Fidelity D&D Bancorp (FDBC) Stock Price, News & Analysis

Company Overview

Fidelity D&D Bancorp, Inc. is the bank holding company for Fidelity Deposit & Discount Bank, a New York–chartered community bank headquartered in Melville, New York. Through its banking subsidiary, the company offers a broad range of deposit and lending products designed to meet the needs of individuals, small businesses and commercial clients throughout Long Island’s Nassau and Suffolk counties.

On the deposit side, Fidelity Deposit & Discount Bank provides traditional checking and savings accounts, money market accounts and certificates of deposit. The bank’s product lineup also includes specialized cash management solutions for businesses, online and mobile banking services, and merchant services to support the financial operations of local enterprises.

The company’s lending portfolio encompasses commercial real estate loans, construction and land acquisition financing, small business administration (SBA) loans, and consumer lending products such as home equity lines of credit and residential mortgage loans. Fidelity D&D Bancorp emphasizes relationship-driven underwriting and personalized service, enabling it to tailor credit solutions to the cash flow and collateral needs of its clients.

Fidelity D&D Bancorp serves its market through a network of branch offices on Long Island and leverages digital channels to extend its reach. The company’s leadership consists of seasoned banking professionals with deep ties to the regional marketplace. As a locally focused institution, Fidelity D&D Bancorp positions itself as a community partner, supporting economic growth in the areas it serves through ongoing customer engagement and participation in local initiatives.

Key Stats

• Today's Range: $41.35 to $42.82
• 50-Day Range: $40.48 to $47.49
• 52-Week Range: $37.00 to $61.21
• Volume: 6,301 shs
• Average Volume: 8,061 shs
• Market Capitalization: $247.07 million
• P/E Ratio: 10.44
• Dividend Yield: 3.74%
• Price Target: N/A
• Consensus Rating: Hold

Fidelity D&D Bancorp Stock Analysis - MarketRank™

Fidelity D&D Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 436th out of 944 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Fidelity D&D Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Fidelity D&D Bancorp is 10.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.25.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fidelity D&D Bancorp is 10.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 32.54.

Price to Book Value per Share Ratio

Fidelity D&D Bancorp has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.44% of the float of Fidelity D&D Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Fidelity D&D Bancorp has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fidelity D&D Bancorp has recently decreased by 0.95%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Fidelity D&D Bancorp is a leading dividend payer. It pays a dividend yield of 3.73%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Fidelity D&D Bancorp has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of Fidelity D&D Bancorp is 39.02%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.47

Percentage of Shares Shorted

0.44% of the float of Fidelity D&D Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Fidelity D&D Bancorp has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fidelity D&D Bancorp has recently decreased by 0.95%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: N/A

News Sentiment

Fidelity D&D Bancorp has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Fidelity D&D Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $11,661.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

21.00% of the stock of Fidelity D&D Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 20.05% of the stock of Fidelity D&D Bancorp is held by institutions.

FDBC Stock Analysis - Frequently Asked Questions

How have FDBC shares performed this year?

Fidelity D&D Bancorp's stock was trading at $48.80 at the beginning of the year. Since then, FDBC stock has decreased by 12.3% and is now trading at $42.82.

How were Fidelity D&D Bancorp's earnings last quarter?

Fidelity D&D Bancorp Inc. (NASDAQ:FDBC) released its quarterly earnings data on Wednesday, July, 23rd. The financial services provider reported $1.20 earnings per share (EPS) for the quarter. The financial services provider earned $23.29 million during the quarter. Fidelity D&D Bancorp had a net margin of 17.75% and a trailing twelve-month return on equity of 11.28%.

Who are Fidelity D&D Bancorp's major shareholders?

Top institutional shareholders of Fidelity D&D Bancorp include Alliance Wealth Advisors LLC (0.15%) and CWM LLC (0.04%). Insiders that own company stock include Brian J Cali, Helenbeth Garofalo Vilcek, Daniel J Santaniello, Salvatore R Defrancesco Jr, Alan Silverman, Eugene J Walsh and Michael J Pacyna Jr.
View institutional ownership trends.

How do I buy shares of Fidelity D&D Bancorp?

Shares of FDBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fidelity D&D Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fidelity D&D Bancorp investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 7/23/2025
• Record date for 9/10 Dividend: 8/15/2025
• Ex-Dividend for 9/10 Dividend: 8/15/2025
• Dividend Payable: 9/10/2025
• Today: 10/17/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FDBC
• CIK: 1098151
• Web: www.bankatfidelity.com
• Phone: (570) 342-8281
• Fax: N/A
• Employees: 320
• Year Founded: 1903

Profitability

• EPS (Trailing Twelve Months): $4.10
• Trailing P/E Ratio: 10.24
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $20.79 million
• Net Margins: 17.75%
• Pretax Margin: 20.78%
• Return on Equity: 11.28%
• Return on Assets: 0.89%

Debt

• Debt-to-Equity Ratio: 0.03
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $126.04 million
• Price / Sales: 1.92
• Cash Flow: $4.51 per share
• Price / Cash Flow: 9.30
• Book Value: $35.56 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 5,770,000
• Free Float: 4,556,000
• Market Cap: $242.25 million
• Optionable: Not Optionable
• Beta: 1.07