Fiserv Company Profile (NASDAQ:FISV)

About Fiserv (NASDAQ:FISV)

Fiserv logoFiserv, Inc. is a provider of financial services technology. The Company provides account processing systems; electronic payments processing products and services, such as electronic bill payments, transaction processing, account-to-account transfers, and person-to-person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, and lending and risk management products and services. The Company operates through two segments: Payments and Industry Products and the Financial Institution Services. The Payments segment services include electronic bill payment and presentment services, Internet and mobile banking software and services, and other electronic payments software and services. The Financial segment provides account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services.

Industry, Sector and Symbol:
  • Sector: Business Services
  • Industry: Transaction & Payment Services
  • Sub-Industry: Data Processing & Outsourced Services
  • Symbol: NASDAQ:FISV
  • CUSIP: 33773810
  • Web: www.fiserv.com
Capitalization:
  • Market Cap: $27.03 billion
  • Outstanding Shares: 210,465,000
Average Prices:
  • 50 Day Moving Avg: $126.17
  • 200 Day Moving Avg: $123.21
  • 52 Week Range: $92.81 - $129.81
P/E:
  • Trailing P/E Ratio: 31.44
  • Foreward P/E Ratio: 22.22
  • P/E Growth: 2.04
Sales & Book Value:
  • Annual Revenue: $5.59 billion
  • Price / Sales: 4.84
  • Book Value: $11.34 per share
  • Price / Book: 11.33
Profitability:
  • EBITDA: $1.75 billion
  • Net Margins: 16.04%
  • Return on Equity: 41.79%
  • Return on Assets: 10.70%
Debt:
  • Debt-to-Equity Ratio: 1.94%
  • Current Ratio: 0.96%
  • Quick Ratio: 0.96%
Misc:
  • Average Volume: 763,292 shs.
  • Beta: 0.82
  • Short Ratio: 3.8
 

Frequently Asked Questions for Fiserv (NASDAQ:FISV)

What is Fiserv's stock symbol?

Fiserv trades on the NASDAQ under the ticker symbol "FISV."

How were Fiserv's earnings last quarter?

Fiserv, Inc. (NASDAQ:FISV) released its quarterly earnings results on Tuesday, August, 1st. The company reported $1.19 earnings per share for the quarter, missing the Zacks' consensus estimate of $1.23 by $0.04. The company earned $1.39 billion during the quarter, compared to analysts' expectations of $1.42 billion. Fiserv had a return on equity of 41.79% and a net margin of 16.04%. The firm's revenue was up 1.7% compared to the same quarter last year. During the same quarter in the prior year, the company earned $1.08 EPS. View Fiserv's Earnings History.

When will Fiserv make its next earnings announcement?

Fiserv is scheduled to release their next quarterly earnings announcement on Tuesday, October, 31st 2017. View Earnings Estimates for Fiserv.

What guidance has Fiserv issued on next quarter's earnings?

Fiserv updated its FY17 earnings guidance on Tuesday, August, 1st. The company provided earnings per share guidance of $5.03 to $5.17 for the period, compared to the Thomson Reuters consensus earnings per share estimate of $5.13.

Where is Fiserv's stock going? Where will Fiserv's stock price be in 2017?

13 brokerages have issued 12-month target prices for Fiserv's shares. Their forecasts range from $101.00 to $146.25. On average, they anticipate Fiserv's share price to reach $127.27 in the next year. View Analyst Ratings for Fiserv.

What are analysts saying about Fiserv stock?

