Affinity Bancshares (AFBI) Stock Price, News & Analysis

Company Overview

Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. The company offers various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It offers commercial and residential real estate, commercial and industrial, residential mortgage, construction and land, and consumer loans, as well as balloon and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. Affinity Bancshares, Inc. was founded in 1928 and is headquartered in Covington, Georgia.

Key Stats

• Today's Range: $18.76 to $18.94
• 50-Day Range: $18.07 to $19.41
• 52-Week Range: $17.00 to $22.50
• Volume: 731 shs
• Average Volume: 16,291 shs
• Market Capitalization: $119.70 million
• P/E Ratio: 17.70
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

AFBI Stock Analysis - Frequently Asked Questions

How have AFBI shares performed this year?

Affinity Bancshares' stock was trading at $17.50 on January 1st, 2025. Since then, AFBI shares have increased by 8.2% and is now trading at $18.94.

How were Affinity Bancshares' earnings last quarter?

Affinity Bancshares, Inc. (NASDAQ:AFBI) released its quarterly earnings data on Friday, July, 25th. The company reported $0.36 earnings per share for the quarter. The firm earned $8.32 million during the quarter. Affinity Bancshares had a trailing twelve-month return on equity of 6.02% and a net margin of 13.78%.

How do I buy shares of Affinity Bancshares?

Shares of AFBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Affinity Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Affinity Bancshares investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON), Jabil (JBL) and Adobe (ADBE).

Company Calendar

• Last Earnings: 7/25/2025
• Today: 8/09/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:AFBI
• CIK: 1823406
• Web: myaffinitybank.com
• Phone: 770-786-7088
• Fax: 770-787-9290
• Employees: 100
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.07
• Trailing P/E Ratio: 16.33
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.44 million
• Net Margins: 13.78%
• Pretax Margin: 15.02%
• Return on Equity: 6.02%
• Return on Assets: 0.86%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $49.99 million
• Price / Sales: 2.39
• Cash Flow: $1.17 per share
• Price / Cash Flow: 16.20
• Book Value: $20.14 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 6,320,000
• Free Float: 5,536,000
• Market Cap: $119.70 million
• Optionable: Not Optionable
• Beta: 0.37