C&F Financial Corporation (NASDAQ:CFFI) is a Virginia-based bank holding company that provides a full range of banking and financial services through its wholly owned subsidiary, C&F Bank. Founded in 1927 and headquartered in Abingdon, Virginia, the company operates as a community-focused institution committed to supporting the economic growth and development of its regional markets. Its service philosophy centers on delivering personalized financial solutions to both individual and business clients throughout Southwest Virginia and North Carolina.
Over its nearly century-long history, C&F Financial has expanded its footprint through organic growth and strategic acquisitions, steadily broadening its branch network and product offerings. The company is led by President and Chief Executive Officer John M. Buford III, who brings decades of banking experience to its executive leadership. Under his guidance, C&F emphasizes prudent risk management, customer service excellence, and community engagement as cornerstones of its corporate strategy.
C&F Bank offers a diverse suite of products that includes consumer and commercial deposit accounts, mortgage and commercial lending solutions, treasury management services, and wealth management. Its lending portfolio features residential mortgages, small business loans, agricultural financing, and specialized commercial real estate lending. On the deposit side, the bank provides checking and savings accounts, money market accounts, and certificates of deposit tailored to the needs of both retail and institutional customers.
In addition to its traditional branch network, C&F Financial has invested in digital banking platforms that enable online and mobile account management, remote deposit capture, and secure electronic payments. The company also offers trust and investment advisory services through its wealth management division, assisting clients with retirement planning, asset management, and estate strategies. With a focus on serving rural and suburban communities, C&F Financial continues to blend local decision-making with the technology and resources of a larger financial institution.
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