ACI Worldwide (ACIW) Financials

$46.59 +0.30 (+0.65%)

Closing price 05/27/2025 04:00 PM Eastern

Extended Trading

$46.90 +0.31 (+0.67%)

As of 04:24 AM Eastern

Annual Income Statements for ACI Worldwide

This table shows ACI Worldwide's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	203	122	142	128	73	67	69	5.14	130	85
Consolidated Net Income / (Loss)	203	122	142	128	73	67	69	5.14	130	85
Net Income / (Loss) Continuing Operations	203	122	142	128	73	67	69	5.14	130	85
Total Pre-Tax Income	250	148	207	175	99	72	92	44	186	113
Total Operating Income	308	220	204	210	145	124	126	85	221	128
Total Gross Profit	803	733	726	732	672	641	579	572	561	574
Total Revenue	1,594	1,453	1,422	1,371	1,294	1,258	1,010	1,024	1,006	1,046
Operating Revenue	1,594	1,453	1,422	1,371	1,294	1,258	1,010	1,024	1,006	1,046
Total Cost of Revenue	792	719	696	639	622	617	430	452	445	472
Operating Cost of Revenue	792	719	696	639	622	617	430	452	445	472
Total Operating Expenses	494	513	522	522	527	517	454	487	340	446
Selling, General & Admin Expense	118	117	114	124	152	135	107	153	114	87
Marketing Expense	118	133	135	127	104	124	118	108	118	129
Research & Development Expense	147	141	146	144	139	147	144	137	170	146
Depreciation Expense	111	122	127	127	132	112	85	89	90	83
Total Other Income / (Expense), net	-58	-73	2.80	-35	-46	-52	-34	-41	-36	-15
Interest Expense	72	78	53	45	57	64	42	39	40	41
Interest & Investment Income	16	14	13	12	12	12	11	0.56	0.53	0.39
Other Income / (Expense), net	-1.18	-8.51	43	-1.29	-1.12	0.52	-3.72	-2.62	4.11	26
Income Tax Expense	47	26	64	47	26	5.15	23	38	56	28
Basic Earnings per Share	$1.93	$1.12	$1.25	$1.09	$0.62	$0.58	$0.59	$0.04	$1.10	$0.73
Weighted Average Basic Shares Outstanding	105.49M	108.50M	113.70M	117.41M	116.40M	116.18M	116.06M	118.06M	117.53M	117.47M
Diluted Earnings per Share	$1.91	$1.12	$1.24	$1.08	$0.62	$0.57	$0.59	$0.04	$1.09	$0.72
Weighted Average Diluted Shares Outstanding	106.49M	108.86M	114.24M	118.65M	118.08M	118.57M	117.63M	119.44M	118.85M	118.92M
Weighted Average Basic & Diluted Shares Outstanding	105.34M	106.41M	108.11M	115.06M	117.14M	116.13M	116.80M	128.40M	117.80M	117M

This table shows ACI Worldwide's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	59	99	81	31	-7.75	123	38	-6.71	-32	90	23
Consolidated Net Income / (Loss)	59	99	81	31	-7.75	123	38	-6.71	-32	90	23
Net Income / (Loss) Continuing Operations	59	99	81	31	-7.75	123	38	-6.71	-32	90	23
Total Pre-Tax Income	72	110	107	40	-7.47	154	47	-10	-43	133	34
Total Operating Income	59	122	123	54	9.56	172	62	11	-24	148	3.49
Total Gross Profit	181	253	254	170	125	295	185	142	111	273	135
Total Revenue	395	453	452	373	316	477	363	323	290	452	307
Operating Revenue	395	453	452	373	316	477	363	323	290	452	307
Total Cost of Revenue	213	200	197	203	191	182	178	181	179	179	172
Operating Cost of Revenue	213	200	197	203	191	182	178	181	179	179	172
Total Operating Expenses	123	131	132	117	115	123	123	131	135	125	131
Selling, General & Admin Expense	28	33	34	25	26	25	30	31	31	29	31
Marketing Expense	32	34	29	29	27	34	29	33	35	32	33
Research & Development Expense	39	39	38	35	35	35	34	35	37	32	36
Depreciation Expense	24	24	32	28	28	29	30	31	32	31	32
Total Other Income / (Expense), net	13	-12	-15	-13	-17	-18	-15	-21	-19	-15	30
Interest Expense	15	17	18	18	19	20	20	20	19	16	14
Interest & Investment Income	4.06	4.09	3.87	3.95	4.01	3.76	3.50	3.46	3.51	3.34	3.00
Other Income / (Expense), net	24	0.51	-0.82	1.16	-2.03	-2.11	1.08	-4.09	-3.40	-2.36	42
Income Tax Expense	13	12	26	9.45	0.29	32	8.75	-3.31	-11	43	11
Basic Earnings per Share	$0.56	$0.93	$0.78	$0.29	($0.07)	$1.13	$0.35	($0.06)	($0.30)	$0.80	$0.20
Weighted Average Basic Shares Outstanding	105.35M	105.49M	104.77M	105.40M	106.80M	108.50M	108.67M	108.46M	108.16M	113.70M	113.81M
Diluted Earnings per Share	$0.55	$0.92	$0.77	$0.29	($0.07)	$1.13	$0.35	($0.06)	($0.30)	$0.79	$0.20
Weighted Average Diluted Shares Outstanding	106.83M	106.49M	106.02M	106.17M	106.80M	108.86M	108.93M	108.46M	108.16M	114.24M	114.35M
Weighted Average Basic & Diluted Shares Outstanding	104.90M	105.34M	104.89M	104.66M	105.44M	106.41M	108.72M	108.60M	108.32M	108.11M	112.37M

