ACI Worldwide (ACIW) Financials

$54.55 -0.29 (-0.53%)

Closing price 04:00 PM Eastern

Extended Trading

$54.36 -0.20 (-0.36%)

As of 04:46 PM Eastern

Annual Income Statements for ACI Worldwide

This table shows ACI Worldwide's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	85	130	5.14	69	67	73	128	142	122	203
Consolidated Net Income / (Loss)	85	130	5.14	69	67	73	128	142	122	203
Net Income / (Loss) Continuing Operations	85	130	5.14	69	67	73	128	142	122	203
Total Pre-Tax Income	113	186	44	92	72	99	175	207	148	250
Total Operating Income	128	221	85	126	124	145	210	204	220	308
Total Gross Profit	574	561	572	579	641	672	732	726	733	803
Total Revenue	1,046	1,006	1,024	1,010	1,258	1,294	1,371	1,422	1,453	1,594
Operating Revenue	1,046	1,006	1,024	1,010	1,258	1,294	1,371	1,422	1,453	1,594
Total Cost of Revenue	472	445	452	430	617	622	639	696	719	792
Operating Cost of Revenue	472	445	452	430	617	622	639	696	719	792
Total Operating Expenses	446	340	487	454	517	527	522	522	513	494
Selling, General & Admin Expense	87	114	153	107	135	152	124	114	117	118
Marketing Expense	129	118	108	118	124	104	127	135	133	118
Research & Development Expense	146	170	137	144	147	139	144	146	141	147
Depreciation Expense	83	90	89	85	112	132	127	127	122	111
Total Other Income / (Expense), net	-15	-36	-41	-34	-52	-46	-35	2.80	-73	-58
Interest Expense	41	40	39	42	64	57	45	53	78	72
Interest & Investment Income	0.39	0.53	0.56	11	12	12	12	13	14	16
Other Income / (Expense), net	26	4.11	-2.62	-3.72	0.52	-1.12	-1.29	43	-8.51	-1.18
Income Tax Expense	28	56	38	23	5.15	26	47	64	26	47
Basic Earnings per Share	$0.73	$1.10	$0.04	$0.59	$0.58	$0.62	$1.09	$1.25	$1.12	$1.93
Weighted Average Basic Shares Outstanding	117.47M	117.53M	118.06M	116.06M	116.18M	116.40M	117.41M	113.70M	108.50M	105.49M
Diluted Earnings per Share	$0.72	$1.09	$0.04	$0.59	$0.57	$0.62	$1.08	$1.24	$1.12	$1.91
Weighted Average Diluted Shares Outstanding	118.92M	118.85M	119.44M	117.63M	118.57M	118.08M	118.65M	114.24M	108.86M	106.49M
Weighted Average Basic & Diluted Shares Outstanding	117M	117.80M	128.40M	116.80M	116.13M	117.14M	115.06M	108.11M	106.41M	105.34M

This table shows ACI Worldwide's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	23	90	-32	-6.71	38	123	-7.75	31	81	99
Consolidated Net Income / (Loss)	23	90	-32	-6.71	38	123	-7.75	31	81	99
Net Income / (Loss) Continuing Operations	23	90	-32	-6.71	38	123	-7.75	31	81	99
Total Pre-Tax Income	34	133	-43	-10	47	154	-7.47	40	107	110
Total Operating Income	3.49	148	-24	11	62	172	9.56	54	123	122
Total Gross Profit	135	273	111	142	185	295	125	170	254	253
Total Revenue	307	452	290	323	363	477	316	373	452	453
Operating Revenue	307	452	290	323	363	477	316	373	452	453
Total Cost of Revenue	172	179	179	181	178	182	191	203	197	200
Operating Cost of Revenue	172	179	179	181	178	182	191	203	197	200
Total Operating Expenses	131	125	135	131	123	123	115	117	132	131
Selling, General & Admin Expense	31	29	31	31	30	25	26	25	34	33
Marketing Expense	33	32	35	33	29	34	27	29	29	34
Research & Development Expense	36	32	37	35	34	35	35	35	38	39
Depreciation Expense	32	31	32	31	30	29	28	28	32	24
Total Other Income / (Expense), net	30	-15	-19	-21	-15	-18	-17	-13	-15	-12
Interest Expense	14	16	19	20	20	20	19	18	18	17
Interest & Investment Income	3.00	3.34	3.51	3.46	3.50	3.76	4.01	3.95	3.87	4.09
Other Income / (Expense), net	42	-2.36	-3.40	-4.09	1.08	-2.11	-2.03	1.16	-0.82	0.51
Income Tax Expense	11	43	-11	-3.31	8.75	32	0.29	9.45	26	12
Basic Earnings per Share	$0.20	$0.80	($0.30)	($0.06)	$0.35	$1.13	($0.07)	$0.29	$0.78	$0.93
Weighted Average Basic Shares Outstanding	113.81M	113.70M	108.16M	108.46M	108.67M	108.50M	106.80M	105.40M	104.77M	105.49M
Diluted Earnings per Share	$0.20	$0.79	($0.30)	($0.06)	$0.35	$1.13	($0.07)	$0.29	$0.77	$0.92
Weighted Average Diluted Shares Outstanding	114.35M	114.24M	108.16M	108.46M	108.93M	108.86M	106.80M	106.17M	106.02M	106.49M
Weighted Average Basic & Diluted Shares Outstanding	112.37M	108.11M	108.32M	108.60M	108.72M	106.41M	105.44M	104.66M	104.89M	105.34M

