NASDAQ:FCNCA First Citizens BancShares (FCNCA) Stock Price, News & Analysis $2,071.16 -5.12 (-0.25%) Closing price 07/21/2026 04:00 PM EasternExtended Trading$2,070.56 -0.60 (-0.03%) As of 07/21/2026 07:34 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About First Citizens BancShares Stock (NASDAQ:FCNCA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get FCNCA alerts:Sign Up Key Stats Today's Range$2,042.73▼$2,085.7750-Day Range$1,909.53▼$2,156.4552-Week Range$1,623.76▼$2,232.21Volume68,902 shsAverage Volume82,697 shsMarket Capitalization$24.00 billionP/E Ratio11.91Dividend Yield0.41%Price Target$2,247.08Consensus RatingHold Company Overview First Citizens BancShares, Inc. is the bank holding company for First Citizens Bank, a full‑service commercial bank headquartered in Raleigh, North Carolina. The company traces its roots to a community bank founded in 1898 and has grown into a diversified financial services organization that operates through its banking subsidiary to serve retail, commercial and institutional clients. First Citizens offers a broad suite of banking products and services, including consumer and business deposit accounts, commercial and industrial lending, real estate and mortgage lending, treasury and cash management, and specialized lending solutions. The company also provides wealth management, trust and fiduciary services, and capital markets support for middle‑market and corporate clients. These capabilities are delivered through branch networks, commercial banking teams and digital channels to meet the needs of individual and business customers. First Citizens operates across multiple U.S. markets and supplements its branch footprint with national capabilities in corporate banking and wealth management. The firm has been characterized by a long‑standing, family‑oriented leadership structure and a conservative operating approach; its executive and board leadership oversee strategy, risk management and regulatory compliance consistent with its role as a federally regulated banking organization.AI Generated. May Contain Errors. Read More First Citizens BancShares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks92nd Percentile Overall ScoreFCNCA MarketRank™: First Citizens BancShares scored higher than 92% of companies evaluated by MarketBeat, and ranked 183rd out of 1,752 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.8 / 5Analyst RatingHold Consensus RatingFirst Citizens BancShares has received a consensus rating of Hold. The company's average rating score is 2.31, and is based on 1 strong buy rating, 2 buy ratings, 10 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for First Citizens BancShares is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageFirst Citizens BancShares has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about First Citizens BancShares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth14.02% Earnings GrowthEarnings for First Citizens BancShares are expected to grow by 14.02% in the coming year, from $177.18 to $202.02 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First Citizens BancShares is 11.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.86.Price to Earnings Ratio vs. SectorThe P/E ratio of First Citizens BancShares is 11.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.56.Price to Earnings Growth RatioFirst Citizens BancShares has a PEG Ratio of 1.57. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioFirst Citizens BancShares has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about First Citizens BancShares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted5.23% of the float of First Citizens BancShares has been sold short.Short Interest Ratio / Days to CoverFirst Citizens BancShares has a short interest ratio ("days to cover") of 5.11.Change versus previous monthShort interest in First Citizens BancShares has recently decreased by 12.08%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldFirst Citizens BancShares has a dividend yield of 0.40%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthFirst Citizens BancShares has been increasing its dividend for 8 years.Dividend CoverageThe dividend payout ratio of First Citizens BancShares is 4.83%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First Citizens BancShares will have a dividend payout ratio of 4.16% next year. This indicates that First Citizens BancShares will be able to sustain or increase its dividend.Read more about First Citizens BancShares' dividend. News and Social Media3.6 / 5News Sentiment0.80 News SentimentFirst Citizens BancShares has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for First Citizens BancShares this week, compared to 4 articles on an average week.Search Interest1 people have searched for FCNCA on MarketBeat in the last 30 days. MarketBeat Follows1 people have added First Citizens BancShares to their MarketBeat watchlist in the last 30 days. Company Ownership3.4 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $2,316,551.00 in company stock, which represents 