Equity Bancshares (EQBK) Stock Price, News & Analysis

Company Overview

Equity Bancshares, Inc., headquartered in Wichita, Kansas, is the bank holding company for Equity Bank, a community-oriented financial institution. It offers a comprehensive suite of banking services to individuals, small and medium-sized businesses, and agricultural clients. The company’s core products include deposit accounts, commercial and consumer lending, residential mortgage financing, treasury management solutions, and wealth management services, all delivered through a relationship-driven community banking model.

In its commercial banking operation, Equity Bank provides term loans, lines of credit, equipment financing, and real estate lending designed to support business growth and capital investments. On the retail side, the bank offers a range of personal banking products, such as checking and savings accounts, home mortgages, consumer installment loans, and digital banking platforms for online and mobile access. Additionally, the institution’s treasury and cash management services encompass ACH origination, wire transfers, merchant card processing, and other solutions tailored to streamline operational cash flow.

Since its founding in 2004, Equity Bancshares has expanded both organically and through targeted acquisitions, growing its branch network across multiple states. The company currently serves communities in Kansas, Missouri, Oklahoma, Arkansas, Indiana, and Florida, allowing it to bring local market expertise to its clients while maintaining the personalized service characteristic of community banks. This regional presence supports deep ties with customers and local economies.

Governed by an experienced executive team and an independent board of directors, Equity Bancshares emphasizes prudent risk management, customer-centric operations, and sustainable growth. Its leadership’s focus on community engagement and financial stewardship underpins the company’s goal of delivering consistent, value-driven banking solutions that foster the economic well-being of the markets it serves.

Key Stats

• Today's Range: $42.66 to $43.41
• 50-Day Range: $38.56 to $43.54
• 52-Week Range: $32.95 to $50.85
• Volume: 59,450 shs
• Average Volume: 61,038 shs
• Market Capitalization: $751.66 million
• P/E Ratio: 10.78
• Dividend Yield: 1.40%
• Price Target: $46.60
• Consensus Rating: Moderate Buy

Equity Bancshares Stock Analysis - MarketRank™

Equity Bancshares scored higher than 80% of companies evaluated by MarketBeat, and ranked 276th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Equity Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Equity Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.33%

Earnings Growth

Earnings for Equity Bancshares are expected to grow by 8.33% in the coming year, from $3.72 to $4.03 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Equity Bancshares is 10.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Equity Bancshares is 10.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

Equity Bancshares has a P/B Ratio of 1.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.16% of the float of Equity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Equity Bancshares has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equity Bancshares has recently increased by 55.85%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Equity Bancshares pays a meaningful dividend of 1.39%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Equity Bancshares has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Equity Bancshares is 15.27%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Equity Bancshares will have a dividend payout ratio of 14.89% next year. This indicates that Equity Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.69

Percentage of Shares Shorted

1.16% of the float of Equity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Equity Bancshares has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equity Bancshares has recently increased by 55.85%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.33

News Sentiment

Equity Bancshares has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Equity Bancshares this week, compared to 3 articles on an average week.

Search Interest

1 people have searched for EQBK on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Equity Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $156,400.00 in company stock.

Percentage Held by Insiders

Only 6.60% of the stock of Equity Bancshares is held by insiders.

Percentage Held by Institutions

71.80% of the stock of Equity Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EQBK Stock Analysis - Frequently Asked Questions

How have EQBK shares performed this year?

Equity Bancshares' stock was trading at $42.42 at the start of the year. Since then, EQBK shares have increased by 1.2% and is now trading at $42.9150.

How were Equity Bancshares' earnings last quarter?

Equity Bancshares, Inc. (NASDAQ:EQBK) posted its quarterly earnings results on Monday, October, 18th. The bank reported $0.80 EPS for the quarter, topping analysts' consensus estimates of $0.72 by $0.08. The bank had revenue of $46.81 million for the quarter, compared to analysts' expectations of $41.19 million. Equity Bancshares had a trailing twelve-month return on equity of 14.64% and a net margin of 18.66%.

Who are Equity Bancshares' major shareholders?

Top institutional investors of Equity Bancshares include Wealth Alliance Advisory Group LLC (0.32%). Insiders that own company stock include Brad S Elliott, Gregory H Kossover, Randee R Koger, Julie A Huber, Brett A Reber, Craig L Anderson, Gregory L Gaeddert, James S Loving, Leon Borck, Krzysztof Slupkowski, Junetta M Everett, John G Creech, Edwin G Lawson and Gary C Allerheiligen.
View institutional ownership trends.

How do I buy shares of Equity Bancshares?

Shares of EQBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Equity Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Equity Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), ServiceNow (NOW) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 10/18/2021
• Record date for 4/15 Dividend: 3/31/2025
• Ex-Dividend for 4/15 Dividend: 3/31/2025
• Dividend Payable: 4/15/2025
• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Today: 7/11/2025
• Next Earnings (Confirmed): 7/14/2025
• Dividend Payable: 7/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:EQBK
• CIK: 1227500
• Web: www.equitybank.com
• Phone: (316) 612-6000
• Fax: 316-681-2325
• Employees: 700
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Equity Bancshares: $46.60
• High Price Target: $57.00
• Low Price Target: $39.00
• Potential Upside/Downside: +8.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.93
• Trailing P/E Ratio: 10.78
• Forward P/E Ratio: 11.54
• P/E Growth: N/A
• Net Income: $62.62 million
• Net Margins: 18.66%
• Pretax Margin: 6.69%
• Return on Equity: 14.64%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.78
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $225.03 million
• Price / Sales: 3.34
• Cash Flow: $4.04 per share
• Price / Cash Flow: 10.63
• Book Value: $29.32 per share
• Price / Book: 1.46

Miscellaneous

• Outstanding Shares: 17,515,000
• Free Float: 14,067,000
• Market Cap: $751.66 million
• Optionable: Optionable
• Beta: 0.78