First Us Bancsh (FUSB) Stock Price, News & Analysis

Company Overview

First US Bancshares, Inc. (NASDAQ: FUSB) is a bank holding company headquartered in Albuquerque, New Mexico, providing a comprehensive range of commercial and retail banking services. Through its wholly owned subsidiary, First National Bank of Santa Fe, the company caters to individuals, small and medium-sized businesses, and professional clients. Core activities include deposit-taking, loan origination, treasury and cash management, and digital banking solutions designed to meet the evolving needs of its customers.

The company offers a variety of products and services, including business checking and savings accounts, commercial and industrial lending, commercial real estate financing, residential mortgage lending, and consumer installment loans. In addition, it provides online and mobile banking platforms, merchant card processing, and remote deposit capture. These offerings are supported by a team of relationship managers who focus on personalized service and local decision-making.

Founded in the early 1990s, First US Bancshares has built a community-oriented banking franchise with multiple branch locations across New Mexico, including Albuquerque, Santa Fe, Rio Rancho, Farmington, Los Alamos, and Las Cruces. The company emphasizes community involvement and economic development, supporting local initiatives through charitable contributions and participation in small business lending programs. This regional footprint enables the bank to maintain close ties with customers and respond swiftly to local market conditions.

Led by President and Chief Executive Officer Ike B. Brown, First US Bancshares maintains a strategic focus on organic growth, operational efficiency, and technology-driven customer experiences. Under Brown’s leadership, the company has invested in digital platforms and branch modernization while preserving the personalized service that underpins its community banking model. This balanced approach aims to strengthen the bank’s market position and deliver long-term value to stakeholders.

Key Stats

• Today's Range: $12.57 to $12.74
• 50-Day Range: $12.50 to $13.24
• 52-Week Range: $9.75 to $14.30
• Volume: 523 shs
• Average Volume: 4,792 shs
• Market Capitalization: $73.28 million
• P/E Ratio: 9.95
• Dividend Yield: 2.20%
• Price Target: N/A
• Consensus Rating: N/A

First Us Bancsh Stock Analysis - MarketRank™

First Us Bancsh scored higher than 39% of companies evaluated by MarketBeat, and ranked 720th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Us Bancsh.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Us Bancsh is 9.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Us Bancsh is 9.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

First Us Bancsh has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.10% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Us Bancsh has recently increased by 26.32%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Us Bancsh pays a meaningful dividend of 2.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Us Bancsh has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of First Us Bancsh is 21.88%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.10% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Us Bancsh has recently increased by 26.32%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.93

News Sentiment

First Us Bancsh has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for First Us Bancsh this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Us Bancsh insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.24% of the stock of First Us Bancsh is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 18.74% of the stock of First Us Bancsh is held by institutions.

FUSB Stock Analysis - Frequently Asked Questions

How have FUSB shares performed this year?

First Us Bancsh's stock was trading at $12.59 at the beginning of the year. Since then, FUSB stock has increased by 1.2% and is now trading at $12.74.

How were First Us Bancsh's earnings last quarter?

First Us Bancsh (NASDAQ:FUSB) released its quarterly earnings data on Wednesday, April, 30th. The financial services provider reported $0.29 EPS for the quarter. The financial services provider earned $9.77 million during the quarter. First Us Bancsh had a net margin of 12.72% and a trailing twelve-month return on equity of 7.99%.

How do I buy shares of First Us Bancsh?

Shares of FUSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Us Bancsh own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Us Bancsh investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL) and Disc Medicine (IRON).

Company Calendar

• Last Earnings: 4/30/2025
• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Dividend Payable: 7/01/2025
• Today: 7/13/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FUSB
• CIK: 717806
• Web: www.firstusbank.com
• Phone: (205) 582-1200
• Fax: 334-636-9606
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.28
• Trailing P/E Ratio: 9.95
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.17 million
• Net Margins: 12.72%
• Pretax Margin: 16.76%
• Return on Equity: 7.99%
• Return on Assets: 0.71%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $39.60 million
• Price / Sales: 1.85
• Cash Flow: $1.68 per share
• Price / Cash Flow: 7.58
• Book Value: $17.25 per share
• Price / Book: 0.74

Miscellaneous

• Outstanding Shares: 5,752,000
• Free Float: 5,105,000
• Market Cap: $73.28 million
• Optionable: Not Optionable
• Beta: 0.49