AFC Gamma (AFCG) Stock Price, News & Analysis

Company Overview

AFC Gamma, Inc. (NASDAQ: AFCG) is a commercial real estate finance company that provided institutional capital to businesses operating in state-regulated cannabis markets. The company primarily focused on lending to licensed cannabis operators and related businesses, an area historically underserved by traditional banks because cannabis remains illegal under U.S. federal law.

Its financing activities included secured loans backed by commercial real estate and other borrower assets. AFC Gamma offered capital for purposes such as facility acquisition, construction, expansion, refinancing and working capital. Its borrowers included cultivators, processors, manufacturers, dispensaries and vertically integrated cannabis companies.

Founded in 2019, AFC Gamma built a lending platform serving cannabis markets across the United States. The company was co-founded by Leonard M. Tannenbaum, who served as its chief executive officer and brought experience in specialty finance and asset management. AFC Gamma later separated certain commercial real estate lending activities from its cannabis-focused operations as part of a broader restructuring of its business.

Key Stats

• Today's Range: $3.47 to $3.53
• 50-Day Range: $2.57 to $3.62
• 52-Week Range: $2.06 to $4.20
• Volume: 62,858 shs
• Average Volume: 219,125 shs
• Market Capitalization: $78.90 million
• P/E Ratio: 18.32
• Dividend Yield: 5.75%
• Price Target: N/A
• Consensus Rating: Reduce

AFC Gamma Stock Analysis - MarketRank™

AFC Gamma scored higher than 80% of companies evaluated by MarketBeat, and ranked 288th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Reduce

Consensus Rating

AFC Gamma has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

AFC Gamma has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 6.94%

Earnings Growth

Earnings for AFC Gamma are expected to grow by 6.94% in the coming year, from $0.72 to $0.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AFC Gamma is 18.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of AFC Gamma is 18.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.94.

Price to Book Value per Share Ratio

AFC Gamma has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.81% of the float of AFC Gamma has been sold short.

Short Interest Ratio / Days to Cover

AFC Gamma has a short interest ratio ("days to cover") of 5.16.

Change versus previous month

Short interest in AFC Gamma has recently decreased by 6.41%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

AFC Gamma is a leading dividend payer. It pays a dividend yield of 5.80%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AFC Gamma does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of AFC Gamma is 105.26%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, AFC Gamma will have a dividend payout ratio of 25.97% next year. This indicates that AFC Gamma will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.52

News Sentiment

AFC Gamma has a news sentiment score of 1.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for AFC Gamma this week, compared to 3 articles on an average week.

Search Interest

4 people have searched for AFCG on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 4.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of AFC Gamma in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $1,355,860.00 in company stock, which represents 1.7165% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, AFC Gamma insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,355,860.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

30.70% of the stock of AFC Gamma is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

26.53% of the stock of AFC Gamma is held by institutions.

Company Calendar

• Record date for 7/15 Dividend: 6/30/2026
• Ex-Dividend for 7/15 Dividend: 6/30/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 8/13/2026
• Today: 9/24/2026
• Record date for 10/15 Dividend: 9/30/2026
• Ex-Dividend for 10/15 Dividend: 9/30/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 11/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Capital Markets
• Sub-Industry: Asset Management & Custody Banks
• Current Symbol: NASDAQ:AFCG
• CIK: 1822523
• Web: advancedflowercapital.com
• Phone: 561-510-2390
• Fax: N/A
• Employees: N/A
• Year Founded: 2020

Profitability

• EPS (Trailing Twelve Months): $0.19
• Trailing P/E Ratio: 18.32
• Forward P/E Ratio: 4.83
• P/E Growth: N/A
• Net Income: -$20.67 million
• Net Margins: 15.64%
• Pretax Margin: -10.62%
• Return on Equity: 2.85%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: 0.69
• Current Ratio: 1.34
• Quick Ratio: 1.34

Sales & Book Value

• Annual Sales: $24.82 million
• Price / Sales: 3.18
• Cash Flow: $0.12 per share
• Price / Cash Flow: 29.40
• Book Value: $7.77 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 22,672,000
• Free Float: 15,712,000
• Market Cap: $78.90 million
• Optionable: Optionable
• Beta: 0.95