NASDAQ:FSBC Five Star Bancorp - FSBC Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Five Star Bancorp Please log in to your account or sign up in order to add this asset to your watchlist. $21.20 -0.10 (-0.47%) (As of 03/29/2023 11:03 AM ET) Add Compare Share Share Today's Range$21.20▼$21.4750-Day Range$19.09▼$28.9352-Week Range$18.12▼$31.35Volume5,997 shsAverage Volume26,698 shsMarket Capitalization$365.91 millionP/E Ratio8.12Dividend Yield2.83%Price Target$32.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Five Star Bancorp MarketRank™ ForecastAnalyst RatingBuy3.00 Rating ScoreUpside/Downside50.9% Upside$32.00 Price TargetShort InterestBearish1.16% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.90Based on 3 Articles This WeekInsider TradingN/AProj. Earnings Growth8.33%From $2.88 to $3.12 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.80 out of 5 starsFinance Sector253rd out of 892 stocksState Commercial Banks Industry73rd out of 188 stocks 3.5 Analyst's Opinion Consensus RatingFive Star Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $32.00, Five Star Bancorp has a forecasted upside of 50.9% from its current price of $21.20.Amount of Analyst CoverageFive Star Bancorp has received no research coverage in the past 90 days. Previous Next 2.0 Short Interest Percentage of Shares Shorted1.16% of the float of Five Star Bancorp has been sold short.Short Interest Ratio / Days to CoverFive Star Bancorp has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in Five Star Bancorp has recently increased by 21.25%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldFive Star Bancorp pays a meaningful dividend of 2.99%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFive Star Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Five Star Bancorp is 22.99%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Five Star Bancorp will have a dividend payout ratio of 19.23% next year. This indicates that Five Star Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FSBC. Previous Next 2.7 News and Social Media Coverage News SentimentFive Star Bancorp has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Five Star Bancorp this week, compared to 1 article on an average week. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Five Star Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders27.70% of the stock of Five Star Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions45.49% of the stock of Five Star Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Five Star Bancorp are expected to grow by 8.33% in the coming year, from $2.88 to $3.12 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Five Star Bancorp is 8.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 121.17.Price to Earnings Ratio vs. SectorThe P/E ratio of Five Star Bancorp is 8.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 137.60.Price to Book Value per Share RatioFive Star Bancorp has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Five Star Bancorp (NASDAQ:FSBC) StockFive Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.Read More Receive FSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Five Star Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FSBC Stock News HeadlinesMarch 22, 2023 | finance.yahoo.comFive Star Bancorp Names New Board Chair & Vice ChairMarch 21, 2023 | bizjournals.comLocally based Five Star Bancorp has lost $95 million in value since Silicon Valley Bank's collapseMarch 29, 2023 | Press Research (Ad)Nevada Could be the Source for America's Green FutureIndustry shift towards lithium driven by green energy goalsMarch 21, 2023 | finance.yahoo.comFive Star Bancorp Ranked #1 by S&P Global Market IntelligenceMarch 13, 2023 | bizjournals.comLocal bank stocks take a hit after Silicon Valley Bank failureMarch 8, 2023 | finance.yahoo.comQuite a few insiders invested in Five Star Bancorp (NASDAQ:FSBC) last year which is positive news for shareholdersFebruary 1, 2023 | finance.yahoo.comFive Star Bancorp (NASDAQ:FSBC) Q4 2022 Earnings Call TranscriptJanuary 31, 2023 | seekingalpha.comFive Star Bancorp (FSBC) Q4 2022 Earnings Call TranscriptMarch 29, 2023 | Press Research (Ad)Nevada Could be the Source for America's Green FutureIndustry shift towards lithium driven by green energy goalsJanuary 31, 2023 | finance.yahoo.comRecord loan growth drives earnings at Five Star BankJanuary 31, 2023 | finanznachrichten.deFive Star Bank: Five Star Bancorp Announces Quarterly and Annual ResultsJanuary 31, 2023 | finance.yahoo.comFive Star Bank