Bank of America (BAC) Stock Price, News & Analysis

Company Overview

Bank of America Corporation is a leading multinational financial institution headquartered in Charlotte, North Carolina. Founded in 1904 as the Bank of Italy in San Francisco, the company adopted its current name following a series of mergers and reorganizations in the mid-20th century. Today, it is recognized for its comprehensive suite of banking and financial services, serving individual consumers, small- and middle-market businesses, and large corporations with a focus on delivering digital and in-branch solutions.

The company operates through several primary business segments, including Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets. Its Consumer Banking division offers deposit products, credit cards, home and auto loans, and online banking services. Through Merrill and Bank of America Private Bank, it provides investment advisory services, retirement planning, trust and estate administration, and brokerage solutions. Corporate clients benefit from treasury services, lending, risk management, and capital raising capabilities via the Global Banking and Global Markets units.

Bank of America maintains an extensive network of branches and ATMs across all 50 U.S. states, complemented by operations in more than 35 countries. Its international presence supports global corporate clients and institutions, enabling cross-border financing, trade services, foreign exchange, and advisory work. The firm’s commitment to technology and digital innovation is reflected in its mobile and online platforms, which serve millions of active users and facilitate seamless account management, payments, and investment activities.

Under the leadership of Chairman and Chief Executive Officer Brian Moynihan, who has guided the company since 2010, Bank of America has emphasized responsible growth and sustainable finance initiatives. The firm continues to invest in community development, environmental programs, and financial literacy to support economic opportunity and resilience. Its governance framework and risk management practices aim to uphold high standards of integrity and regulatory compliance in the dynamic global financial landscape.

Key Stats

• Today's Range: $50.13 to $50.91
• 50-Day Range: $44.87 to $52.36
• 52-Week Range: $33.06 to $52.88
• Volume: 24.11 million shs
• Average Volume: 32.04 million shs
• Market Capitalization: $371.95 billion
• P/E Ratio: 14.68
• Dividend Yield: 2.23%
• Price Target: $53.93
• Consensus Rating: Moderate Buy

Bank of America Stock Analysis - MarketRank™

Bank of America scored higher than 99% of companies evaluated by MarketBeat, and ranked 38th out of 923 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bank of America has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 20 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Bank of America is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Bank of America has been the subject of 16 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.84%

Earnings Growth

Earnings for Bank of America are expected to grow by 17.84% in the coming year, from $3.70 to $4.36 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of America is 14.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of America is 14.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.20.

Price to Earnings Growth Ratio

Bank of America has a PEG Ratio of 1.96. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Bank of America has a P/B Ratio of 1.41. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.41% of the float of Bank of America has been sold short.

Short Interest Ratio / Days to Cover

Bank of America has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of America has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Bank of America pays a meaningful dividend of 2.22%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank of America has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Bank of America is 32.75%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank of America will have a dividend payout ratio of 25.69% next year. This indicates that Bank of America will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.3 / 5
• Environmental Score: -0.50

Percentage of Shares Shorted

1.41% of the float of Bank of America has been sold short.

Short Interest Ratio / Days to Cover

Bank of America has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of America has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.01

News Sentiment

Bank of America has a news sentiment score of 1.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 123 news articles for Bank of America this week, compared to 53 articles on an average week.

Search Interest

196 people have searched for BAC on MarketBeat in the last 30 days. This is an increase of 113% compared to the previous 30 days.

MarketBeat Follows

68 people have added Bank of America to their MarketBeat watchlist in the last 30 days. This is an increase of 79% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Bank of America insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,762,178.00 in company stock.

Percentage Held by Insiders

Only 0.30% of the stock of Bank of America is held by insiders.

Percentage Held by Institutions

70.71% of the stock of Bank of America is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BAC Stock Analysis - Frequently Asked Questions

How have BAC shares performed this year?

Bank of America's stock was trading at $43.95 on January 1st, 2025. Since then, BAC shares have increased by 14.3% and is now trading at $50.2170.

How were Bank of America's earnings last quarter?

Bank of America Corporation (NYSE:BAC) issued its quarterly earnings results on Wednesday, July, 16th. The financial services provider reported $0.89 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.86 by $0.03. The firm's quarterly revenue was up 4.3% on a year-over-year basis.
Read the conference call transcript.

Is Bank of America buying back stock?

Bank of America's Board of Directors authorized a stock buyback program on Wednesday, July 23rd 2025, which permits the company to repurchase $40,000,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 11.1% of its shares through open market purchases. Shares buyback programs are typically a sign that the company's leadership believes its shares are undervalued.

Does Bank of America have any subsidiaries?

Bank of America subsidiaries include these companies: Merrill Lynch, Countrywide Financial Corporation, Catahoula-LaSalle Bank, U.S. Trust Company of Delaware, HealthLogic Systems, MBNA, National Processing, and more.

Who are Bank of America's major shareholders?

Bank of America's top institutional investors include Assenagon Asset Management S.A., Salem Investment Counselors Inc. (0.02%), Gradient Investments LLC (0.01%) and First Financial Bank Trust Division. Insiders that own company stock include Berkshire Hathaway Inc, Dean C Athanasia, Matthew M Koder, James P Demare, Bernard A Mensah, Lindsay D Hans and Of America Corp /De/ Bank.
View institutional ownership trends.

How do I buy shares of Bank of America?

Shares of BAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of America own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of America investors own include Salesforce (CRM), Chevron (CVX), Home Depot (HD), Bristol Myers Squibb (BMY), Johnson & Johnson (JNJ), CocaCola (KO) and Citigroup (C).

Company Calendar

• Last Earnings: 7/16/2025
• Record date for 9/26 Dividend: 9/05/2025
• Ex-Dividend for 9/26 Dividend: 9/05/2025
• Dividend Payable: 9/26/2025
• Today: 10/08/2025
• Next Earnings (Estimated): 10/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - INVEST BKRS
• Sub-Industry: Banking
• Current Symbol: NYSE:BAC
• CIK: 70858
• Web: www.bankofamerica.com
• Phone: (704) 386-5681
• Fax: 704-386-8009
• Employees: 213,000
• Year Founded: 1998

Price Target and Rating

• Average Price Target for Bank of America: $53.93
• High Price Target: $66.00
• Low Price Target: $42.00
• Potential Upside/Downside: +7.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 25 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.42
• Trailing P/E Ratio: 14.68
• Forward P/E Ratio: 13.57
• P/E Growth: 1.96
• Net Income: $27.13 billion
• Net Margins: 14.81%
• Pretax Margin: 15.96%
• Return on Equity: 10.25%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 1.14
• Current Ratio: 0.80
• Quick Ratio: 0.79

Sales & Book Value

• Annual Sales: $192.43 billion
• Price / Sales: 1.93
• Cash Flow: $3.84 per share
• Price / Cash Flow: 13.08
• Book Value: $35.50 per share
• Price / Book: 1.41

Miscellaneous

• Outstanding Shares: 7,406,950,000
• Free Float: 7,384,726,000
• Market Cap: $371.95 billion
• Optionable: Optionable
• Beta: 1.33