Finward Bancorp (FNWD) Stock Price, News & Analysis

Company Overview

Finward Bancorp (NASDAQ: FNWD) is the bank holding company for Peoples Bank, a community-focused financial institution headquartered in Munster, Indiana. Through Peoples Bank, the company provides banking and financial services to individuals, families, businesses and organizations.

Peoples Bank offers deposit products such as checking and savings accounts, certificates of deposit and other cash-management services. Its lending activities include residential mortgages, home equity loans, consumer loans, commercial real estate financing and other business loans. The bank also provides digital banking, treasury management and related financial services.

Founded in 1910, Peoples Bank serves communities in Northwest Indiana and the greater Chicago metropolitan area, including markets in Indiana and Illinois. Finward Bancorp operates as a local and regional banking organization with an emphasis on relationship-based service for consumer and commercial customers.

Key Stats

• Today's Range: $41.00 to $41.88
• 50-Day Range: $41.14 to $45.28
• 52-Week Range: $30.05 to $45.90
• Volume: 6,372 shs
• Average Volume: 10,231 shs
• Market Capitalization: $180.95 million
• P/E Ratio: 18.41
• Dividend Yield: 1.15%
• Price Target: $41.00
• Consensus Rating: Moderate Buy

Finward Bancorp Stock Analysis - MarketRank™

Finward Bancorp scored higher than 42% of companies evaluated by MarketBeat, and ranked 452nd out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Finward Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Finward Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Finward Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Finward Bancorp is 18.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.28.

Price to Earnings Ratio vs. Sector

The P/E ratio of Finward Bancorp is 18.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.79.

Price to Book Value per Share Ratio

Finward Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.98% of the float of Finward Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Finward Bancorp has a short interest ratio ("days to cover") of 10.34, which indicates bearish sentiment.

Change versus previous month

Short interest in Finward Bancorp has recently decreased by 0.84%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Finward Bancorp pays a meaningful dividend of 1.17%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Finward Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Finward Bancorp is 21.15%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.60

News Sentiment

Finward Bancorp has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Finward Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of Finward Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $3,652.00 in company stock, which represents 0.0020% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Finward Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $3,652.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

13.13% of the stock of Finward Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

26.59% of the stock of Finward Bancorp is held by institutions.

Company Calendar

• Last Earnings: 7/28/2026
• Record date for 9/25 Dividend: 9/18/2026
• Ex-Dividend for 9/25 Dividend: 9/18/2026
• Dividend Payable: 9/25/2026
• Today: 10/16/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FNWD
• Previous Symbol: OTCMKTS:FNWD
• CIK: 919864
• Web: www.ibankpeoples.com
• Phone: (219) 836-4400
• Fax: N/A
• Employees: 318
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Finward Bancorp: $41.00
• High Price Target: $41.00
• Low Price Target: $41.00
• Potential Upside/Downside: -1.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.27
• Trailing P/E Ratio: 18.41
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.09 million
• Net Margins: 9.65%
• Pretax Margin: 10.32%
• Return on Equity: 5.68%
• Return on Assets: 0.48%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $101.06 million
• Price / Sales: 1.79
• Cash Flow: $3.35 per share
• Price / Cash Flow: 12.47
• Book Value: $40.37 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 4,330,000
• Free Float: 3,762,000
• Market Cap: $180.95 million
• Optionable: Not Optionable
• Beta: 0.15