expanding its footprint into Central New YorkJanuary 30, 2023 | msn.comFive Star Bancorp GAAP EPS of $0.77 beats by $0.06, revenue of $30.74M beats by $0.83MJanuary 30, 2023 | finance.yahoo.comFive Star Bancorp Announces Quarterly and Annual ResultsJanuary 26, 2023 | finance.yahoo.comFive Star Bancorp (NASDAQ:FSBC) Will Pay A Dividend Of $0.15January 9, 2023 | finance.yahoo.comWith 36% stake, Five Star Bancorp (NASDAQ:FSBC) seems to have captured institutional investors' interestDecember 13, 2022 | finance.yahoo.comFive Star Bancorp (NASDAQ:FSBC) shareholders have endured a 11% loss from investing in the stock a year agoNovember 16, 2022 | finance.yahoo.comFive Star Bancorp Third Quarter 2022 Earnings: Beats ExpectationsOctober 30, 2022 | finance.yahoo.comIs It Worth Considering Five Star Bancorp (NASDAQ:FSBC) For Its Upcoming Dividend?October 25, 2022 | seekingalpha.comFive Star Bancorp (FSBC) Q3 2022 Earnings Call TranscriptOctober 21, 2022 | msn.comEarnings Outlook For Five Star BancorpOctober 11, 2022 | finance.yahoo.comFive Star Bancorp Announces 3rd Quarter 2022 Earnings Release Date and WebcastOctober 10, 2022 | reuters.comFSBC.O - | Stock Price & Latest News | ReutersSeptember 20, 2022 | nasdaq.comWith 39% ownership, Five Star Bancorp (NASDAQ:FSBC) has piqued the interest of institutional investorsAugust 31, 2022 | reuters.comFSBC.PH - | Stock Price & Latest News | ReutersAugust 17, 2022 | finance.yahoo.comFive Star Bancorp Completes Private Placement of $75.0 Million of Subordinated NotesJuly 29, 2022 | finance.yahoo.comResults: Five Star Bancorp Beat Earnings Expectations And Analysts Now Have New ForecastsSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive FSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Five Star Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FSBC Company Calendar Last Earnings1/30/2023Ex-Dividend for 2/13 Dividend2/03/2023Dividend Payable2/13/2023Today3/29/2023Next Earnings (Estimated)4/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:FSBC CUSIPN/A CIK1667939 Webwww.fairportsavingsbank.com Phone916-626-5000FaxN/AEmployees163Year FoundedN/APrice Target and Rating Average Stock Price Forecast$32.00 High Stock Price Forecast$33.00 Low Stock Price Forecast$31.00 Forecasted Upside/Downside+50.2%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.61 Trailing P/E Ratio8.16 Forward P/E Ratio7.40 P/E GrowthN/ANet Income$44.80 million Net Margins35.82% Pretax Margin50.26% Return on Equity18.74% Return on Assets1.50% Debt Debt-to-Equity Ratio0.40 Current Ratio1.07 Quick Ratio1.06 Sales & Book Value Annual Sales$125.07 million Price / Sales2.94 Cash Flow$2.94 per share Price / Cash Flow7.24 Book Value$14.66 per share Price / Book1.45Miscellaneous Outstanding Shares17,260,000Free Float12,478,000Market Cap$367.64 million OptionableNot Optionable Beta0.01 Key ExecutivesMr. James Eugene Beckwith (Age 65)Pres, CEO & Director Comp: $815.98kMr. John William Dalton (Age 69)Sr. VP & Chief Credit Officer Comp: $356.54kMr. Michael Anthony Rizzo (Age 57)Sr. VP & Chief Banking Officer Comp: $357.77kMr. Michael D. Campbell (Age 74)Sec. Comp: $135.6kMs. Heather Christina Luck (Age 42)Sr. VP & CFO Ms. Lydia Ann Ramirez-Medina (Age 42)Sr. VP, COO and Chief DE&I Officer Mr. Brett Levi Wait (Age 42)Sr. VP & Chief Information Officer Ms. Shelley Ronan Wetton (Age 51)Sr. VP & Chief Marketing Officer Mr. Michael Eugene Lee (Age 61)Sr. VP & Chief Regulatory Officer More ExecutivesKey CompetitorsMacatawa BankNASDAQ:MCBCHomeStreetNASDAQ:HMSTIndependent BankNASDAQ:IBCPMidWestOne Financial GroupNASDAQ:MOFGRed River BancsharesNASDAQ:RRBIView All CompetitorsInstitutional OwnershipAlliancebernstein L.P.Sold 13,300 shares on 2/16/2023Ownership: 0.116%T. Rowe Price Investment Management Inc.Sold 426 shares on 2/15/2023Ownership: 8.196%Mariner LLCBought 31,094 shares on 2/15/2023Ownership: 0.180%Morgan StanleyBought 577 shares on 2/15/2023Ownership: 0.111%Legal & General Group PlcBought 2,639 shares on 2/15/2023Ownership: 0.023%View All Institutional Transactions FSBC Stock - Frequently Asked Questions Should I buy or sell Five Star Bancorp stock right now? 1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Five Star Bancorp in the last twelve months. There are currently 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "buy" FSBC shares. View FSBC analyst ratings or view top-rated stocks. What is Five Star Bancorp's stock price forecast for 2023? 