This table details how cash moves in and out of ACI Worldwide's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	25	-26	-6.04	79	-31	124	-81	31	24	26
Net Cash From Operating Activities	188	100	146	184	133	315	220	143	169	359
Net Cash From Continuing Operating Activities	188	100	146	184	133	315	220	143	169	359
Net Income / (Loss) Continuing Operations	85	130	5.14	69	67	73	128	142	122	203
Consolidated Net Income / (Loss)	85	130	5.14	69	67	73	128	142	122	203
Depreciation Expense	22	23	25	24	24	25	21	23	24	18
Amortization Expense	82	86	82	78	119	144	128	120	115	105
Non-Cash Adjustments To Reconcile Net Income	-3.36	-107	14	22	42	36	28	-5.67	26	43
Changes in Operating Assets and Liabilities, net	2.24	-32	20	-9.34	-119	38	-84	-136	-118	-11
Net Cash From Investing Activities	-200	130	-54	-45	-830	-31	-45	60	-38	-45
Net Cash From Continuing Investing Activities	-200	130	-54	-45	-830	-31	-45	60	-38	-45
Purchase of Property, Plant & Equipment	-27	-41	-26	-18	-23	-18	-21	-13	-8.92	-15
Acquisitions	-201	-22	-29	-26	-782	-29	-25	-27	-29	-30
Divestitures	0.00	199	-	-	-	0.00	0.00	100	0.00	0.00
Net Cash From Financing Activities	45	-251	-98	-58	668	-160	-257	-171	-112	-288
Net Cash From Continuing Financing Activities	45	-251	-98	-58	667	-160	-257	-171	-112	-288
Repayment of Debt	-264	-276	-487	-23	-90	-267	-144	-173	-207	-631
Repurchase of Common Equity	-4.65	-63	-37	-55	-36	-29	-107	-207	-28	-128
Issuance of Debt	298	76	415	0.00	780	30	35	180	134	500
Issuance of Common Equity	3.10	2.99	2.96	3.10	3.59	3.76	3.44	3.58	2.82	2.92
Other Financing Activities, net	12	9.33	8.56	17	9.00	102	-44	24	-14	-32
Effect of Exchange Rate Changes	-7.74	-4.87	0.32	-2.08	-1.50	-0.06	0.53	-2.04	4.96	0.70
Cash Interest Paid	35	35	35	35	59	52	40	49	74	70
Cash Income Taxes Paid	24	19	38	32	28	28	46	44	65	48

This table details how cash moves in and out of ACI Worldwide's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Change in Cash & Equivalents	41	-1.99	14	-31	27	15	-0.73	-14	45	-3.65
Net Cash From Operating Activities	34	41	40	17	25	86	123	55	54	126
Net Cash From Continuing Operating Activities	34	41	40	17	25	86	123	55	54	126
Net Income / (Loss) Continuing Operations	23	90	-32	-6.71	38	123	-7.75	31	81	99
Consolidated Net Income / (Loss)	23	90	-32	-6.71	38	123	-7.75	31	81	99
Depreciation Expense	6.04	6.13	6.13	6.96	5.63	5.02	3.63	3.56	7.80	3.16
Amortization Expense	30	29	29	30	28	27	27	27	27	24
Non-Cash Adjustments To Reconcile Net Income	-30	8.41	5.01	6.02	8.68	6.76	6.79	9.96	14	13
Changes in Operating Assets and Liabilities, net	4.97	-93	32	-18	-55	-76	93	-17	-76	-12
Net Cash From Investing Activities	88	-13	-8.74	-11	-11	-7.25	-18	-6.19	-7.66	-13
Net Cash From Continuing Investing Activities	88	-13	-8.74	-11	-11	-7.25	-18	-6.19	-7.66	-13
Purchase of Property, Plant & Equipment	-4.47	-4.98	-2.26	-2.32	-3.38	-0.97	-3.21	-1.75	-3.51	-6.94
Acquisitions	-7.66	-8.40	-6.48	-8.54	-7.55	-6.28	-15	-4.44	-4.15	-6.47
Net Cash From Financing Activities	-83	-28	-20	-41	13	-64	-108	-62	-0.17	-118
Net Cash From Continuing Financing Activities	-83	-28	-20	-41	13	-64	-108	-62	-0.17	-118
Repayment of Debt	-105	-17	-65	-28	-26	-88	-689	-15	-35	108
Issuance of Debt	25	95	50	5.00	20	59	664	-	20	-184
Issuance of Common Equity	0.84	0.78	0.71	0.72	0.70	0.70	0.69	0.70	0.73	0.79
Other Financing Activities, net	25	8.39	-5.76	-19	19	-8.12	-22	10	22	-43
Effect of Exchange Rate Changes	1.00	-1.98	2.56	2.87	-1.04	0.57	2.31	-1.02	-1.62	1.03
Cash Interest Paid	19	9.31	23	13	24	13	24	12	24	10
Cash Income Taxes Paid	6.52	19	17	17	10	22	2.52	12	8.46	25

This table presents ACI Worldwide's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	1,976	1,902	1,862	2,122	3,258	3,387	3,159	3,210	3,445	3,025
Total Current Assets	383	408	422	566	920	1,155	937	1,115	1,407	991
Cash & Equivalents	102	76	70	149	121	165	122	125	164	216
Accounts Receivable	219	268	263	348	359	343	320	404	452	414
Prepaid Expenses	27	26	23	23	25	24	25	28	31	29
Other Current Assets	22	34	58	47	415	622	470	558	759	331
Plant, Property, & Equipment, net	61	79	80	73	70	65	63	52	38	35
Total Noncurrent Assets	1,533	1,415	1,360	1,483	2,267	2,167	2,158	2,043	2,000	1,999
Noncurrent Note & Lease Receivables	-	-	0.00	189	213	216	276	298	314	360
Goodwill	913	910	910	910	1,281	1,280	1,280	1,226	1,226	1,226
Intangible Assets	495	389	347	305	591	518	441	358	304	258
Noncurrent Deferred & Refundable Income Taxes	91	77	67	27	52	57	51	54	58	73
Other Noncurrent Operating Assets	34	39	36	52	130	95	110	107	98	82
Total Liabilities & Shareholders' Equity	1,976	1,902	1,862	2,122	3,258	3,387	3,159	3,210	3,445	3,025
Total Liabilities	1,321	1,147	1,097	1,074	2,128	2,180	1,914	2,017	2,120	1,601
Total Current Liabilities	385	376	322	297	612	906	754	859	1,037	603
Short-Term Debt	90	90	18	21	34	34	46	66	74	35
Accounts Payable	55	43	35	40	37	41	41	48	46	45
Current Deferred Revenue	129	105	108	105	66	96	84	58	60	75
Current Employee Benefit Liabilities	31	48	49	38	29	49	51	45	54	56
Other Current Liabilities	75	79	103	93	446	686	531	642	803	391
Total Noncurrent Liabilities	937	771	775	778	1,516	1,275	1,160	1,158	1,083	998
Long-Term Debt	834	654	668	651	1,339	1,121	1,020	1,024	964	890
Noncurrent Deferred Revenue	42	50	52	51	53	34	26	23	25	19
Noncurrent Deferred & Payable Income Tax Liabilities	28	26	17	32	32	41	36	40	41	40
Other Noncurrent Operating Liabilities	32	41	38	44	91	80	78	70	54	49
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	654	755	765	1,048	1,130	1,207	1,245	1,193	1,324	1,424
Total Preferred & Common Equity	654	755	765	1,048	1,130	1,207	1,245	1,193	1,324	1,424
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	654	755	765	1,048	1,130	1,207	1,245	1,193	1,324	1,424
Common Stock	562	601	611	633	668	683	689	703	714	733
Retained Earnings	417	546	551	864	931	1,003	1,131	1,273	1,395	1,598
Treasury Stock	-253	-298	-320	-356	-378	-388	-476	-666	-675	-785
Accumulated Other Comprehensive Income / (Loss)	-72	-94	-77	-93	-92	-92	-100	-118	-109	-121