This table details how cash moves in and out of ACI Worldwide's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	26	24	31	-81	124	-31	79	-6.04	-26	25
Net Cash From Operating Activities	359	169	143	220	315	133	184	146	100	188
Net Cash From Continuing Operating Activities	359	169	143	220	315	133	184	146	100	188
Net Income / (Loss) Continuing Operations	203	122	142	128	73	67	69	5.14	130	85
Consolidated Net Income / (Loss)	203	122	142	128	73	67	69	5.14	130	85
Depreciation Expense	18	24	23	21	25	24	24	25	23	22
Amortization Expense	105	115	120	128	144	119	78	82	86	82
Non-Cash Adjustments To Reconcile Net Income	43	26	-5.67	28	36	42	22	14	-107	-3.36
Changes in Operating Assets and Liabilities, net	-11	-118	-136	-84	38	-119	-9.34	20	-32	2.24
Net Cash From Investing Activities	-45	-38	60	-45	-31	-830	-45	-54	130	-200
Net Cash From Continuing Investing Activities	-45	-38	60	-45	-31	-830	-45	-54	130	-200
Purchase of Property, Plant & Equipment	-15	-8.92	-13	-21	-18	-23	-18	-26	-41	-27
Acquisitions	-30	-29	-27	-25	-29	-782	-26	-29	-22	-201
Divestitures	0.00	0.00	100	0.00	0.00	-	-	-	199	0.00
Net Cash From Financing Activities	-288	-112	-171	-257	-160	668	-58	-98	-251	45
Net Cash From Continuing Financing Activities	-288	-112	-171	-257	-160	667	-58	-98	-251	45
Repayment of Debt	-631	-207	-173	-144	-267	-90	-23	-487	-276	-264
Repurchase of Common Equity	-128	-28	-207	-107	-29	-36	-55	-37	-63	-4.65
Issuance of Debt	500	134	180	35	30	780	0.00	415	76	298
Issuance of Common Equity	2.92	2.82	3.58	3.44	3.76	3.59	3.10	2.96	2.99	3.10
Other Financing Activities, net	-32	-14	24	-44	102	9.00	17	8.56	9.33	12
Effect of Exchange Rate Changes	0.70	4.96	-2.04	0.53	-0.06	-1.50	-2.08	0.32	-4.87	-7.74
Cash Interest Paid	70	74	49	40	52	59	35	35	35	35
Cash Income Taxes Paid	48	65	44	46	28	28	32	38	19	24

This table details how cash moves in and out of ACI Worldwide's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	102	-3.65	45	-14	-0.73	15	27	-31	14	-1.99	41
Net Cash From Operating Activities	78	126	54	55	123	86	25	17	40	41	34
Net Cash From Continuing Operating Activities	78	126	54	55	123	86	25	17	40	41	34
Net Income / (Loss) Continuing Operations	59	99	81	31	-7.75	123	38	-6.71	-32	90	23
Consolidated Net Income / (Loss)	59	99	81	31	-7.75	123	38	-6.71	-32	90	23
Depreciation Expense	3.16	3.16	7.80	3.56	3.63	5.02	5.63	6.96	6.13	6.13	6.04
Amortization Expense	24	24	27	27	27	27	28	30	29	29	30
Non-Cash Adjustments To Reconcile Net Income	-15	13	14	9.96	6.79	6.76	8.68	6.02	5.01	8.41	-30
Changes in Operating Assets and Liabilities, net	7.30	-12	-76	-17	93	-76	-55	-18	32	-93	4.97
Net Cash From Investing Activities	37	-13	-7.66	-6.19	-18	-7.25	-11	-11	-8.74	-13	88
Net Cash From Continuing Investing Activities	37	-13	-7.66	-6.19	-18	-7.25	-11	-11	-8.74	-13	88
Purchase of Property, Plant & Equipment	-2.17	-6.94	-3.51	-1.75	-3.21	-0.97	-3.38	-2.32	-2.26	-4.98	-4.47
Acquisitions	-6.76	-6.47	-4.15	-4.44	-15	-6.28	-7.55	-8.54	-6.48	-8.40	-7.66
Divestitures	46	-	-	-	-	-	-	-	-	-	-
Net Cash From Financing Activities	-15	-118	-0.17	-62	-108	-64	13	-41	-20	-28	-83
Net Cash From Continuing Financing Activities	-15	-118	-0.17	-62	-108	-64	13	-41	-20	-28	-83
Repayment of Debt	-84	108	-35	-15	-689	-88	-26	-28	-65	-17	-105
Repurchase of Common Equity	-14	-	-8.00	-57	-63	-28	-	-	0.00	-116	-28
Issuance of Debt	0.00	-184	20	-	664	59	20	5.00	50	95	25
Issuance of Common Equity	0.81	0.79	0.73	0.70	0.69	0.70	0.70	0.72	0.71	0.78	0.84
Other Financing Activities, net	82	-43	22	10	-22	-8.12	19	-19	-5.76	8.39	25
Effect of Exchange Rate Changes	1.79	1.03	-1.62	-1.02	2.31	0.57	-1.04	2.87	2.56	-1.98	1.00
Cash Interest Paid	20	10	24	12	24	13	24	13	23	9.31	19
Cash Income Taxes Paid	13	25	8.46	12	2.52	22	10	17	17	19	6.52

This table presents ACI Worldwide's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	3,025	3,445	3,210	3,159	3,387	3,258	2,122	1,862	1,902	1,976
Total Current Assets	991	1,407	1,115	937	1,155	920	566	422	408	383
Cash & Equivalents	216	164	125	122	165	121	149	70	76	102
Accounts Receivable	414	452	404	320	343	359	348	263	268	219
Prepaid Expenses	29	31	28	25	24	25	23	23	26	27
Other Current Assets	331	759	558	470	622	415	47	58	34	22
Plant, Property, & Equipment, net	35	38	52	63	65	70	73	80	79	61
Total Noncurrent Assets	1,999	2,000	2,043	2,158	2,167	2,267	1,483	1,360	1,415	1,533
Noncurrent Note & Lease Receivables	360	314	298	276	216	213	189	0.00	-	-
Goodwill	1,226	1,226	1,226	1,280	1,280	1,281	910	910	910	913
Intangible Assets	258	304	358	441	518	591	305	347	389	495
Noncurrent Deferred & Refundable Income Taxes	73	58	54	51	57	52	27	67	77	91
Other Noncurrent Operating Assets	82	98	107	110	95	130	52	36	39	34
Total Liabilities & Shareholders' Equity	3,025	3,445	3,210	3,159	3,387	3,258	2,122	1,862	1,902	1,976
Total Liabilities	1,601	2,120	2,017	1,914	2,180	2,128	1,074	1,097	1,147	1,321
Total Current Liabilities	603	1,037	859	754	906	612	297	322	376	385
Short-Term Debt	35	74	66	46	34	34	21	18	90	90
Accounts Payable	45	46	48	41	41	37	40	35	43	55
Current Deferred Revenue	75	60	58	84	96	66	105	108	105	129
Current Employee Benefit Liabilities	56	54	45	51	49	29	38	49	48	31
Other Current Liabilities	391	803	642	531	686	446	93	103	79	75
Total Noncurrent Liabilities	998	1,083	1,158	1,160	1,275	1,516	778	775	771	937
Long-Term Debt	890	964	1,024	1,020	1,121	1,339	651	668	654	834
Noncurrent Deferred Revenue	19	25	23	26	34	53	51	52	50	42
Noncurrent Deferred & Payable Income Tax Liabilities	40	41	40	36	41	32	32	17	26	28
Other Noncurrent Operating Liabilities	49	54	70	78	80	91	44	38	41	32
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,424	1,324	1,193	1,245	1,207	1,130	1,048	765	755	654
Total Preferred & Common Equity	1,424	1,324	1,193	1,245	1,207	1,130	1,048	765	755	654
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,424	1,324	1,193	1,245	1,207	1,130	1,048	765	755	654
Common Stock	733	714	703	689	683	668	633	611	601	562
Retained Earnings	1,598	1,395	1,273	1,131	1,003	931	864	551	546	417
Treasury Stock	-785	-675	-666	-476	-388	-378	-356	-320	-298	-253
Accumulated Other Comprehensive Income / (Loss)	-121	-109	-118	-100	-92	-92	-93	-77	-94	-72