Here are some recent quotes from research analysts about Fiserv stock:

  • 1. According to Zacks Investment Research, "Fiserv's financial and payment solutions business is backed by a broad customer base, expanding product portfolio and key contract wins. Product-oriented acquisitions are also leading to a steady flow of customers. Investment in digital-oriented technologies is improving its competitiveness. The company is expected to benefit from its five year cost cutting program. Estimates have also been stable lately ahead of the company’s Q3 earnings release. The company has mixed record of earnings surprises in recent quarters. However, we continue to be wary of stricter regulations in the banking/financial services industry, stiff competition and its highly leveraged balance sheet. Notably, the company has underperformed the industry on a year-to-date basis." (10/16/2017)
  • 2. Cantor Fitzgerald analysts commented, "FISV remains focused on drivers of incremental growth, which are off to a slower start than expected, which management attributes to timing. The drivers and their adoption rate are Agiliti (Low Adoption), Mobiliti (Moderate), DNA (High), EMV (High), Now Network (Moderate), and Integrated Payments (Low). These growth drivers are expected to add 25-40bps to annual revenue growth in 2017, 30-60bps in 2018, and 40-70bps in 2019." (6/20/2017)
  • 3. Jefferies Group LLC analysts commented, "FISV's Q4 earnings were soft on revs (hurt by an unexpected miss in International). Slightly lower operating margins than our model were offset by a lower share count, which drove in-line Q4 EPS. We believe F17 organic revenue guidance of 4.0%-5.0% growth is somewhat conservative, and we like the solid FY EPS guidance (ie, $5.10 at the midpoint vs. Street at $4.97; though helped quite a bit by a lower ongoing tax rate). Maintain Buy." (2/9/2017)

Who are some of Fiserv's key competitors?

Who are Fiserv's key executives?

Fiserv's management team includes the folowing people:

  • Jeffery W. Yabuki, President, Chief Executive Officer, Director
  • Robert W. Hau, Chief Financial Officer, Treasurer
  • Kevin P. Gregoire, Group President of Financial Institutions Group
  • Devin B McGranahan, Group President, Billing and Payments Group
  • Kevin J. Schultz, Group President- Digital Banking Group
  • Steven Tait, Group President - International Group
  • Byron C. Vielehr, Group President - Depository Institution Services Group
  • Mark A. Ernst, Chief Operating Officer
  • Mark Paulek, Chief Human Resource Officer
  • Kenneth F. Best, Principal Accounting Officer

Who owns Fiserv stock?

Fiserv's stock is owned by many different of retail and institutional investors. Top institutional shareholders include Mountain Pacific Investment Advisers Inc. ID (0.16%), Shell Asset Management Co. (0.11%), Assenagon Asset Management S.A. (0.10%), LS Investment Advisors LLC (0.08%), APG Asset Management N.V. (0.08%) and Wendell David Associates Inc. (0.05%). Company insiders that own Fiserv stock include Daniel P Kearney, Devin Mcgranahan, J Donald Sherman, Jeffery W Yabuki, Kevin P Gregoire, Kim M Robak, Lynn S Mccreary, Rahul Gupta, Steven Tait and Thomas J Hirsch. View Institutional Ownership Trends for Fiserv.

Who sold Fiserv stock? Who is selling Fiserv stock?

Fiserv's stock was sold by a variety of institutional investors in the last quarter, including Robeco Institutional Asset Management B.V., Bridges Investment Counsel Inc., State Treasurer State of Michigan, Mountain Pacific Investment Advisers Inc. ID, LS Investment Advisors LLC, Osborne Partners Capital Management LLC, Indiana Trust & Investment Management CO and Bath Savings Trust Co. Company insiders that have sold Fiserv stock in the last year include Jeffery W Yabuki, Kevin P Gregoire, Kim M Robak and Lynn S Mccreary. View Insider Buying and Selling for Fiserv.

Who bought Fiserv stock? Who is buying Fiserv stock?

Fiserv's stock was purchased by a variety of institutional investors in the last quarter, including Assenagon Asset Management S.A., Shell Asset Management Co., APG Asset Management N.V., Barometer Capital Management Inc., Wendell David Associates Inc., Crow Point Partners LLC, Eqis Capital Management Inc. and Gilman Hill Asset Management LLC. Company insiders that have bought Fiserv stock in the last two years include Devin Mcgranahan and J Donald Sherman. View Insider Buying and Selling for Fiserv.