This table presents ACI Worldwide's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024
Total Assets	3,263	3,007	3,069	3,255	3,300	3,365	3,093
Total Current Assets	1,211	954	1,029	1,227	1,299	1,381	1,086
Cash & Equivalents	135	142	132	140	183	157	178
Accounts Receivable	302	343	350	371	345	369	425
Prepaid Expenses	30	34	36	32	34	30	32
Other Current Assets	744	435	510	684	736	825	451
Plant, Property, & Equipment, net	54	48	45	41	37	35	31
Total Noncurrent Assets	1,998	2,004	1,995	1,987	1,965	1,949	1,976
Noncurrent Note & Lease Receivables	248	270	269	279	290	290	339
Goodwill	1,226	1,226	1,226	1,226	1,226	1,226	1,226
Intangible Assets	370	340	327	308	299	279	263
Noncurrent Deferred & Refundable Income Taxes	55	63	74	75	56	61	65
Other Noncurrent Operating Assets	98	104	99	98	93	92	84
Total Liabilities & Shareholders' Equity	3,263	3,007	3,069	3,255	3,300	3,365	3,093
Total Liabilities	2,065	1,839	1,896	2,044	2,043	2,128	1,763
Total Current Liabilities	998	701	782	946	949	1,044	697
Short-Term Debt	61	70	74	74	35	35	35
Accounts Payable	38	47	48	41	44	49	48
Current Deferred Revenue	53	70	69	61	77	73	69
Current Employee Benefit Liabilities	44	30	41	42	27	33	43
Other Current Liabilities	802	483	549	727	766	854	503
Total Noncurrent Liabilities	1,067	1,138	1,114	1,098	1,094	1,084	1,066
Long-Term Debt	948	1,011	992	987	982	973	959
Noncurrent Deferred Revenue	22	22	25	23	20	19	19
Noncurrent Deferred & Payable Income Tax Liabilities	30	39	37	34	39	41	38
Other Noncurrent Operating Liabilities	66	67	61	54	53	50	49
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,198	1,168	1,173	1,211	1,257	1,237	1,330
Total Preferred & Common Equity	1,198	1,168	1,173	1,211	1,257	1,237	1,330
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,198	1,168	1,173	1,211	1,257	1,237	1,330
Common Stock	698	702	705	709	716	719	726
Retained Earnings	1,183	1,241	1,234	1,272	1,387	1,418	1,500
Treasury Stock	-556	-661	-656	-653	-734	-787	-791
Accumulated Other Comprehensive Income / (Loss)	-128	-114	-111	-117	-112	-114	-105