0.0097% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, First Citizens BancShares insiders have bought 22.58% more of their company's stock than they have sold. Specifically, they have bought $12,573,868.00 in company stock and sold $10,257,317.00 in company stock.Percentage Held by Insiders14.63% of the stock of First Citizens BancShares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.01% of the stock of First Citizens BancShares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about First Citizens BancShares' insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. FCNCA Stock News HeadlinesFirst Citizens BancShares, Inc. (NASDAQ:FCNCA) Given Consensus Rating of "Hold" by BrokeragesJuly 20 at 2:14 AM | americanbankingnews.comFirst Citizens BancShares Is No Longer A Prime Candidate After Its Monumental RiseJuly 16, 2026 | seekingalpha.comBlackRock is hoarding it. JPMorgan is hoarding it. Do you own it?BlackRock, JPMorgan, Goldman Sachs, and Fidelity are reportedly accumulating a scarce blockchain asset - one that gets burned with every transaction on what analysts are calling America's new financial grid. The Nasdaq has received SEC approval to move stocks onto blockchain rails, and BlackRock CEO Larry Fink dedicated his entire 2026 annual letter to this infrastructure shift. Blockchain analyst Andy Howard is calling this asset 'Digital Oil' - and says institutional buyers are already positioned. | Awesomely (Ad)First Citizens BancShares, Inc. Announces Date of Second Quarter 2026 Earnings CallJune 30, 2026 | prnewswire.comCorgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage SolutionsJune 17, 2026 | prnewswire.comFirst Citizens BancShares Completes New Series E Preferred OfferingMay 30, 2026 | theglobeandmail.comSilicon Valley Bank Expands Life Science & Healthcare TeamMay 7, 2026 | prnewswire.com5 Revealing Analyst Questions From First Citizens BancShares’s Q1 Earnings CallApril 30, 2026 | msn.comSee More Headlines FCNCA Stock Analysis - Frequently Asked Questions How have FCNCA shares performed this year? First Citizens BancShares' stock was trading at $2,146.18 at the start of the year. Since then, FCNCA stock has decreased by 3.5% and is now trading at $2,071.16. How were First Citizens BancShares' earnings last quarter? First Citizens BancShares, Inc. (NASDAQ:FCNCA) released its quarterly earnings data on Thursday, April, 23rd. The bank reported $44.86 earnings per share for the quarter, topping the consensus estimate of $43.31 by $1.55. The bank earned $2.14 billion during the quarter, compared to the consensus estimate of $2.20 billion. First Citizens BancShares had a trailing twelve-month return on equity of 11.48% and a net margin of 15.62%. Is First Citizens BancShares doing a stock buyback? First Citizens BancShares' board initiated a share buyback program on Thursday, July 25th 2024, which permits the company to repurchase $3,500,000,000 in shares, according to EventVestor. This means that the company could buy up to 12.3% of its stock through open market purchases. Stock buyback programs are generally an indication that the company's board of directors believes its stock is undervalued. Who are First Citizens BancShares' major shareholders? First Citizens BancShares' top institutional investors include Reinhart Partners LLC. (0.73%), Whitener Capital Management Inc. (0.01%), Assenagon Asset Management S.A. and E. Ohman J or Asset Management AB. Insiders that own company stock include Frank B Holding Jr, Olivia Britton Holding, Hope Holding Bryant, Craig L Nix, Ellen R Alemany and Ralph Mattox Snow III. View institutional ownership trends. How do I buy shares of First Citizens BancShares? Shares of FCNCA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings4/23/2026Record date for 6/15 Dividend5/29/2026Ex-Dividend for 6/15 Dividend5/29/2026Dividend Payable6/15/2026Today7/21/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 FCNCA's financial health is in the Green zone, according to TradeSmith. FCNCA has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryRegional Banks Current SymbolNASDAQ:FCNCA CIK798941 Webwww.firstcitizens.com Phone(919) 716-7000Fax919-716-7074Employees18,141Year Founded1898Price Target and Rating Average Price Target for First Citizens BancShares$2,247.08 High Price Target$2,350.00 Low Price Target$2,050.00 Potential Upside/Downside+8.5%Consensus RatingHold Rating Score (0-4)2.31 Research Coverage13 Analysts Profitability EPS (Trailing Twelve Months)$173.88 Trailing P/E Ratio11.91 Forward P/E Ratio11.69 P/E Growth1.57Net Income$2.21 billion Net Margins15.62% Pretax Margin20.93% Return on Equity11.48% Return on Assets1.03% Debt Debt-to-Equity Ratio1.67 Current Ratio1.00 Quick Ratio1.00 Sales & Book Value Annual Sales$14.51 billion Price / Sales1.65 Cash Flow$228.10 per share Price / Cash Flow9.08 Book Value$1,718.65 per share Price / Book1.21Miscellaneous Outstanding Shares11,590,000Free Float9,892,000Market Cap$24.00 billion OptionableOptionable Beta0.62 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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