About Fiserv (NASDAQ:FISV)
Fiserv, Inc. is a provider of financial services technology. The Company provides account processing systems; electronic payments processing products and services, such as electronic bill payments, transaction processing, account-to-account transfers, and person-to-person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, and lending and risk management products and services. The Company operates through two segments: Payments and Industry Products and the Financial Institution Services. The Payments segment services include electronic bill payment and presentment services, Internet and mobile banking software and services, and other electronic payments software and services. The Financial segment provides account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services.
Industry, Sector and Symbol:
- Sector: Business Services
- Industry: Transaction & Payment Services
- Sub-Industry: Data Processing & Outsourced Services
- Symbol: NASDAQ:FISV
- CUSIP: 33773810
- Web: www.fiserv.com
- Market Cap: $27.03 billion
- Outstanding Shares: 210,465,000
- 50 Day Moving Avg: $126.17
- 200 Day Moving Avg: $123.21
- 52 Week Range: $92.81 - $129.81
Sales & Book Value:
- Trailing P/E Ratio: 31.44
- Foreward P/E Ratio: 22.22
- P/E Growth: 2.04
- Annual Revenue: $5.59 billion
- Price / Sales: 4.84
- Book Value: $11.34 per share
- Price / Book: 11.33
- EBITDA: $1.75 billion
- Net Margins: 16.04%
- Return on Equity: 41.79%
- Return on Assets: 10.70%
- Debt-to-Equity Ratio: 1.94%
- Current Ratio: 0.96%
- Quick Ratio: 0.96%
- Average Volume: 763,292 shs.
- Beta: 0.82
- Short Ratio: 3.8
Frequently Asked Questions for Fiserv (NASDAQ:FISV)
What is Fiserv's stock symbol?
Fiserv trades on the NASDAQ under the ticker symbol "FISV."
How were Fiserv's earnings last quarter?
Fiserv, Inc. (NASDAQ:FISV) released its quarterly earnings results on Tuesday, August, 1st. The company reported $1.19 earnings per share for the quarter, missing the Zacks' consensus estimate of $1.23 by $0.04. The company earned $1.39 billion during the quarter, compared to analysts' expectations of $1.42 billion. Fiserv had a return on equity of 41.79% and a net margin of 16.04%. The firm's revenue was up 1.7% compared to the same quarter last year. During the same quarter in the prior year, the company earned $1.08 EPS. View Fiserv's Earnings History.
When will Fiserv make its next earnings announcement?
What guidance has Fiserv issued on next quarter's earnings?
Fiserv updated its FY17 earnings guidance on Tuesday, August, 1st. The company provided earnings per share guidance of $5.03 to $5.17 for the period, compared to the Thomson Reuters consensus earnings per share estimate of $5.13.
Where is Fiserv's stock going? Where will Fiserv's stock price be in 2017?
13 brokerages have issued 12-month target prices for Fiserv's shares. Their forecasts range from $101.00 to $146.25. On average, they anticipate Fiserv's share price to reach $127.27 in the next year. View Analyst Ratings for Fiserv.
What are analysts saying about Fiserv stock?
Here are some recent quotes from research analysts about Fiserv stock:
- 1. According to Zacks Investment Research, "Fiserv's financial and payment solutions business is backed by a broad customer base, expanding product portfolio and key contract wins. Product-oriented acquisitions are also leading to a steady flow of customers. Investment in digital-oriented technologies is improving its competitiveness. The company is expected to benefit from its five year cost cutting program. Estimates have also been stable lately ahead of the company’s Q3 earnings release. The company has mixed record of earnings surprises in recent quarters. However, we continue to be wary of stricter regulations in the banking/financial services industry, stiff competition and its highly leveraged balance sheet. Notably, the company has underperformed the industry on a year-to-date basis." (10/16/2017)
- 2. Cantor Fitzgerald analysts commented, "FISV remains focused on drivers of incremental growth, which are off to a slower start than expected, which management attributes to timing. The drivers and their adoption rate are Agiliti (Low Adoption), Mobiliti (Moderate), DNA (High), EMV (High), Now Network (Moderate), and Integrated Payments (Low). These growth drivers are expected to add 25-40bps to annual revenue growth in 2017, 30-60bps in 2018, and 40-70bps in 2019." (6/20/2017)
- 3. Jefferies Group LLC analysts commented, "FISV's Q4 earnings were soft on revs (hurt by an unexpected miss in International). Slightly lower operating margins than our model were offset by a lower share count, which drove in-line Q4 EPS. We believe F17 organic revenue guidance of 4.0%-5.0% growth is somewhat conservative, and we like the solid FY EPS guidance (ie, $5.10 at the midpoint vs. Street at $4.97; though helped quite a bit by a lower ongoing tax rate). Maintain Buy." (2/9/2017)
Who are some of Fiserv's key competitors?