This table displays calculated financial ratios and metrics derived from ACI Worldwide's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	2.94%	-3.85%	1.84%	-1.41%	24.61%	2.86%	5.89%	3.74%	2.16%	9.76%
EBITDA Growth	11.95%	29.54%	-43.60%	18.91%	19.06%	16.97%	14.41%	9.24%	-10.25%	22.93%
EBIT Growth	11.91%	45.92%	-63.58%	48.97%	1.71%	15.57%	45.24%	18.54%	-14.31%	44.86%
NOPAT Growth	2.02%	60.08%	-93.54%	847.70%	21.58%	-7.22%	43.68%	-8.46%	29.35%	37.77%
Net Income Growth	26.46%	51.62%	-96.04%	1,242.18%	-2.70%	8.35%	75.88%	11.26%	-14.54%	67.16%
EPS Growth	24.14%	51.39%	-96.33%	1,375.00%	-3.39%	8.77%	74.19%	14.81%	-9.68%	70.54%
Operating Cash Flow Growth	16.89%	-46.90%	46.45%	25.81%	-27.91%	137.47%	-29.99%	-34.97%	17.53%	112.89%
Free Cash Flow Firm Growth	116.55%	1,186.28%	-74.74%	-283.71%	-621.74%	142.01%	-44.89%	5.99%	-17.11%	123.07%
Invested Capital Growth	5.75%	-3.61%	-2.98%	13.82%	51.56%	-7.79%	-0.35%	-1.39%	1.85%	-2.98%
Revenue Q/Q Growth	1.79%	3.51%	-1.57%	-0.63%	6.79%	-0.99%	6.18%	-1.05%	1.73%	-1.45%
EBITDA Q/Q Growth	-1.79%	16.84%	-7.44%	3.29%	1.98%	0.21%	17.32%	-4.48%	6.47%	-10.85%
EBIT Q/Q Growth	-4.74%	26.57%	-13.11%	7.13%	-7.39%	-3.27%	41.90%	-6.32%	12.98%	-13.38%
NOPAT Q/Q Growth	-0.99%	14.61%	-85.49%	358.03%	-24.10%	12.97%	40.70%	-9.30%	31.21%	-9.61%
Net Income Q/Q Growth	-2.95%	21.50%	-86.72%	378.78%	-32.44%	19.11%	49.52%	-11.92%	36.34%	-10.59%
EPS Q/Q Growth	-4.00%	18.48%	-88.24%	490.00%	-33.72%	21.57%	47.95%	-10.14%	43.59%	-9.91%
Operating Cash Flow Q/Q Growth	-11.61%	-22.62%	21.78%	13.83%	-23.09%	33.59%	-17.52%	-19.43%	35.69%	12.81%
Free Cash Flow Firm Q/Q Growth	-92.01%	310.07%	-12.19%	33.71%	-10.00%	60.63%	-32.38%	-19.23%	83.79%	19.72%
Invested Capital Q/Q Growth	13.35%	2.64%	-1.07%	0.64%	1.56%	-2.72%	2.82%	4.17%	3.05%	-0.63%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	54.85%	55.76%	55.84%	57.38%	50.93%	51.91%	53.39%	51.05%	50.49%	50.34%
EBITDA Margin	24.67%	33.24%	18.41%	22.20%	21.21%	24.12%	26.06%	27.44%	24.11%	27.00%
Operating Margin	12.23%	21.99%	8.26%	12.47%	9.84%	11.18%	15.31%	14.34%	15.17%	19.33%
EBIT Margin	14.76%	22.40%	8.01%	12.10%	9.88%	11.10%	15.22%	17.39%	14.59%	19.25%
Profit (Net Income) Margin	8.17%	12.88%	0.50%	6.83%	5.33%	5.61%	9.32%	10.00%	8.37%	12.74%
Tax Burden Percent	75.36%	69.80%	11.79%	75.08%	92.87%	73.67%	73.00%	68.81%	82.31%	81.11%
Interest Burden Percent	73.45%	82.39%	53.12%	75.13%	58.10%	68.67%	83.92%	83.56%	69.67%	81.58%
Effective Tax Rate	24.64%	30.20%	88.21%	24.92%	7.13%	26.33%	27.00%	31.19%	17.69%	18.89%
Return on Invested Capital (ROIC)	6.71%	10.65%	0.71%	6.40%	5.81%	4.66%	6.99%	6.45%	8.33%	11.54%
ROIC Less NNEP Spread (ROIC-NNEP)	5.37%	7.32%	-0.04%	1.91%	0.42%	1.63%	4.36%	6.66%	1.81%	5.62%
Return on Net Nonoperating Assets (RNNOA)	7.11%	7.74%	-0.04%	1.20%	0.34%	1.56%	3.44%	5.21%	1.32%	3.24%
Return on Equity (ROE)	13.83%	18.38%	0.68%	7.60%	6.16%	6.22%	10.43%	11.66%	9.65%	14.78%
Cash Return on Invested Capital (CROIC)	1.12%	14.32%	3.74%	-6.53%	-35.18%	12.76%	7.34%	7.85%	6.49%	14.57%
Operating Return on Assets (OROA)	8.07%	11.62%	4.36%	6.13%	4.62%	4.32%	6.37%	7.77%	6.37%	9.49%
Return on Assets (ROA)	4.47%	6.68%	0.27%	3.46%	2.49%	2.19%	3.90%	4.46%	3.65%	6.28%
Return on Common Equity (ROCE)	13.83%	18.38%	0.68%	7.60%	6.16%	6.22%	10.43%	11.66%	9.65%	14.78%
Return on Equity Simple (ROE_SIMPLE)	13.06%	17.16%	0.67%	6.58%	5.93%	6.02%	10.27%	11.92%	9.18%	14.26%
Net Operating Profit after Tax (NOPAT)	96	154	9.97	95	115	107	153	140	181	250
NOPAT Margin	9.22%	15.35%	0.97%	9.36%	9.13%	8.24%	11.18%	9.86%	12.49%	15.68%
Net Nonoperating Expense Percent (NNEP)	1.34%	3.33%	0.75%	4.50%	5.39%	3.03%	2.63%	-0.20%	6.52%	5.92%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	6.14%	7.68%	10.64%
Cost of Revenue to Revenue	45.15%	44.24%	44.16%	42.62%	49.07%	48.09%	46.61%	48.95%	49.51%	49.66%
SG&A Expenses to Revenue	8.36%	11.30%	14.94%	10.64%	10.75%	11.78%	9.03%	8.03%	8.07%	7.43%
R&D to Revenue	13.95%	16.89%	13.37%	14.22%	11.65%	10.76%	10.53%	10.29%	9.69%	9.20%
Operating Expenses to Revenue	42.61%	33.77%	47.58%	44.91%	41.09%	40.73%	38.07%	36.71%	35.31%	31.01%
Earnings before Interest and Taxes (EBIT)	154	225	82	122	124	144	209	247	212	307
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	258	334	189	224	267	312	357	390	350	431
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.87	2.82	3.52	3.06	3.88	3.72	3.28	2.17	2.51	3.82
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	2.42	2.12	2.62	3.18	3.48	3.47	2.98	1.82	2.29	3.42
Price to Earnings (P/E)	29.62	16.43	523.50	46.56	65.30	61.76	31.92	18.18	27.38	26.81
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	3.38%	6.08%	0.19%	2.15%	1.53%	1.62%	3.13%	5.50%	3.65%	3.73%
Enterprise Value to Invested Capital (EV/IC)	2.27	1.97	2.39	2.38	2.36	2.49	2.30	1.64	1.91	2.89
Enterprise Value to Revenue (EV/Rev)	3.21	2.78	3.23	3.70	4.48	4.23	3.67	2.50	2.89	3.86
Enterprise Value to EBITDA (EV/EBITDA)	12.99	8.37	17.53	16.65	21.10	17.54	14.06	9.10	11.99	14.29
Enterprise Value to EBIT (EV/EBIT)	21.72	12.42	40.28	30.55	45.31	38.13	24.08	14.35	19.82	20.05
Enterprise Value to NOPAT (EV/NOPAT)	34.77	18.12	331.25	39.48	49.00	51.36	32.79	25.31	23.16	24.62
Enterprise Value to Operating Cash Flow (EV/OCF)	17.83	28.02	22.60	20.29	42.47	17.39	22.78	24.76	24.93	17.15
Enterprise Value to Free Cash Flow (EV/FCFF)	207.74	13.47	63.01	0.00	0.00	18.75	31.20	20.80	29.70	19.50
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.41	0.99	0.90	0.64	1.22	0.96	0.86	0.91	0.78	0.65
