Atlantic Coast Financial Corp. Company Profile (NASDAQ:ACFC)

About Atlantic Coast Financial Corp.

Atlantic Coast Financial Corporation is a thrift holding company. The Company's principal subsidiary is Atlantic Coast Bank (the Bank), a federally chartered thrift. The Bank provides banking services to individual and business customers primarily in Northeast Florida and Southeast Georgia. The Bank's primary deposit products are checking, savings and certificates of deposit, and its primary lending products are residential mortgage, home equity, consumer loans, and commercial loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are generally expected to be repaid from the cash flows from the operations of the business.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Southeast Banks
Sub-Industry: N/A
Exchange: NASDAQ
Symbol: ACFC
CUSIP:

Key Metrics:

Previous Close: $6.31
50 Day Moving Average: $6.36
200 Day Moving Average: $6.19
52-Week Range: $5.03 - $6.95
Trailing P/E Ratio: 21.22
Foreward P/E Ratio: 12.56
P/E Growth: 0.00
Market Cap: $96.96M
Outstanding Shares: 15,439,000
Beta: 0.26

Profitability:

Net Margins: 11.19%
Return on Equity: 5.34%
Return on Assets: 0.50%

Debt:

Debt-to-Equity Ratio: 3.10%
Current Ratio: 1.36%
Quick Ratio: 1.34%

Additional Links:

Companies Related to Atlantic Coast Financial Corp.:

Consensus Ratings for Atlantic Coast Financial Corp. (NASDAQ:ACFC) (?)

Ratings Breakdown:	1 Buy Rating
Consensus Rating:	Buy (Score: 3.00)
Consensus Price Target:	$8.00 (27.39% upside)

Analysts' Ratings History for Atlantic Coast Financial Corp. (NASDAQ:ACFC)

Show:

Date	Firm	Action	Rating	Price Target	Details
8/23/2016	FBR & Co	Boost Price Target	Outperform	$7.50 -> $8.00

(Data available from 9/29/2014 forward)

Earnings History for Atlantic Coast Financial Corp. (NASDAQ:ACFC)

Date	Quarter	Consensus Estimate	Actual EPS	Release Link	Conference Call
10/26/2016
7/27/2016		$0.08	$0.08	View	N/A
4/27/2016		$0.07	$0.07	View	N/A
10/28/2015		$0.09	$0.07	View	N/A
4/29/2015		$0.04	$0.03	View	N/A
2/2/2015		$0.03	$0.03	View	N/A
7/30/2014		$0.02	$0.02	View	N/A
4/29/2014		($0.02)	$0.01	View	N/A
3/3/2014	Q4 13		($1.05)	View	N/A
1/29/2014	Q4	($0.05)	($0.12)	View	N/A
11/6/2012	Q312		($0.66)	View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Atlantic Coast Financial Corp. (NASDAQ:ACFC)

Current Year EPS Consensus Estimate: $0.35 EPS
Next Year EPS Consensus Estimate: $0.5 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	1	$0.07	$0.07	$0.07
Q2 2016	1	$0.08	$0.08	$0.08
Q3 2016	1	$0.09	$0.09	$0.09
Q4 2016	1	$0.11	$0.11	$0.11
Q1 2017	1	$0.10	$0.10	$0.10
Q2 2017	1	$0.12	$0.12	$0.12
Q3 2017	1	$0.13	$0.13	$0.13
Q4 2017	1	$0.15	$0.15	$0.15

(Data provided by Zacks Investment Research)

Dividend History for Atlantic Coast Financial Corp. (NASDAQ:ACFC)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trading History for Atlantic Coast Financial Corp. (NASDAQ:ACFC)

Insider Ownership Percentage: 10.57%
Institutional Ownership Percentage: 48.58%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
8/26/2015	Phillip S Buddenbohm	EVP	Buy	1,600	$6.00	$9,600.00
8/20/2015	John Kenneth Jr. Stephens	CEO	Buy	10,000	$6.20	$62,000.00
2/6/2015	James D Hogan	CFO	Buy	5,000	$3.95	$19,750.00
8/28/2014	Kevin G Champagne	Director	Buy	2,000	$4.15	$8,300.00
8/27/2014	Kevin G Champagne	Director	Buy	100	$4.13	$413.00
8/26/2014	Kevin G Champagne	Director	Buy	8,000	$4.16	$33,280.00

(Data available from 1/1/2013 forward)

Latest Headlines for Atlantic Coast Financial Corp. (NASDAQ:ACFC)