This table presents ACI Worldwide's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	3,203	3,093	3,365	3,300	3,255	3,069	3,007	3,263
Total Current Assets	1,209	1,086	1,381	1,299	1,227	1,029	954	1,211
Cash & Equivalents	230	178	157	183	140	132	142	135
Accounts Receivable	386	425	369	345	371	350	343	302
Prepaid Expenses	36	32	30	34	32	36	34	30
Other Current Assets	557	451	825	736	684	510	435	744
Plant, Property, & Equipment, net	34	31	35	37	41	45	48	54
Total Noncurrent Assets	1,961	1,976	1,949	1,965	1,987	1,995	2,004	1,998
Noncurrent Note & Lease Receivables	354	339	290	290	279	269	270	248
Goodwill	1,226	1,226	1,226	1,226	1,226	1,226	1,226	1,226
Intangible Assets	244	263	279	299	308	327	340	370
Noncurrent Deferred & Refundable Income Taxes	77	65	61	56	75	74	63	55
Other Noncurrent Operating Assets	60	84	92	93	98	99	104	98
Total Liabilities & Shareholders' Equity	3,203	3,093	3,365	3,300	3,255	3,069	3,007	3,263
Total Liabilities	1,721	1,763	2,128	2,043	2,044	1,896	1,839	2,065
Total Current Liabilities	805	697	1,044	949	946	782	701	998
Short-Term Debt	35	35	35	35	74	74	70	61
Accounts Payable	53	48	49	44	41	48	47	38
Current Deferred Revenue	72	69	73	77	61	69	70	53
Current Employee Benefit Liabilities	31	43	33	27	42	41	30	44
Other Current Liabilities	614	503	854	766	727	549	483	802
Total Noncurrent Liabilities	916	1,066	1,084	1,094	1,098	1,114	1,138	1,067
Long-Term Debt	811	959	973	982	987	992	1,011	948
Noncurrent Deferred Revenue	18	19	19	20	23	25	22	22
Noncurrent Deferred & Payable Income Tax Liabilities	41	38	41	39	34	37	39	30
Other Noncurrent Operating Liabilities	46	49	50	53	54	61	67	66
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,483	1,330	1,237	1,257	1,211	1,173	1,168	1,198
Total Preferred & Common Equity	1,483	1,330	1,237	1,257	1,211	1,173	1,168	1,198
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,483	1,330	1,237	1,257	1,211	1,173	1,168	1,198
Common Stock	736	726	719	716	709	705	702	698
Retained Earnings	1,657	1,500	1,418	1,387	1,272	1,234	1,241	1,183
Treasury Stock	-797	-791	-787	-734	-653	-656	-661	-556
Accumulated Other Comprehensive Income / (Loss)	-114	-105	-114	-112	-117	-111	-114	-128

