Guidewire Software (GWRE) Financials

$139.69 +3.98 (+2.94%)

As of 12:53 PM Eastern

Annual Income Statements for Guidewire Software

This table shows Guidewire Software's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	7/31/2015	7/31/2016	7/31/2017	7/31/2018	7/31/2019	7/31/2020	7/31/2021	7/31/2022	7/31/2023	7/31/2024	7/31/2025
Net Income / (Loss) Attributable to Common Shareholders	9.89	560	18	-27	21	-27	-67	-180	-112	-6.10	70
Consolidated Net Income / (Loss)	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10	70
Net Income / (Loss) Continuing Operations	9.89	560	18	-27	21	-27	-67	-180	-112	-6.10	70
Total Pre-Tax Income	17	21	29	-8.28	12	-24	-104	-230	-134	-27	49
Total Operating Income	16	16	22	-16	1.47	-24	-106	-199	-149	-53	41
Total Gross Profit	233	545	318	356	395	404	390	377	458	583	752
Total Revenue	381	436	510	653	720	742	743	813	905	980	1,202
Operating Revenue	381	436	510	653	720	742	743	813	905	980	1,202
Total Cost of Revenue	147	-109	192	297	324	338	354	435	447	397	450
Operating Cost of Revenue	147	103	192	297	324	338	354	435	447	397	450
Total Operating Expenses	217	-16	296	372	394	428	495	577	608	636	711
Selling, General & Admin Expense	41	51	57	76	74	85	143	165	170	168	184
Marketing Expense	82	93	109	124	131	142	151	183	188	199	230
Research & Development Expense	93	112	130	172	189	201	201	229	250	269	296
Total Other Income / (Expense), net	0.25	4.35	6.67	7.35	11	-0.45	1.30	-30	15	26	8.33
Interest Expense	-	0.00	0.01	6.44	17	18	19	19	6.72	6.74	13
Interest & Investment Income	2.25	4.85	5.87	13	30	25	7.40	6.28	24	43	57
Other Income / (Expense), net	-2.00	-0.51	0.81	0.51	-1.87	-7.21	13	-17	-2.28	-11	-35
Income Tax Expense	6.86	5.81	10	18	-8.28	2.87	-38	-49	-22	-21	-20
Basic Earnings per Share	$0.14	$0.21	$0.24	($0.34)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)	$0.83
Weighted Average Basic Shares Outstanding	70.08M	72.03M	73.99M	77.71M	81.45M	82.86M	83.58M	83.57M	82.18M	82.29M	83.85M
Diluted Earnings per Share	$0.14	$0.20	$0.24	($0.34)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)	$0.81
Weighted Average Diluted Shares Outstanding	72.31M	73.77M	75.33M	77.71M	82.68M	82.86M	83.58M	83.57M	82.18M	82.29M	85.91M
Weighted Average Basic & Diluted Shares Outstanding	70.60M	71.30M	73.20M	78.70M	82.90M	83.47M	83.08M	84.08M	81.44M	83.03M	84.53M

This table shows Guidewire Software's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	7/31/2023	10/31/2023	1/31/2024	4/30/2024	7/31/2024	10/31/2024	1/31/2025	4/30/2025	7/31/2025	10/31/2025	1/31/2026
Net Income / (Loss) Attributable to Common Shareholders	12	-27	9.69	-5.48	17	9.14	-37	46	52	31	60
Consolidated Net Income / (Loss)	12	-27	9.69	-5.48	17	9.14	-37	46	52	31	60
Net Income / (Loss) Continuing Operations	12	-27	9.69	-5.48	17	9.14	-37	46	52	31	60
Total Pre-Tax Income	16	-39	6.96	-14	19	2.77	-43	49	41	25	75
Total Operating Income	6.10	-34	-12	-17	10	-4.72	12	4.47	30	18	38
Total Gross Profit	164	112	142	142	186	158	179	183	232	210	232
Total Revenue	270	207	241	241	292	263	289	294	357	333	359
Operating Revenue	270	207	241	241	292	263	289	294	357	333	359
Total Cost of Revenue	106	95	98	98	105	105	110	111	125	123	128
Operating Cost of Revenue	106	95	98	98	105	105	110	111	125	123	128
Total Operating Expenses	158	146	155	159	176	163	167	178	202	191	193
Selling, General & Admin Expense	41	39	40	42	46	43	42	48	52	48	48
Marketing Expense	50	45	49	50	55	51	55	58	66	64	61
Research & Development Expense	67	62	65	66	75	69	70	73	84	78	83
Total Other Income / (Expense), net	9.66	-4.81	19	2.60	8.57	7.49	-55	44	11	6.02	36
Interest Expense	1.68	1.68	1.69	1.69	1.68	2.06	4.18	3.67	3.30	3.31	3.33
Interest & Investment Income	7.73	11	10	11	12	14	16	14	14	15	12
Other Income / (Expense), net	3.61	-14	11	-6.54	-1.50	-4.06	-66	34	1.18	-5.31	27
Income Tax Expense	3.54	-12	-2.72	-8.62	2.13	-6.37	-5.75	2.68	-11	-6.81	14
Basic Earnings per Share	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)	$0.55	$0.62	$0.37	$0.71
Weighted Average Basic Shares Outstanding	82.18M	81.69M	82.13M	82.50M	82.29M	83.28M	83.71M	84.04M	83.85M	84.78M	84.86M
Diluted Earnings per Share	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)	$0.54	$0.61	$0.36	$0.70
Weighted Average Diluted Shares Outstanding	82.18M	81.69M	83.31M	82.50M	82.29M	85.96M	83.71M	85.88M	85.91M	86.45M	86.12M
Weighted Average Basic & Diluted Shares Outstanding	81.44M	81.93M	83.32M	82.66M	83.03M	83.52M	83.88M	84.20M	84.53M	85.02M	84.66M

