NASDAQ:FSBC Five Star Bancorp (FSBC) Stock Forecast, Price & News $19.91 -0.08 (-0.40%) (As of 09/22/2023 ET) Add Compare Share Share Today's Range$19.51▼$20.0850-Day Range$19.91▼$25.1252-Week Range$17.74▼$31.35Volume14,341 shsAverage Volume19,307 shsMarket Capitalization$343.65 millionP/E Ratio6.73Dividend Yield4.02%Price Target$29.00 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Five Star Bancorp MarketRank™ ForecastAnalyst RatingBuy3.00 Rating ScoreUpside/Downside45.7% Upside$29.00 Price TargetShort InterestHealthy0.95% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingN/AProj. Earnings Growth-3.37%From $2.67 to $2.58 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.57 out of 5 starsFinance Sector324th out of 845 stocksState Commercial Banks Industry83rd out of 176 stocks 3.5 Analyst's Opinion Consensus RatingFive Star Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $29.00, Five Star Bancorp has a forecasted upside of 45.7% from its current price of $19.91.Amount of Analyst CoverageFive Star Bancorp has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.95% of the float of Five Star Bancorp has been sold short.Short Interest Ratio / Days to CoverFive Star Bancorp has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Five Star Bancorp has recently increased by 11.55%, indicating that investor sentiment is decreasing significantly. Previous Next 3.3 Dividend Strength Dividend LeadershipFive Star Bancorp is a leading dividend payer. It pays a dividend yield of 4.02%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFive Star Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Five Star Bancorp is 27.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Five Star Bancorp will have a dividend payout ratio of 31.01% next year. This indicates that Five Star Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FSBC. Previous Next 1.3 News and Social Media Coverage News SentimentFive Star Bancorp has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Five Star Bancorp this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for FSBC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Five Star Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders27.70% of the stock of Five Star Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.30% of the stock of Five Star Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.3 Earnings and Valuation Earnings GrowthEarnings for Five Star Bancorp are expected to decrease by -3.37% in the coming year, from $2.67 to $2.58 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Five Star Bancorp is 6.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 109.72.Price to Earnings Ratio vs. SectorThe P/E ratio of Five Star Bancorp is 6.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 65.19.Price to Book Value per Share RatioFive Star Bancorp has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Five Star Bancorp (NASDAQ:FSBC) StockFive Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. The company's loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. It also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. The company was founded in 1999 and is headquartered in Rancho Cordova, California.Read More FSBC Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart FSBC Stock News HeadlinesSeptember 19, 2023 | americanbankingnews.comCNB Financial (NASDAQ:CCNE) vs. Five Star Bancorp (NASDAQ:FSBC) Financial SurveySeptember 5, 2023 | bizjournals.comFive Star Bank hires Bay Area commercial banking team out of First Republic BankSeptember 24, 2023 | Behind the Markets (Ad)BREAKING: Tiny biotech successfully treats blindnessThere's a tiny biotech in Cambridge that's using a breakthrough technology to treat blindness. This company has already shown success in human trials... And Our research shows that anyone who gets in today could see a 46,751% return.September 5, 2023 | finance.yahoo.comFive Star Bancorp Announces Addition of San Francisco Bay Area Commercial Banking TeamAugust 25, 2023 | finance.yahoo.comKBRA Releases Surveillance Report for Five Star BancorpAugust 21, 2023 | finance.yahoo.comFive Star Bank's fintech partnerships expand lending, payment options for small businessesJuly 28, 2023 | finance.yahoo.comKBRA Affirms Ratings for Five Star BancorpJuly 26, 2023 | bizjournals.comFive Star Bank, River City Bank post higher profits despite banking industry turmoilSeptember 24, 2023 | Behind the Markets (Ad)BREAKING: Tiny biotech successfully treats blindnessThere's a tiny biotech in Cambridge that's using a breakthrough technology to treat blindness. This company has already shown success