First Seacoast Bancorp (FSEA) Stock Price, News & Analysis

Company Overview

First Seacoast Bancorp is the bank holding company for First Seacoast Bank, a regional financial institution headquartered in Dover, New Hampshire. The company provides a comprehensive range of banking products and services designed to meet the needs of individuals, families and businesses. Through its community-focused approach, First Seacoast Bancorp emphasizes personalized customer service and local decision-making.

The company’s retail offerings include deposit accounts such as checking, savings, money market and certificate of deposit products, along with consumer lending solutions including residential mortgages, home equity lines of credit and vehicle financing. For commercial clients, First Seacoast Bancorp delivers business checking, treasury management, commercial real estate lending and working capital facilities. Wealth management and trust services are also available, supported by dedicated advisory teams assisting clients with investment planning, retirement strategies and estate administration.

First Seacoast Bancorp primarily serves the Seacoast region of New Hampshire and southern Maine, operating a network of full-service branches across key communities in these markets. The company’s community banking model combines relationship-driven service with digital banking capabilities, allowing for rapid loan approvals and accessible account management. By focusing on regional economic growth and active community engagement, First Seacoast Bancorp aims to foster lasting partnerships and support the financial well-being of its clients.

Key Stats

• Today's Range: $16.65 to $16.70
• 50-Day Range: $11.08 to $16.69
• 52-Week Range: $10.13 to $16.76
• Volume: 12,905 shs
• Average Volume: 19,278 shs
• Market Capitalization: $78.27 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

First Seacoast Bancorp Stock Analysis - MarketRank™

First Seacoast Bancorp scored higher than 7% of companies evaluated by MarketBeat, and ranked 865th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.5 / 5
• Analyst Rating: Sell

Consensus Rating

First Seacoast Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

First Seacoast Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Seacoast Bancorp is -69.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Seacoast Bancorp is -69.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

First Seacoast Bancorp has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.14% of the float of First Seacoast Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Seacoast Bancorp has a short interest ratio ("days to cover") of 0.88, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Seacoast Bancorp has recently increased by 32.65%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Seacoast Bancorp does not currently pay a dividend.

Dividend Growth

First Seacoast Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.47

News Sentiment

First Seacoast Bancorp has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for First Seacoast Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Seacoast Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

7.82% of the stock of First Seacoast Bancorp is held by insiders.

Percentage Held by Institutions

38.38% of the stock of First Seacoast Bancorp is held by institutions.

Company Calendar

• Last Earnings: 3/20/2026
• Today: 5/08/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FSEA
• CIK: 1943802
• Web: www.firstseacoastbank.com
• Phone: (603) 742-4680
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.24)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$850 thousand
• Net Margins: -2.94%
• Pretax Margin: -5.16%
• Return on Equity: -1.36%
• Return on Assets: -0.14%

Debt

• Debt-to-Equity Ratio: 0.82
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $28.74 million
• Price / Sales: 2.72
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $13.53 per share
• Price / Book: 1.23

Miscellaneous

• Outstanding Shares: 4,690,000
• Free Float: 4,325,000
• Market Cap: $78.27 million
• Optionable: Not Optionable
• Beta: 0.02