Long-Term Debt to Equity	1.28	0.87	0.87	0.62	1.19	0.93	0.82	0.86	0.73	0.62
Financial Leverage	1.32	1.06	0.85	0.63	0.81	0.96	0.79	0.78	0.73	0.58
Leverage Ratio	3.10	2.75	2.48	2.20	2.47	2.84	2.67	2.61	2.64	2.35
Compound Leverage Factor	2.27	2.27	1.32	1.65	1.44	1.95	2.24	2.18	1.84	1.92
Debt to Total Capital	58.54%	49.63%	47.28%	39.06%	54.86%	48.91%	46.13%	47.74%	43.94%	39.36%
Short-Term Debt to Total Capital	5.68%	6.03%	1.23%	1.21%	1.36%	1.45%	1.99%	2.87%	3.15%	1.49%
Long-Term Debt to Total Capital	52.86%	43.61%	46.05%	37.85%	53.49%	47.46%	44.14%	44.87%	40.79%	37.88%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	41.46%	50.37%	52.72%	60.94%	45.14%	51.09%	53.87%	52.26%	56.06%	60.64%
Debt to EBITDA	3.58	2.23	3.64	3.00	5.14	3.70	2.98	2.79	2.96	2.15
Net Debt to EBITDA	3.19	2.00	3.27	2.33	4.69	3.17	2.64	2.47	2.49	1.64
Long-Term Debt to EBITDA	3.23	1.96	3.54	2.90	5.02	3.59	2.86	2.63	2.75	2.07
Debt to NOPAT	9.58	4.82	68.75	7.11	11.95	10.83	6.96	7.77	5.72	3.70
Net Debt to NOPAT	8.52	4.33	61.76	5.54	10.89	9.28	6.16	6.88	4.82	2.83
Long-Term Debt to NOPAT	8.65	4.23	66.96	6.89	11.65	10.51	6.66	7.30	5.31	3.56
Altman Z-Score	2.23	2.45	2.64	3.18	2.26	2.26	2.50	2.12	2.26	3.80
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.99	1.08	1.31	1.91	1.50	1.28	1.24	1.30	1.36	1.64
Quick Ratio	0.84	0.91	1.03	1.67	0.79	0.56	0.59	0.62	0.59	1.05
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	16	208	52	-96	-695	292	161	171	141	315
Operating Cash Flow to CapEx	689.05%	244.61%	568.48%	1,007.02%	574.07%	1,768.68%	1,071.19%	1,094.26%	1,888.36%	2,329.23%
Free Cash Flow to Firm to Interest Expense	0.39	5.17	1.34	-2.32	-10.86	5.16	3.57	3.21	1.80	4.35
Operating Cash Flow to Interest Expense	4.54	2.48	3.75	4.43	2.07	5.56	4.89	2.70	2.15	4.95
Operating Cash Flow Less CapEx to Interest Expense	3.88	1.47	3.09	3.99	1.71	5.25	4.44	2.45	2.03	4.74
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.55	0.52	0.54	0.51	0.47	0.39	0.42	0.45	0.44	0.49
Accounts Receivable Turnover	4.69	4.13	3.86	3.31	3.56	3.69	4.13	3.93	3.39	3.68
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	17.29	14.41	12.87	13.20	17.59	19.16	21.45	24.61	32.15	43.72
Accounts Payable Turnover	8.93	9.05	11.66	11.58	16.12	15.91	15.48	15.59	15.31	17.33
Days Sales Outstanding (DSO)	77.86	88.42	94.62	110.43	102.60	98.99	88.32	92.95	107.56	99.22
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	40.87	40.32	31.31	31.52	22.64	22.94	23.58	23.42	23.84	21.06
Cash Conversion Cycle (CCC)	36.99	48.11	63.31	78.92	79.95	76.06	64.74	69.53	83.72	78.15
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,476	1,423	1,381	1,571	2,382	2,196	2,188	2,158	2,198	2,133
Invested Capital Turnover	0.73	0.69	0.73	0.68	0.64	0.57	0.63	0.65	0.67	0.74
Increase / (Decrease) in Invested Capital	80	-53	-42	191	810	-185	-7.77	-30	40	-66
Enterprise Value (EV)	3,353	2,797	3,304	3,732	5,631	5,477	5,023	3,549	4,201	6,153
Market Capitalization	2,531	2,129	2,688	3,209	4,379	4,487	4,080	2,585	3,327	5,445
Book Value per Share	$5.53	$6.44	$6.45	$9.04	$9.77	$10.33	$10.59	$10.62	$12.18	$13.58
Tangible Book Value per Share	($6.37)	($4.64)	($4.15)	($1.44)	($6.42)	($5.07)	($4.05)	($3.48)	($1.89)	($0.57)
Total Capital	1,579	1,499	1,450	1,720	2,503	2,362	2,311	2,283	2,362	2,349
Total Debt	924	744	686	672	1,373	1,155	1,066	1,090	1,038	925
Total Long-Term Debt	834	654	668	651	1,339	1,121	1,020	1,024	964	890
Net Debt	822	668	616	523	1,252	990	944	965	874	708
Capital Expenditures (CapEx)	27	41	26	18	23	18	21	13	8.92	15
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-15	46	48	142	221	118	107	197	280	207
Debt-free Net Working Capital (DFNWC)	87	122	118	291	343	284	229	321	444	423
Net Working Capital (NWC)	-2.36	32	100	270	308	249	183	256	369	388
Net Nonoperating Expense (NNE)	11	25	4.84	26	48	34	25	-1.93	60	47
Net Nonoperating Obligations (NNO)	822	668	616	523	1,252	990	944	965	874	708
Total Depreciation and Amortization (D&A)	104	109	107	102	143	169	149	143	138	124
Debt-free, Cash-free Net Working Capital to Revenue	-1.42%	4.59%	4.70%	14.07%	17.58%	9.13%	7.81%	13.82%	19.25%	12.97%
Debt-free Net Working Capital to Revenue	8.35%	12.13%	11.50%	28.78%	27.23%	21.91%	16.72%	22.61%	30.55%	26.54%
Net Working Capital to Revenue	-0.23%	3.14%	9.77%	26.72%	24.51%	19.26%	13.37%	18.00%	25.43%	24.35%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$1.09	$1.25	$1.12	$1.93
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	117.41M	113.70M	108.50M	105.49M
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$1.08	$1.24	$1.12	$1.91
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	118.65M	114.24M	108.86M	106.49M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	115.06M	108.11M	106.41M	105.34M
Normalized Net Operating Profit after Tax (NOPAT)	96	49	59	95	115	107	153	140	181	250
Normalized NOPAT Margin	9.22%	4.84%	5.78%	9.36%	9.13%	8.24%	11.18%	9.86%	12.49%	15.68%
Pre Tax Income Margin	10.84%	18.45%	4.25%	9.09%	5.74%	7.62%	12.77%	14.53%	10.16%	15.71%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.73	5.61	2.10	2.94	1.94	2.54	4.63	4.65	2.70	4.24
NOPAT to Interest Expense	2.33	3.84	0.26	2.28	1.79	1.88	3.40	2.64	2.31	3.45
EBIT Less CapEx to Interest Expense	3.07	4.59	1.44	2.50	1.58	2.22	4.17	4.40	2.59	4.02
NOPAT Less CapEx to Interest Expense	1.67	2.83	-0.40	1.84	1.43	1.57	2.94	2.39	2.20	3.24
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	5.44%	48.68%	728.08%	79.12%	53.11%	39.75%	84.03%	145.27%	22.70%	62.86%