in human trials... And Our research shows that anyone who gets in today could see a 46,751% return.July 26, 2023 | finance.yahoo.comQ2 2023 Five Star Bancorp Earnings CallJuly 25, 2023 | finanznachrichten.deFive Star Bank: Five Star Bancorp Announces Second Quarter 2023 ResultsJuly 24, 2023 | finance.yahoo.comFive Star Bancorp Announces Second Quarter 2023 ResultsJuly 21, 2023 | benzinga.comA Preview Of Five Star's EarningsJuly 11, 2023 | finance.yahoo.comFive Star Bancorp Announces 2nd Quarter 2023 Earnings Release Date and WebcastJune 5, 2023 | bizjournals.comFive Star Bank begins aggressive Bay Area expansionJune 5, 2023 | finance.yahoo.comFive Star Bancorp Expands into San Francisco Bay Area with Addition of Commercial Banking TeamMay 18, 2023 | finance.yahoo.comLawrence Allbaugh Buys Handful Of Shares In Five Star BancorpMay 18, 2023 | finance.yahoo.comLawrence Allbaugh Buys Handful Of Shares In Five Star Bancorp \May 8, 2023 | finance.yahoo.comFive Star Bancorp Wins 2022 Raymond James Community Bankers CupApril 29, 2023 | finance.yahoo.comHeather Luck Is The Senior VP & CFO of Five Star Bancorp (NASDAQ:FSBC) And They Just Picked Up 38% More SharesApril 25, 2023 | msn.comStephens & Co. Reiterates Five Star Bancorp (FSBC) Overweight RecommendationApril 25, 2023 | bizjournals.comFive Star Bank grows, adds deposits in tumultuous first quarterApril 25, 2023 | finanznachrichten.deFive Star Bank: Five Star Bancorp Announces First Quarter 2023 ResultsApril 25, 2023 | msn.comFive Star Bancorp (FSBC) Declares $0.20 DividendApril 24, 2023 | finance.yahoo.comFive Star Bancorp Announces First Quarter 2023 ResultsApril 11, 2023 | finance.yahoo.comFive Star Bancorp Announces 1st Quarter 2023 Earnings Release Date and WebcastMarch 22, 2023 | finance.yahoo.comFive Star Bancorp Names New Board Chair & Vice ChairSee More Headlines Receive FSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Five Star Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FSBC Company Calendar Last Earnings7/24/2023Ex-Dividend for 8/14 Dividend8/04/2023Dividend Payable8/14/2023Today9/24/2023Next Earnings (Estimated)10/23/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:FSBC CUSIPN/A CIK1667939 Webwww.fairportsavingsbank.com Phone916-626-5000FaxN/AEmployees178Year FoundedN/APrice Target and Rating Average Stock Price Forecast$29.00 High Stock Price Forecast$33.00 Low Stock Price Forecast$25.00 Forecasted Upside/Downside+45.7%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.96 Trailing P/E Ratio6.73 Forward P/E Ratio7.46 P/E GrowthN/ANet Income$44.80 million Net Margins31.92% Pretax Margin44.53% Return on Equity19.92% Return on Assets1.55% Debt Debt-to-Equity RatioN/A Current Ratio1.03 Quick Ratio1.03 Sales & Book Value Annual Sales$125.07 million Price / Sales2.75 Cash Flow$2.77 per share Price / Cash Flow7.18 Book Value$14.66 per share Price / Book1.36Miscellaneous Outstanding Shares17,260,000Free Float12,477,000Market Cap$343.65 million OptionableNot Optionable Beta0.12 7 Energy Stocks to Buy and Hold ForeverDo you expect the global demand for energy to shrink?! If not, it's time to take a look at how energy stocks can play a part in your portfolio.Get This Free Report Key ExecutivesMr. James Eugene Beckwith (Age 65)Pres, CEO & Director Comp: $915.17kMr. John William Dalton (Age 69)Sr. VP & Chief Credit Officer Comp: $388.83kMr. Michael Anthony Rizzo (Age 57)Sr. VP & Chief Banking Officer Comp: $413.81kMr. Michael D. Campbell (Age 74)Sec. Comp: $17.29kMs. Heather Christina Luck (Age 41)Sr. VP & CFO Ms. Lydia Ann Ramirez-Medina (Age 42)Sr. VP, COO and Chief DE&I Officer Mr. Brett Levi Wait (Age 42)Sr. VP & Chief Information Officer Ms. Shelley Ronan Wetton (Age 51)Sr. VP & Chief Marketing Officer Mr. Michael Eugene Lee (Age 61)Sr. VP & Chief Regulatory Officer Mr. DJ KurtzeSr. VP & San Francisco Bay Area PresMore ExecutivesKey CompetitorsNortheast BankNASDAQ:NBNSummit Financial GroupNASDAQ:SMMFMid Penn BancorpNASDAQ:MPBEnterprise BancorpNASDAQ:EBTCRed River BancsharesNASDAQ:RRBIView All CompetitorsInstitutional OwnershipBarclays PLCSold 1,983 shares on 9/21/2023Ownership: 0.026%Osaic Holdings Inc.Bought 1,500 shares on 8/21/2023Ownership: 0.058%Alliancebernstein L.P.Bought 2,280 shares on 8/15/2023Ownership: 0.094%Wells Fargo & Company MNBought 2,758 shares on 8/15/2023Ownership: 0.029%Public Employees Retirement System of OhioBought 2,500 shares on 8/15/2023Ownership: 0.014%View All Institutional Transactions FSBC Stock - Frequently Asked Questions Should I buy or sell Five Star Bancorp stock right now? 1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Five Star Bancorp in the last twelve months. There are currently 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "buy" FSBC shares. View FSBC analyst ratings or view top-rated stocks. What is Five Star Bancorp's stock price forecast for 2023? 