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	7/31/2015	7/31/2016	7/31/2017	7/31/2018	7/31/2019	7/31/2020	7/31/2021	7/31/2022	7/31/2023	7/31/2024	7/31/2025
Net Change in Cash & Equivalents	64	11	40	174	-183	113	18	230	-208	142	150
Net Cash From Operating Activities	64	100	139	140	116	113	112	-38	38	196	301
Net Cash From Continuing Operating Activities	64	100	139	140	116	113	112	-38	38	196	301
Net Income / (Loss) Continuing Operations	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10	70
Consolidated Net Income / (Loss)	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10	70
Depreciation Expense	7.48	8.84	19	36	40	43	37	34	25	22	24
Amortization Expense	4.84	2.52	1.46	3.09	9.95	21	32	34	15	6.65	13
Non-Cash Adjustments To Reconcile Net Income	48	59	64	91	75	65	103	163	120	163	180
Changes in Operating Assets and Liabilities, net	-6.37	15	36	38	-30	12	6.26	-89	-9.14	9.52	14
Net Cash From Investing Activities	23	-101	-113	-538	-301	-5.80	64	312	13	-52	-237
Net Cash From Continuing Investing Activities	23	-101	-113	-538	-301	-5.80	64	311	13	-52	-237
Purchase of Property, Plant & Equipment	-6.30	-7.11	-6.67	-12	-49	-26	-29	-22	-17	-19	-20
Acquisitions	0.00	-40	-188	-130	-	0.00	0.00	-44	0.00	0.00	-27
Purchase of Investments	-492	-652	-467	-860	-1,209	-1,283	-1,035	-532	-517	-617	-860
Divestitures	-	-	-	-	-	-	-	-	0.00	6.55	5.67
Sale and/or Maturity of Investments	521	597	548	464	957	1,303	1,129	909	547	577	665
Net Cash From Financing Activities	-17	13	13	573	3.95	4.96	-159	-37	-262	1.06	82
Net Cash From Continuing Financing Activities	-17	13	13	573	3.95	4.96	-159	-37	-262	1.06	82
Repayment of Debt	-	-	-	-	-	-	-	-	0.00	0.00	-535
Repurchase of Common Equity	-	-	-	-	0.00	0.00	-161	-37	-262	0.00	0.00
Issuance of Debt	-	0.00	0.00	387	-	-	-	-	0.00	0.00	672
Other Financing Activities, net	-17	13	13	-35	3.95	4.96	1.93	0.12	0.23	1.06	-55
Effect of Exchange Rate Changes	-5.14	-0.88	1.15	-1.91	-1.69	0.65	1.55	-7.16	2.58	-2.05	3.72
Cash Interest Paid	-	-	0.00	0.00	5.04	5.00	5.00	5.00	5.00	5.00	12
Cash Income Taxes Paid	1.90	3.91	3.70	4.74	4.56	4.89	4.16	4.32	5.17	8.92	7.56

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	7/31/2023	10/31/2023	1/31/2024	4/30/2024	7/31/2024	10/31/2024	1/31/2025	4/30/2025	7/31/2025	10/31/2025	1/31/2026
Net Change in Cash & Equivalents	135	-104	49	9.61	188	276	-126	-187	188	-206	-85
Net Cash From Operating Activities	173	-72	69	4.80	194	-62	86	32	245	-67	112
Net Cash From Continuing Operating Activities	173	-72	69	4.80	194	-62	86	32	245	-67	112
Net Income / (Loss) Continuing Operations	12	-27	9.69	-5.48	17	9.14	-37	46	52	31	60
Consolidated Net Income / (Loss)	12	-27	9.69	-5.48	17	9.14	-37	46	52	31	60
Depreciation Expense	4.93	5.44	5.49	5.59	5.78	5.85	5.73	5.97	6.22	6.36	7.04
Amortization Expense	3.00	1.57	1.82	1.29	1.98	5.10	2.59	3.72	4.72	7.83	7.43
Non-Cash Adjustments To Reconcile Net Income	74	21	55	3.38	84	2.42	104	-8.47	82	16	35
Changes in Operating Assets and Liabilities, net	79	-73	-2.50	0.02	85	-85	11	-15	100	-129	2.18
Net Cash From Investing Activities	8.86	-28	-23	6.15	-7.29	-78	-53	-48	-58	-139	-66
Net Cash From Continuing Investing Activities	8.86	-28	-23	6.15	-7.29	-78	-53	-48	-58	-139	-66
Purchase of Property, Plant & Equipment	-5.94	-4.69	-5.36	-4.05	-4.43	-5.08	-3.71	-4.52	-7.15	-9.97	-6.39
Purchase of Investments	-150	-160	-155	-139	-163	-212	-218	-244	-186	-319	-219
Sale and/or Maturity of Investments	165	137	130	149	167	140	163	227	135	190	193
Net Cash From Financing Activities	-48	0.00	0.00	0.01	1.04	416	-156	-178	0.73	0.41	-135
Net Cash From Continuing Financing Activities	-48	0.00	0.00	0.01	1.04	416	-156	-178	0.73	0.41	-135
Other Financing Activities, net	0.00	0.00	0.00	0.01	1.04	-57	0.53	0.71	0.73	0.41	0.12
Effect of Exchange Rate Changes	0.92	-4.30	2.74	-1.35	0.87	-0.03	-3.55	6.89	0.41	-0.11	3.18
Cash Interest Paid	-	2.50	-	2.50	-	2.64	0.44	3.92	4.80	0.17	4.48
Cash Income Taxes Paid	0.75	0.88	1.86	3.43	2.75	2.60	1.37	2.35	1.23	1.95	1.99