This table displays calculated financial ratios and metrics derived from ACI Worldwide's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-3.26%	-3.22%	-10.34%	-5.02%	18.40%	5.48%	9.09%	15.51%	24.44%	-4.94%
EBITDA Growth	26.37%	-9.17%	-88.24%	-31.39%	19.70%	11.75%	403.62%	99.08%	60.95%	-25.88%
EBIT Growth	67.47%	-10.26%	-192.75%	-75.71%	39.91%	16.69%	127.16%	753.41%	93.25%	-27.85%
NOPAT Growth	-88.49%	-12.91%	-188.23%	-59.99%	2,001.64%	36.37%	139.26%	458.37%	84.95%	-20.27%
Net Income Growth	67.95%	-17.58%	-308.57%	-150.29%	64.00%	35.90%	76.01%	560.31%	114.78%	-19.62%
EPS Growth	66.67%	-15.05%	-330.77%	-150.00%	75.00%	43.04%	76.67%	583.33%	120.00%	-18.58%
Operating Cash Flow Growth	-13.41%	-45.50%	38.77%	-55.15%	-26.13%	107.03%	207.58%	215.46%	113.76%	47.51%
Free Cash Flow Firm Growth	-60.65%	6.26%	322.88%	539.60%	-118.65%	-25.82%	-68.81%	-22.95%	827.45%	80.07%
Invested Capital Growth	-2.66%	-1.39%	-4.12%	-3.22%	2.96%	1.85%	-0.77%	-0.88%	0.61%	-2.98%
Revenue Q/Q Growth	-9.94%	47.36%	-35.88%	11.62%	12.28%	31.28%	-33.69%	18.18%	20.96%	0.28%
EBITDA Q/Q Growth	29.53%	123.37%	-95.76%	459.88%	125.98%	108.54%	-80.91%	121.32%	82.70%	-3.97%
EBIT Q/Q Growth	70.18%	223.91%	-119.02%	123.17%	880.21%	170.14%	-95.57%	628.03%	121.96%	0.85%
NOPAT Q/Q Growth	-86.99%	4,099.63%	-116.96%	143.20%	583.18%	172.50%	-95.12%	514.44%	126.29%	17.48%
Net Income Q/Q Growth	73.26%	290.31%	-135.81%	79.23%	664.99%	223.43%	-106.32%	498.49%	163.63%	21.03%
EPS Q/Q Growth	66.67%	295.00%	-137.97%	80.00%	683.33%	222.86%	-106.19%	514.29%	165.52%	19.48%
Operating Cash Flow Q/Q Growth	-12.05%	21.09%	-3.25%	-56.47%	44.87%	239.36%	43.73%	-55.36%	-1.83%	134.19%
Free Cash Flow Firm Q/Q Growth	435.45%	121.83%	-43.91%	5.33%	-114.23%	982.29%	-76.42%	160.20%	34.36%	118.40%
Invested Capital Q/Q Growth	-4.80%	4.17%	-2.39%	-0.02%	1.27%	3.05%	-4.90%	-0.12%	2.79%	-0.63%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	43.98%	60.45%	38.36%	43.91%	51.07%	61.88%	39.53%	45.58%	56.31%	55.83%
EBITDA Margin	26.46%	40.10%	2.65%	13.29%	26.75%	42.49%	12.23%	22.90%	34.59%	33.13%
Operating Margin	1.14%	32.81%	-8.41%	3.25%	17.06%	36.16%	3.03%	14.38%	27.14%	26.99%
EBIT Margin	14.69%	32.29%	-9.58%	1.99%	17.36%	35.72%	2.38%	14.69%	26.95%	27.11%
Profit (Net Income) Margin	7.54%	19.97%	-11.15%	-2.08%	10.44%	25.73%	-2.45%	8.27%	18.02%	21.75%
Tax Burden Percent	68.61%	67.82%	74.90%	66.95%	81.24%	79.56%	103.82%	76.57%	75.90%	89.39%
Interest Burden Percent	74.82%	91.20%	155.45%	-155.93%	74.06%	90.55%	-99.08%	73.53%	88.10%	89.79%
Effective Tax Rate	31.39%	32.18%	0.00%	0.00%	18.76%	20.44%	0.00%	23.43%	24.10%	10.61%
Return on Invested Capital (ROIC)	0.53%	14.56%	-3.80%	1.46%	9.41%	19.18%	1.49%	8.03%	15.57%	17.77%
ROIC Less NNEP Spread (ROIC-NNEP)	2.83%	13.48%	-5.39%	-0.02%	8.03%	17.61%	-0.14%	6.88%	14.24%	16.41%
Return on Net Nonoperating Assets (RNNOA)	2.13%	10.55%	-4.31%	-0.02%	5.99%	12.86%	-0.10%	5.10%	9.74%	9.44%
Return on Equity (ROE)	2.67%	25.11%	-8.11%	1.44%	15.40%	32.05%	1.39%	13.13%	25.32%	27.21%
Cash Return on Invested Capital (CROIC)	10.06%	7.85%	8.92%	7.48%	3.66%	6.49%	10.43%	12.03%	12.32%	14.57%
Operating Return on Assets (OROA)	6.55%	14.42%	-4.28%	0.87%	7.60%	15.59%	1.12%	6.98%	13.74%	13.36%
Return on Assets (ROA)	3.36%	8.92%	-4.98%	-0.91%	4.58%	11.23%	-1.15%	3.93%	9.19%	10.72%
Return on Common Equity (ROCE)	2.67%	25.11%	-8.11%	1.44%	15.40%	32.05%	1.39%	13.13%	25.32%	27.21%
Return on Equity Simple (ROE_SIMPLE)	13.47%	0.00%	8.08%	6.34%	7.36%	0.00%	11.62%	14.85%	17.09%	0.00%
Net Operating Profit after Tax (NOPAT)	2.39	101	-17	7.36	50	137	6.69	41	93	109
NOPAT Margin	0.78%	22.25%	-5.88%	2.28%	13.86%	28.77%	2.12%	11.01%	20.60%	24.13%
Net Nonoperating Expense Percent (NNEP)	-2.29%	1.08%	1.60%	1.48%	1.38%	1.57%	1.63%	1.15%	1.34%	1.36%
Return On Investment Capital (ROIC_SIMPLE)	-	4.40%	-	-	-	5.80%	-	-	-	4.65%
Cost of Revenue to Revenue	56.02%	39.55%	61.64%	56.09%	48.93%	38.12%	60.47%	54.42%	43.69%	44.17%
SG&A Expenses to Revenue	9.95%	6.52%	10.83%	9.73%	8.21%	5.14%	8.23%	6.69%	7.52%	7.38%
R&D to Revenue	11.71%	7.07%	12.81%	10.91%	9.29%	7.27%	11.07%	9.48%	8.34%	8.52%
Operating Expenses to Revenue	42.84%	27.64%	46.77%	40.66%	34.01%	25.72%	36.50%	31.20%	29.18%	28.84%
Earnings before Interest and Taxes (EBIT)	45	146	-28	6.43	63	170	7.54	55	122	123
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	81	181	7.67	43	97	202	39	86	156	150
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.99	2.17	2.50	2.14	2.02	2.51	2.81	3.38	4.01	3.82
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	1.66	1.82	2.10	1.83	1.72	2.29	2.39	2.73	3.29	3.42
Price to Earnings (P/E)	14.77	18.18	30.91	33.77	27.49	27.38	24.19	22.73	23.45	26.81
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	6.77%	5.50%	3.24%	2.96%	3.64%	3.65%	4.13%	4.40%	4.26%	3.73%
Enterprise Value to Invested Capital (EV/IC)	1.57	1.64	1.83	1.63	1.58	1.91	2.09	2.41	2.86	2.89
Enterprise Value to Revenue (EV/Rev)	2.27	2.50	2.78	2.51	2.36	2.89	2.95	3.29	3.80	3.86
Enterprise Value to EBITDA (EV/EBITDA)	7.97	9.10	11.59	11.00	10.25	11.99	11.46	11.86	12.72	14.29
Enterprise Value to EBIT (EV/EBIT)	12.34	14.35	20.33	20.31	17.98	19.82	17.67	17.00	17.34	20.05
Enterprise Value to NOPAT (EV/NOPAT)	21.06	25.31	38.03	38.16	24.39	23.16	21.55	21.49	22.22	24.62
Enterprise Value to Operating Cash Flow (EV/OCF)	18.30	24.76	24.94	25.87	27.15	24.93	17.35	17.37	19.32	17.15
Enterprise Value to Free Cash Flow (EV/FCFF)	15.42	20.80	20.10	21.49	43.82	29.70	19.95	19.92	23.31	19.50
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.84	0.91	0.93	0.91	0.88	0.78	0.81	0.82	0.75	0.65
Long-Term Debt to Equity	0.79	0.86	0.87	0.85	0.82	0.73	0.78	0.79	0.72	0.62