1 equities research analysts have issued 12-month price objectives for Five Star Bancorp's stock. Their FSBC share price forecasts range from $25.00 to $33.00. On average, they anticipate the company's stock price to reach $29.00 in the next year. This suggests a possible upside of 45.7% from the stock's current price. View analysts price targets for FSBC or view top-rated stocks among Wall Street analysts. How have FSBC shares performed in 2023? Five Star Bancorp's stock was trading at $27.24 on January 1st, 2023. Since then, FSBC shares have decreased by 26.9% and is now trading at $19.91. View the best growth stocks for 2023 here. Are investors shorting Five Star Bancorp? Five Star Bancorp saw a increase in short interest in the month of August. As of August 31st, there was short interest totaling 95,600 shares, an increase of 11.6% from the August 15th total of 85,700 shares. Based on an average daily trading volume, of 27,500 shares, the short-interest ratio is currently 3.5 days. Currently, 1.0% of the company's stock are short sold. View Five Star Bancorp's Short Interest. When is Five Star Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, October 23rd 2023. View our FSBC earnings forecast. How were Five Star Bancorp's earnings last quarter? Five Star Bancorp (NASDAQ:FSBC) released its earnings results on Monday, July, 24th. The company reported $0.74 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.67 by $0.07. The firm had revenue of $30.40 million for the quarter. Five Star Bancorp had a net margin of 31.92% and a trailing twelve-month return on equity of 19.92%. How often does Five Star Bancorp pay dividends? What is the dividend yield for Five Star Bancorp? Five Star Bancorp declared a quarterly dividend on Friday, July 21st. Investors of record on Monday, August 7th will be given a dividend of $0.20 per share on Monday, August 14th. This represents a $0.80 dividend on an annualized basis and a dividend yield of 4.02%. The ex-dividend date is Friday, August 4th. Read our dividend analysis for FSBC. Is Five Star Bancorp a good dividend stock? Five Star Bancorp (NASDAQ:FSBC) pays an annual dividend of $0.80 per share and currently has a dividend yield of 4.02%. FSBC has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 27.03%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FSBC will have a dividend payout ratio of 31.01% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FSBC. What other stocks do shareholders of Five Star Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Five Star Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI). When did Five Star Bancorp IPO? (FSBC) raised $101 million in an IPO on Wednesday, May 5th 2021. The company issued 5,300,000 shares at a price of $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) served as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers. What is Five Star Bancorp's stock symbol? Five Star Bancorp trades on the NASDAQ under the ticker symbol "FSBC." Who are Five Star Bancorp's major shareholders? Five Star Bancorp's stock is owned by a number of institutional and retail investors. Top institutional investors include BlackRock Inc. (5.29%), Geode Capital Management LLC (1.34%), State Street Corp (1.27%), Brighton Jones LLC (0.91%), Northern Trust Corp (0.61%) and Siena Capital Partners GP LLC (0.39%). How do I buy shares of Five Star Bancorp? Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Five Star Bancorp's stock price today? One share of FSBC stock can currently be purchased for approximately $19.91. How much money does Five Star Bancorp make? Five Star Bancorp (NASDAQ:FSBC) has a market capitalization of $343.65 million and generates $125.07 million in revenue each year. The company earns $44.80 million in net income (profit) each year or $2.96 on an earnings per share basis. How many employees does Five Star Bancorp have? The company employs 178 workers across the globe. How can I contact Five Star Bancorp? Five Star Bancorp's mailing address is 45 SOUTH MAIN STREET, FAIRPORT NY, 14450. The official website for the company is www.fairportsavingsbank.com. The company can be reached via phone at 916-626-5000 or via email at kmaroney@fairportsavingsbank.com. This page (NASDAQ:FSBC) was last updated on 9/24/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Five Star Bancorp Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.