This table presents Guidewire Software's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	7/31/2015	7/31/2016	7/31/2017	7/31/2018	7/31/2019	7/31/2020	7/31/2021	7/31/2022	7/31/2023	7/31/2024	7/31/2025
Total Assets	800	916	1,079	1,981	2,167	2,365	2,322	2,267	2,028	2,226	2,721
Total Current Assets	662	708	679	1,222	1,335	1,343	1,355	1,253	1,100	1,296	1,507
Cash & Equivalents	212	224	263	437	254	367	385	606	402	548	698
Short-Term Investments	359	405	310	630	870	767	735	370	397	456	452
Accounts Receivable	62	63	79	125	175	164	183	144	151	137	141
Prepaid Expenses	14	17	27	30	36	46	53	61	62	68	86
Other Current Assets	-	-	-	-	-	-	-	72	88	87	131
Plant, Property, & Equipment, net	12	13	14	19	66	65	80	81	54	55	60
Total Noncurrent Assets	126	196	385	740	766	956	886	933	874	875	1,153
Long-Term Investments	106	108	115	191	214	301	227	188	129	126	334
Goodwill	9.21	30	142	341	341	341	341	372	372	372	394
Intangible Assets	4.00	14	71	96	67	40	20	21	14	9.01	12
Noncurrent Deferred & Refundable Income Taxes	5.90	31	37	90	90	102	138	191	227	253	297
Other Noncurrent Operating Assets	0.93	12	20	23	55	173	160	161	131	115	116
Total Liabilities & Shareholders' Equity	800	916	1,079	1,981	2,167	2,365	2,322	2,267	2,028	2,226	2,721
Total Liabilities	111	132	190	568	593	708	777	815	828	884	1,264
Total Current Liabilities	104	119	168	238	232	225	300	338	373	838	545
Accounts Payable	8.82	9.93	13	31	34	23	28	40	35	15	29
Current Deferred Revenue	51	60	96	127	108	118	139	171	207	282	340
Current Employee Benefit Liabilities	37	41	49	60	73	59	102	91	104	109	141
Other Current Liabilities	7.59	7.62	10	20	16	26	32	35	28	33	35
Total Noncurrent Liabilities	6.15	13	22	330	360	483	477	478	455	46	719
Long-Term Debt	-	-	0.00	305	317	330	344	358	397	0.00	675
Noncurrent Deferred Revenue	1.80	9.75	20	24	24	15	7.24	7.50	5.99	3.63	4.53
Other Noncurrent Operating Liabilities	4.35	3.42	2.11	0.77	20	138	126	112	52	42	40
Total Equity & Noncontrolling Interests	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343	1,457
Total Preferred & Common Equity	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343	1,457
Total Common Equity	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343	1,457
Common Stock	663	743	828	1,296	1,392	1,499	1,617	1,755	1,831	1,979	2,020
Retained Earnings	33	48	66	125	190	163	-66	-284	-618	-624	-554
Accumulated Other Comprehensive Income / (Loss)	-6.34	-6.59	-5.80	-7.75	-7.76	-5.25	-6.22	-20	-14	-12	-8.92

This table presents Guidewire Software's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026	Q2 2026
Period end date	10/31/2022	1/31/2023	4/30/2023	10/31/2023	1/31/2024	4/30/2024	10/31/2024	1/31/2025	4/30/2025	10/31/2025	1/31/2026
Total Assets	1,949	2,004	1,917	1,920	2,014	2,040	2,597	2,543	2,488	2,639	2,692
Total Current Assets	944	1,006	1,007	977	1,061	1,082	1,637	1,478	1,313	1,357	1,346
Cash & Equivalents	263	275	267	301	350	360	824	697	510	492	408
Short-Term Investments	442	440	421	412	428	423	515	471	410	520	511
Accounts Receivable	179	228	257	93	128	104	97	123	147	95	163
Prepaid Expenses	59	64	61	62	64	69	72	72	78	88	89
Other Current Assets	-	-	-	109	91	126	129	114	167	163	175
Plant, Property, & Equipment, net	79	79	54	55	55	55	55	54	56	65	65
Total Noncurrent Assets	926	919	856	888	898	903	904	1,011	1,120	1,217	1,280
Long-Term Investments	163	155	119	141	155	152	142	243	323	397	432
Goodwill	372	372	372	372	372	372	372	372	394	394	422
Intangible Assets	19	17	16	13	12	10	7.64	6.36	13	11	20
Noncurrent Deferred & Refundable Income Taxes	219	218	231	240	243	256	275	281	281	305	293
Other Noncurrent Operating Assets	153	156	119	122	115	113	107	108	108	109	113
Total Liabilities & Shareholders' Equity	1,949	2,004	1,917	1,920	2,014	2,040	2,597	2,543	2,488	2,639	2,692
Total Liabilities	763	784	721	714	757	755	1,329	1,274	1,125	1,106	1,181
Total Current Liabilities	253	275	275	262	307	705	615	559	406	390	459
Accounts Payable	42	38	36	19	22	24	31	25	29	34	29
Current Deferred Revenue	138	146	143	171	195	182	224	265	259	254	308
Current Employee Benefit Liabilities	43	58	73	47	63	77	52	61	89	70	85
Other Current Liabilities	30	33	24	25	27	25	29	29	29	32	38
Total Noncurrent Liabilities	511	509	446	452	450	50	713	715	720	716	722
Long-Term Debt	396	396	397	398	398	0.00	672	673	674	675	676
Noncurrent Deferred Revenue	7.16	6.02	5.69	3.92	4.07	3.21	3.19	3.11	4.94	2.46	4.98
Other Noncurrent Operating Liabilities	108	106	44	50	48	47	38	39	41	38	41
Total Equity & Noncontrolling Interests	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269	1,363	1,533	1,511
Total Preferred & Common Equity	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269	1,363	1,533	1,511
Total Common Equity	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269	1,363	1,533	1,511
Common Stock	1,683	1,719	1,795	1,867	1,904	1,941	1,895	1,936	1,977	2,064	2,125
Retained Earnings	-474	-483	-584	-645	-635	-641	-615	-652	-606	-523	-611
Accumulated Other Comprehensive Income / (Loss)	-24	-16	-15	-17	-12	-15	-12	-15	-8.60	-7.91	-2.96