How do I buy Fiserv stock?

Shares of Fiserv can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Fiserv's stock price today?

One share of Fiserv stock can currently be purchased for approximately $128.44.


MarketBeat Community Rating for Fiserv (NASDAQ FISV)
Community Ranking:  2.0 out of 5 (star star)
Outperform Votes:  265 (Vote Outperform)
Underperform Votes:  399 (Vote Underperform)
Total Votes:  664
MarketBeat's community ratings are surveys of what our community members think about Fiserv and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Fiserv (NASDAQ:FISV) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 8 Hold Ratings, 5 Buy Ratings
Consensus Rating:Hold (Score: 2.38)
Consensus Price Target: $127.27 (0.91% downside)
Consensus Price Target History for Fiserv (NASDAQ:FISV)
Price Target History for Fiserv (NASDAQ:FISV)
Analysts' Ratings History for Fiserv (NASDAQ:FISV)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/12/2017Cowen and CompanyReiterated RatingHold$115.00N/AView Rating Details
10/10/2017Robert W. BairdReiterated RatingOutperform$136.00 -> $146.00N/AView Rating Details
10/8/2017Royal Bank Of CanadaReiterated RatingHold$128.00N/AView Rating Details
8/2/2017Credit Suisse GroupBoost Price TargetNeutral$123.00 -> $126.00N/AView Rating Details
8/2/2017Barclays PLCReiterated RatingEqual Weight$115.00 -> $123.00LowView Rating Details
8/1/2017BMO Capital MarketsBoost Price TargetMarket Perform$112.00 -> $133.00LowView Rating Details
7/17/2017GuggenheimUpgradeNeutral -> Buy$131.00 -> $136.00MediumView Rating Details
6/20/2017Cantor FitzgeraldReiterated RatingHold$118.00LowView Rating Details
6/6/2017WedbushReiterated RatingOutperform$115.00 -> $146.25LowView Rating Details
4/3/2017Monness Crespi & HardtBoost Price TargetBuy -> Buy$118.00 -> $128.00LowView Rating Details
2/9/2017Northcoast ResearchReiterated RatingNeutralN/AView Rating Details
2/9/2017Jefferies Group LLCReiterated RatingBuy$127.00N/AView Rating Details
11/18/2016Pacific CrestInitiated CoverageSector Weight$101.00N/AView Rating Details
10/27/2016William BlairDowngradeOutperform -> Market PerformN/AView Rating Details
8/3/2016J P Morgan Chase & CoReiterated RatingHold$112.00N/AView Rating Details
8/3/2016Deutsche Bank AGBoost Price TargetHold$95.00 -> $101.00N/AView Rating Details
5/16/2016Sterne Agee CRTReiterated RatingBuyN/AView Rating Details
5/9/2016ArgusUpgradeHold -> Buy$114.00N/AView Rating Details
4/15/2016Compass PointInitiated CoverageSell$85.00N/AView Rating Details
3/21/2016Oppenheimer Holdings, Inc.DowngradeOutperform -> Market PerformN/AView Rating Details
2/3/2016SunTrust Banks, Inc.Lower Price TargetNeutral$106.00 -> $102.00N/AView Rating Details
2/3/2016Evercore ISIBoost Price TargetBuy$108.00 -> $109.00N/AView Rating Details
10/28/2015Topeka Capital MarketsBoost Price TargetHold$83.00 -> $87.00N/AView Rating Details
(Data available from 10/23/2015 forward)