Financial Leverage	0.75	0.78	0.80	0.80	0.75	0.73	0.73	0.74	0.68	0.58
Leverage Ratio	2.69	2.61	2.60	2.64	2.71	2.64	2.60	2.67	2.50	2.35
Compound Leverage Factor	2.02	2.38	4.04	-4.12	2.00	2.39	-2.58	1.96	2.20	2.11
Debt to Total Capital	45.70%	47.74%	48.08%	47.62%	46.71%	43.94%	44.72%	44.91%	42.79%	39.36%
Short-Term Debt to Total Capital	2.75%	2.87%	3.13%	3.32%	3.27%	3.15%	1.53%	1.55%	1.50%	1.49%
Long-Term Debt to Total Capital	42.95%	44.87%	44.95%	44.30%	43.44%	40.79%	43.18%	43.35%	41.28%	37.88%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	54.30%	52.26%	51.92%	52.38%	53.29%	56.06%	55.28%	55.10%	57.21%	60.64%
Debt to EBITDA	2.47	2.79	3.25	3.41	3.23	2.96	2.67	2.38	2.06	2.15
Net Debt to EBITDA	2.14	2.47	2.82	2.98	2.80	2.49	2.19	2.01	1.69	1.64
Long-Term Debt to EBITDA	2.32	2.63	3.04	3.17	3.00	2.75	2.58	2.30	1.99	2.07
Debt to NOPAT	6.52	7.77	10.67	11.81	7.68	5.72	5.02	4.31	3.60	3.70
Net Debt to NOPAT	5.65	6.88	9.26	10.35	6.67	4.82	4.11	3.64	2.95	2.83
Long-Term Debt to NOPAT	6.13	7.30	9.97	10.99	7.14	5.31	4.84	4.16	3.47	3.56
Altman Z-Score	1.76	2.01	2.06	1.91	1.87	2.22	2.21	2.40	3.30	3.60
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.21	1.30	1.36	1.32	1.30	1.36	1.37	1.32	1.56	1.64
Quick Ratio	0.44	0.62	0.69	0.62	0.54	0.59	0.56	0.50	0.86	1.05
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	59	131	73	77	-11	97	23	60	80	175
Operating Cash Flow to CapEx	765.85%	831.63%	1,774.49%	752.37%	747.51%	8,857.75%	3,841.68%	3,151.03%	1,539.13%	1,822.77%
Free Cash Flow to Firm to Interest Expense	4.12	8.09	3.89	3.88	-0.55	4.89	1.20	3.23	4.36	10.51
Operating Cash Flow to Interest Expense	2.39	2.56	2.12	0.88	1.27	4.32	6.48	2.98	2.94	7.60
Operating Cash Flow Less CapEx to Interest Expense	2.07	2.25	2.00	0.76	1.10	4.27	6.31	2.88	2.75	7.19
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.45	0.45	0.45	0.44	0.44	0.44	0.47	0.48	0.51	0.49
Accounts Receivable Turnover	4.78	3.93	4.25	4.05	4.24	3.39	4.30	4.25	4.07	3.68
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	24.77	24.61	25.45	27.09	29.93	32.15	34.70	38.26	44.61	43.72
Accounts Payable Turnover	18.48	15.59	16.45	15.92	18.09	15.31	16.00	15.55	17.41	17.33
Days Sales Outstanding (DSO)	76.41	92.95	85.90	90.09	86.03	107.56	84.89	85.85	89.71	99.22
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	19.75	23.42	22.18	22.92	20.18	23.84	22.81	23.47	20.97	21.06
Cash Conversion Cycle (CCC)	56.66	69.53	63.72	67.16	65.85	83.72	62.08	62.37	68.74	78.15
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,072	2,158	2,107	2,106	2,133	2,198	2,090	2,088	2,146	2,133
Invested Capital Turnover	0.68	0.65	0.65	0.64	0.68	0.67	0.70	0.73	0.76	0.74
Increase / (Decrease) in Invested Capital	-57	-30	-90	-70	61	40	-16	-18	13	-66
Enterprise Value (EV)	3,257	3,549	3,856	3,444	3,372	4,201	4,367	5,025	6,143	6,153
Market Capitalization	2,384	2,585	2,917	2,510	2,450	3,327	3,534	4,174	5,327	5,445
Book Value per Share	$10.51	$10.62	$10.80	$10.82	$11.15	$12.18	$11.81	$11.73	$12.70	$13.58
Tangible Book Value per Share	($3.49)	($3.48)	($3.69)	($3.51)	($2.98)	($1.89)	($2.52)	($2.54)	($1.52)	($0.57)
Total Capital	2,207	2,283	2,249	2,239	2,273	2,362	2,274	2,245	2,324	2,349
Total Debt	1,008	1,090	1,081	1,066	1,062	1,038	1,017	1,008	994	925
Total Long-Term Debt	948	1,024	1,011	992	987	964	982	973	959	890
Net Debt	874	965	939	934	922	874	833	851	816	708
Capital Expenditures (CapEx)	4.47	4.98	2.26	2.32	3.38	0.97	3.21	1.75	3.51	6.94
Debt-free, Cash-free Net Working Capital (DFCFNWC)	139	197	181	189	216	280	201	215	245	207
Debt-free Net Working Capital (DFNWC)	274	321	324	321	355	444	385	372	423	423
Net Working Capital (NWC)	213	256	253	247	281	369	350	337	388	388
Net Nonoperating Expense (NNE)	-21	10	15	14	12	14	14	10	12	11
Net Nonoperating Obligations (NNO)	874	965	939	934	922	874	833	851	816	708
Total Depreciation and Amortization (D&A)	36	35	35	37	34	32	31	31	35	27
Debt-free, Cash-free Net Working Capital to Revenue	9.66%	13.82%	13.05%	13.75%	15.12%	19.25%	13.61%	14.06%	15.17%	12.97%
Debt-free Net Working Capital to Revenue	19.04%	22.61%	23.30%	23.40%	24.89%	30.55%	26.01%	24.33%	26.16%	26.54%
Net Working Capital to Revenue	14.82%	18.00%	18.23%	17.98%	19.69%	25.43%	23.65%	22.05%	24.00%	24.35%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.20	$0.80	($0.30)	($0.06)	$0.35	$1.13	($0.07)	$0.29	$0.78	$0.93
Adjusted Weighted Average Basic Shares Outstanding	113.81M	113.70M	108.16M	108.46M	108.67M	108.50M	106.80M	105.40M	104.77M	105.49M
Adjusted Diluted Earnings per Share	$0.20	$0.79	($0.30)	($0.06)	$0.35	$1.13	($0.07)	$0.29	$0.77	$0.92
Adjusted Weighted Average Diluted Shares Outstanding	114.35M	114.24M	108.16M	108.46M	108.93M	108.86M	106.80M	106.17M	106.02M	106.49M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	112.37M	108.11M	108.32M	108.60M	108.72M	106.41M	105.44M	104.66M	104.89M	105.34M
Normalized Net Operating Profit after Tax (NOPAT)	2.39	101	-17	7.36	50	137	6.69	41	93	109
Normalized NOPAT Margin	0.78%	22.25%	-5.88%	2.28%	13.86%	28.77%	2.12%	11.01%	20.60%	24.13%
Pre Tax Income Margin	10.99%	29.44%	-14.89%	-3.10%	12.85%	32.34%	-2.36%	10.80%	23.75%	24.34%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.14	9.02	-1.47	0.32	3.18	8.58	0.40	2.97	6.63	7.38
NOPAT to Interest Expense	0.17	6.21	-0.90	0.37	2.54	6.91	0.35	2.23	5.07	6.57
EBIT Less CapEx to Interest Expense	2.83	8.71	-1.59	0.21	3.01	8.53	0.23	2.88	6.44	6.97
NOPAT Less CapEx to Interest Expense	-0.14	5.91	-1.02	0.25	2.37	6.86	0.18	2.13	4.88	6.15
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	98.44%	145.27%	178.72%	193.51%	129.71%	22.70%	61.69%	80.18%	68.34%	62.86%