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	7/31/2015	7/31/2016	7/31/2017	7/31/2018	7/31/2019	7/31/2020	7/31/2021	7/31/2022	7/31/2023	7/31/2024	7/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.65%	14.60%	16.84%	28.13%	10.21%	3.17%	0.13%	9.33%	11.41%	8.30%	22.64%
EBITDA Growth	-7.02%	1.78%	57.05%	-44.96%	109.87%	-34.46%	-175.15%	-509.67%	24.58%	69.13%	224.86%
EBIT Growth	-22.05%	9.91%	42.30%	-166.67%	97.38%	-7,751.26%	-199.01%	-132.93%	29.91%	58.11%	109.41%
NOPAT Growth	-28.37%	21.62%	16.92%	-178.97%	122.39%	-782.70%	-342.03%	-88.90%	25.05%	64.83%	257.70%
Net Income Growth	-32.85%	51.50%	20.67%	-247.98%	177.52%	-231.19%	-144.53%	-171.30%	38.01%	94.54%	1,243.77%
EPS Growth	-33.33%	42.86%	20.00%	-241.67%	173.53%	-232.00%	-139.39%	-173.42%	37.04%	94.85%	1,257.14%
Operating Cash Flow Growth	-15.65%	56.89%	38.90%	1.23%	-17.32%	-2.64%	-1.31%	-134.00%	201.20%	409.83%	53.70%
Free Cash Flow Firm Growth	-95.93%	-2,545.29%	-462.87%	-95.19%	66.52%	82.72%	-304.21%	-284.80%	47.63%	115.82%	7.09%
Invested Capital Growth	300.55%	313.66%	317.06%	129.47%	20.21%	-0.19%	-1.91%	19.20%	3.55%	-8.52%	5.95%
Revenue Q/Q Growth	2.07%	6.58%	4.84%	10.57%	-4.12%	5.07%	-1.88%	1.90%	2.88%	2.25%	5.72%
EBITDA Q/Q Growth	5.25%	1.62%	74.08%	121.19%	-28.35%	1,886.90%	-181.04%	-27.78%	24.33%	-3.14%	139.05%
EBIT Q/Q Growth	-20.15%	2.35%	171.20%	36.40%	-101.55%	48.90%	-127.06%	-18.25%	22.96%	-1.43%	137.41%
NOPAT Q/Q Growth	-42.84%	32.51%	103.80%	39.79%	-94.13%	49.34%	-72.64%	-19.20%	20.40%	7.43%	110.08%
Net Income Q/Q Growth	-44.31%	39.03%	73.87%	56.76%	-63.37%	36.70%	-149.09%	-19.94%	27.88%	42.65%	101.68%
EPS Q/Q Growth	-50.00%	42.86%	71.43%	56.96%	-66.22%	35.29%	-146.88%	-19.34%	26.88%	50.00%	97.56%
Operating Cash Flow Q/Q Growth	-20.51%	19.42%	37.66%	13.42%	-0.83%	3.94%	1.08%	-187.90%	174.92%	11.72%	20.44%
Free Cash Flow Firm Q/Q Growth	-97.07%	27.26%	20.87%	-13.21%	-4.61%	43.96%	0.82%	-8.64%	36.58%	551.57%	241.73%
Invested Capital Q/Q Growth	-33.62%	-20.26%	-17.23%	-0.64%	-6.46%	-5.84%	-10.84%	-9.65%	-14.75%	-18.34%	-18.16%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	61.32%	125.02%	62.41%	54.54%	54.92%	54.46%	52.41%	46.42%	50.61%	59.50%	62.54%
EBITDA Margin	7.05%	6.26%	8.41%	3.61%	6.88%	4.37%	-3.28%	-18.29%	-12.38%	-3.53%	3.59%
Operating Margin	4.33%	3.77%	4.29%	-2.39%	0.20%	-3.22%	-14.21%	-24.54%	-16.51%	-5.36%	3.42%
EBIT Margin	3.81%	3.65%	4.45%	-2.32%	-0.06%	-4.19%	-12.51%	-26.65%	-16.76%	-6.48%	0.50%
Profit (Net Income) Margin	2.60%	3.43%	3.55%	-4.10%	2.88%	-3.66%	-8.95%	-22.20%	-12.36%	-0.62%	5.81%
Tax Burden Percent	59.05%	72.06%	63.35%	323.14%	166.50%	111.78%	63.78%	78.55%	83.42%	22.74%	141.32%
Interest Burden Percent	115.49%	130.44%	125.82%	54.75%	-3,144.44%	78.26%	112.17%	106.08%	88.36%	42.21%	825.87%
Effective Tax Rate	40.95%	27.94%	36.65%	0.00%	-66.50%	0.00%	0.00%	0.00%	0.00%	0.00%	-41.32%
Return on Invested Capital (ROIC)	133.95%	39.64%	11.13%	-3.31%	0.48%	-3.02%	-13.50%	-23.50%	-15.91%	-5.74%	9.21%
ROIC Less NNEP Spread (ROIC-NNEP)	133.93%	39.19%	10.54%	-1.38%	-1.37%	-2.04%	-14.20%	-18.98%	-14.83%	-10.61%	7.68%
Return on Net Nonoperating Assets (RNNOA)	-132.48%	-37.60%	-8.97%	0.98%	0.90%	1.34%	9.35%	11.45%	7.47%	5.26%	-4.22%
Return on Equity (ROE)	1.48%	2.03%	2.16%	-2.32%	1.39%	-1.68%	-4.15%	-12.04%	-8.44%	-0.48%	4.99%
Cash Return on Invested Capital (CROIC)	13.87%	-82.49%	-111.51%	-81.90%	-17.88%	-2.83%	-11.57%	-41.01%	-19.40%	3.15%	3.43%
Operating Return on Assets (OROA)	1.86%	1.86%	2.27%	-0.99%	-0.02%	-1.37%	-3.97%	-9.44%	-7.07%	-2.99%	0.24%
Return on Assets (ROA)	1.27%	1.75%	1.81%	-1.75%	1.00%	-1.20%	-2.84%	-7.86%	-5.21%	-0.29%	2.82%
Return on Common Equity (ROCE)	1.48%	2.03%	2.16%	-2.32%	1.39%	-1.68%	-4.15%	-12.04%	-8.44%	-0.48%	4.99%
