First US Bancshares, Inc., formerly United Security Bancshares, Inc., incorporated on June 4, 1999, is the bank holding company for First US Bank (the Bank or FUSB). The Bank operates a finance company, Acceptance Loan Company, Inc. (ALC). The Bank operates through two segments: FUSB and ALC. As of December 31, 2015, the Bank operated and served its customers through 19 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa and Woodstock, Alabama. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals and other individuals. As of December 31, 2015, ALC operated and served its customers through 22 offices in Alabama and southeast Mississippi. FUSB Reinsurance underwrites credit life and credit accident and health insurance policies.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Commercial Banks
- Sub-Industry: N/A
- Symbol: NASDAQ:FUSB
- CUSIP: N/A
- Web: www.firstusbank.com
Capitalization:- Market Cap: $67.88 million
- Outstanding Shares: 6,055,000
Average Prices:- 50 Day Moving Avg: $11.49
- 200 Day Moving Avg: $11.90
- 52 Week Range: $8.82 - $15.14
P/E:- Trailing P/E Ratio: 55.75
- P/E Growth: 0.00
Sales & Book Value:- Annual Revenue: $29.98 million
- Price / Sales: 2.25
- Book Value: $12.77 per share
- Price / Book: 0.87
Dividend:- Annual Dividend: $0.08
- Dividend Yield: 0.7%
Profitability:- Net Margins: 3.66%
- Return on Equity: 1.69%
- Return on Assets: 0.22%
Debt:- Debt-to-Equity Ratio: 0.19%
- Current Ratio: 0.68%
- Quick Ratio: 0.68%
Misc:- Average Volume: 4,694 shs.
- Beta: 0.36
- Short Ratio: 1.69
Frequently Asked Questions for United Security Bancshares (NASDAQ:FUSB)
What is United Security Bancshares' stock symbol?
United Security Bancshares trades on the NASDAQ under the ticker symbol "FUSB."
How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares?
United Security Bancshares declared a quarterly dividend on Thursday, May 25th. Stockholders of record on Friday, June 9th will be paid a dividend of $0.02 per share on Monday, July 3rd. This represents a $0.08 annualized dividend and a dividend yield of 0.72%. The ex-dividend date of this dividend is Wednesday, June 7th. View United Security Bancshares' Dividend History.
How were United Security Bancshares' earnings last quarter?
United Security Bancshares Inc. (NASDAQ:FUSB) posted its earnings results on Tuesday, April, 25th. The company reported $0.06 earnings per share for the quarter. The firm earned $8.09 million during the quarter. United Security Bancshares had a net margin of 3.66% and a return on equity of 1.69%. View United Security Bancshares' Earnings History.
Who are some of United Security Bancshares' key competitors?
Some companies that are related to United Security Bancshares include HopFed Bancorp (HFBC), American River Bankshares (AMRB), Patriot National Bancorp (PNBK), Anchor Bancorp (ANCB), First Trust California Municipal High income ETF (FCAL), 1st Century Bancshares (FCTY), 1st United Bancorp Inc (Florida) (FUBC), Associated Banc Corp (ASBC), BNC Bancorp (BNCN), Bridge Capital Holdings (BBNK), CapitalSource (CSE), First Financial Holdings (FFCH), Firstmerit Corp (FMER), Fox Chase Bancorp (FXCB), Heritage Financial Group (HBOS), Heritage Oaks Bancorp (HEOP), HSBC Holdings plc (HBC) and Hudson City Bancorp (HCBK).
Who are United Security Bancshares' key executives?
United Security Bancshares' management team includes the folowing people:
- Andrew C. Bearden Jr., Independent Chairman of the Board
- James F. House, President, Chief Executive Officer, Director of the Company & the Bank
- John C. Gordon, Vice Chairman of the Board
- Thomas S. Elley, Chief Financial Officer, Principal Accounting Officer, Vice President, Treasurer, Assistant Secretary
- William C. Mitchell, President and Chief Executive Officer of Acceptance Loan Company, Inc.
- Anthony G. Cashio, Executive Vice President, Chief Credit Officer
- Eric H. Mabowitz, Executive Vice President - Retail Division
- D. Phillip Maughan II, Executive Vice President - Commercial Division
- Phillip R. Wheat, Senior Vice President, Chief Information Officer, Information Security Officer of the Bank
- David L. Saylors, Senior Vice President, Director of Human Resources
How do I buy United Security Bancshares stock?
Shares of United Security Bancshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Security Bancshares' stock price today?
One share of United Security Bancshares stock can currently be purchased for approximately $11.15.
