BCB Bancorp, Inc. (NJ) (BCBP) Stock Price, News & Analysis

Company Overview

BCB Bancorp, Inc. is the bank holding company for Bridgewater Bank, a community banking organization headquartered in Bound Brook, New Jersey. Through its principal subsidiary, the company offers a broad range of deposit and lending products tailored to individuals, small businesses and commercial clients. BCB Bancorp emphasizes relationship-driven banking and local decision-making to support the financial needs of its customers across its regional footprint.

On the lending side, the company provides commercial real estate financing, construction and development loans, SBA and other small business loans, as well as one- to four-family residential mortgage loans. Its deposit offerings include checking and savings accounts, money market accounts and certificates of deposit designed to meet diverse liquidity and yield objectives. The bank also delivers cash management and treasury services to its commercial and institutional clients.

BCB Bancorp’s operations are primarily focused in Northern and Central New Jersey, where it maintains a network of full-service branches. This geographic concentration enables the company to build strong community relationships and stay closely attuned to local economic conditions. The bank also offers online and mobile banking platforms to enhance customer convenience and extend its service capabilities beyond traditional branch locations.

Founded in 2006 by a team of experienced banking professionals, BCB Bancorp opened its first branch in 2007. Under the leadership of Chief Executive Officer Joseph L. Pignatello and a seasoned board of directors, the company has pursued measured growth while maintaining disciplined underwriting standards and a commitment to customer service. Its localized approach and experienced management team position BCB Bancorp to continue serving the evolving financial needs of its New Jersey communities.

Key Stats

• Today's Range: $8.85 to $9.03
• 50-Day Range: $7.70 to $9.25
• 52-Week Range: $7.54 to $14.04
• Volume: 56,181 shs
• Average Volume: 57,564 shs
• Market Capitalization: $152.04 million
• P/E Ratio: 59.07
• Dividend Yield: 7.22%
• Price Target: $11.75
• Consensus Rating: Hold

BCB Bancorp, Inc. (NJ) Stock Analysis - MarketRank™

BCB Bancorp, Inc. (NJ) scored higher than 79% of companies evaluated by MarketBeat, and ranked 316th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

BCB Bancorp, Inc. (NJ) has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

BCB Bancorp, Inc. (NJ) has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 25.81%

Earnings Growth

Earnings for BCB Bancorp, Inc. (NJ) are expected to grow by 25.81% in the coming year, from $1.24 to $1.56 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BCB Bancorp, Inc. (NJ) is 59.07, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of BCB Bancorp, Inc. (NJ) is 59.07, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

BCB Bancorp, Inc. (NJ) has a P/B Ratio of 0.50. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.02% of the float of BCB Bancorp, Inc. (NJ) has been sold short.

Short Interest Ratio / Days to Cover

BCB Bancorp, Inc. (NJ) has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BCB Bancorp, Inc. (NJ) has recently increased by 54.40%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

BCB Bancorp, Inc. (NJ) is a leading dividend payer. It pays a dividend yield of 7.03%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

BCB Bancorp, Inc. (NJ) does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of BCB Bancorp, Inc. (NJ) is 426.67%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, BCB Bancorp, Inc. (NJ) will have a dividend payout ratio of 41.03% next year. This indicates that BCB Bancorp, Inc. (NJ) will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.02% of the float of BCB Bancorp, Inc. (NJ) has been sold short.

Short Interest Ratio / Days to Cover

BCB Bancorp, Inc. (NJ) has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BCB Bancorp, Inc. (NJ) has recently increased by 54.40%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.11

News Sentiment

BCB Bancorp, Inc. (NJ) has a news sentiment score of 0.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for BCB Bancorp, Inc. (NJ) this week, compared to 1 article on an average week.

Search Interest

Only 3 people have searched for BCBP on MarketBeat in the last 30 days. This is a decrease of -73% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, BCB Bancorp, Inc. (NJ) insiders have bought more of their company's stock than they have sold. Specifically, they have bought $188,201.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

15.86% of the stock of BCB Bancorp, Inc. (NJ) is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 36.00% of the stock of BCB Bancorp, Inc. (NJ) is held by institutions.

BCBP Stock Analysis - Frequently Asked Questions

How have BCBP shares performed this year?

BCB Bancorp, Inc. (NJ)'s stock was trading at $11.84 at the beginning of the year. Since then, BCBP shares have decreased by 25.2% and is now trading at $8.86.

How were BCB Bancorp, Inc. (NJ)'s earnings last quarter?

BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) released its earnings results on Tuesday, April, 22nd. The bank reported ($0.51) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.23 by $0.74. The bank had revenue of $23.80 million for the quarter, compared to analyst estimates of $24.28 million. BCB Bancorp, Inc. (NJ) had a net margin of 2.31% and a trailing twelve-month return on equity of 1.50%.

How do I buy shares of BCB Bancorp, Inc. (NJ)?

Shares of BCBP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BCB Bancorp, Inc. (NJ) own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BCB Bancorp, Inc. (NJ) investors own include Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BCBP
• CIK: 1228454
• Web: www.bcb.bank
• Phone: (201) 823-0700
• Fax: 201-339-0403
• Employees: 290
• Year Founded: 2000

Price Target and Rating

• Average Price Target for BCB Bancorp, Inc. (NJ): $11.75
• High Price Target: $13.00
• Low Price Target: $10.50
• Potential Upside/Downside: +32.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.15
• Trailing P/E Ratio: 59.07
• Forward P/E Ratio: 7.15
• P/E Growth: N/A
• Net Income: $18.62 million
• Net Margins: 2.31%
• Pretax Margin: 3.26%
• Return on Equity: 1.50%
• Return on Assets: 0.12%

Debt

• Debt-to-Equity Ratio: 1.55
• Current Ratio: 1.19
• Quick Ratio: 1.19

Sales & Book Value

• Annual Sales: $196.95 million
• Price / Sales: 0.77
• Cash Flow: $1.08 per share
• Price / Cash Flow: 8.22
• Book Value: $17.55 per share
• Price / Book: 0.50

Miscellaneous

• Outstanding Shares: 17,160,000
• Free Float: 14,441,000
• Market Cap: $152.04 million
• Optionable: Optionable
• Beta: 0.71