Bogota Financial Corporation is a bank holding company headquartered in Bogota, New Jersey. Founded in 1901 as Bogota Savings Bank, the firm operates as a mutual company offering a full range of retail and commercial banking services. Over its century-long history, Bogota Financial has maintained a community-oriented approach, emphasizing personalized customer relationships and local market knowledge.
The company’s core activities include accepting various deposit products—such as checking, savings and time deposits—and originating loans across consumer, residential mortgage and small business portfolios. Bogota Financial supplements its traditional banking lines with ancillary services, including online and mobile banking, merchant processing and wealth management solutions, catering to both individual clients and regional enterprises.
Serving northern New Jersey, Bogota Financial has grown its presence through branch locations strategically positioned in Bergen and Hudson counties. The institution focuses on residential lending within suburban communities while also supporting commercial development projects and small business expansion in its primary market. Its deposit base is composed predominantly of local customers, reflecting the company’s emphasis on community engagement and deposit stability.
Bogota Financial’s leadership is anchored by a seasoned management team and board of directors with deep expertise in community banking. The executive group oversees risk management, technology integration and customer service initiatives aimed at strengthening operational efficiency. Under their guidance, the company remains committed to balancing traditional relationship banking with selective investment in digital channels to meet evolving customer needs.
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