This table displays calculated financial ratios and metrics derived from ACI Worldwide's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.76%	2.16%	3.74%	5.89%	2.86%	24.61%	-1.41%	1.84%	-3.85%	2.94%
EBITDA Growth	22.93%	-10.25%	9.24%	14.41%	16.97%	19.06%	18.91%	-43.60%	29.54%	11.95%
EBIT Growth	44.86%	-14.31%	18.54%	45.24%	15.57%	1.71%	48.97%	-63.58%	45.92%	11.91%
NOPAT Growth	37.77%	29.35%	-8.46%	43.68%	-7.22%	21.58%	847.70%	-93.54%	60.08%	2.02%
Net Income Growth	67.16%	-14.54%	11.26%	75.88%	8.35%	-2.70%	1,242.18%	-96.04%	51.62%	26.46%
EPS Growth	70.54%	-9.68%	14.81%	74.19%	8.77%	-3.39%	1,375.00%	-96.33%	51.39%	24.14%
Operating Cash Flow Growth	112.89%	17.53%	-34.97%	-29.99%	137.47%	-27.91%	25.81%	46.45%	-46.90%	16.89%
Free Cash Flow Firm Growth	123.07%	-17.11%	5.99%	-44.89%	142.01%	-621.74%	-283.71%	-74.74%	1,186.28%	116.55%
Invested Capital Growth	-2.98%	1.85%	-1.39%	-0.35%	-7.79%	51.56%	13.82%	-2.98%	-3.61%	5.75%
Revenue Q/Q Growth	-1.45%	1.73%	-1.05%	6.18%	-0.99%	6.79%	-0.63%	-1.57%	3.51%	1.79%
EBITDA Q/Q Growth	-10.85%	6.47%	-4.48%	17.32%	0.21%	1.98%	3.29%	-7.44%	16.84%	-1.79%
EBIT Q/Q Growth	-13.38%	12.98%	-6.32%	41.90%	-3.27%	-7.39%	7.13%	-13.11%	26.57%	-4.74%
NOPAT Q/Q Growth	-9.61%	31.21%	-9.30%	40.70%	12.97%	-24.10%	358.03%	-85.49%	14.61%	-0.99%
Net Income Q/Q Growth	-10.59%	36.34%	-11.92%	49.52%	19.11%	-32.44%	378.78%	-86.72%	21.50%	-2.95%
EPS Q/Q Growth	-9.91%	43.59%	-10.14%	47.95%	21.57%	-33.72%	490.00%	-88.24%	18.48%	-4.00%
Operating Cash Flow Q/Q Growth	12.81%	35.69%	-19.43%	-17.52%	33.59%	-23.09%	13.83%	21.78%	-22.62%	-11.61%
Free Cash Flow Firm Q/Q Growth	19.72%	83.79%	-19.23%	-32.38%	60.63%	-10.00%	33.71%	-12.19%	310.07%	-92.01%
Invested Capital Q/Q Growth	-0.63%	3.05%	4.17%	2.82%	-2.72%	1.56%	0.64%	-1.07%	2.64%	13.35%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	50.34%	50.49%	51.05%	53.39%	51.91%	50.93%	57.38%	55.84%	55.76%	54.85%
EBITDA Margin	27.00%	24.11%	27.44%	26.06%	24.12%	21.21%	22.20%	18.41%	33.24%	24.67%
Operating Margin	19.33%	15.17%	14.34%	15.31%	11.18%	9.84%	12.47%	8.26%	21.99%	12.23%
EBIT Margin	19.25%	14.59%	17.39%	15.22%	11.10%	9.88%	12.10%	8.01%	22.40%	14.76%
Profit (Net Income) Margin	12.74%	8.37%	10.00%	9.32%	5.61%	5.33%	6.83%	0.50%	12.88%	8.17%
Tax Burden Percent	81.11%	82.31%	68.81%	73.00%	73.67%	92.87%	75.08%	11.79%	69.80%	75.36%
Interest Burden Percent	81.58%	69.67%	83.56%	83.92%	68.67%	58.10%	75.13%	53.12%	82.39%	73.45%
Effective Tax Rate	18.89%	17.69%	31.19%	27.00%	26.33%	7.13%	24.92%	88.21%	30.20%	24.64%
Return on Invested Capital (ROIC)	11.54%	8.33%	6.45%	6.99%	4.66%	5.81%	6.40%	0.71%	10.65%	6.71%
ROIC Less NNEP Spread (ROIC-NNEP)	5.62%	1.81%	6.66%	4.36%	1.63%	0.42%	1.91%	-0.04%	7.32%	5.37%
Return on Net Nonoperating Assets (RNNOA)	3.24%	1.32%	5.21%	3.44%	1.56%	0.34%	1.20%	-0.04%	7.74%	7.11%
Return on Equity (ROE)	14.78%	9.65%	11.66%	10.43%	6.22%	6.16%	7.60%	0.68%	18.38%	13.83%
Cash Return on Invested Capital (CROIC)	14.57%	6.49%	7.85%	7.34%	12.76%	-35.18%	-6.53%	3.74%	14.32%	1.12%
Operating Return on Assets (OROA)	9.49%	6.37%	7.77%	6.37%	4.32%	4.62%	6.13%	4.36%	11.62%	8.07%
Return on Assets (ROA)	6.28%	3.65%	4.46%	3.90%	2.19%	2.49%	3.46%	0.27%	6.68%	4.47%
Return on Common Equity (ROCE)	14.78%	9.65%	11.66%	10.43%	6.22%	6.16%	7.60%	0.68%	18.38%	13.83%
Return on Equity Simple (ROE_SIMPLE)	14.26%	9.18%	11.92%	10.27%	6.02%	5.93%	6.58%	0.67%	17.16%	13.06%
Net Operating Profit after Tax (NOPAT)	250	181	140	153	107	115	95	9.97	154	96
NOPAT Margin	15.68%	12.49%	9.86%	11.18%	8.24%	9.13%	9.36%	0.97%	15.35%	9.22%
Net Nonoperating Expense Percent (NNEP)	5.92%	6.52%	-0.20%	2.63%	3.03%	5.39%	4.50%	0.75%	3.33%	1.34%
Return On Investment Capital (ROIC_SIMPLE)	10.64%	7.68%	6.14%	-	-	-	-	-	-	-
Cost of Revenue to Revenue	49.66%	49.51%	48.95%	46.61%	48.09%	49.07%	42.62%	44.16%	44.24%	45.15%
SG&A Expenses to Revenue	7.43%	8.07%	8.03%	9.03%	11.78%	10.75%	10.64%	14.94%	11.30%	8.36%
R&D to Revenue	9.20%	9.69%	10.29%	10.53%	10.76%	11.65%	14.22%	13.37%	16.89%	13.95%
Operating Expenses to Revenue	31.01%	35.31%	36.71%	38.07%	40.73%	41.09%	44.91%	47.58%	33.77%	42.61%
Earnings before Interest and Taxes (EBIT)	307	212	247	209	144	124	122	82	225	154
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	431	350	390	357	312	267	224	189	334	258
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.82	2.51	2.17	3.28	3.72	3.88	3.06	3.52	2.82	3.87
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	3.42	2.29	1.82	2.98	3.47	3.48	3.18	2.62	2.12	2.42
Price to Earnings (P/E)	26.81	27.38	18.18	31.92	61.76	65.30	46.56	523.50	16.43	29.62
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	3.73%	3.65%	5.50%	3.13%	1.62%	1.53%	2.15%	0.19%	6.08%	3.38%
Enterprise Value to Invested Capital (EV/IC)	2.89	1.91	1.64	2.30	2.49	2.36	2.38	2.39	1.97	2.27
Enterprise Value to Revenue (EV/Rev)	3.86	2.89	2.50	3.67	4.23	4.48	3.70	3.23	2.78	3.21
Enterprise Value to EBITDA (EV/EBITDA)	14.29	11.99	9.10	14.06	17.54	21.10	16.65	17.53	8.37	12.99
Enterprise Value to EBIT (EV/EBIT)	20.05	19.82	14.35	24.08	38.13	45.31	30.55	40.28	12.42	21.72
Enterprise Value to NOPAT (EV/NOPAT)	24.62	23.16	25.31	32.79	51.36	49.00	39.48	331.25	18.12	34.77
Enterprise Value to Operating Cash Flow (EV/OCF)	17.15	24.93	24.76	22.78	17.39	42.47	20.29	22.60	28.02	17.83
Enterprise Value to Free Cash Flow (EV/FCFF)	19.50	29.70	20.80	31.20	18.75	0.00	0.00	63.01	13.47	207.74
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.65	0.78	0.91	0.86	0.96	1.22	0.64	0.90	0.99	1.41