Frequently Asked Questions About ACI Worldwide's Financials

When does ACI Worldwide's financial year end?

According to the most recent income statement we have on file, ACI Worldwide's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has ACI Worldwide's net income changed over the last 9 years?

ACI Worldwide's net income appears to be on an upward trend, with a most recent value of $203.12 million in 2024, rising from $85.44 million in 2015. The previous period was $121.51 million in 2023. See where experts think ACI Worldwide is headed by visiting ACI Worldwide's forecast page.

What is ACI Worldwide's operating income?

ACI Worldwide's total operating income in 2024 was $308.14 million, based on the following breakdown:

Total Gross Profit: $802.51 million
Total Operating Expenses: $494.37 million

How has ACI Worldwide revenue changed over the last 9 years?

Over the last 9 years, ACI Worldwide's total revenue changed from $1.05 billion in 2015 to $1.59 billion in 2024, a change of 52.4%.

How much debt does ACI Worldwide have?

ACI Worldwide's total liabilities were at $1.60 billion at the end of 2024, a 24.5% decrease from 2023, and a 21.2% increase since 2015.

How much cash does ACI Worldwide have?

In the past 9 years, ACI Worldwide's cash and equivalents has ranged from $69.71 million in 2017 to $216.39 million in 2024, and is currently $216.39 million as of their latest financial filing in 2024.

How has ACI Worldwide's book value per share changed over the last 9 years?

Over the last 9 years, ACI Worldwide's book value per share changed from 5.53 in 2015 to 13.58 in 2024, a change of 145.4%.

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This page (NASDAQ:ACIW) was last updated on 5/5/2025 by MarketBeat.com Staff

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ACI Worldwide (ACIW) Financials

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