Return on Equity Simple (ROE_SIMPLE)	1.43%	1.91%	2.03%	-1.89%	1.32%	-1.64%	-4.31%	-12.43%	-9.33%	-0.45%	0.00%
Net Operating Profit after Tax (NOPAT)	9.74	12	14	-11	2.45	-17	-74	-140	-105	-37	58
NOPAT Margin	2.56%	2.72%	2.72%	-1.68%	0.34%	-2.25%	-9.94%	-17.18%	-11.56%	-3.75%	4.83%
Net Nonoperating Expense Percent (NNEP)	0.02%	0.44%	0.59%	-1.93%	1.85%	-0.99%	0.70%	-4.51%	-1.08%	4.87%	1.53%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	-	-	-	2.72%
Cost of Revenue to Revenue	38.68%	-25.02%	37.60%	45.46%	45.08%	45.54%	47.59%	53.58%	49.39%	40.50%	37.46%
SG&A Expenses to Revenue	10.88%	11.67%	11.10%	11.63%	10.34%	11.48%	19.26%	20.28%	18.75%	17.09%	15.34%
R&D to Revenue	24.55%	25.80%	25.58%	26.29%	26.20%	27.02%	27.11%	28.21%	27.59%	27.47%	24.63%
Operating Expenses to Revenue	56.99%	-3.77%	58.11%	56.93%	54.72%	57.68%	66.62%	70.96%	67.12%	64.86%	59.13%
Earnings before Interest and Taxes (EBIT)	14	16	23	-15	-0.40	-31	-93	-217	-152	-64	5.98
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	27	27	43	24	50	32	-24	-149	-112	-35	43
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	6.04	5.69	6.04	4.89	5.31	5.91	6.20	4.49	5.76	9.24	13.07
Price to Tangible Book Value (P/TBV)	6.16	6.03	7.95	7.08	7.16	7.67	8.09	6.16	8.50	12.90	18.12
Price to Revenue (P/Rev)	10.95	10.22	10.53	10.60	11.61	13.18	12.89	8.02	7.63	12.65	15.84
Price to Earnings (P/E)	421.43	7.96	296.99	0.00	402.83	0.00	0.00	0.00	0.00	0.00	272.86
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.24%	12.57%	0.34%	0.00%	0.25%	0.00%	0.00%	0.00%	0.00%	0.00%	0.37%
Enterprise Value to Invested Capital (EV/IC)	299.77	77.33	23.31	12.95	13.24	15.71	15.82	8.83	9.53	19.07	28.12
Enterprise Value to Revenue (EV/Rev)	9.17	8.54	9.18	9.14	10.19	11.70	11.54	7.03	7.04	11.91	15.17
Enterprise Value to EBITDA (EV/EBITDA)	130.09	136.39	109.18	252.89	148.08	267.61	0.00	0.00	0.00	0.00	421.97
Enterprise Value to EBIT (EV/EBIT)	240.64	233.63	206.39	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3,049.33
Enterprise Value to NOPAT (EV/NOPAT)	358.16	314.24	337.87	0.00	2,993.32	0.00	0.00	0.00	0.00	0.00	314.25
Enterprise Value to Operating Cash Flow (EV/OCF)	54.78	37.26	33.72	42.47	63.13	76.79	76.86	0.00	166.11	59.64	60.62
Enterprise Value to Free Cash Flow (EV/FCFF)	3,459.94	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	578.33	843.67
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.22	0.20	0.20	0.22	0.25	0.33	0.30	0.46
Long-Term Debt to Equity	0.00	0.00	0.00	0.22	0.20	0.20	0.22	0.25	0.33	0.00	0.46
Financial Leverage	-0.99	-0.96	-0.85	-0.71	-0.66	-0.66	-0.66	-0.60	-0.50	-0.50	-0.55
Leverage Ratio	1.16	1.16	1.19	1.33	1.39	1.40	1.46	1.53	1.62	1.67	1.77
Compound Leverage Factor	1.34	1.52	1.50	0.73	-43.66	1.10	1.64	1.62	1.43	0.71	14.59
Debt to Total Capital	0.00%	0.00%	0.00%	17.75%	16.78%	16.62%	18.20%	19.79%	24.88%	22.90%	31.64%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	22.90%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	17.75%	16.78%	16.62%	18.20%	19.79%	24.88%	0.00%	31.64%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	100.00%	82.25%	83.22%	83.38%	81.80%	80.21%	75.12%	77.10%	68.36%
Debt to EBITDA	0.00	0.00	0.00	12.93	6.41	10.18	-14.10	-2.41	-3.54	-11.52	15.61
Net Debt to EBITDA	0.00	0.00	0.00	-40.40	-20.61	-34.03	41.12	5.42	4.73	21.11	-18.71
Long-Term Debt to EBITDA	0.00	0.00	0.00	12.93	6.41	10.18	-14.10	-2.41	-3.54	0.00	15.61
Debt to NOPAT	0.00	0.00	0.00	-27.90	129.56	-19.75	-4.65	-2.57	-3.80	-10.84	11.62
Net Debt to NOPAT	0.00	0.00	0.00	87.13	-416.65	66.03	13.57	5.77	5.07	19.85	-13.93
Long-Term Debt to NOPAT	0.00	0.00	0.00	-27.90	129.56	-19.75	-4.65	-2.57	-3.80	0.00	11.62
Altman Z-Score	24.04	21.60	18.11	8.30	9.52	9.23	8.09	5.15	5.21	8.62	9.63
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	6.34	5.94	4.03	5.13	5.75	5.96	4.51	3.71	2.95	1.55	2.77