Some companies that are related to Fiserv include FleetCor Technologies (FLT), Global Payments (GPN), Western Union Company (The) (WU), Worldpay Group PLC (WPG), First Data Corporation (FDC), WEX (WEX), Euronet Worldwide (EEFT), Paysafe Group Plc (PAYS), Moneygram International (MGI), Qiwi Plc (QIWI), Paypoint plc (PAY), Net 1 UEPS Technologies (UEPS), SafeCharge International Group Ltd (SCH), Newtek Business Services Corp. (NEWT), Planet Payment (PLPM), Earthport plc (EPO), CardConnect Corp (CCN) and Heartland Payment Systems (HPY).
Who are Fiserv's key executives?
Fiserv's management team includes the folowing people:
- Jeffery W. Yabuki, President, Chief Executive Officer, Director
- Robert W. Hau, Chief Financial Officer, Treasurer
- Kevin P. Gregoire, Group President of Financial Institutions Group
- Devin B McGranahan, Group President, Billing and Payments Group
- Kevin J. Schultz, Group President- Digital Banking Group
- Steven Tait, Group President - International Group
- Byron C. Vielehr, Group President - Depository Institution Services Group
- Mark A. Ernst, Chief Operating Officer
- Mark Paulek, Chief Human Resource Officer
- Kenneth F. Best, Principal Accounting Officer
Who owns Fiserv stock?
Fiserv's stock is owned by many different of retail and institutional investors. Top institutional shareholders include Mountain Pacific Investment Advisers Inc. ID (0.16%), Shell Asset Management Co. (0.11%), Assenagon Asset Management S.A. (0.10%), LS Investment Advisors LLC (0.08%), APG Asset Management N.V. (0.08%) and Wendell David Associates Inc. (0.05%). Company insiders that own Fiserv stock include Daniel P Kearney, Devin Mcgranahan, J Donald Sherman, Jeffery W Yabuki, Kevin P Gregoire, Kim M Robak, Lynn S Mccreary, Rahul Gupta, Steven Tait and Thomas J Hirsch. View Institutional Ownership Trends for Fiserv.
Who sold Fiserv stock? Who is selling Fiserv stock?
Fiserv's stock was sold by a variety of institutional investors in the last quarter, including Robeco Institutional Asset Management B.V., Bridges Investment Counsel Inc., State Treasurer State of Michigan, Mountain Pacific Investment Advisers Inc. ID, LS Investment Advisors LLC, Osborne Partners Capital Management LLC, Indiana Trust & Investment Management CO and Bath Savings Trust Co. Company insiders that have sold Fiserv stock in the last year include Jeffery W Yabuki, Kevin P Gregoire, Kim M Robak and Lynn S Mccreary. View Insider Buying and Selling for Fiserv.
Who bought Fiserv stock? Who is buying Fiserv stock?
Fiserv's stock was purchased by a variety of institutional investors in the last quarter, including Assenagon Asset Management S.A., Shell Asset Management Co., APG Asset Management N.V., Barometer Capital Management Inc., Wendell David Associates Inc., Crow Point Partners LLC, Eqis Capital Management Inc. and Gilman Hill Asset Management LLC. Company insiders that have bought Fiserv stock in the last two years include Devin Mcgranahan and J Donald Sherman. View Insider Buying and Selling for Fiserv.
How do I buy Fiserv stock?
Shares of Fiserv can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Fiserv's stock price today?
MarketBeat Community Rating for Fiserv (NASDAQ FISV)MarketBeat's community ratings are surveys of what our community members think about Fiserv and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Fiserv stock can currently be purchased for approximately $128.44.
