First Foundation (FFWM) Stock Price, News & Analysis

Company Overview

First Foundation Inc. (NYSE: FFWM) is a financial services company headquartered in Irvine, California. Through its banking and advisory subsidiaries, the company delivers a range of wealth management, strategic consulting and lending solutions to high-net-worth individuals, families, entrepreneurs and closely held businesses. First Foundation’s integrated business model combines personalized advisory services with commercial and consumer banking capabilities under one corporate umbrella.

The company’s wealth management arm offers financial planning, investment management, trust and estate planning, tax planning and family office services. Its banking subsidiary provides deposit accounts, mortgage lending, home equity lines of credit, commercial real estate loans, construction and bridge financing, as well as SBA loan programs. This dual-platform approach allows clients to access both advisory expertise and credit solutions tailored to their long-term goals.

Founded in 2005, First Foundation has expanded organically and through targeted acquisitions to build a national footprint. The firm maintains offices in key U.S. markets, including California, Texas, Florida, Colorado and New York, enabling it to serve a geographically diverse client base. Led by President and CEO William N. Jaffe, First Foundation emphasizes a relationship-driven culture and aims to deliver customized advice, sophisticated lending products and seamless banking services under one roof.

Key Stats

• Today's Range: $5.90 to $5.90
• 50-Day Range: $5.56 to $6.55
• 52-Week Range: $4.59 to $6.72
• Volume: N/A
• Average Volume: 808,677 shs
• Market Capitalization: $489.29 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $6.58
• Consensus Rating: Moderate Buy

First Foundation Stock Analysis - MarketRank™

First Foundation scored higher than 33% of companies evaluated by MarketBeat, and ranked 744th out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Foundation has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

First Foundation has a consensus price target of $6.58, representing about 11.6% upside from its current price of $5.90.

Amount of Analyst Coverage

First Foundation has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Foundation is -3.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Foundation is -3.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

First Foundation has a P/B Ratio of 0.59. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.06% of the float of First Foundation has been sold short.

Short Interest Ratio / Days to Cover

First Foundation has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Foundation has recently decreased by 17.55%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Foundation does not currently pay a dividend.

Dividend Growth

First Foundation does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Foundation insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.50% of the stock of First Foundation is held by insiders.

Percentage Held by Institutions

73.10% of the stock of First Foundation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/31/2025
• Today: 5/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Banking
• Current Symbol: NYSE:FFWM
• Previous Symbol: NYSE:FFWM
• CIK: 1413837
• Web: N/A
• Phone: (949) 222-2030
• Fax: N/A
• Employees: 710
• Year Founded: 1990

Price Target and Rating

• Average Price Target for First Foundation: $6.58
• High Price Target: $7.00
• Low Price Target: $6.00
• Potential Upside/Downside: +11.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.89)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$155.16 million
• Net Margins: -26.37%
• Pretax Margin: -12.16%
• Return on Equity: 1.09%
• Return on Assets: 0.08%

Debt

• Debt-to-Equity Ratio: 1.73
• Current Ratio: 0.90
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $588.36 million
• Price / Sales: 0.83
• Cash Flow: $0.25 per share
• Price / Cash Flow: 23.33
• Book Value: $9.96 per share
• Price / Book: 0.59

Miscellaneous

• Outstanding Shares: 82,930,000
• Free Float: 75,048,000
• Market Cap: $489.29 million
• Optionable: N/A
• Beta: 0.88