Earnings

Earnings History for Fiserv (NASDAQ:FISV)
Earnings by Quarter for Fiserv (NASDAQ:FISV)
Earnings History by Quarter for Fiserv (NASDAQ FISV)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/24/2017$1.30N/AView Earnings Details
8/1/2017Q2 2017$1.23$1.19$1.42 billion$1.39 billionViewListenView Earnings Details
4/26/2017Q1 2017$1.18$1.25$1.40 billion$1.39 billionViewN/AView Earnings Details
2/8/2017Q4 2016$1.16$1.16$1.46 billion$1.43 billionViewListenView Earnings Details
10/26/2016Q3$1.13$1.14$1.40 billion$1.38 billionViewListenView Earnings Details
8/2/2016Q2$1.07$1.08$1.38 billion$1.36 billionViewN/AView Earnings Details
5/5/2016Q116$1.02$1.06$1.34 billion$1.33 billionViewN/AView Earnings Details
2/2/2016Q415$1.00$1.00$1.39 billion$1.37 billionViewN/AView Earnings Details
10/27/2015Q315$0.97$1.03$1.33 billion$1.31 billionViewListenView Earnings Details
7/29/2015Q215$0.94$0.95$1.31 billion$1.30 billionViewListenView Earnings Details
5/5/2015Q115$0.86$0.89$1.29 billion$1.28 billionViewN/AView Earnings Details
2/3/2015Q414$0.89$0.89$1.32 billion$1.32 billionViewN/AView Earnings Details
10/28/2014Q314$0.84$0.86$1.26 billion$1.26 billionViewN/AView Earnings Details
7/29/2014Q214$0.81$0.81$1.25 billion$1.25 billionViewN/AView Earnings Details
4/29/2014Q114$0.74$0.82$1.21 billion$1.23 billionViewN/AView Earnings Details
2/5/2014Q413$0.81$0.84$1.28 billion$1.26 billionViewListenView Earnings Details
10/29/2013Q313$1.51$1.56$1.23 billion$1.14 billionViewN/AView Earnings Details
7/30/2013Q2 2013$1.44$1.50$1.19 billion$1.14 billionViewN/AView Earnings Details
4/30/2013Q1 2013$1.34$1.33$1.20 billion$1.15 billionViewN/AView Earnings Details
2/5/2013Q4 2012$1.39$1.39$1.18 billion$1.16 billionViewN/AView Earnings Details
10/30/2012$1.27$1.27ViewN/AView Earnings Details
7/30/2012$1.26$1.28ViewN/AView Earnings Details
5/1/2012$1.15$1.20ViewN/AView Earnings Details
2/2/2012$1.27$1.27ViewN/AView Earnings Details
11/1/2011$1.13$1.16ViewN/AView Earnings Details
4/27/2011$1.04$1.02ViewN/AView Earnings Details
2/3/2011$1.07$1.06ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Fiserv (NASDAQ:FISV)
2017 EPS Consensus Estimate: $5.09
2018 EPS Consensus Estimate: $5.79
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20177$1.16$1.20$1.18
Q2 20177$1.22$1.27$1.24
Q3 20178$1.28$1.33$1.30
Q4 20178$1.34$1.40$1.36
Q1 20184$1.33$1.41$1.36
Q2 20184$1.38$1.45$1.40
Q3 20183$1.48$1.50$1.49
Q4 20183$1.54$1.55$1.54
Q1 20191$1.51$1.51$1.51
Q2 20191$1.49$1.49$1.49
Q3 20191$1.62$1.62$1.62
(Data provided by Zacks Investment Research)

Dividends

Dividend History for Fiserv (NASDAQ:FISV)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