Consensus Ratings for Fiserv (NASDAQ:FISV) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||8 Hold Ratings, 5 Buy Ratings|
|Consensus Rating:||Hold (Score: 2.38)|
|Consensus Price Target: ||$127.27 (0.91% downside)|Consensus Price Target History for Fiserv (NASDAQ:FISV)
Analysts' Ratings History for Fiserv (NASDAQ:FISV)
(Data available from 10/23/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|10/12/2017||Cowen and Company||Reiterated Rating||Hold||$115.00||N/A|
|10/10/2017||Robert W. Baird||Reiterated Rating||Outperform||$136.00 -> $146.00||N/A|
|10/8/2017||Royal Bank Of Canada||Reiterated Rating||Hold||$128.00||N/A|
|8/2/2017||Credit Suisse Group||Boost Price Target||Neutral||$123.00 -> $126.00||N/A|
|8/2/2017||Barclays PLC||Reiterated Rating||Equal Weight||$115.00 -> $123.00||Low|
|8/1/2017||BMO Capital Markets||Boost Price Target||Market Perform||$112.00 -> $133.00||Low|
|7/17/2017||Guggenheim||Upgrade||Neutral -> Buy||$131.00 -> $136.00||Medium|
|6/20/2017||Cantor Fitzgerald||Reiterated Rating||Hold||$118.00||Low|
|6/6/2017||Wedbush||Reiterated Rating||Outperform||$115.00 -> $146.25||Low|
|4/3/2017||Monness Crespi & Hardt||Boost Price Target||Buy -> Buy||$118.00 -> $128.00||Low|
|2/9/2017||Northcoast Research||Reiterated Rating||Neutral||N/A|
|2/9/2017||Jefferies Group LLC||Reiterated Rating||Buy||$127.00||N/A|
|11/18/2016||Pacific Crest||Initiated Coverage||Sector Weight||$101.00||N/A|
|10/27/2016||William Blair||Downgrade||Outperform -> Market Perform||N/A|
|8/3/2016||J P Morgan Chase & Co||Reiterated Rating||Hold||$112.00||N/A|
|8/3/2016||Deutsche Bank AG||Boost Price Target||Hold||$95.00 -> $101.00||N/A|
|5/16/2016||Sterne Agee CRT||Reiterated Rating||Buy||N/A|
|5/9/2016||Argus||Upgrade||Hold -> Buy||$114.00||N/A|
|4/15/2016||Compass Point||Initiated Coverage||Sell||$85.00||N/A|
|3/21/2016||Oppenheimer Holdings, Inc.||Downgrade||Outperform -> Market Perform||N/A|
|2/3/2016||SunTrust Banks, Inc.||Lower Price Target||Neutral||$106.00 -> $102.00||N/A|
|2/3/2016||Evercore ISI||Boost Price Target||Buy||$108.00 -> $109.00||N/A|
|10/28/2015||Topeka Capital Markets||Boost Price Target||Hold||$83.00 -> $87.00||N/A|
Earnings History for Fiserv (NASDAQ:FISV)Earnings History by Quarter for Fiserv (NASDAQ FISV)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|8/1/2017||Q2 2017||$1.23||$1.19||$1.42 billion||$1.39 billion||View||Listen|
|4/26/2017||Q1 2017||$1.18||$1.25||$1.40 billion||$1.39 billion||View||N/A|
|2/8/2017||Q4 2016||$1.16||$1.16||$1.46 billion||$1.43 billion||View||Listen|
|10/26/2016||Q3||$1.13||$1.14||$1.40 billion||$1.38 billion||View||Listen|
|8/2/2016||Q2||$1.07||$1.08||$1.38 billion||$1.36 billion||View||N/A|
|5/5/2016||Q116||$1.02||$1.06||$1.34 billion||$1.33 billion||View||N/A|
|2/2/2016||Q415||$1.00||$1.00||$1.39 billion||$1.37 billion||View||N/A|
|10/27/2015||Q315||$0.97||$1.03||$1.33 billion||$1.31 billion||View||Listen|
|7/29/2015||Q215||$0.94||$0.95||$1.31 billion||$1.30 billion||View||Listen|
|5/5/2015||Q115||$0.86||$0.89||$1.29 billion||$1.28 billion||View||N/A|
|2/3/2015||Q414||$0.89||$0.89||$1.32 billion||$1.32 billion||View||N/A|
|10/28/2014||Q314||$0.84||$0.86||$1.26 billion||$1.26 billion||View||N/A|
