AFC Gamma (AFCG) Stock Price, News & Analysis

Company Overview

AFC Gamma, Inc. is a specialty finance real estate investment trust that focuses on providing structured financing solutions to companies operating and developing digital infrastructure and life science real estate assets. As a REIT, AFC Gamma seeks to generate attractive risk-adjusted returns through a diversified portfolio of loans, preferred equity and other financing structures that are secured by tangible property collateral or contractual revenue streams.

The company’s primary business activities include originating, acquiring and managing secured loans and equity investments that support wireless and broadband network deployment, data center expansion, and life sciences facility development. AFC Gamma’s digital infrastructure investments typically cover cell towers, small cell networks, fiber-optic systems and distributed antenna systems, while its life science financing targets laboratory complexes, research facilities and biomanufacturing sites. By tailoring financing packages—ranging from senior debt to joint-venture equity—the company aims to address capital needs across project development, expansion and refinancing.

AFC Gamma conducts its operations across the United States, partnering with tower operators, wireless carriers, fiber developers, data center owners and life science real estate developers to structure transactions that align with client cash flows and project timelines. Since launching its initial public offering in 2021, the trust has built a portfolio designed to generate recurring interest income and potential equity upside, while seeking to manage credit and market risks through asset diversification and active portfolio monitoring.

Externally managed by a team with experience in real estate capital markets and infrastructure finance, AFC Gamma leverages industry relationships and expertise to source and underwrite transactions. The firm’s strategy emphasizes contractually backed revenue profiles and asset-level security, with the goal of providing investors with a stable dividend stream supported by secular growth trends in connectivity and life sciences.

Key Stats

• Today's Range: $3.36 to $3.46
• 50-Day Range: $2.57 to $3.58
• 52-Week Range: $2.06 to $5.10
• Volume: 67,695 shs
• Average Volume: 104,329 shs
• Market Capitalization: $78.21 million
• P/E Ratio: 18.16
• Dividend Yield: 5.80%
• Price Target: N/A
• Consensus Rating: Reduce

AFC Gamma Stock Analysis - MarketRank™

AFC Gamma scored higher than 69% of companies evaluated by MarketBeat, and ranked 280th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Reduce

Consensus Rating

AFC Gamma has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

AFC Gamma has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 6.94%

Earnings Growth

Earnings for AFC Gamma are expected to grow by 6.94% in the coming year, from $0.72 to $0.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AFC Gamma is 18.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of AFC Gamma is 18.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.71.

Price to Book Value per Share Ratio

AFC Gamma has a P/B Ratio of 0.42. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.14% of the float of AFC Gamma has been sold short.

Short Interest Ratio / Days to Cover

AFC Gamma has a short interest ratio ("days to cover") of 10.03, which indicates bearish sentiment.

Change versus previous month

Short interest in AFC Gamma has recently decreased by 19.45%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

AFC Gamma is a leading dividend payer. It pays a dividend yield of 5.90%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AFC Gamma does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of AFC Gamma is 105.26%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, AFC Gamma will have a dividend payout ratio of 25.97% next year. This indicates that AFC Gamma will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.2 / 5
• News Sentiment: 1.78

News Sentiment

AFC Gamma has a news sentiment score of 1.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for AFC Gamma this week, compared to 3 articles on an average week.

Search Interest

2 people have searched for AFCG on MarketBeat in the last 30 days.

Company Ownership

• Score: 4.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of AFC Gamma in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $373,612.00 in company stock, which represents 0.4777% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, AFC Gamma insiders have bought more of their company's stock than they have sold. Specifically, they have bought $373,612.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

30.70% of the stock of AFC Gamma is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

26.53% of the stock of AFC Gamma is held by institutions.

Company Calendar

• Record date for 7/15 Dividend: 6/30/2026
• Ex-Dividend for 7/15 Dividend: 6/30/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 8/13/2026
• Today: 8/26/2026
• Next Earnings (Estimated): 11/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Capital Markets
• Sub-Industry: Asset Management & Custody Banks
• Current Symbol: NASDAQ:AFCG
• CIK: 1822523
• Web: www.afcgamma.com
• Phone: 561-510-2390
• Fax: N/A
• Employees: N/A
• Year Founded: 2020

Profitability

• EPS (Trailing Twelve Months): $0.19
• Trailing P/E Ratio: 18.16
• Forward P/E Ratio: 4.79
• P/E Growth: N/A
• Net Income: -$20.67 million
• Net Margins: 15.64%
• Pretax Margin: -10.62%
• Return on Equity: 2.85%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: 0.69
• Current Ratio: 1.34
• Quick Ratio: 1.34

Sales & Book Value

• Annual Sales: $31.32 million
• Price / Sales: 2.50
• Cash Flow: $0.12 per share
• Price / Cash Flow: 28.47
• Book Value: $8.26 per share
• Price / Book: 0.42

Miscellaneous

• Outstanding Shares: 22,670,000
• Free Float: 15,712,000
• Market Cap: $78.21 million
• Optionable: Optionable
• Beta: 0.91