Atlantic Union Bankshares (AUB) Stock Price, News & Analysis

Company Overview

Atlantic Union Bankshares, Inc. is a bank holding company headquartered in Richmond, Virginia, operating through its principal subsidiary Atlantic Union Bank. The company offers a full suite of commercial and consumer banking services to individuals, businesses and institutions across Virginia, Maryland, North Carolina and the District of Columbia. Leveraging a network of full-service branches, commercial lending offices and digital platforms, Atlantic Union Bankshares focuses on relationship-driven solutions tailored to its regional client base.

Atlantic Union’s product lineup includes traditional deposit accounts, such as checking, savings and money market accounts, along with certificates of deposit. On the lending side, the company provides commercial real estate financing, equipment loans, lines of credit, construction financing and a variety of consumer loans, including home mortgages and home equity lines of credit. Atlantic Union also offers treasury management services, merchant services, online and mobile banking capabilities, and a suite of wealth management, trust and brokerage solutions through its investment services division.

The origins of Atlantic Union Bankshares trace back to Union Bank & Trust, founded in Richmond in the early 20th century. The holding company was established in the late 1980s under the name Union Bankshares Corporation and underwent a rebranding in 2019 to emphasize its expanding regional footprint. Over the decades, the company has grown both organically and through strategic acquisitions, enhancing its lending capabilities and broadening its geographic reach within the Mid-Atlantic market.

Leadership at Atlantic Union Bankshares is anchored by President and Chief Executive Officer Robert M. Harris Jr., who has guided the company’s strategic initiatives and growth plans. Under his direction, Atlantic Union continues to invest in digital banking technologies and relationship management to support its commitment to regional communities and local economies. The company’s board of directors comprises experienced financial services and business executives who oversee risk management, governance and long-term strategic planning.

Key Stats

• Today's Range: $34.31 to $34.86
• 50-Day Range: $31.22 to $36.01
• 52-Week Range: $22.85 to $44.54
• Volume: 346,283 shs
• Average Volume: 1.38 million shs
• Market Capitalization: $4.94 billion
• P/E Ratio: 15.11
• Dividend Yield: 3.92%
• Price Target: $38.33
• Consensus Rating: Moderate Buy

Atlantic Union Bankshares Stock Analysis - MarketRank™

Atlantic Union Bankshares scored higher than 88% of companies evaluated by MarketBeat, and ranked 198th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Atlantic Union Bankshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Atlantic Union Bankshares has a consensus price target of $38.33, representing about 10.9% upside from its current price of $34.56.

Amount of Analyst Coverage

Atlantic Union Bankshares has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 27.91%

Earnings Growth

Earnings for Atlantic Union Bankshares are expected to grow by 27.91% in the coming year, from $3.26 to $4.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlantic Union Bankshares is 15.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlantic Union Bankshares is 15.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.84.

Price to Book Value per Share Ratio

Atlantic Union Bankshares has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.32% of the float of Atlantic Union Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Atlantic Union Bankshares has a short interest ratio ("days to cover") of 5.6.

Change versus previous month

Short interest in Atlantic Union Bankshares has recently increased by 1.80%, indicating that investor sentiment is decreasing.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Atlantic Union Bankshares is a leading dividend payer. It pays a dividend yield of 3.84%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Atlantic Union Bankshares has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Atlantic Union Bankshares is 66.02%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Atlantic Union Bankshares will have a dividend payout ratio of 32.61% next year. This indicates that Atlantic Union Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

8.32% of the float of Atlantic Union Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Atlantic Union Bankshares has a short interest ratio ("days to cover") of 5.6.

Change versus previous month

Short interest in Atlantic Union Bankshares has recently increased by 1.80%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 1.79

News Sentiment

Atlantic Union Bankshares has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Atlantic Union Bankshares this week, compared to 5 articles on an average week.

Search Interest

Only 3 people have searched for AUB on MarketBeat in the last 30 days. This is a decrease of -57% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Atlantic Union Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $606,502.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 0.87% of the stock of Atlantic Union Bankshares is held by insiders.

Percentage Held by Institutions

78.58% of the stock of Atlantic Union Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AUB Stock Analysis - Frequently Asked Questions

How have AUB shares performed this year?

Atlantic Union Bankshares' stock was trading at $37.88 on January 1st, 2025. Since then, AUB shares have decreased by 8.8% and is now trading at $34.5550.

How were Atlantic Union Bankshares' earnings last quarter?

Atlantic Union Bankshares Co. (NASDAQ:AUB) released its earnings results on Thursday, July, 24th. The company reported $0.95 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.80 by $0.15. The firm's revenue was up 92.0% compared to the same quarter last year.

Who are Atlantic Union Bankshares' major shareholders?

Top institutional shareholders of Atlantic Union Bankshares include State Street Corp (5.19%), Geode Capital Management LLC (2.37%), Franklin Resources Inc. (2.32%) and Westwood Holdings Group Inc. (1.67%). Insiders that own company stock include John C Asbury, Frank Russell Ellett, Robert Michael Gorman and Donald R Kimble.
View institutional ownership trends.

How do I buy shares of Atlantic Union Bankshares?

Shares of AUB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Atlantic Union Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Atlantic Union Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), AU Optronics (AUOTY), The RMR Group (RMR), Voyager Therapeutics (VYGR) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/18 Dividend: 8/04/2025
• Ex-Dividend for 8/18 Dividend: 8/04/2025
• Dividend Payable: 8/18/2025
• Today: 9/16/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:AUB
• CIK: 883948
• Web: www.atlanticunionbank.com
• Phone: (804) 633-5031
• Fax: 804-633-1800
• Employees: 1,880
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Atlantic Union Bankshares: $38.33
• High Price Target: $45.00
• Low Price Target: $32.00
• Potential Upside/Downside: +9.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.06
• Trailing P/E Ratio: 15.25
• Forward P/E Ratio: 10.71
• P/E Growth: N/A
• Net Income: $209.13 million
• Net Margins: 15.53%
• Pretax Margin: 19.30%
• Return on Equity: 8.50%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $1.05 billion
• Price / Sales: 4.73
• Cash Flow: $3.01 per share
• Price / Cash Flow: 11.62
• Book Value: $35.01 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 142,511,000
• Free Float: 88,622,000
• Market Cap: $4.98 billion
• Optionable: Optionable
• Beta: 0.90