First Guaranty Bancshares, Inc. is a bank holding company headquartered in Hammond, Louisiana, operating through its wholly owned subsidiary, First Guaranty Bank. The company delivers a full suite of commercial banking products and services, including checking and savings accounts, certificates of deposit, and online banking tools. Its lending portfolio encompasses commercial and industrial loans, real estate financing, agriculture loans, and consumer credit, designed to meet the needs of businesses, municipalities, and individual customers in its core markets.
Established in 1934, First Guaranty Bancshares has expanded from a single community bank into a regional financial institution serving Southeast Louisiana and Southwest Mississippi. Over the decades, it has grown its branch network to include locations in key population centers along the Gulf Coast. The company emphasizes relationship-driven banking, working closely with local enterprises, nonprofit organizations, and government entities to support economic development and foster long-term client partnerships.
In addition to traditional deposit and lending services, First Guaranty Bancshares offers treasury and cash management solutions, including automated clearing house (ACH) services, wire transfers, merchant card processing, and remote deposit capture. The bank also provides mortgage banking services, trust and estate administration, and wealth management through dedicated advisors. These offerings are backed by digital banking platforms that allow customers to manage accounts, transfer funds, and deposit checks securely from any location.
The leadership team at First Guaranty Bancshares comprises seasoned banking professionals with extensive experience in community banking and regional finance. Guided by a board of directors with deep ties to the Gulf Coast region, the company remains committed to a conservative lending philosophy and prudent risk management. This approach has helped it navigate economic cycles while maintaining a focus on personalized service, local decision-making, and reinvestment in the communities it serves.
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