Flywire (FLYW) Stock Price, News & Analysis

Company Overview

Flywire Corp (NASDAQ: FLYW) is a global payments enablement and software company that specializes in facilitating complex cross-border transactions. Its cloud-based platform streamlines receivables and payer workflows across key verticals including education, healthcare, travel and hospitality, and commercial services. Flywire’s technology integrates with institutional systems to automate payment posting, reconciliation and reporting, aiming to improve the payer experience and accelerate cash flow for its clients.

Founded in 2009 by entrepreneur Iker Marcaide as peerTransfer, the company rebranded as Flywire in 2015. It has grown through product innovation and strategic acquisitions, notably the purchase of Simplee in 2019 to broaden its healthcare receivables capabilities. Flywire maintains a global footprint, supporting transactions in more than 240 countries and territories and accepting over 130 local currencies. Its solutions are used by hundreds of universities, hospitals and businesses worldwide to manage high-value, cross-border payments.

Under the leadership of Chief Executive Officer Mike Massaro, Flywire has expanded its service offerings to include end-to-end payment and billing automation, payer self-service portals and analytics tools that deliver insights into payment trends and operating performance. Leadership also emphasizes partnerships with banks, payment networks and financial institutions to enhance payment options and streamline settlement processes.

Headquartered in Boston, Massachusetts, Flywire operates regional offices across North America, Europe and the Asia-Pacific region. The company focuses on industry-specific workflows and compliance requirements, aiming to deliver secure, transparent and efficient payment experiences for both buyers and sellers in a digitally connected global economy.

Key Stats

• Today's Range: $13.00 to $13.28
• 50-Day Range: $10.33 to $13.16
• 52-Week Range: $8.20 to $23.40
• Volume: 1.93 million shs
• Average Volume: 2.36 million shs
• Market Capitalization: $1.61 billion
• P/E Ratio: 262.60
• Dividend Yield: N/A
• Price Target: $13.71
• Consensus Rating: Hold

Flywire Stock Analysis - MarketRank™

Flywire scored higher than 50% of companies evaluated by MarketBeat, and ranked 456th out of 650 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

Flywire has received a consensus rating of Hold. The company's average rating score is 2.27, and is based on 5 buy ratings, 9 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Flywire has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 78.57%

Earnings Growth

Earnings for Flywire are expected to grow by 78.57% in the coming year, from $0.14 to $0.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Flywire is 262.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of Flywire is 262.60, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 416.49.

Price to Earnings Growth Ratio

Flywire has a PEG Ratio of 2.77. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Flywire has a P/B Ratio of 2.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.88% of the float of Flywire has been sold short.

Short Interest Ratio / Days to Cover

Flywire has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Flywire has recently decreased by 3.93%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Flywire does not currently pay a dividend.

Dividend Growth

Flywire does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.88% of the float of Flywire has been sold short.

Short Interest Ratio / Days to Cover

Flywire has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Flywire has recently decreased by 3.93%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.47

News Sentiment

Flywire has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.00 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 31 news articles for Flywire this week, compared to 15 articles on an average week.

Search Interest

Only 1 people have searched for FLYW on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Flywire insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $107,379.00 in company stock.

Percentage Held by Insiders

Only 4.40% of the stock of Flywire is held by insiders.

Percentage Held by Institutions

95.90% of the stock of Flywire is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FLYW Stock Analysis - Frequently Asked Questions

How have FLYW shares performed this year?

Flywire's stock was trading at $20.62 at the start of the year. Since then, FLYW stock has decreased by 36.3% and is now trading at $13.13.

How were Flywire's earnings last quarter?

Flywire Corporation (NASDAQ:FLYW) issued its quarterly earnings data on Tuesday, August, 5th. The company reported ($0.09) earnings per share (EPS) for the quarter, missing the consensus estimate of ($0.07) by $0.02. The company's quarterly revenue was up 27.2% compared to the same quarter last year.
Read the conference call transcript.

When did Flywire IPO?

Flywire (FLYW) raised $200 million in an initial public offering on Wednesday, May 26th 2021. The company issued 8,700,000 shares at $22.00-$24.00 per share. Goldman Sachs, J.P. Morgan, Citigroup and BofA Securities acted as the underwriters for the IPO and Raymond James, RBC Capital Markets, William Blair, Guggenheim Securities, Nomura, AmeriVet Securities, Ramirez & Co., Siebert Williams Shank and Telsey Advisory Group were co-managers.

Who are Flywire's major shareholders?

Top institutional shareholders of Flywire include Voss Capital LP (6.66%), Divisadero Street Capital Management LP (3.94%), Geode Capital Management LLC (2.43%) and Azora Capital LP (2.35%). Insiders that own company stock include Michael Massaro, Jo Natauri, David R King, Goldman Sachs Group Inc, Rob Orgel, Michael G Ellis, Peter Butterfield, Phillip John Riese, Alex Finkelstein, Matthew C Harris, Gretchen Howard and Edwin J Santos.
View institutional ownership trends.

How do I buy shares of Flywire?

Shares of FLYW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Flywire own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Flywire investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Arista Networks (ANET) and Adobe (ADBE).

Company Calendar

• Last Earnings: 8/05/2025
• Today: 9/02/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:FLYW
• CIK: 1580560
• Web: www.flywire.com
• Phone: 617-329-4524
• Fax: N/A
• Employees: 660
• Year Founded: 2009

Price Target and Rating

• Average Price Target for Flywire: $13.71
• High Price Target: $17.00
• Low Price Target: $9.00
• Potential Upside/Downside: +4.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.27
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.05
• Trailing P/E Ratio: 262.30
• Forward P/E Ratio: 93.68
• P/E Growth: 2.77
• Net Income: $2.90 million
• Net Margins: 1.27%
• Pretax Margin: 1.04%
• Return on Equity: 1.94%
• Return on Assets: 1.38%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.87
• Quick Ratio: 1.87

Sales & Book Value

• Annual Sales: $539.71 million
• Price / Sales: 2.97
• Cash Flow: $0.17 per share
• Price / Cash Flow: 76.82
• Book Value: $6.57 per share
• Price / Book: 2.00

Miscellaneous

• Outstanding Shares: 122,310,000
• Free Float: 116,928,000
• Market Cap: $1.60 billion
• Optionable: Optionable
• Beta: 1.29