1 brokers have issued 1-year price targets for Five Star Bancorp's stock. Their FSBC share price forecasts range from $31.00 to $33.00. On average, they predict the company's stock price to reach $32.00 in the next year. This suggests a possible upside of 50.2% from the stock's current price. View analysts price targets for FSBC or view top-rated stocks among Wall Street analysts. How have FSBC shares performed in 2023? Five Star Bancorp's stock was trading at $27.24 on January 1st, 2023. Since then, FSBC stock has decreased by 21.8% and is now trading at $21.30. View the best growth stocks for 2023 here. Are investors shorting Five Star Bancorp? Five Star Bancorp saw a increase in short interest during the month of March. As of March 15th, there was short interest totaling 114,100 shares, an increase of 21.3% from the February 28th total of 94,100 shares. Based on an average daily volume of 23,800 shares, the short-interest ratio is currently 4.8 days. Currently, 1.2% of the shares of the stock are sold short. View Five Star Bancorp's Short Interest. When is Five Star Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 24th 2023. View our FSBC earnings forecast. How were Five Star Bancorp's earnings last quarter? Five Star Bancorp (NASDAQ:FSBC) announced its quarterly earnings data on Monday, January, 30th. The company reported $0.77 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.73 by $0.04. The company earned $30.74 million during the quarter. Five Star Bancorp had a trailing twelve-month return on equity of 18.74% and a net margin of 35.82%. How often does Five Star Bancorp pay dividends? What is the dividend yield for Five Star Bancorp? Five Star Bancorp announced a quarterly dividend on Friday, January 20th. Shareholders of record on Monday, February 6th will be paid a dividend of $0.15 per share on Monday, February 13th. This represents a $0.60 annualized dividend and a dividend yield of 2.82%. The ex-dividend date is Friday, February 3rd. Read our dividend analysis for FSBC. What ETFs hold Five Star Bancorp's stock? ETFs with the largest weight of Five Star Bancorp (NASDAQ:FSBC) stock in their portfolio include AdvisorShares Dorsey Wright Micro-Cap ETF (DWMC), First Trust NASDAQ ABA Community Bank Index Fund (QABA). Is Five Star Bancorp a good dividend stock? Five Star Bancorp (NASDAQ:FSBC) pays an annual dividend of $0.60 per share and currently has a dividend yield of 2.99%. The dividend payout ratio is 22.99%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FSBC will have a dividend payout ratio of 19.23% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FSBC. What other stocks do shareholders of Five Star Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Five Star Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI). When did Five Star Bancorp IPO? (FSBC) raised $101 million in an initial public offering on Wednesday, May 5th 2021. The company issued 5,300,000 shares at $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) acted as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers. What is Five Star Bancorp's stock symbol? Five Star Bancorp trades on the NASDAQ under the ticker symbol "FSBC." Who are Five Star Bancorp's major shareholders? Five Star Bancorp's stock is owned by a number of institutional and retail investors. Top institutional investors include T. Rowe Price Investment Management Inc. (8.20%), Davis Asset Management L.P. (5.39%), Captrust Financial Advisors (2.47%), Geode Capital Management LLC (1.26%), Putnam Investments LLC (0.87%) and Banc Funds Co. LLC (0.80%). How do I buy shares of Five Star Bancorp? Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Five Star Bancorp's stock price today? One share of FSBC stock can currently be purchased for approximately $21.30. How much money does Five Star Bancorp make? Five Star Bancorp (NASDAQ:FSBC) has a market capitalization of $367.64 million and generates $125.07 million in revenue each year. The company earns $44.80 million in net income (profit) each year or $2.61 on an earnings per share basis. How many employees does Five Star Bancorp have? The company employs 163 workers across the globe. How can I contact Five Star Bancorp? Five Star Bancorp's mailing address is 45 SOUTH MAIN STREET, FAIRPORT NY, 14450. The official website for the company is www.fairportsavingsbank.com. The company can be reached via phone at 916-626-5000 or via email at kmaroney@fairportsavingsbank.com. This page (NASDAQ:FSBC) was last updated on 3/29/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. 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