Quick Ratio	6.07	5.80	3.88	5.01	5.59	5.76	4.34	3.32	2.54	1.36	2.37
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1.01	-25	-139	-271	-91	-16	-63	-244	-128	20	22
Operating Cash Flow to CapEx	1,010.59%	1,404.87%	2,080.34%	1,169.42%	237.69%	440.63%	386.73%	-174.23%	220.32%	1,056.56%	1,470.87%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	-10,673.80	-42.04	-5.23	-0.87	-3.38	-12.53	-19.00	3.00	1.64
Operating Cash Flow to Interest Expense	0.00	0.00	10,673.77	21.80	6.70	6.30	5.96	-1.95	5.72	29.05	22.77
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	10,160.69	19.94	3.88	4.87	4.42	-3.07	3.12	26.30	21.23
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.49	0.51	0.51	0.43	0.35	0.33	0.32	0.35	0.42	0.46	0.49
Accounts Receivable Turnover	6.80	6.99	7.17	6.39	4.80	4.38	4.29	4.97	6.14	6.80	8.65
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	30.73	34.73	37.29	39.60	17.05	11.33	10.23	10.11	13.39	17.84	20.76
Accounts Payable Turnover	18.58	0.00	16.41	13.47	10.00	11.88	14.02	12.76	11.91	15.94	20.47
Days Sales Outstanding (DSO)	53.67	52.25	50.94	57.11	76.10	83.32	85.17	73.42	59.43	53.67	42.19
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	19.65	0.00	22.24	27.09	36.51	30.72	26.04	28.61	30.64	22.90	17.83
Cash Conversion Cycle (CCC)	34.02	52.25	28.70	30.02	39.59	52.61	59.13	44.81	28.79	30.77	24.36
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	12	48	201	461	554	553	542	646	669	612	649
Invested Capital Turnover	52.34	14.59	4.09	1.97	1.42	1.34	1.36	1.37	1.38	1.53	1.91
Increase / (Decrease) in Invested Capital	8.73	36	153	260	93	-1.05	-11	104	23	-57	36
Enterprise Value (EV)	3,488	3,722	4,679	5,966	7,331	8,683	8,577	5,709	6,378	11,675	18,238
Market Capitalization	4,166	4,458	5,367	6,919	8,352	9,787	9,579	6,514	6,908	12,405	19,047
Book Value per Share	$9.77	$10.81	$11.95	$17.61	$19.24	$19.92	$18.58	$17.32	$14.73	$16.24	$17.31
Tangible Book Value per Share	$9.58	$10.20	$9.08	$12.17	$14.26	$15.34	$14.24	$12.62	$9.98	$11.63	$12.49
Total Capital	689	784	889	1,719	1,892	1,987	1,889	1,810	1,597	1,742	2,132
Total Debt	0.00	0.00	0.00	305	317	330	344	358	397	399	675
Total Long-Term Debt	0.00	0.00	0.00	305	317	330	344	358	397	0.00	675
Net Debt	-678	-736	-688	-953	-1,020	-1,104	-1,003	-805	-530	-731	-809
Capital Expenditures (CapEx)	6.30	7.11	6.67	12	49	26	29	22	17	19	20
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-14	-40	-62	-83	-22	-15	-64	-61	-72	-147	-187
Debt-free Net Working Capital (DFNWC)	557	589	511	984	1,103	1,118	1,055	915	726	857	963
Net Working Capital (NWC)	557	589	511	984	1,103	1,118	1,055	915	726	458	963
Net Nonoperating Expense (NNE)	-0.15	-3.13	-4.22	16	-18	10	-7.40	41	7.21	-31	-12
Net Nonoperating Obligations (NNO)	-678	-736	-688	-953	-1,020	-1,104	-1,003	-805	-530	-731	-809
Total Depreciation and Amortization (D&A)	12	11	20	39	50	64	69	68	40	29	37
Debt-free, Cash-free Net Working Capital to Revenue	-3.78%	-9.09%	-12.23%	-12.69%	-2.99%	-2.08%	-8.67%	-7.50%	-7.99%	-14.97%	-15.54%
Debt-free Net Working Capital to Revenue	146.43%	134.96%	100.26%	150.77%	153.26%	150.61%	141.94%	112.62%	80.23%	87.38%	80.05%
Net Working Capital to Revenue	146.43%	134.96%	100.26%	150.77%	153.26%	150.61%	141.94%	112.62%	80.23%	46.70%	80.05%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.14	$0.21	$0.29	($0.25)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)	$0.83
Adjusted Weighted Average Basic Shares Outstanding	70.08M	72.03M	73.99M	77.71M	81.45M	82.86M	83.58M	83.57M	82.18M	82.29M	83.85M
Adjusted Diluted Earnings per Share	$0.14	$0.20	$0.28	($0.25)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)	$0.81
Adjusted Weighted Average Diluted Shares Outstanding	72.31M	73.77M	75.33M	77.71M	82.68M	82.86M	83.58M	83.57M	82.18M	82.29M	85.91M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	71.02M	73.07M	75.01M	80.61M	82.14M	83.47M	83.08M	84.08M	81.44M	83.03M	84.53M
