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Lloyds Banking Group (LLOY) Stock Forecast & Price Target

Lloyds Banking Group logo
GBX 95.88 0.00 (0.00%)
As of 12:37 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
1
Hold
4
Buy
4

Based on 9 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Hold." Out of the 9 analysts, 1 has given a sell rating, 4 have given a hold rating, and 4 have given a buy rating for LLOY.

Consensus Price Target

GBX 116
According to the 9 analysts' twelve-month price targets for Lloyds Banking Group, the average price target is GBX 116. The highest price target for LLOY is GBX 127, while the lowest price target for LLOY is GBX 91. The average price target represents a forecasted upside of 20.98% from the current price of GBX 95.88.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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LLOY Analyst Ratings Over Time

TypeCurrent Forecast
11/9/25 to 11/9/26
1 Month Ago
10/10/25 to 10/10/26
3 Months Ago
8/11/25 to 8/11/26
1 Year Ago
11/9/24 to 11/9/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
4 Buy rating(s)
6 Buy rating(s)
6 Buy rating(s)
3 Buy rating(s)
Hold
4 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
3 Hold rating(s)
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price TargetGBX 116GBX 114.60GBX 114.20GBX 92.83
Consensus RatingHoldModerate BuyModerate BuyModerate Buy

LLOY Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

LLOY Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Lloyds Banking Group Stock vs. The Competition

TypeLloyds Banking GroupFinance Companies
Consensus Rating Score
2.33
2.27
Consensus RatingHoldHold
News Sentiment Rating
Neutral News

See Recent LLOY News
Positive News
Report Date
0 Results
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/30/2026 Reiterated RatingBuyGBX 127+34.90%
10/30/2026
Berenberg Bank logo
Berenberg Bank
3 of 5 stars
 Lower TargetHoldGBX 121 ➝ GBX 117+21.85%
10/16/2026 DowngradeSector performGBX 124 ➝ GBX 115+9.89%
9/15/2026 Boost TargetNeutralGBX 121 ➝ GBX 123+12.23%
7/31/2026 Reiterated RatingBuyGBX 125+7.34%
4/30/2026 Reiterated RatingSell
4/30/2026 Boost TargetBuyGBX 114 ➝ GBX 123+25.26%
1/23/2026 Reiterated RatingNeutralGBX 103+0.88%
1/7/2026 Boost TargetOverweightGBX 100 ➝ GBX 120+20.31%
10/10/2025 Reiterated RatingOutperformGBX 93+12.18%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 03:45 PM ET.


Should I Buy Lloyds Banking Group Stock? LLOY Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, November 2, 2026. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

  • The company reported a 42% increase in profit before tax to £6,625 million for the first nine months of 2026, driven by higher interest and fee income and lower remediation costs, which signals strong operational performance and financial health.
  • With the current stock price at $95.22, the shares are trading significantly below the consensus price target of GBX 116, suggesting potential upside for investors who believe the market is undervaluing the firm's recent earnings growth.
  • Analysts at Jefferies Financial Group reiterated a "buy" rating with a GBX 127 target price, indicating that some institutional investors see substantial value in the stock despite recent market fluctuations.
  • The firm offers a dividend yield of 3.86%, providing a steady income stream for investors, which is particularly attractive in a market where stable returns are sought after.
  • Insider Danuta Gray purchased 41,375 shares at an average cost of GBX 96 per share on October 30th, which may signal confidence in the company's future prospects from those with direct knowledge of its operations.

Lloyds Banking Group
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

  • The stock has an average rating of "Hold" from research analysts, with four analysts issuing a Hold rating and one assigning a Sell rating, indicating a lack of strong consensus for immediate growth.
  • Berenberg Bank cut their target price on shares of Lloyds Banking Group from GBX 121 to GBX 117 and set a "hold" rating, reflecting a more cautious outlook on the company's future performance.
  • Royal Bank Of Canada downgraded shares of Lloyds Banking Group to a "sector perform" rating and decreased their target price from GBX 124 to GBX 115, suggesting that the stock may not outperform its peers in the near term.
  • The company's 50-day moving average price is GBX 106.65, which is higher than the current stock price, indicating that the stock may be in a short-term downtrend or underperforming its recent average.
  • Insider William Chalmers sold 8,445,139 shares at an average price of GBX 112 on August 27th, which could be interpreted as a lack of confidence in the stock's short-term value by a significant insider.

LLOY Forecast - Frequently Asked Questions

According to the research reports of 9 Wall Street equities research analysts, the average twelve-month stock price forecast for Lloyds Banking Group is GBX 116, with a high forecast of GBX 127 and a low forecast of GBX 91.

9 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last twelve months. There is currently 1 sell rating, 4 hold ratings and 4 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" LLOY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LLOY, but not buy additional shares or sell existing shares.

According to analysts, Lloyds Banking Group's stock has a predicted upside of 20.98% based on their 12-month stock forecasts.

Over the previous 90 days, Lloyds Banking Group's stock had 1 downgrade by analysts.

Lloyds Banking Group has been rated by research analysts at Berenberg Bank, Jefferies Financial Group, JPMorgan Chase & Co., and Royal Bank Of Canada in the past 90 days.

Analysts like Lloyds Banking Group more than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.33 while the average consensus rating score for "finance" companies is 2.27. Learn more on how LLOY compares to other companies.


MarketBeat monitors more than a dozen sources for Lloyds Banking Group analyst ratings, with the most recent rating issued on 10/30/2026.
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