Long-Term Debt to Equity	0.62	0.73	0.86	0.82	0.93	1.19	0.62	0.87	0.87	1.28
Financial Leverage	0.58	0.73	0.78	0.79	0.96	0.81	0.63	0.85	1.06	1.32
Leverage Ratio	2.35	2.64	2.61	2.67	2.84	2.47	2.20	2.48	2.75	3.10
Compound Leverage Factor	1.92	1.84	2.18	2.24	1.95	1.44	1.65	1.32	2.27	2.27
Debt to Total Capital	39.36%	43.94%	47.74%	46.13%	48.91%	54.86%	39.06%	47.28%	49.63%	58.54%
Short-Term Debt to Total Capital	1.49%	3.15%	2.87%	1.99%	1.45%	1.36%	1.21%	1.23%	6.03%	5.68%
Long-Term Debt to Total Capital	37.88%	40.79%	44.87%	44.14%	47.46%	53.49%	37.85%	46.05%	43.61%	52.86%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	60.64%	56.06%	52.26%	53.87%	51.09%	45.14%	60.94%	52.72%	50.37%	41.46%
Debt to EBITDA	2.15	2.96	2.79	2.98	3.70	5.14	3.00	3.64	2.23	3.58
Net Debt to EBITDA	1.64	2.49	2.47	2.64	3.17	4.69	2.33	3.27	2.00	3.19
Long-Term Debt to EBITDA	2.07	2.75	2.63	2.86	3.59	5.02	2.90	3.54	1.96	3.23
Debt to NOPAT	3.70	5.72	7.77	6.96	10.83	11.95	7.11	68.75	4.82	9.58
Net Debt to NOPAT	2.83	4.82	6.88	6.16	9.28	10.89	5.54	61.76	4.33	8.52
Long-Term Debt to NOPAT	3.56	5.31	7.30	6.66	10.51	11.65	6.89	66.96	4.23	8.65
Altman Z-Score	3.80	2.26	2.12	2.50	2.26	2.26	3.18	2.64	2.45	2.23
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.64	1.36	1.30	1.24	1.28	1.50	1.91	1.31	1.08	0.99
Quick Ratio	1.05	0.59	0.62	0.59	0.56	0.79	1.67	1.03	0.91	0.84
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	315	141	171	161	292	-695	-96	52	208	16
Operating Cash Flow to CapEx	2,329.23%	1,888.36%	1,094.26%	1,071.19%	1,768.68%	574.07%	1,007.02%	568.48%	244.61%	689.05%
Free Cash Flow to Firm to Interest Expense	4.35	1.80	3.21	3.57	5.16	-10.86	-2.32	1.34	5.17	0.39
Operating Cash Flow to Interest Expense	4.95	2.15	2.70	4.89	5.56	2.07	4.43	3.75	2.48	4.54
Operating Cash Flow Less CapEx to Interest Expense	4.74	2.03	2.45	4.44	5.25	1.71	3.99	3.09	1.47	3.88
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.49	0.44	0.45	0.42	0.39	0.47	0.51	0.54	0.52	0.55
Accounts Receivable Turnover	3.68	3.39	3.93	4.13	3.69	3.56	3.31	3.86	4.13	4.69
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	43.72	32.15	24.61	21.45	19.16	17.59	13.20	12.87	14.41	17.29
Accounts Payable Turnover	17.33	15.31	15.59	15.48	15.91	16.12	11.58	11.66	9.05	8.93
Days Sales Outstanding (DSO)	99.22	107.56	92.95	88.32	98.99	102.60	110.43	94.62	88.42	77.86
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	21.06	23.84	23.42	23.58	22.94	22.64	31.52	31.31	40.32	40.87
Cash Conversion Cycle (CCC)	78.15	83.72	69.53	64.74	76.06	79.95	78.92	63.31	48.11	36.99
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,133	2,198	2,158	2,188	2,196	2,382	1,571	1,381	1,423	1,476
Invested Capital Turnover	0.74	0.67	0.65	0.63	0.57	0.64	0.68	0.73	0.69	0.73
Increase / (Decrease) in Invested Capital	-66	40	-30	-7.77	-185	810	191	-42	-53	80
Enterprise Value (EV)	6,153	4,201	3,549	5,023	5,477	5,631	3,732	3,304	2,797	3,353
Market Capitalization	5,445	3,327	2,585	4,080	4,487	4,379	3,209	2,688	2,129	2,531
Book Value per Share	$13.58	$12.18	$10.62	$10.59	$10.33	$9.77	$9.04	$6.45	$6.44	$5.53
Tangible Book Value per Share	($0.57)	($1.89)	($3.48)	($4.05)	($5.07)	($6.42)	($1.44)	($4.15)	($4.64)	($6.37)
Total Capital	2,349	2,362	2,283	2,311	2,362	2,503	1,720	1,450	1,499	1,579
Total Debt	925	1,038	1,090	1,066	1,155	1,373	672	686	744	924
Total Long-Term Debt	890	964	1,024	1,020	1,121	1,339	651	668	654	834
Net Debt	708	874	965	944	990	1,252	523	616	668	822
Capital Expenditures (CapEx)	15	8.92	13	21	18	23	18	26	41	27
Debt-free, Cash-free Net Working Capital (DFCFNWC)	207	280	197	107	118	221	142	48	46	-15
Debt-free Net Working Capital (DFNWC)	423	444	321	229	284	343	291	118	122	87
Net Working Capital (NWC)	388	369	256	183	249	308	270	100	32	-2.36
Net Nonoperating Expense (NNE)	47	60	-1.93	25	34	48	26	4.84	25	11
Net Nonoperating Obligations (NNO)	708	874	965	944	990	1,252	523	616	668	822
Total Depreciation and Amortization (D&A)	124	138	143	149	169	143	102	107	109	104
Debt-free, Cash-free Net Working Capital to Revenue	12.97%	19.25%	13.82%	7.81%	9.13%	17.58%	14.07%	4.70%	4.59%	-1.42%
Debt-free Net Working Capital to Revenue	26.54%	30.55%	22.61%	16.72%	21.91%	27.23%	28.78%	11.50%	12.13%	8.35%
Net Working Capital to Revenue	24.35%	25.43%	18.00%	13.37%	19.26%	24.51%	26.72%	9.77%	3.14%	-0.23%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.93	$1.12	$1.25	$1.09	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	105.49M	108.50M	113.70M	117.41M	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Diluted Earnings per Share	$1.91	$1.12	$1.24	$1.08	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	106.49M	108.86M	114.24M	118.65M	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	105.34M	106.41M	108.11M	115.06M	0.00	0.00	0.00	0.00	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	250	181	140	153	107	115	95	59	49	96
Normalized NOPAT Margin	15.68%	12.49%	9.86%	11.18%	8.24%	9.13%	9.36%	5.78%	4.84%	9.22%
Pre Tax Income Margin	15.71%	10.16%	14.53%	12.77%	7.62%	5.74%	9.09%	4.25%	18.45%	10.84%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.24	2.70	4.65	4.63	2.54	1.94	2.94	2.10	5.61	3.73
NOPAT to Interest Expense	3.45	2.31	2.64	3.40	1.88	1.79	2.28	0.26	3.84	2.33
EBIT Less CapEx to Interest Expense	4.02	2.59	4.40	4.17	2.22	1.58	2.50	1.44	4.59	3.07
NOPAT Less CapEx to Interest Expense	3.24	2.20	2.39	2.94	1.57	1.43	1.84	-0.40	2.83	1.67
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	62.86%	22.70%	145.27%	84.03%	39.75%	53.11%	79.12%	728.08%	48.68%	5.44%

