Bogota Financial (BSBK) Stock Price, News & Analysis

Company Overview

Bogota Financial Corp (NASDAQ: BSBK) is the bank holding company for Bogota Savings Bank, a New Jersey-chartered savings institution headquartered in Bogota, New Jersey. As a community-focused financial services provider, the company offers a range of deposit, lending and cash management solutions tailored to individuals, small businesses and commercial clients in Bergen County and surrounding areas.

The company’s deposit portfolio includes checking and savings accounts, money market deposit accounts, certificates of deposit and individual retirement accounts. On the lending side, Bogota Savings Bank underwrites residential mortgage loans, home equity lines of credit and consumer installment loans. Through its commercial banking division, the bank provides term loans, lines of credit and real estate financing to local entrepreneurs and property owners. Electronic banking services include online and mobile banking platforms, remote deposit capture and automated clearinghouse (ACH) capabilities for account holders.

Founded as Bogota Savings Bank in 1906, the organization has grown steadily alongside the communities it serves, expanding its branch network and broadening its product suite to address evolving financial needs. Over the decades, the institution has maintained a focus on personalized service and local decision-making, leveraging its heritage as a mutual savings bank to foster customer relationships. Headquartered in the borough of Bogota, the bank operates multiple branches throughout Bergen County, ensuring a community presence in both residential and commercial hubs.

Bogota Financial’s leadership team comprises experienced banking professionals and community leaders. The company’s board of directors and executive officers oversee strategic initiatives, risk management and regulatory compliance. Under their guidance, Bogota Financial continues to balance growth objectives with a commitment to the financial well-being of its depositors and borrowers, reinforcing its position as a trusted community bank in northern New Jersey.

Key Stats

• Today's Range: $9.31 to $9.45
• 50-Day Range: $7.79 to $9.49
• 52-Week Range: $6.59 to $9.49
• Volume: 5,909 shs
• Average Volume: 8,570 shs
• Market Capitalization: $122.29 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Bogota Financial Stock Analysis - MarketRank™

Bogota Financial scored higher than 40% of companies evaluated by MarketBeat, and ranked 754th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Bogota Financial.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bogota Financial is -940,000.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bogota Financial is -940,000.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Bogota Financial has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.43% of the float of Bogota Financial has been sold short.

Short Interest Ratio / Days to Cover

Bogota Financial has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bogota Financial has recently decreased by 21.88%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Bogota Financial does not currently pay a dividend.

Dividend Growth

Bogota Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.3 / 5
• Environmental Score: -0.62

Percentage of Shares Shorted

0.43% of the float of Bogota Financial has been sold short.

Short Interest Ratio / Days to Cover

Bogota Financial has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bogota Financial has recently decreased by 21.88%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Bogota Financial has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Bogota Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Bogota Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $9,060.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.75% of the stock of Bogota Financial is held by insiders.

Percentage Held by Institutions

Only 11.63% of the stock of Bogota Financial is held by institutions.

BSBK Stock Analysis - Frequently Asked Questions

How have BSBK shares performed this year?

Bogota Financial's stock was trading at $7.50 on January 1st, 2025. Since then, BSBK stock has increased by 25.3% and is now trading at $9.40.

How were Bogota Financial's earnings last quarter?

Bogota Financial Corporation (NASDAQ:BSBK) released its quarterly earnings results on Thursday, July, 31st. The company reported $0.02 earnings per share for the quarter. Bogota Financial had a negative net margin of 0.27% and a negative trailing twelve-month return on equity of 0.09%.

How do I buy shares of Bogota Financial?

Shares of BSBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bogota Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bogota Financial investors own include Arch Capital Group (ACGL), Adobe (ADBE), Analog Devices (ADI), Alnylam Pharmaceuticals (ALNY), Amgen (AMGN), AstraZeneca (AZN) and Baidu (BIDU).

Company Calendar

• Last Earnings: 7/31/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BSBK
• CIK: 1787414
• Web: www.bogotasavingsbank.com
• Phone: 201-862-0660
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$2.17 million
• Net Margins: -0.27%
• Pretax Margin: -0.50%
• Return on Equity: -0.09%
• Return on Assets: -0.01%

Debt

• Debt-to-Equity Ratio: 0.77
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $43.10 million
• Price / Sales: 2.84
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $10.50 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 13,010,000
• Free Float: 12,520,000
• Market Cap: $122.29 million
• Optionable: Not Optionable
• Beta: 0.24