Insider Trading and Institutional Ownership History for Fiserv (NASDAQ:FISV)
Insider Ownership Percentage: 1.80%
Institutional Ownership Percentage: 87.70%
Insider Trades by Quarter for Fiserv (NASDAQ:FISV)
Institutional Ownership by Quarter for Fiserv (NASDAQ:FISV)
Insider Trades by Quarter for Fiserv (NASDAQ:FISV)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
10/16/2017Jeffery W YabukiInsiderSell17,000$127.22$2,162,740.00View SEC Filing  
9/19/2017Jeffery W YabukiInsiderSell17,000$125.54$2,134,180.00View SEC Filing  
9/18/2017Kim M RobakDirectorSell6,124$124.54$762,682.96View SEC Filing  
8/23/2017Jeffery W YabukiInsiderSell17,000$122.02$2,074,340.00View SEC Filing  
7/20/2017Jeffery W YabukiInsiderSell17,000$126.02$2,142,340.00View SEC Filing  
6/23/2017Jeffery W YabukiInsiderSell17,000$125.06$2,126,020.00View SEC Filing  
5/22/2017Jeffery W YabukiInsiderSell17,000$121.85$2,071,450.00View SEC Filing  
4/26/2017Jeffery W YabukiInsiderSell2,000$120.19$240,380.00View SEC Filing  
4/18/2017Jeffery W YabukiInsiderSell15,000$116.38$1,745,700.00View SEC Filing  
3/15/2017Jeffery W YabukiInsiderSell17,000$117.27$1,993,590.00View SEC Filing  
3/1/2017Lynn S MccrearyInsiderSell4,309$117.02$504,239.18View SEC Filing  
2/15/2017Jeffery W YabukiInsiderSell36,000$110.78$3,988,080.00View SEC Filing  
12/21/2016Jeffery W YabukiInsiderSell12,000$108.72$1,304,640.00View SEC Filing  
11/30/2016Kevin P. GregoireInsiderSell8,992$105.10$945,059.20View SEC Filing  
11/16/2016Jeffery W YabukiInsiderSell12,000$102.45$1,229,400.00View SEC Filing  
11/2/2016Devin McgranahanInsiderBuy15,000$99.21$1,488,150.00View SEC Filing  
10/19/2016Jeffery W YabukiInsiderSell12,000$99.91$1,198,920.00View SEC Filing  
9/21/2016Jeffery W YabukiInsiderSell12,000$100.46$1,205,520.00View SEC Filing  
9/12/2016Rahul GuptaInsiderSell15,225$101.02$1,538,029.50View SEC Filing  
8/17/2016Jeffery W YabukiInsiderSell12,000$101.84$1,222,080.00View SEC Filing  
7/20/2016Jeffery W YabukiInsiderSell12,000$110.80$1,329,600.00View SEC Filing  
6/16/2016Steven TaitInsiderSell25,538$105.68$2,698,855.84View SEC Filing  
6/15/2016Jeffery W YabukiCEOSell12,000$105.76$1,269,120.00View SEC Filing  
5/27/2016Rahul GuptaInsiderSell28,603$105.01$3,003,601.03View SEC Filing  
5/25/2016Kim M RobakDirectorSell5,096$104.31$531,563.76View SEC Filing  
5/18/2016J Donald ShermanDirectorBuy2,000$102.88$205,760.00View SEC Filing  
5/18/2016Jeffery W YabukiCEOSell12,000$102.46$1,229,520.00View SEC Filing  
5/11/2016Daniel P KearneyDirectorSell11,220$105.31$1,181,578.20View SEC Filing  
4/20/2016Jeffery W YabukiCEOSell12,000$99.90$1,198,800.00View SEC Filing  
2/23/2016Lynn S MccrearyInsiderSell5,283$97.62$515,726.46View SEC Filing  
2/22/2016Thomas J HirschCFOSell44,274$97.77$4,328,668.98View SEC Filing  
2/18/2016Daniel P KearneyDirectorSell6,136$96.25$590,590.00View SEC Filing  
2/17/2016Jeffery W. YabukiCEOSell11,000$95.69$1,052,590.00View SEC Filing  