Normalized Net Operating Profit after Tax (NOPAT)	9.74	12	14	-11	1.03	-17	-74	-140	-105	-37	29
Normalized NOPAT Margin	2.56%	2.72%	2.72%	-1.68%	0.14%	-2.25%	-9.94%	-17.18%	-11.56%	-3.75%	2.39%
Pre Tax Income Margin	4.40%	4.77%	5.60%	-1.27%	1.73%	-3.28%	-14.03%	-28.27%	-14.81%	-2.74%	4.11%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	1,744.00	-2.35	-0.02	-1.73	-4.97	-11.14	-22.60	-9.44	0.45
NOPAT to Interest Expense	0.00	0.00	1,065.35	-1.70	0.14	-0.93	-3.95	-7.18	-15.58	-5.46	4.39
EBIT Less CapEx to Interest Expense	0.00	0.00	1,230.92	-4.21	-2.84	-3.16	-6.51	-12.26	-25.19	-12.19	-1.10
NOPAT Less CapEx to Interest Expense	0.00	0.00	552.27	-3.56	-2.68	-2.36	-5.49	-8.30	-18.18	-8.21	2.84
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-242.56%	-20.76%	-234.06%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	7/31/2023	10/31/2023	1/31/2024	4/30/2024	7/31/2024	10/31/2024	1/31/2025	4/30/2025	7/31/2025	10/31/2025	1/31/2026
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	85,019,176.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	85,019,176.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	0.71
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Net Operating Profit after Tax (NOPAT)	4.73	-24	-17	-12	9.15	-16	8.21	4.22	38	24	31
Return On Investment Capital (ROIC_SIMPLE)	-	-	-1.04%	-	-	-	0.39%	0.21%	1.76%	1.07%	1.42%
Earnings before Interest and Taxes (EBIT)	9.71	-48	-1.63	-23	8.81	-8.78	-55	39	31	13	65
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	18	-41	5.68	-16	17	-0.47	-46	48	42	27	80
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-18	-61	7.73	24	66	-3.92	22	-39	1.10	-38	-96
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	669	750	721	750	612	738	708	793	649	800	836
Increase / (Decrease) in Invested Capital	23	37	-25	-35	-57	-12	-13	43	36	62	127
Book Value per Share	$14.73	$14.80	$15.33	$15.43	$16.24	$15.27	$15.19	$16.24	$17.31	$18.14	$17.77
Tangible Book Value per Share	$9.98	$10.07	$10.65	$10.83	$11.63	$10.70	$10.66	$11.39	$12.49	$13.35	$12.57
Total Capital	1,597	1,603	1,654	1,684	1,742	2,218	2,121	2,036	2,132	2,209	2,187
Total Debt	397	398	398	398	399	950	852	674	675	675	676
Total Long-Term Debt	397	398	398	0.00	0.00	672	673	674	675	675	676
Net Debt	-530	-456	-535	-536	-731	-530	-561	-570	-809	-734	-675
Capital Expenditures (CapEx)	5.94	4.69	5.36	4.05	4.43	5.08	3.71	4.52	7.15	9.97	6.39
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-72	1.48	-24	-7.12	-147	-38	-71	-13	-187	-45	-32
Debt-free Net Working Capital (DFNWC)	726	714	754	775	857	1,301	1,098	907	963	967	887
Net Working Capital (NWC)	726	714	754	377	458	1,022	919	907	963	967	887
Net Nonoperating Expense (NNE)	-7.49	3.42	-27	-6.21	-7.61	-25	45	-42	-14	-7.70	-29
Net Nonoperating Obligations (NNO)	-530	-456	-535	-536	-731	-530	-561	-570	-809	-734	-675
Total Depreciation and Amortization (D&A)	7.92	7.01	7.31	6.88	7.77	8.30	8.32	9.69	11	14	14
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)	$0.55	$0.62	$0.37	$0.71
Adjusted Weighted Average Basic Shares Outstanding	82.18M	81.69M	82.13M	82.50M	82.29M	83.28M	83.71M	84.04M	83.85M	84.78M	84.86M
Adjusted Diluted Earnings per Share	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)	$0.54	$0.61	$0.36	$0.70
Adjusted Weighted Average Diluted Shares Outstanding	82.18M	81.69M	83.31M	82.50M	82.29M	85.96M	83.71M	85.88M	85.91M	86.45M	86.12M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	81.44M	81.93M	83.32M	82.66M	83.03M	83.52M	83.88M	84.20M	84.53M	85.02M	84.66M
Normalized Net Operating Profit after Tax (NOPAT)	4.73	-24	-8.69	-12	9.15	-3.30	8.21	4.22	21	13	31
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-