Date	Headline
	Atlantic Coast Financial Corporation to Participate in FIG Partners' 12th Annual Bank CEO Forum (NASDAQ:ACFC) finance.yahoo.com - September 9 at 8:05 AM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits (NASDAQ:ACFC) biz.yahoo.com - September 8 at 12:15 PM
	Atlantic Coast Financial Corporation to Attend the Raymond James U.S. Bank Conference (NASDAQ:ACFC) finance.yahoo.com - August 25 at 8:04 AM
	Tramel: Why UConn should join BYU as Big 12's best expansion candidates (NASDAQ:ACFC) newsok.com - August 21 at 8:01 AM
	Atlantic Coast Financial Corp. :ACFC-US: Earnings Analysis: Q2, 2016 By the Numbers : August 11, 2016 (NASDAQ:ACFC) www.capitalcube.com - August 11 at 12:19 PM
	Ameris feels at home in Jacksonville (NASDAQ:ACFC) jaxdailyrecord.com - August 2 at 8:03 AM
	BRIEF-Atlantic Coast Financial Corp reports Q2 earnings of $0.09/shr (NASDAQ:ACFC) www.reuters.com - July 28 at 11:53 AM
	Atlantic Coast Financial Corporation Reports Earnings of $0.09 Per Diluted Share for the Second Quarter of 2016 (NASDAQ:ACFC) finance.yahoo.com - July 28 at 11:53 AM
	Atlantic Coast Financial posts 2Q profit (NASDAQ:ACFC) sg.finance.yahoo.com - July 27 at 5:29 PM
	Canadian National Railway: Enduring Company, Enduring Stock (NASDAQ:ACFC) seekingalpha.com - July 11 at 8:19 PM
	ATLANTIC COAST FINANCIAL CORP : Other Events (form 8-K) (NASDAQ:ACFC) www.4-traders.com - June 16 at 3:18 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Other Events (NASDAQ:ACFC) biz.yahoo.com - June 15 at 4:17 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of Matters to (NASDAQ:ACFC) biz.yahoo.com - May 27 at 4:19 PM
	IPG Photonics to Participate in Upcoming Investor Conferences (NASDAQ:ACFC) www.stockhouse.com - May 23 at 1:53 PM
	Atlantic Coast Financial Corporation Re-Elects Dave Bhasin and John J. Dolan (NASDAQ:ACFC) www.publicnow.com - May 23 at 10:56 AM
	Atlantic Coast Financial Corp. :ACFC-US: Earnings Analysis: Q1, 2016 By the Numbers (NASDAQ:ACFC) www.capitalcube.com - May 2 at 1:59 PM
	Atlantic Coast Financial Corp. reports earnings at 10 cents a share (NASDAQ:ACFC) www.bizjournals.com - April 29 at 1:01 PM
	Atlantic Coast Financial posts 1Q profit (NASDAQ:ACFC) sg.finance.yahoo.com - April 27 at 5:07 PM
	Atlantic Coast Financial Corporation Reports Significantly Higher Earnings for the First Quarter of 2016 (NASDAQ:ACFC) www.publicnow.com - April 27 at 4:27 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Changes in Registrant's Certifying Accountant, Financial Statements (NASDAQ:ACFC) biz.yahoo.com - April 1 at 8:55 AM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 10-K, Annual Report (NASDAQ:ACFC) biz.yahoo.com - March 16 at 4:31 PM
	Champagne retires from Atlantic Coast Financial (NASDAQ:ACFC) jacksonville.com - March 5 at 11:16 AM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and (NASDAQ:ACFC) biz.yahoo.com - March 4 at 4:40 PM
	9:39 am Atlantic Coast Federal Chairman Kevin Champagne retires due to health reasons; effective immediately (NASDAQ:ACFC) finance.yahoo.com - March 4 at 9:39 AM
	Kevin Champagne, Chairman of the Board of Atlantic Coast Financial Corporation, Retires Due to Health Reasons (NASDAQ:ACFC) finance.yahoo.com - March 4 at 9:37 AM
	Early Day List To Watch: Atlantic Coast Financial Corporation (NASDAQ:ACFC) (NASDAQ:ACFC) www.propertymentorgroup.com - February 24 at 11:29 AM
	Atlantic Coast Financial Corp. Earnings Analysis: Q4, 2015 By the Numbers (NASDAQ:ACFC) www.capitalcube.com - February 2 at 1:14 PM
	Atlantic Coast Financial posts 4Q profit (NASDAQ:ACFC) sg.finance.yahoo.com - January 27 at 5:29 PM
	Atlantic Coast Financial Corporation Reports Record Earnings for 2015 (NASDAQ:ACFC) www.publicnow.com - January 27 at 4:13 PM
	ATLANTIC COAST FINANCIAL CORP Financials (NASDAQ:ACFC) finance.yahoo.com - December 8 at 1:17 PM
	What Do Hedge Funds Think of YuMe Inc (YUME)? (NASDAQ:ACFC) www.insidermonkey.com - November 27 at 10:41 AM
	Is Alliqua Biomedical Inc (ALQA) A Good Stock To Buy? (NASDAQ:ACFC) www.insidermonkey.com - November 23 at 2:22 PM
	Atlantic Coast Financial Corporation Expands Footprint in Florida, Agrees to Sell Its Branch in Garden City, Georgia (NASDAQ:ACFC) www.noodls.com - November 20 at 6:13 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 10-Q, Quarterly Report (NASDAQ:ACFC) biz.yahoo.com - November 13 at 4:21 PM
	Atlantic Coast Financial Corp. Earnings Q3, 2015 (NASDAQ:ACFC) www.capitalcube.com - October 30 at 1:11 PM
	Atlantic Coast Financial posts 3Q profit (NASDAQ:ACFC) sg.finance.yahoo.com - October 28 at 6:23 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements (NASDAQ:ACFC) biz.yahoo.com - October 28 at 4:40 PM
	Atlantic Coast Financial Corporation Reports Strong Third Quarter Results (NASDAQ:ACFC) www.noodls.com - October 28 at 4:37 PM
	ATLANTIC COAST FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure (NASDAQ:ACFC) biz.yahoo.com - October 14 at 9:26 AM
	Atlantic Coast Financial Corp. Earnings Q2, 2015 (NASDAQ:ACFC) www.capitalcube.com - August 26 at 10:18 AM