1/21/2016Jeffery W. YabukiCEOSell11,000$88.19$970,090.00View SEC Filing  
11/23/2015Thomas J. HirschCFOSell18,554$96.42$1,788,976.68View SEC Filing  
11/18/2015Jeffery W. YabukiCEOSell14,000$95.64$1,338,960.00View SEC Filing  
10/21/2015Jeffery W. YabukiCEOSell14,000$92.90$1,300,600.00View SEC Filing  
9/16/2015Jeffery W. YabukiCEOSell14,000$87.12$1,219,680.00View SEC Filing  
9/8/2015Rahul GuptainsiderSell93,802$86.00$8,066,972.00View SEC Filing  
8/19/2015Jeffery W. YabukiCEOSell14,000$89.65$1,255,100.00View SEC Filing  
7/15/2015Jeffery W YabukiCEOSell14,000$87.29$1,222,060.00View SEC Filing  
6/17/2015Jeffery W YabukiCEOSell13,000$80.72$1,049,360.00View SEC Filing  
5/21/2015Kim M RobakDirectorSell6,864$80.77$554,405.28View SEC Filing  
5/21/2015Thomas J HirschCFOSell13,198$80.81$1,066,530.38View SEC Filing  
5/20/2015Jeffery W YabukiCEOSell13,000$81.10$1,054,300.00View SEC Filing  
4/21/2015Jeffery W YabukiCEOSell1,500$79.00$118,500.00View SEC Filing  
4/15/2015Jeffery W YabukiCEOSell8,500$78.98$671,330.00View SEC Filing  
12/8/2014Kim M RobakDirectorSell7,658$71.39$546,704.62View SEC Filing  
9/19/2014Mark A ErnstCOOBuy10,000$65.50$655,000.00View SEC Filing  
8/22/2014Thomas J HirschCFOSell20,551$64.20$1,319,374.20View SEC Filing  
6/13/2014Steven TaitInsiderSell7,674$59.90$459,672.60View SEC Filing  
6/2/2014Kim M RobakDirectorSell1,500$60.18$90,270.00View SEC Filing  
3/19/2014Steven TaitEVPSell12,229$58.49$715,274.21View SEC Filing  
3/5/2014Thomas WertheimerDirectorSell17,499$58.65$1,026,316.35View SEC Filing  
12/5/2013Michael GianoniEVPSell4,742$108.66$515,265.72View SEC Filing  
12/3/2013Michael GianoniEVPSell22,716$110.05$2,499,895.80View SEC Filing  
11/11/2013Jeffery YabukiCEOSell4,000$105.36$421,440.00View SEC Filing  
11/8/2013Kim RobakDirectorSell6,034$105.11$634,233.74View SEC Filing  
10/14/2013Jeffery YabukiCEOSell4,000$101.91$407,640.00View SEC Filing  
9/9/2013Jeffery W YabukiCEOSell4,000$98.88$395,520.00View SEC Filing  
9/5/2013Michael P GianoniEVPSell1,500$97.55$146,325.00View SEC Filing  
8/16/2013Thomas HirschCFOSell19,658$99.55$1,956,953.90View SEC Filing  
8/12/2013Jeffery YabukiCEOSell4,000$101.19$404,760.00View SEC Filing  
7/8/2013Jeffery W YabukiCEOSell4,000$89.85$359,400.00View SEC Filing  
6/10/2013Jeffery W YabukiCEOSell4,000$86.51$346,040.00View SEC Filing  
5/24/2013Donald F DillonDirectorSell5,329$87.85$468,152.65View SEC Filing  
5/13/2013Jeffery W YabukiCEOSell4,000$89.56$358,240.00View SEC Filing  
2/25/2013Kim M RobakDirectorSell5,065$80.74$408,948.10View SEC Filing  
8/22/2012Charles W SpragueEVPSell64,023$70.42$4,508,499.66View SEC Filing  
8/21/2012Thomas J HirschCFOSell16,697$70.83$1,182,648.51View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Fiserv (NASDAQ:FISV)
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Fiserv (FISV) Chart for Monday, October, 23, 2017

This page was last updated on 10/23/2017 by MarketBeat.com Staff

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