Financials Breakdown Chart

Key Financial Trends

Guidewire Software (GWRE) has shown a mix of profitability and liquidity signals across the last four years (2023–2026). Recent quarters point to improving net income and solid gross margins, but cash flow dynamics have been uneven, with investing activity and a temporary dip in cash from operations in one quarter. The highlights below summarize the key trends from quarterly cash flow, income statements, and balance sheets.

Net income attributable to common shareholders has been positive in the latest three quarters (Q4 2025: $51.95M; Q3 2025: $45.99M; Q1 2026: $31.31M), signaling a rebound in profitability.
Gross margins remained solid in the recent quarters, with gross margin generally in the 60%–66% range (Q4 2025: 231.81M gross profit on 356.57M revenue ≈ 65%; Q1 2026: 209.52M gross profit on 332.64M revenue ≈ 63%).
Operating cash flow was positive in most of the recent quarters (Q4 2025: about $244.8M; Q2 2025: about $86.0M; Q3 2025: about $32.3M; Q1 2025: about $9.1M), supporting liquidity despite investing activity.
Liquidity metrics look favorable in the latest period, with Total Current Assets around $1.36B and Total Current Liabilities near $390M in Q1 2026, implying a healthy working-capital cushion (current ratio well above 1).
Debt profile has been light for much of the period; Long-Term Debt was effectively zero through 2024–2025 and rose to about $675.4M in Q1 2026, suggesting a recent shift in funding strategy but still manageable relative to equity.
Investing activity has been a recurring outflow in many quarters, reflecting ongoing capital deployment (e.g., net cash used in continuing investing activities in recent quarters: around the mid-to-high tens of millions). This aligns with investments in property, equipment, and other assets.
Net cash from continuing operating activities turned negative in Q1 2026 (about −$67.4M), indicating a temporary deterioration in operating cash generation during that quarter.
Net change in cash and equivalents was markedly negative in Q1 2026 (about −$205.9M), reflecting the combination of weaker operating cash flow and investing/financing outflows in that period.
There have been quarters with negative net income (e.g., Q2 2025 net income of about −$37.28M; Q3 2024/others show weaker profitability in some periods), highlighting periodic earnings volatility despite a recent positive trend.

Overall, GWRE’s latest quarters point to improving profitability and solid near-term liquidity, but continued attention to cash-flow dynamics—especially the balance between operating cash flow and investing activity—will be important for investors evaluating longer-term earnings quality and capital deployment. The emergence of debt in 2026 also suggests monitoring for how the company funds growth going forward.

05/22/26 12:54 PM ETAI Generated. May Contain Errors.

Guidewire Software Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Guidewire Software's fiscal year ends in July. Their fiscal year 2025 ended on July 31, 2025.

Guidewire Software's net income appears to be on an upward trend, with a most recent value of $69.80 million in 2025, rising from $9.89 million in 2015. The previous period was -$6.10 million in 2024. See where experts think Guidewire Software is headed by visiting Guidewire Software's forecast page.

Guidewire Software's total operating income in 2025 was $41.07 million, based on the following breakdown:

Total Gross Profit: $752.05 million
Total Operating Expenses: $710.99 million

Over the last 10 years, Guidewire Software's total revenue changed from $380.54 million in 2015 to $1.20 billion in 2025, a change of 216.0%.

Guidewire Software's total liabilities were at $1.26 billion at the end of 2025, a 43.0% increase from 2024, and a 1,043.2% increase since 2015.

In the past 10 years, Guidewire Software's cash and equivalents has ranged from $212.36 million in 2015 to $697.90 million in 2025, and is currently $697.90 million as of their latest financial filing in 2025.

Over the last 10 years, Guidewire Software's book value per share changed from 9.77 in 2015 to 17.31 in 2025, a change of 77.1%.

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Financial statements for NYSE:GWRE last updated on 3/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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Guidewire Software (GWRE) Financials

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Guidewire Software (GWRE) Financials

Annual Income Statements for Guidewire Software

Quarterly Income Statements for Guidewire Software

Annual Cash Flow Statements for Guidewire Software

Quarterly Cash Flow Statements for Guidewire Software

Annual Balance Sheets for Guidewire Software

Quarterly Balance Sheets for Guidewire Software

Annual Metrics And Ratios for Guidewire Software

Quarterly Metrics And Ratios for Guidewire Software

Financials Breakdown Chart

Key Financial Trends

Guidewire Software Financials - Frequently Asked Questions

When does Guidewire Software's financial year end?

How has Guidewire Software's net income changed over the last 10 years?

What is Guidewire Software's operating income?

How has Guidewire Software's revenue changed over the last 10 years?

How much debt does Guidewire Software have?

How much cash does Guidewire Software have?

How has Guidewire Software's book value per share changed over the last 10 years?

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