BankFinancial (BFIN) Competitors

BankFinancial (NASDAQ:BFIN) and Northfield Bancorp (NASDAQ:NFBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership.

Is BFIN or NFBK a better dividend stock?

BankFinancial pays an annual dividend of $0.40 per share and has a dividend yield of 3.4%. Northfield Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 4.3%. BankFinancial pays out 62.5% of its earnings in the form of a dividend. Northfield Bancorp pays out 68.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable valuation and earnings, BFIN or NFBK?

Northfield Bancorp has higher revenue and earnings than BankFinancial. Northfield Bancorp is trading at a lower price-to-earnings ratio than BankFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BankFinancial	$74.36M	1.98	$4.07M	$0.64	18.47
Northfield Bancorp	$254.73M	2.05	$29.94M	$0.76	16.09

Which has more volatility and risk, BFIN or NFBK?

BankFinancial has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500. Comparatively, Northfield Bancorp has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500.

Is BFIN or NFBK more profitable?

Northfield Bancorp has a net margin of 12.35% compared to BankFinancial's net margin of 6.05%. Northfield Bancorp's return on equity of 4.34% beat BankFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BankFinancial	6.05%	2.82%	0.31%
Northfield Bancorp	12.35%	4.34%	0.53%

Does the media prefer BFIN or NFBK?

In the previous week, Northfield Bancorp had 5 more articles in the media than BankFinancial. MarketBeat recorded 6 mentions for Northfield Bancorp and 1 mentions for BankFinancial. BankFinancial's average media sentiment score of 0.00 beat Northfield Bancorp's score of -0.01 indicating that BankFinancial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BankFinancial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Northfield Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals believe in BFIN or NFBK?

74.9% of BankFinancial shares are held by institutional investors. Comparatively, 65.5% of Northfield Bancorp shares are held by institutional investors. 12.2% of BankFinancial shares are held by insiders. Comparatively, 6.0% of Northfield Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts rate BFIN or NFBK?

Northfield Bancorp has a consensus target price of $13.00, suggesting a potential upside of 6.34%. Given Northfield Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Northfield Bancorp is more favorable than BankFinancial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BankFinancial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Northfield Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Northfield Bancorp beats BankFinancial on 13 of the 18 factors compared between the two stocks.