|7/29/2014||Q214||$0.81||$0.81||$1.25 billion||$1.25 billion||View||N/A|
|4/29/2014||Q114||$0.74||$0.82||$1.21 billion||$1.23 billion||View||N/A|
|2/5/2014||Q413||$0.81||$0.84||$1.28 billion||$1.26 billion||View||Listen|
|10/29/2013||Q313||$1.51||$1.56||$1.23 billion||$1.14 billion||View||N/A|
|7/30/2013||Q2 2013||$1.44||$1.50||$1.19 billion||$1.14 billion||View||N/A|
|4/30/2013||Q1 2013||$1.34||$1.33||$1.20 billion||$1.15 billion||View||N/A|
|2/5/2013||Q4 2012||$1.39||$1.39||$1.18 billion||$1.16 billion||View||N/A|
Earnings Estimates for Fiserv (NASDAQ:FISV)
2017 EPS Consensus Estimate: $5.09
2018 EPS Consensus Estimate: $5.79
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Dividend History for Fiserv (NASDAQ:FISV)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for Fiserv (NASDAQ:FISV)
Insider Ownership Percentage: 1.80%Insider Trades by Quarter for Fiserv (NASDAQ:FISV)
Institutional Ownership Percentage: 87.70%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|10/16/2017||Jeffery W Yabuki||Insider||Sell||17,000||$127.22||$2,162,740.00|| |
|9/19/2017||Jeffery W Yabuki||Insider||Sell||17,000||$125.54||$2,134,180.00|| |
|9/18/2017||Kim M Robak||Director||Sell||6,124||$124.54||$762,682.96|| |
|8/23/2017||Jeffery W Yabuki||Insider||Sell||17,000||$122.02||$2,074,340.00|| |
|7/20/2017||Jeffery W Yabuki||Insider||Sell||17,000||$126.02||$2,142,340.00|| |
|6/23/2017||Jeffery W Yabuki||Insider||Sell||17,000||$125.06||$2,126,020.00|| |
|5/22/2017||Jeffery W Yabuki||Insider||Sell||17,000||$121.85||$2,071,450.00|| |
|4/26/2017||Jeffery W Yabuki||Insider||Sell||2,000||$120.19||$240,380.00|| |
|4/18/2017||Jeffery W Yabuki||Insider||Sell||15,000||$116.38||$1,745,700.00|| |
|3/15/2017||Jeffery W Yabuki||Insider||Sell||17,000||$117.27||$1,993,590.00|| |
|3/1/2017||Lynn S Mccreary||Insider||Sell||4,309||$117.02||$504,239.18|| |
|2/15/2017||Jeffery W Yabuki||Insider||Sell||36,000||$110.78||$3,988,080.00|| |
|12/21/2016||Jeffery W Yabuki||Insider||Sell||12,000||$108.72||$1,304,640.00|| |
|11/30/2016||Kevin P. Gregoire||Insider||Sell||8,992||$105.10||$945,059.20|| |
|11/16/2016||Jeffery W Yabuki||Insider||Sell||12,000||$102.45||$1,229,400.00|| |
|11/2/2016||Devin Mcgranahan||Insider||Buy||15,000||$99.21||$1,488,150.00|| |
|10/19/2016||Jeffery W Yabuki||Insider||Sell||12,000||$99.91||$1,198,920.00|| |
|9/21/2016||Jeffery W Yabuki||Insider||Sell||12,000||$100.46||$1,205,520.00|| |
|9/12/2016||Rahul Gupta||Insider||Sell||15,225||$101.02||$1,538,029.50|| |
|8/17/2016||Jeffery W Yabuki||Insider||Sell||12,000||$101.84||$1,222,080.00|| |
|7/20/2016||Jeffery W Yabuki||Insider||Sell||12,000||$110.80||$1,329,600.00|| |
|6/16/2016||Steven Tait||Insider||Sell||25,538||$105.68||$2,698,855.84|| |
|6/15/2016||Jeffery W Yabuki||CEO||Sell||12,000||$105.76||$1,269,120.00|| |
|5/27/2016||Rahul Gupta||Insider||Sell||28,603||$105.01||$3,003,601.03|| |
|5/25/2016||Kim M Robak||Director||Sell||5,096||$104.31||$531,563.76|| |
|5/18/2016||J Donald Sherman||Director||Buy||2,000||$102.88||$205,760.00|| |
|5/18/2016||Jeffery W Yabuki||CEO||Sell||12,000||$102.46||$1,229,520.00|| |
|5/11/2016||Daniel P Kearney||Director||Sell||11,220||$105.31||$1,181,578.20|| |
|4/20/2016||Jeffery W Yabuki||CEO||Sell||12,000||$99.90||$1,198,800.00|| |
