Community West Bancshares (CWBC) Stock Price, News & Analysis

Company Overview

Community West Bancshares (NASDAQ:CWBC) is the bank holding company for Community West Bank, a California-based commercial bank founded in 1973. Headquartered in Santa Barbara, the institution operates under an employee-owned structure, emphasizing strong community ties and personalized service. Over the decades, Community West has grown its footprint while maintaining a focus on local decision-making and relationship banking, reflecting its origins as a community-oriented financial institution.

The company offers a full suite of banking products and services tailored to both individual and business customers. Its core offerings include commercial and industrial lending, residential mortgage financing, consumer loans and lines of credit, along with traditional deposit accounts such as checking, savings and money market products. Technology-driven solutions such as online and mobile banking, treasury management tools and payment services complement its branch-based operations.

Through its Community West Bank subsidiary, CWBC serves clients across Santa Barbara, Ventura and San Luis Obispo counties, operating a network of full-service offices and loan production offices. The company leverages its regional expertise to support small and mid-sized enterprises, nonprofit organizations and local professionals, while also catering to the personal banking needs of homeowners and retirees. Community West’s localized approach enables rapid responses to market conditions and evolving customer requirements.

Governed by an experienced leadership team and board of directors, Community West Bancshares emphasizes prudent risk management and sustainable growth. Its executive officers bring decades of banking and finance expertise, guiding the company’s strategic initiatives in digital innovation, community reinvestment and employee engagement. With a commitment to transparency and stewardship, CWBC remains focused on delivering long-term value to its shareholders and the communities it serves.

Key Stats

• Today's Range: $20.66 to $21.07
• 50-Day Range: $17.58 to $21.22
• 52-Week Range: $15.57 to $22.89
• Volume: 40,033 shs
• Average Volume: 53,447 shs
• Market Capitalization: $394.92 million
• P/E Ratio: 31.88
• Dividend Yield: 2.32%
• Price Target: $20.67
• Consensus Rating: Moderate Buy

Community West Bancshares Stock Analysis - MarketRank™

Community West Bancshares scored higher than 38% of companies evaluated by MarketBeat, and ranked 729th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Community West Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Community West Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 12.09%

Earnings Growth

Earnings for Community West Bancshares are expected to grow by 12.09% in the coming year, from $2.15 to $2.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Community West Bancshares is 31.88, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Community West Bancshares is 31.88, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Community West Bancshares has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.87% of the float of Community West Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Community West Bancshares has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Community West Bancshares has recently increased by 16.03%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Community West Bancshares pays a meaningful dividend of 2.32%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Community West Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Community West Bancshares is 73.85%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Community West Bancshares will have a dividend payout ratio of 19.92% next year. This indicates that Community West Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.87% of the float of Community West Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Community West Bancshares has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Community West Bancshares has recently increased by 16.03%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: 0.93

News Sentiment

Community West Bancshares has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Community West Bancshares this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Community West Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $74,935.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

10.57% of the stock of Community West Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 33.80% of the stock of Community West Bancshares is held by institutions.

CWBC Stock Analysis - Frequently Asked Questions

How have CWBC shares performed this year?

Community West Bancshares' stock was trading at $19.37 on January 1st, 2025. Since then, CWBC shares have increased by 7.0% and is now trading at $20.72.

How were Community West Bancshares' earnings last quarter?

Community West Bancshares (NASDAQ:CWBC) issued its quarterly earnings data on Monday, April, 21st. The financial services provider reported $0.45 earnings per share for the quarter, missing analysts' consensus estimates of $0.47 by $0.02. The financial services provider had revenue of $34.79 million for the quarter, compared to analyst estimates of $35.05 million. Community West Bancshares had a net margin of 6.56% and a trailing twelve-month return on equity of 8.06%.

How do I buy shares of Community West Bancshares?

Shares of CWBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Community West Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Community West Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Invesco QQQ (QQQ).

Company Calendar

• Last Earnings: 4/21/2025
• Record date for 5/16 Dividend: 5/02/2025
• Ex-Dividend for 5/16 Dividend: 5/02/2025
• Dividend Payable: 5/16/2025
• Today: 7/13/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CWBC
• CIK: 1127371
• Web: www.communitywest.com
• Phone: (805) 692-5821
• Fax: 805-681-3372
• Employees: 253
• Year Founded: 1989

Price Target and Rating

• Average Price Target for Community West Bancshares: $20.67
• High Price Target: $24.00
• Low Price Target: $19.00
• Potential Upside/Downside: -0.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.65
• Trailing P/E Ratio: 31.88
• Forward P/E Ratio: 9.64
• P/E Growth: N/A
• Net Income: $7.67 million
• Net Margins: 6.56%
• Pretax Margin: 9.38%
• Return on Equity: 8.06%
• Return on Assets: 0.83%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 0.83
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $166.83 million
• Price / Sales: 2.37
• Cash Flow: $1.35 per share
• Price / Cash Flow: 15.40
• Book Value: $19.14 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 19,060,000
• Free Float: 17,046,000
• Market Cap: $394.92 million
• Optionable: Optionable
• Beta: 0.77