Fold (FLD) Stock Price, News & Analysis

Company Overview

Fold Holdings, Inc. is a financial technology company focused on making Bitcoin and related financial services more accessible to consumers. Through its Fold platform, the company offers tools that allow users to buy, sell, hold and earn Bitcoin, along with features designed to integrate digital assets into everyday spending and financial activities.

Fold’s products have included a Bitcoin rewards debit card, rewards and cashback programs, bill payment services, gift card purchases and other consumer applications. The company also provides services intended to help businesses offer Bitcoin-based rewards and engagement programs to their customers.

Fold was founded in 2019 and is headquartered in the United States. The company became publicly traded on the Nasdaq under the symbol FLD following a business combination with FTAC Emerald Acquisition Corp. Its platform is primarily designed for customers in the United States, although product availability may vary by service and jurisdiction. Will Reeves has served as Fold’s chief executive officer.

Key Stats

• Today's Range: $0.53 to $0.58
• 50-Day Range: $0.45 to $0.61
• 52-Week Range: $0.36 to $4.12
• Volume: 60,904 shs
• Average Volume: 135,527 shs
• Market Capitalization: $29.55 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $2.40
• Consensus Rating: Hold

Fold Stock Analysis - MarketRank™

Fold scored higher than 78% of companies evaluated by MarketBeat, and ranked 395th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Fold has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, no hold ratings, and 1 sell rating.

Upside Potential

Fold has a consensus price target of $2.40, representing about 345.7% upside from its current price of $0.54.

Amount of Analyst Coverage

Fold has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Fold are expected to grow in the coming year, from ($0.57) to ($0.42) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fold is -0.35, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fold is -0.35, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Fold has a P/B Ratio of 0.41. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.22% of the float of Fold has been sold short.

Short Interest Ratio / Days to Cover

Fold has a short interest ratio ("days to cover") of 3.39, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fold has recently decreased by 12.11%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Fold does not currently pay a dividend.

Dividend Growth

Fold does not have a long track record of dividend growth.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.05

News Sentiment

Fold has a news sentiment score of 0.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Fold this week, compared to 7 articles on an average week.

Search Interest

Only 2 people have searched for FLD on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Fold insiders have sold 185.90% more of their company's stock than they have bought. Specifically, they have bought $11,000.00 in company stock and sold $31,449.00 in company stock.

Percentage Held by Insiders

16.69% of the stock of Fold is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

56.89% of the stock of Fold is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/11/2026
• Today: 10/14/2026
• EGM 2026: 10/22/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:FLD
• CIK: 1889123
• Web: foldapp.com
• Phone: (866) 365-3277
• Fax: N/A
• Employees: 43
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Fold: $2.40
• High Price Target: $3.50
• Low Price Target: $0.70
• Potential Upside/Downside: +345.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.54)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$69.59 million
• Net Margins: -258.60%
• Pretax Margin: -258.60%
• Return on Equity: -116.17%
• Return on Assets: -55.07%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.84
• Quick Ratio: 1.80

Sales & Book Value

• Annual Sales: $31.79 million
• Price / Sales: 0.93
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $1.30 per share
• Price / Book: 0.41

Miscellaneous

• Outstanding Shares: 54,870,000
• Free Float: 45,711,000
• Market Cap: $29.55 million
• Optionable: N/A
• Beta: 0.36