This table displays calculated financial ratios and metrics derived from ACI Worldwide's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	24.85%	-4.94%	24.44%	15.51%	9.09%	5.48%	18.40%	-5.02%	-10.34%	-3.22%	-3.26%
EBITDA Growth	182.88%	-25.88%	60.95%	99.08%	403.62%	11.75%	19.70%	-31.39%	-88.24%	-9.17%	26.37%
EBIT Growth	991.65%	-27.85%	93.25%	753.41%	127.16%	16.69%	39.91%	-75.71%	-192.75%	-10.26%	67.47%
NOPAT Growth	618.58%	-20.27%	84.95%	458.37%	139.26%	36.37%	2,001.64%	-59.99%	-188.23%	-12.91%	-88.49%
Net Income Growth	859.51%	-19.62%	114.78%	560.31%	76.01%	35.90%	64.00%	-150.29%	-308.57%	-17.58%	67.95%
EPS Growth	885.71%	-18.58%	120.00%	583.33%	76.67%	43.04%	75.00%	-150.00%	-330.77%	-15.05%	66.67%
Operating Cash Flow Growth	-36.53%	47.51%	113.76%	215.46%	207.58%	107.03%	-26.13%	-55.15%	38.77%	-45.50%	-13.41%
Free Cash Flow Firm Growth	75.00%	80.07%	827.45%	-22.95%	-68.81%	-25.82%	-118.65%	539.60%	322.88%	6.26%	-60.65%
Invested Capital Growth	0.38%	-2.98%	0.61%	-0.88%	-0.77%	1.85%	2.96%	-3.22%	-4.12%	-1.39%	-2.66%
Revenue Q/Q Growth	-12.91%	0.28%	20.96%	18.18%	-33.69%	31.28%	12.28%	11.62%	-35.88%	47.36%	-9.94%
EBITDA Q/Q Growth	-27.15%	-3.97%	82.70%	121.32%	-80.91%	108.54%	125.98%	459.88%	-95.76%	123.37%	29.53%
EBIT Q/Q Growth	-33.02%	0.85%	121.96%	628.03%	-95.57%	170.14%	880.21%	123.17%	-119.02%	223.91%	70.18%
NOPAT Q/Q Growth	-56.01%	17.48%	126.29%	514.44%	-95.12%	172.50%	583.18%	143.20%	-116.96%	4,099.63%	-86.99%
Net Income Q/Q Growth	-40.27%	21.03%	163.63%	498.49%	-106.32%	223.43%	664.99%	79.23%	-135.81%	290.31%	73.26%
EPS Q/Q Growth	-40.22%	19.48%	165.52%	514.29%	-106.19%	222.86%	683.33%	80.00%	-137.97%	295.00%	66.67%
Operating Cash Flow Q/Q Growth	-38.16%	134.19%	-1.83%	-55.36%	43.73%	239.36%	44.87%	-56.47%	-3.25%	21.09%	-12.05%
Free Cash Flow Firm Q/Q Growth	-77.08%	118.40%	34.36%	160.20%	-76.42%	982.29%	-114.23%	5.33%	-43.91%	121.83%	435.45%
Invested Capital Q/Q Growth	-1.60%	-0.63%	2.79%	-0.12%	-4.90%	3.05%	1.27%	-0.02%	-2.39%	4.17%	-4.80%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	45.92%	55.83%	56.31%	45.58%	39.53%	61.88%	51.07%	43.91%	38.36%	60.45%	43.98%
EBITDA Margin	27.71%	33.13%	34.59%	22.90%	12.23%	42.49%	26.75%	13.29%	2.65%	40.10%	26.46%
Operating Margin	14.83%	26.99%	27.14%	14.38%	3.03%	36.16%	17.06%	3.25%	-8.41%	32.81%	1.14%
EBIT Margin	20.85%	27.11%	26.95%	14.69%	2.38%	35.72%	17.36%	1.99%	-9.58%	32.29%	14.69%
Profit (Net Income) Margin	14.92%	21.75%	18.02%	8.27%	-2.45%	25.73%	10.44%	-2.08%	-11.15%	19.97%	7.54%
Tax Burden Percent	82.18%	89.39%	75.90%	76.57%	103.82%	79.56%	81.24%	66.95%	74.90%	67.82%	68.61%
Interest Burden Percent	87.09%	89.79%	88.10%	73.53%	-99.08%	90.55%	74.06%	-155.93%	155.45%	91.20%	74.82%
Effective Tax Rate	17.82%	10.61%	24.10%	23.43%	0.00%	20.44%	18.76%	0.00%	0.00%	32.18%	31.39%
Return on Invested Capital (ROIC)	9.73%	17.77%	15.57%	8.03%	1.49%	19.18%	9.41%	1.46%	-3.80%	14.56%	0.53%
ROIC Less NNEP Spread (ROIC-NNEP)	11.22%	16.41%	14.24%	6.88%	-0.14%	17.61%	8.03%	-0.02%	-5.39%	13.48%	2.83%
Return on Net Nonoperating Assets (RNNOA)	5.94%	9.44%	9.74%	5.10%	-0.10%	12.86%	5.99%	-0.02%	-4.31%	10.55%	2.13%
Return on Equity (ROE)	15.67%	27.21%	25.32%	13.13%	1.39%	32.05%	15.40%	1.44%	-8.11%	25.11%	2.67%
Cash Return on Invested Capital (CROIC)	13.57%	14.57%	12.32%	12.03%	10.43%	6.49%	3.66%	7.48%	8.92%	7.85%	10.06%
Operating Return on Assets (OROA)	10.72%	13.36%	13.74%	6.98%	1.12%	15.59%	7.60%	0.87%	-4.28%	14.42%	6.55%
Return on Assets (ROA)	7.68%	10.72%	9.19%	3.93%	-1.15%	11.23%	4.58%	-0.91%	-4.98%	8.92%	3.36%
Return on Common Equity (ROCE)	15.67%	27.21%	25.32%	13.13%	1.39%	32.05%	15.40%	1.44%	-8.11%	25.11%	2.67%
Return on Equity Simple (ROE_SIMPLE)	18.19%	0.00%	17.09%	14.85%	11.62%	0.00%	7.36%	6.34%	8.08%	0.00%	13.47%
Net Operating Profit after Tax (NOPAT)	48	109	93	41	6.69	137	50	7.36	-17	101	2.39
NOPAT Margin	12.19%	24.13%	20.60%	11.01%	2.12%	28.77%	13.86%	2.28%	-5.88%	22.25%	0.78%
Net Nonoperating Expense Percent (NNEP)	-1.49%	1.36%	1.34%	1.15%	1.63%	1.57%	1.38%	1.48%	1.60%	1.08%	-2.29%
Return On Investment Capital (ROIC_SIMPLE)	2.07%	4.65%	-	-	-	5.80%	-	-	-	4.40%	-
Cost of Revenue to Revenue	54.08%	44.17%	43.69%	54.42%	60.47%	38.12%	48.93%	56.09%	61.64%	39.55%	56.02%
SG&A Expenses to Revenue	6.99%	7.38%	7.52%	6.69%	8.23%	5.14%	8.21%	9.73%	10.83%	6.52%	9.95%
R&D to Revenue	9.86%	8.52%	8.34%	9.48%	11.07%	7.27%	9.29%	10.91%	12.81%	7.07%	11.71%
Operating Expenses to Revenue	31.09%	28.84%	29.18%	31.20%	36.50%	25.72%	34.01%	40.66%	46.77%	27.64%	42.84%
Earnings before Interest and Taxes (EBIT)	82	123	122	55	7.54	170	63	6.43	-28	146	45
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	109	150	156	86	39	202	97	43	7.67	181	81
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.89	3.82	4.01	3.38	2.81	2.51	2.02	2.14	2.50	2.17	1.99
Price to Tangible Book Value (P/TBV)	475.49	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	3.45	3.42	3.29	2.73	2.39	2.29	1.72	1.83	2.10	1.82	1.66
Price to Earnings (P/E)	21.36	26.81	23.45	22.73	24.19	27.38	27.49	33.77	30.91	18.18	14.77
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	4.68%	3.73%	4.26%	4.40%	4.13%	3.65%	3.64%	2.96%	3.24%	5.50%	6.77%
Enterprise Value to Invested Capital (EV/IC)	3.04	2.89	2.86	2.41	2.09	1.91	1.58	1.63	1.83	1.64	1.57
Enterprise Value to Revenue (EV/Rev)	3.81	3.86	3.80	3.29	2.95	2.89	2.36	2.51	2.78	2.50	2.27
Enterprise Value to EBITDA (EV/EBITDA)	12.73	14.29	12.72	11.86	11.46	11.99	10.25	11.00	11.59	9.10	7.97
Enterprise Value to EBIT (EV/EBIT)	16.71	20.05	17.34	17.00	17.67	19.82	17.98	20.31	20.33	14.35	12.34
Enterprise Value to NOPAT (EV/NOPAT)	21.82	24.62	22.22	21.49	21.55	23.16	24.39	38.16	38.03	25.31	21.06
Enterprise Value to Operating Cash Flow (EV/OCF)	20.33	17.15	19.32	17.37	17.35	24.93	27.15	25.87	24.94	24.76	18.30
Enterprise Value to Free Cash Flow (EV/FCFF)	22.44	19.50	23.31	19.92	19.95	29.70	43.82	21.49	20.10	20.80	15.42
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.57	0.65	0.75	0.82	0.81	0.78	0.88	0.91	0.93	0.91	0.84
