BankFinancial (BFIN) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and BankFinancial (NASDAQ:BFIN) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, institutional ownership, analyst recommendations, community ranking, earnings, valuation and profitability.

Does the media prefer TRST or BFIN?

In the previous week, TrustCo Bank Corp NY had 1 more articles in the media than BankFinancial. MarketBeat recorded 2 mentions for TrustCo Bank Corp NY and 1 mentions for BankFinancial. TrustCo Bank Corp NY's average media sentiment score of 1.86 beat BankFinancial's score of 0.00 indicating that TrustCo Bank Corp NY is being referred to more favorably in the media.

Company	Overall Sentiment
TrustCo Bank Corp NY	Very Positive
BankFinancial	Neutral

Do insiders and institutionals believe in TRST or BFIN?

68.6% of TrustCo Bank Corp NY shares are held by institutional investors. Comparatively, 74.9% of BankFinancial shares are held by institutional investors. 2.9% of TrustCo Bank Corp NY shares are held by insiders. Comparatively, 7.5% of BankFinancial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is TRST or BFIN a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.5%. BankFinancial pays an annual dividend of $0.40 per share and has a dividend yield of 3.4%. TrustCo Bank Corp NY pays out 53.7% of its earnings in the form of a dividend. BankFinancial pays out 62.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TrustCo Bank Corp NY is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better earnings and valuation, TRST or BFIN?

TrustCo Bank Corp NY has higher revenue and earnings than BankFinancial. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than BankFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$175.70M	3.47	$48.83M	$2.68	11.96
BankFinancial	$70.57M	2.09	$9.39M	$0.64	18.47

Which has more risk & volatility, TRST or BFIN?

TrustCo Bank Corp NY has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, BankFinancial has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500.

Does the MarketBeat Community favor TRST or BFIN?

BankFinancial received 50 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. However, 53.44% of users gave TrustCo Bank Corp NY an outperform vote while only 50.23% of users gave BankFinancial an outperform vote.

Company	Underperform	Outperform
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%
BankFinancial	Outperform Votes 221 50.23%	Underperform Votes 219 49.77%

Is TRST or BFIN more profitable?

TrustCo Bank Corp NY has a net margin of 18.56% compared to BankFinancial's net margin of 10.60%. TrustCo Bank Corp NY's return on equity of 7.37% beat BankFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	18.56%	7.37%	0.79%
BankFinancial	10.60%	5.04%	0.54%

Summary

TrustCo Bank Corp NY beats BankFinancial on 13 of the 17 factors compared between the two stocks.