Free Trial

This company has been marked as potentially delisted and may not be actively trading.

BankFinancial (BFIN) Competitors

BankFinancial logo

BFIN vs. TRST, HIFS, TREE, NFBK, FFIC, KRNY, HBCP, WSBF, HMST, and FFNW

Should you be buying BankFinancial stock or one of its competitors? The main competitors of BankFinancial include TrustCo Bank Corp NY (TRST), Hingham Institution for Savings (HIFS), LendingTree (TREE), Northfield Bancorp, Inc. (Staten Island, NY) (NFBK), Flushing Financial (FFIC), Kearny Financial (KRNY), Home Bancorp (HBCP), Waterstone Financial (WSBF), HomeStreet (HMST), and First Financial Northwest (FFNW). These companies are all part of the "thrifts & mortgage finance" industry.

BankFinancial vs.

BankFinancial (NASDAQ:BFIN) and TrustCo Bank Corp NY (NASDAQ:TRST) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, community ranking, dividends, risk, institutional ownership and earnings.

In the previous week, TrustCo Bank Corp NY had 7 more articles in the media than BankFinancial. MarketBeat recorded 7 mentions for TrustCo Bank Corp NY and 0 mentions for BankFinancial. TrustCo Bank Corp NY's average media sentiment score of 0.68 beat BankFinancial's score of 0.00 indicating that TrustCo Bank Corp NY is being referred to more favorably in the news media.

Company Overall Sentiment
BankFinancial Neutral
TrustCo Bank Corp NY Positive

74.9% of BankFinancial shares are held by institutional investors. Comparatively, 68.6% of TrustCo Bank Corp NY shares are held by institutional investors. 7.5% of BankFinancial shares are held by company insiders. Comparatively, 3.3% of TrustCo Bank Corp NY shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

BankFinancial has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500.

BankFinancial pays an annual dividend of $0.40 per share and has a dividend yield of 3.3%. TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.6%. BankFinancial pays out 62.5% of its earnings in the form of a dividend. TrustCo Bank Corp NY pays out 53.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TrustCo Bank Corp NY is clearly the better dividend stock, given its higher yield and lower payout ratio.

TrustCo Bank Corp NY has higher revenue and earnings than BankFinancial. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than BankFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BankFinancial$70.57M2.13$9.39M$0.6418.84
TrustCo Bank Corp NY$175.70M3.36$48.83M$2.6811.59

BankFinancial received 50 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. However, 53.44% of users gave TrustCo Bank Corp NY an outperform vote while only 50.23% of users gave BankFinancial an outperform vote.

CompanyUnderperformOutperform
BankFinancialOutperform Votes
221
50.23%
Underperform Votes
219
49.77%
TrustCo Bank Corp NYOutperform Votes
171
53.44%
Underperform Votes
149
46.56%

TrustCo Bank Corp NY has a net margin of 18.56% compared to BankFinancial's net margin of 10.60%. TrustCo Bank Corp NY's return on equity of 7.37% beat BankFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
BankFinancial10.60% 5.04% 0.54%
TrustCo Bank Corp NY 18.56%7.37%0.79%

Summary

TrustCo Bank Corp NY beats BankFinancial on 13 of the 17 factors compared between the two stocks.

Get BankFinancial News Delivered to You Automatically

Sign up to receive the latest news and ratings for BFIN and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

BFIN vs. The Competition

MetricBankFinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$160.74M$3.17B$11.47B$8.39B
Dividend Yield3.10%3.32%5.45%4.11%
P/E Ratio18.8416.0022.4219.70
Price / Sales2.133.6327.62121.79
Price / Cash14.8019.1117.6234.62
Price / Book0.970.932.774.50
Net Income$9.39M$352.78M$1.03B$248.22M

BankFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFIN
BankFinancial
N/A$12.06
+1.7%
N/A+17.2%$160.74M$70.57M18.84209High Trading Volume
TRST
TrustCo Bank Corp NY
2.3733 of 5 stars
$32.17
-0.2%
N/A+8.0%$611.87M$175.70M12.52820Dividend Announcement
HIFS
Hingham Institution for Savings
0.7674 of 5 stars
$269.45
+1.1%
N/A+46.7%$579.32M$68.11M21.0087Positive News
High Trading Volume
TREE
LendingTree
4.8692 of 5 stars
$37.96
-0.7%
$64.13
+68.9%
-19.9%$513.79M$972.18M-14.061,250
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
4.3981 of 5 stars
$11.80
-0.2%
$13.00
+10.2%
+20.5%$502.99M$131.45M16.39400
FFIC
Flushing Financial
4.0488 of 5 stars
$12.73
-0.5%
$16.17
+27.0%
-10.0%$429.98M$137.32M-12.60540Positive News
Analyst Revision
KRNY
Kearny Financial
2.5815 of 5 stars
$6.28
-0.8%
$7.75
+23.4%
+0.7%$405.56M$152.24M-5.56552
HBCP
Home Bancorp
3.4735 of 5 stars
$51.06
-0.4%
$55.50
+8.7%
+32.4%$398.32M$138.20M11.22440
WSBF
Waterstone Financial
1.8864 of 5 stars
$12.90
+1.2%
N/A-1.0%$249.23M$129.79M12.77600
HMST
HomeStreet
3.3911 of 5 stars
$12.28
-2.8%
$14.00
+14.0%
+23.3%$232.35M$49.34M-1.60940Positive News
FFNW
First Financial Northwest
0.0479 of 5 stars
$22.56
flat
$22.75
+0.8%
N/A$208.18M$37.56M205.11140

Related Companies and Tools


This page (NASDAQ:BFIN) was last updated on 5/23/2025 by MarketBeat.com Staff
From Our Partners