Long-Term Debt to Equity	0.55	0.62	0.72	0.79	0.78	0.73	0.82	0.85	0.87	0.86	0.79
Financial Leverage	0.53	0.58	0.68	0.74	0.73	0.73	0.75	0.80	0.80	0.78	0.75
Leverage Ratio	2.37	2.35	2.50	2.67	2.60	2.64	2.71	2.64	2.60	2.61	2.69
Compound Leverage Factor	2.07	2.11	2.20	1.96	-2.58	2.39	2.00	-4.12	4.04	2.38	2.02
Debt to Total Capital	36.33%	39.36%	42.79%	44.91%	44.72%	43.94%	46.71%	47.62%	48.08%	47.74%	45.70%
Short-Term Debt to Total Capital	1.50%	1.49%	1.50%	1.55%	1.53%	3.15%	3.27%	3.32%	3.13%	2.87%	2.75%
Long-Term Debt to Total Capital	34.83%	37.88%	41.28%	43.35%	43.18%	40.79%	43.44%	44.30%	44.95%	44.87%	42.95%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	63.67%	60.64%	57.21%	55.10%	55.28%	56.06%	53.29%	52.38%	51.92%	52.26%	54.30%
Debt to EBITDA	1.69	2.15	2.06	2.38	2.67	2.96	3.23	3.41	3.25	2.79	2.47
Net Debt to EBITDA	1.23	1.64	1.69	2.01	2.19	2.49	2.80	2.98	2.82	2.47	2.14
Long-Term Debt to EBITDA	1.62	2.07	1.99	2.30	2.58	2.75	3.00	3.17	3.04	2.63	2.32
Debt to NOPAT	2.89	3.70	3.60	4.31	5.02	5.72	7.68	11.81	10.67	7.77	6.52
Net Debt to NOPAT	2.11	2.83	2.95	3.64	4.11	4.82	6.67	10.35	9.26	6.88	5.65
Long-Term Debt to NOPAT	2.77	3.56	3.47	4.16	4.84	5.31	7.14	10.99	9.97	7.30	6.13
Altman Z-Score	3.49	3.60	3.30	2.40	2.21	2.22	1.87	1.91	2.06	2.01	1.76
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.50	1.64	1.56	1.32	1.37	1.36	1.30	1.32	1.36	1.30	1.21
Quick Ratio	0.77	1.05	0.86	0.50	0.56	0.59	0.54	0.62	0.69	0.62	0.44
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	40	175	80	60	23	97	-11	77	73	131	59
Operating Cash Flow to CapEx	3,604.65%	1,822.77%	1,539.13%	3,151.03%	3,841.68%	8,857.75%	747.51%	752.37%	1,774.49%	831.63%	765.85%
Free Cash Flow to Firm to Interest Expense	2.73	10.51	4.36	3.23	1.20	4.89	-0.55	3.88	3.89	8.09	4.12
Operating Cash Flow to Interest Expense	5.33	7.60	2.94	2.98	6.48	4.32	1.27	0.88	2.12	2.56	2.39
Operating Cash Flow Less CapEx to Interest Expense	5.18	7.19	2.75	2.88	6.31	4.27	1.10	0.76	2.00	2.25	2.07
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.51	0.49	0.51	0.48	0.47	0.44	0.44	0.44	0.45	0.45	0.45
Accounts Receivable Turnover	4.58	3.68	4.07	4.25	4.30	3.39	4.24	4.05	4.25	3.93	4.78
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	47.36	43.72	44.61	38.26	34.70	32.15	29.93	27.09	25.45	24.61	24.77
Accounts Payable Turnover	16.82	17.33	17.41	15.55	16.00	15.31	18.09	15.92	16.45	15.59	18.48
Days Sales Outstanding (DSO)	79.77	99.22	89.71	85.85	84.89	107.56	86.03	90.09	85.90	92.95	76.41
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	21.70	21.06	20.97	23.47	22.81	23.84	20.18	22.92	22.18	23.42	19.75
Cash Conversion Cycle (CCC)	58.07	78.15	68.74	62.37	62.08	83.72	65.85	67.16	63.72	69.53	56.66
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,098	2,133	2,146	2,088	2,090	2,198	2,133	2,106	2,107	2,158	2,072
Invested Capital Turnover	0.80	0.74	0.76	0.73	0.70	0.67	0.68	0.64	0.65	0.65	0.68
Increase / (Decrease) in Invested Capital	8.01	-66	13	-18	-16	40	61	-70	-90	-30	-57
Enterprise Value (EV)	6,379	6,153	6,143	5,025	4,367	4,201	3,372	3,444	3,856	3,549	3,257
Market Capitalization	5,763	5,445	5,327	4,174	3,534	3,327	2,450	2,510	2,917	2,585	2,384
Book Value per Share	$14.08	$13.58	$12.70	$11.73	$11.81	$12.18	$11.15	$10.82	$10.80	$10.62	$10.51
Tangible Book Value per Share	$0.12	($0.57)	($1.52)	($2.54)	($2.52)	($1.89)	($2.98)	($3.51)	($3.69)	($3.48)	($3.49)
Total Capital	2,328	2,349	2,324	2,245	2,274	2,362	2,273	2,239	2,249	2,283	2,207
Total Debt	846	925	994	1,008	1,017	1,038	1,062	1,066	1,081	1,090	1,008
Total Long-Term Debt	811	890	959	973	982	964	987	992	1,011	1,024	948
Net Debt	616	708	816	851	833	874	922	934	939	965	874
Capital Expenditures (CapEx)	2.17	6.94	3.51	1.75	3.21	0.97	3.38	2.32	2.26	4.98	4.47
Debt-free, Cash-free Net Working Capital (DFCFNWC)	209	207	245	215	201	280	216	189	181	197	139
Debt-free Net Working Capital (DFNWC)	439	423	423	372	385	444	355	321	324	321	274
Net Working Capital (NWC)	404	388	388	337	350	369	281	247	253	256	213
Net Nonoperating Expense (NNE)	-11	11	12	10	14	14	12	14	15	10	-21
Net Nonoperating Obligations (NNO)	616	708	816	851	833	874	922	934	939	965	874
Total Depreciation and Amortization (D&A)	27	27	35	31	31	32	34	37	35	35	36
Debt-free, Cash-free Net Working Capital to Revenue	12.50%	12.97%	15.17%	14.06%	13.61%	19.25%	15.12%	13.75%	13.05%	13.82%	9.66%
Debt-free Net Working Capital to Revenue	26.25%	26.54%	26.16%	24.33%	26.01%	30.55%	24.89%	23.40%	23.30%	22.61%	19.04%
Net Working Capital to Revenue	24.16%	24.35%	24.00%	22.05%	23.65%	25.43%	19.69%	17.98%	18.23%	18.00%	14.82%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.56	$0.93	$0.78	$0.29	($0.07)	$1.13	$0.35	($0.06)	($0.30)	$0.80	$0.20
Adjusted Weighted Average Basic Shares Outstanding	105.35M	105.49M	104.77M	105.40M	106.80M	108.50M	108.67M	108.46M	108.16M	113.70M	113.81M
Adjusted Diluted Earnings per Share	$0.55	$0.92	$0.77	$0.29	($0.07)	$1.13	$0.35	($0.06)	($0.30)	$0.79	$0.20
Adjusted Weighted Average Diluted Shares Outstanding	106.83M	106.49M	106.02M	106.17M	106.80M	108.86M	108.93M	108.46M	108.16M	114.24M	114.35M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	104.90M	105.34M	104.89M	104.66M	105.44M	106.41M	108.72M	108.60M	108.32M	108.11M	112.37M
Normalized Net Operating Profit after Tax (NOPAT)	48	109	93	41	6.69	137	50	7.36	-17	101	2.39
Normalized NOPAT Margin	12.19%	24.13%	20.60%	11.01%	2.12%	28.77%	13.86%	2.28%	-5.88%	22.25%	0.78%
Pre Tax Income Margin	18.16%	24.34%	23.75%	10.80%	-2.36%	32.34%	12.85%	-3.10%	-14.89%	29.44%	10.99%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	5.60	7.38	6.63	2.97	0.40	8.58	3.18	0.32	-1.47	9.02	3.14
NOPAT to Interest Expense	3.28	6.57	5.07	2.23	0.35	6.91	2.54	0.37	-0.90	6.21	0.17
EBIT Less CapEx to Interest Expense	5.45	6.97	6.44	2.88	0.23	8.53	3.01	0.21	-1.59	8.71	2.83
NOPAT Less CapEx to Interest Expense	3.13	6.15	4.88	2.13	0.18	6.86	2.37	0.25	-1.02	5.91	-0.14
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	29.50%	62.86%	68.34%	80.18%	61.69%	22.70%	129.71%	193.51%	178.72%	145.27%	98.44%

