sentiment score of 0.67 beat Reckitt Benckiser Group's score of 0.00 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Reckitt Benckiser Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lloyds Banking Group
4 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Reckitt Benckiser Group pays an annual dividend of GBX 214.69 per share and has a dividend yield of 4.6%. Lloyds Banking Group pays an annual dividend of GBX 3.33 per share and has a dividend yield of 3.4%. Reckitt Benckiser Group pays out 44.1% of its earnings in the form of a dividend. Lloyds Banking Group pays out 43.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Reckitt Benckiser Group has a beta of 0.249, suggesting that its share price is 75% less volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 0.935, suggesting that its share price is 6% less volatile than the S&P 500.

68.6% of Reckitt Benckiser Group shares are held by institutional investors. Comparatively, 58.1% of Lloyds Banking Group shares are held by institutional investors. 0.4% of Reckitt Benckiser Group shares are held by insiders. Comparatively, 0.2% of Lloyds Banking Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Lloyds Banking Group has higher revenue and earnings than Reckitt Benckiser Group. Reckitt Benckiser Group is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Reckitt Benckiser Group£14.21B2.11£1.49B£486.679.60
Lloyds Banking Group£20.52B2.82£4.79B£7.6013.03

Summary

Lloyds Banking Group beats Reckitt Benckiser Group on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LLOY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LLOY vs. The Competition

MetricLloyds Banking GroupBanks IndustryFinancial SectorLON Exchange
Market Cap£57.68B£23.52B£5.70B£2.86B
Dividend Yield3.69%4.24%5.26%6.14%
P/E Ratio13.0315.1215.95366.07
Price / Sales2.8269.741,022.7888,620.17
Price / Cash0.1115.0490.2127.89
Price / Book1.310.784.417.72
Net Income£4.79B£16.02B£1.15B£5.89B
7 Day Performance0.30%1.53%0.48%63.96%
1 Month Performance-1.85%2.29%2.65%3.12%
1 Year Performance35.62%43.53%22.78%87.68%

Lloyds Banking Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LLOY
Lloyds Banking Group
3.4045 of 5 stars
GBX 99.03
+1.1%
GBX 113.44
+14.6%
+35.6%£57.68B£20.52B13.0359,400
HSBA
HSBC
2.6067 of 5 stars
GBX 1,282.40
-4.5%
GBX 1,200
-6.4%
+55.3%£219.91B£66.22B10.69219,000
BNC
Banco Santander
N/AGBX 866
-2.2%
N/A+61.0%£125.09B£60.47B8.25206,500
BARC
Barclays
4.5581 of 5 stars
GBX 423.80
-2.1%
GBX 507.50
+19.7%
+41.6%£58.08B£29.59B9.7687,400
NWG
NatWest Group
4.8985 of 5 stars
GBX 555
-1.2%
GBX 712.86
+28.4%
+17.9%£44.24B£16.99B7.9561,000

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This page (LON:LLOY) was last updated on 5/10/2026 by MarketBeat.com Staff.
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