|2/23/2016||Lynn S Mccreary||Insider||Sell||5,283||$97.62||$515,726.46|| |
|2/22/2016||Thomas J Hirsch||CFO||Sell||44,274||$97.77||$4,328,668.98|| |
|2/18/2016||Daniel P Kearney||Director||Sell||6,136||$96.25||$590,590.00|| |
|2/17/2016||Jeffery W. Yabuki||CEO||Sell||11,000||$95.69||$1,052,590.00|| |
|1/21/2016||Jeffery W. Yabuki||CEO||Sell||11,000||$88.19||$970,090.00|| |
|11/23/2015||Thomas J. Hirsch||CFO||Sell||18,554||$96.42||$1,788,976.68|| |
|11/18/2015||Jeffery W. Yabuki||CEO||Sell||14,000||$95.64||$1,338,960.00|| |
|10/21/2015||Jeffery W. Yabuki||CEO||Sell||14,000||$92.90||$1,300,600.00|| |
|9/16/2015||Jeffery W. Yabuki||CEO||Sell||14,000||$87.12||$1,219,680.00|| |
|9/8/2015||Rahul Gupta||insider||Sell||93,802||$86.00||$8,066,972.00|| |
|8/19/2015||Jeffery W. Yabuki||CEO||Sell||14,000||$89.65||$1,255,100.00|| |
|7/15/2015||Jeffery W Yabuki||CEO||Sell||14,000||$87.29||$1,222,060.00|| |
|6/17/2015||Jeffery W Yabuki||CEO||Sell||13,000||$80.72||$1,049,360.00|| |
|5/21/2015||Kim M Robak||Director||Sell||6,864||$80.77||$554,405.28|| |
|5/21/2015||Thomas J Hirsch||CFO||Sell||13,198||$80.81||$1,066,530.38|| |
|5/20/2015||Jeffery W Yabuki||CEO||Sell||13,000||$81.10||$1,054,300.00|| |
|4/21/2015||Jeffery W Yabuki||CEO||Sell||1,500||$79.00||$118,500.00|| |
|4/15/2015||Jeffery W Yabuki||CEO||Sell||8,500||$78.98||$671,330.00|| |
|12/8/2014||Kim M Robak||Director||Sell||7,658||$71.39||$546,704.62|| |
|9/19/2014||Mark A Ernst||COO||Buy||10,000||$65.50||$655,000.00|| |
|8/22/2014||Thomas J Hirsch||CFO||Sell||20,551||$64.20||$1,319,374.20|| |
|6/13/2014||Steven Tait||Insider||Sell||7,674||$59.90||$459,672.60|| |
|6/2/2014||Kim M Robak||Director||Sell||1,500||$60.18||$90,270.00|| |
|3/19/2014||Steven Tait||EVP||Sell||12,229||$58.49||$715,274.21|| |
|3/5/2014||Thomas Wertheimer||Director||Sell||17,499||$58.65||$1,026,316.35|| |
|12/5/2013||Michael Gianoni||EVP||Sell||4,742||$108.66||$515,265.72|| |
|12/3/2013||Michael Gianoni||EVP||Sell||22,716||$110.05||$2,499,895.80|| |
|11/11/2013||Jeffery Yabuki||CEO||Sell||4,000||$105.36||$421,440.00|| |
|11/8/2013||Kim Robak||Director||Sell||6,034||$105.11||$634,233.74|| |
|10/14/2013||Jeffery Yabuki||CEO||Sell||4,000||$101.91||$407,640.00|| |
|9/9/2013||Jeffery W Yabuki||CEO||Sell||4,000||$98.88||$395,520.00|| |
|9/5/2013||Michael P Gianoni||EVP||Sell||1,500||$97.55||$146,325.00|| |
|8/16/2013||Thomas Hirsch||CFO||Sell||19,658||$99.55||$1,956,953.90|| |
|8/12/2013||Jeffery Yabuki||CEO||Sell||4,000||$101.19||$404,760.00|| |
|7/8/2013||Jeffery W Yabuki||CEO||Sell||4,000||$89.85||$359,400.00|| |
|6/10/2013||Jeffery W Yabuki||CEO||Sell||4,000||$86.51||$346,040.00|| |
|5/24/2013||Donald F Dillon||Director||Sell||5,329||$87.85||$468,152.65|| |
|5/13/2013||Jeffery W Yabuki||CEO||Sell||4,000||$89.56||$358,240.00|| |
|2/25/2013||Kim M Robak||Director||Sell||5,065||$80.74||$408,948.10|| |
|8/22/2012||Charles W Sprague||EVP||Sell||64,023||$70.42||$4,508,499.66|| |
|8/21/2012||Thomas J Hirsch||CFO||Sell||16,697||$70.83||$1,182,648.51|| |
Headline Trends for Fiserv (NASDAQ:FISV)
Latest Headlines for Fiserv (NASDAQ:FISV)
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Fiserv (FISV) Chart for Monday, October, 23, 2017