Frequently Asked Questions About ACI Worldwide's Financials

When does ACI Worldwide's fiscal year end?

According to the most recent income statement we have on file, ACI Worldwide's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has ACI Worldwide's net income changed over the last 9 years?

ACI Worldwide's net income appears to be on an upward trend, with a most recent value of $203.12 million in 2024, rising from $85.44 million in 2015. The previous period was $121.51 million in 2023. Find out what analysts predict for ACI Worldwide in the coming months.

What is ACI Worldwide's operating income?

ACI Worldwide's total operating income in 2024 was $308.14 million, based on the following breakdown:

Total Gross Profit: $802.51 million
Total Operating Expenses: $494.37 million

How has ACI Worldwide revenue changed over the last 9 years?

Over the last 9 years, ACI Worldwide's total revenue changed from $1.05 billion in 2015 to $1.59 billion in 2024, a change of 52.4%.

How much debt does ACI Worldwide have?

ACI Worldwide's total liabilities were at $1.60 billion at the end of 2024, a 24.5% decrease from 2023, and a 21.2% increase since 2015.

How much cash does ACI Worldwide have?

In the past 9 years, ACI Worldwide's cash and equivalents has ranged from $69.71 million in 2017 to $216.39 million in 2024, and is currently $216.39 million as of their latest financial filing in 2024.

How has ACI Worldwide's book value per share changed over the last 9 years?

Over the last 9 years, ACI Worldwide's book value per share changed from 5.53 in 2015 to 13.58 in 2024, a change of 145.4%.

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This page (NASDAQ:ACIW) was last updated on 5/28/2025 by MarketBeat.com Staff

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ACI Worldwide (ACIW) Financials

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