MarketBeat Community Rating for United Security Bancshares (NASDAQ FUSB)MarketBeat's community ratings are surveys of what our community members think about United Security Bancshares and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for United Security Bancshares (NASDAQ:FUSB) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Analysts' Ratings History for United Security Bancshares (NASDAQ:FUSB)
Show:
No equities research coverage for this company has been tracked by MarketBeat.com
Earnings History for United Security Bancshares (NASDAQ:FUSB)Earnings History by Quarter for United Security Bancshares (NASDAQ FUSB)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 4/25/2017 | Q1 2017 | | $0.06 | | $8.09 million | View | N/A |  |
| 4/29/2016 | Q115 | | $0.05 | | $7.65 million | View | N/A | |
| 1/29/2015 | Q414 | | $0.12 | | $8.33 million | View | N/A | |
| 5/1/2014 | Q114 | | $0.13 | | $8.35 million | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for United Security Bancshares (NASDAQ:FUSB)No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for United Security Bancshares (NASDAQ:FUSB)| Most Recent Dividend: | 7/3/2017 |
| Annual Dividend: | $0.08 |
| Dividend Yield: | 0.72% |
| Payout Ratio: | 40.00% (Trailing 12 Months of Earnings)
|
Dividend History by Quarter for United Security Bancshares (NASDAQ FUSB)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 5/25/2017 | quarterly | $0.02 | 0.73% | 6/7/2017 | 6/9/2017 | 7/3/2017 |
| 2/23/2017 | quarterly | $0.02 | 0.59% | 3/8/2017 | 3/10/2017 | 4/3/2017 |
| 8/25/2016 | Quarterly | $0.02 | | 9/7/2016 | 9/9/2016 | 10/3/2016 |
| 5/27/2016 | Quarterly | $0.02 | | 6/8/2016 | 6/10/2016 | 7/1/2016 |
| 2/26/2016 | Quarterly | $0.02 | | 3/9/2016 | 3/11/2016 | 4/1/2016 |
| 11/19/2015 | Quarterly | $0.02 | | 12/9/2015 | 12/11/2015 | 1/4/2016 |
| 5/29/2015 | quarterly | $0.02 | 0.98% | 6/10/2015 | 6/12/2015 | 7/1/2015 |
| 3/3/2015 | quarterly | $0.02 | 0.97% | 3/10/2015 | 3/12/2015 | 4/1/2015 |
| 11/21/2014 | quarterly | $0.02 | 0.91% | 12/10/2014 | 12/12/2014 | 1/2/2015 |
| 8/29/2014 | quarterly | $0.01 | 0.45% | 9/10/2014 | 9/12/2014 | 10/1/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for United Security Bancshares (NASDAQ:FUSB)Insider Ownership Percentage: 11.90%
Institutional Ownership Percentage: 11.63%
Insider Trades by Quarter for United Security Bancshares (NASDAQ:FUSB)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 5/10/2017 | Bruce N. Wilson | Director | Sell | 544 | $11.80 | $6,419.20 | |
| 5/25/2016 | James F House | CEO | Buy | 5,002 | $8.70 | $43,517.40 | |
| 11/4/2015 | Robert S. Briggs | Director | Buy | 5,000 | $8.02 | $40,100.00 | |
| 8/31/2015 | Jack W Meigs | Director | Buy | 1,000 | $8.59 | $8,590.00 | |
| 8/13/2015 | Donna D Smith | Director | Buy | 1,500 | $8.70 | $13,050.00 | |
| 11/12/2014 | Robert S Briggs | Director | Buy | 5,000 | $8.82 | $44,100.00 | |
| 8/12/2014 | Gerald P Corgill | Director | Sell | 500 | $8.07 | $4,035.00 | |
| 5/14/2014 | John Lee Mcphearson | Director | Buy | 1,385 | $7.93 | $10,983.05 | |
| 11/21/2012 | J Daniel Matheson III | Insider | Buy | 2,000 | $5.51 | $11,020.00 | |
| 11/6/2012 | J Daniel Matheson III | Insider | Buy | 5,000 | $5.56 | $27,800.00 | |
| 8/17/2012 | James F House | CEO | Buy | 10,000 | $6.21 | $62,100.00 | |
| 8/13/2012 | John Lee Mcphearson | Director | Buy | 1,600 | $6.00 | $9,600.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for United Security Bancshares (NASDAQ:FUSB)
Latest Headlines for United Security Bancshares (NASDAQ:FUSB)
| Source: |
|
| Date | Headline |
|---|
 | First US Bancshares, Inc. : FUSB-US: Dividend Analysis : June 09th, 2017 (record date) : By the numbers : June 8, 2017
finance.yahoo.com - June 8 at 6:20 PM |
 | First US Bancshares (FUSB) Declares $0.02 Quarterly Dividend; 0.7% Yield
www.streetinsider.com - May 25 at 7:30 PM |
 | First US Bancshares Inc (FUSB) Plans Quarterly Dividend of $0.02
www.americanbankingnews.com - May 25 at 6:48 PM |
| ETFs with exposure to First US Bancshares, Inc. : May 12, 2017
finance.yahoo.com - May 12 at 5:59 PM |
| ETFs with exposure to First US Bancshares, Inc. : May 12, 2017
finance.yahoo.com - May 12 at 5:59 PM |
| First US Bancshares, Inc. :FUSB-US: Earnings Analysis: Q1, 2017 By the Numbers : May 9, 2017
finance.yahoo.com - May 9 at 5:12 PM |
| First US Bancshares, Inc. Reports First Quarter Results
finance.yahoo.com - April 26 at 8:04 PM |
| First US Bancshares Inc (FUSB) Posts Earnings Results
www.americanbankingnews.com - April 26 at 3:50 PM |
| FIRST US BANCSHARES INC Financials
finance.yahoo.com - March 21 at 5:28 PM |
| FIRST US BANCSHARES INC Files SEC form 10-K, Annual Report
biz.yahoo.com - March 15 at 5:39 PM |
 | First US Bancshares About To Put More Money In Your Pocket (FUSB)
www.thestreet.com - March 6 at 5:00 PM |
| First US Bancshares (FUSB) Declares $0.02 Quarterly Dividend; 0.6% Yield
www.streetinsider.com - February 22 at 5:34 PM |
| FIRST US BANCSHARES INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and E
biz.yahoo.com - February 17 at 5:23 PM |
United Security Bancshares (FUSB) Chart for Thursday, July, 20, 2017
